DeFi

DeFi eliminates intermediaries by using smart contracts on blockchains to provide financial services like lending, borrowing, and trading. In 2026, the "DeFi 3.0" era is defined by Institutional DeFi and the integration of Real-World Assets (RWA). From liquidity provisioning on Uniswap to advanced lending on Aave, this tag tracks the evolution of autonomous financial systems, yield optimization, and the rise of AI-driven portfolio management in the decentralized economy.

69263 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
‘New Dawn’: Ripple CEO Reacts to Fed Governors Embracing Crypto

‘New Dawn’: Ripple CEO Reacts to Fed Governors Embracing Crypto

The post ‘New Dawn’: Ripple CEO Reacts to Fed Governors Embracing Crypto appeared on BitcoinEthereumNews.com. Fed governors embracing crypto  “New dawn” for Ripple Ripple CEO Brad Garlinghouse has commented on how rapidly attitudes toward crypto have changed over the past year, describing such a drastic shift as “a new dawn.” Garlinghouse claims that discussions at this year’s SALT 2025 investment conference feel very dramatically different, with regulators and policymakers being more open to the nascent asset class.  While many attendees at SALT have been in crypto for a long time, the change in tone (on-stage, 1-1 convos) from even a year ago is dramatic and very palpable. I don’t think many of us had “multiple Fed governors publicly embracing crypto technology” on our bingo cards…a new… https://t.co/5dwLNZKdIe — Brad Garlinghouse (@bgarlinghouse) August 22, 2025 Fed governors embracing crypto  The Ripple boss has noted that even Federal Reserve governors are now embracing crypto, which is a very surprising development for him personally.  Governor Michelle Bowman, for instance, has argued that regulators should abandon their overly cautious mindset toward digital assets.  Instead, they should opt for a proactive approach that would make it possible to foster innovation.  As reported by U.Today, the Fed recently ditched its cryptocurrency-focused supervision program, which is another step toward legitimizing cryptocurrencies.  Governor Christopher Waller also insisted that such innovative technologies as tokenization and smart contracts are not, in fact, scary.  “New dawn” for Ripple It is also a new dawn for Ripple in particular, considering that the legal battle between the enterprise blockchain company and the SEC is finally over.  As reported by U.Today, the United States Court of Appeals for the Second Circuit put a definitive end to the case earlier today.  Source: https://u.today/new-dawn-ripple-ceo-reacts-to-fed-governors-embracing-crypto

Author: BitcoinEthereumNews
Houdini Swap Integrates SushiSwap’s DEX Aggregation for Best Cross-Chain Crypto Swaps, Liquidity Routing

Houdini Swap Integrates SushiSwap’s DEX Aggregation for Best Cross-Chain Crypto Swaps, Liquidity Routing

This collaboration with SushiSwap showcases Houdini’s long-term commitment to providing competitive rates and unique liquidity across different chains.

Author: Blockchainreporter
Best Crypto to Buy Under $100 in 2025: Cardano, NEAR, HBAR & VET Named Top Altcoins to Watch

Best Crypto to Buy Under $100 in 2025: Cardano, NEAR, HBAR & VET Named Top Altcoins to Watch

Crypto traders searching for the best crypto to buy under $100 in 2025 are eyeing altcoins that combine accessibility with […] The post Best Crypto to Buy Under $100 in 2025: Cardano, NEAR, HBAR & VET Named Top Altcoins to Watch appeared first on Coindoo.

Author: Coindoo
Crypto Analysts Predict 10,000% Rally for OZAK AI in 2025

Crypto Analysts Predict 10,000% Rally for OZAK AI in 2025

Ozak AI ($OZ) is gaining much interest in the crypto market because of its AI-based predictions and decentralized framework. Its fifth presale phase is rapidly advancing, and 2.11 million tokens sold and $2.22 million in funds collected dramatically. The project will be posing as a technological leader because of predictive intelligence and strong blockchain layers. [...] The post Crypto Analysts Predict 10,000% Rally for OZAK AI in 2025 appeared first on Blockonomi.

Author: Blockonomi
XRP ETF Explained — Key Filings, Deadlines & What Investors Can Expect

XRP ETF Explained — Key Filings, Deadlines & What Investors Can Expect

The post XRP ETF Explained — Key Filings, Deadlines & What Investors Can Expect appeared on BitcoinEthereumNews.com. The SEC is working through a packed queue of XRP ETF proposals from major issuers, with key rulings stacked across October. Confidence has improved since Ripple’s legal win in August, and many investors now see a clear path for regulated XRP exposure. ProShares already broke ground with the first XRP-linked ETF, while a wave of spot funds is lined up behind it. If approvals land, XRP could join Bitcoin and Ethereum in the mainstream ETF arena and invite new institutional flows. As capital scans for high-upside plays during this window, early-stage opportunities are drawing attention too. MAGACOIN FINANCE has raised $12.5 million in record time, a signal that investors are positioning before major listings open wider access. First XRP ETF Already Trading ProShares launched the Ultra XRP ETF on NYSE Arca on July 18, delivering 2x exposure to XRP futures. That milestone set the stage for spot applications from household-name managers. Spot XRP ETF Filings — Key October Deadlines A dense cluster of spot decisions is due in October 2025: Oct 18 – Grayscale XRP Trust conversion Oct 19 – 21Shares Core XRP Trust Oct 20 – Bitwise Oct 24 – Canary Capital Oct 25 – WisdomTree; Franklin Templeton; CoinShares Each aims to offer direct, regulated XRP exposure similar to approved Bitcoin and Ethereum spot ETFs. Additional Proposals Still in Review RexShares, in partnership with Osprey Funds, submitted an XRP ETF earlier this year but had its July 25 date delayed. Volatility Shares is seeking both a 1x XRP futures ETF and a 2x leveraged product; those timelines were also pushed back. Rising Opportunity: Scarcity Before Listings Mid-article spotlight: MAGACOIN FINANCE’s rapid raise highlights a classic scarcity setup. With $12.5 million secured and access still limited ahead of broader listings, some investors are treating early allocation like a ticket to…

Author: BitcoinEthereumNews
Dogecoin Struggles To Hit $0.30 While Analysts Forecast $0.0044 Layer Brett Could Smash $0.50 By 2026

Dogecoin Struggles To Hit $0.30 While Analysts Forecast $0.0044 Layer Brett Could Smash $0.50 By 2026

Dogecoin stalls at $0.30, but analysts say Layer Brett at $0.0047 could soar to $0.50 by 2026, mixing meme energy with Ethereum Layer 2 utility.

Author: Blockchainreporter
The Final Verdict on Pair vs. Solo Programming: A Summary

The Final Verdict on Pair vs. Solo Programming: A Summary

The authors discuss these findings, their similarity to existing research, and plans for future replications to further investigate pair programming's effects.

Author: Hackernoon
Pair Programming's Impact on Effort: A Comparative Discussion

Pair Programming's Impact on Effort: A Comparative Discussion

This discussion compares the study's findings on effort with results from other academic research, highlighting both reinforcing and contrasting outcomes.

Author: Hackernoon
From Classroom to C-Suite: Generalizing Your Research Findings

From Classroom to C-Suite: Generalizing Your Research Findings

Explore the threat of external validity in a pair programming experiment, specifically the limitation of using students as subjects. Learn how preliminary findings from these studies can still inform future research in industrial settings.

Author: Hackernoon
Construct Validity: A Key Threat to Pair Programming Research

Construct Validity: A Key Threat to Pair Programming Research

Explore the threat of construct validity in a pair programming experiment, focusing on how a lack of subject experience can skew results. Learn how researchers plan to reinforce this validity in future studies through training.

Author: Hackernoon