DeFi

DeFi eliminates intermediaries by using smart contracts on blockchains to provide financial services like lending, borrowing, and trading. In 2026, the "DeFi 3.0" era is defined by Institutional DeFi and the integration of Real-World Assets (RWA). From liquidity provisioning on Uniswap to advanced lending on Aave, this tag tracks the evolution of autonomous financial systems, yield optimization, and the rise of AI-driven portfolio management in the decentralized economy.

68514 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Crypto Lawyer Reveals Key Drawback with Tether’s USDT, Says Ripple’s RLUSD Is Better

Crypto Lawyer Reveals Key Drawback with Tether’s USDT, Says Ripple’s RLUSD Is Better

The post Crypto Lawyer Reveals Key Drawback with Tether’s USDT, Says Ripple’s RLUSD Is Better appeared on BitcoinEthereumNews.com. Bill Morgan, the pro-XRP lawyer, is defending Ripple RLUSD stablecoin against the largest stablecoin issuer Tether, on the matter of third-party reserves. Morgan’s comments come at a time when Tether prepares for US expansion by hiring Bo Hines, the former executive director at the White House Crypto Council. The Ripple stablecoin is steadily gaining market share with a 25% surge in market cap over the past month. Bill Morgan: RLUSD Has Better Reserve Management Than USDT On Tuesday, Tether announced hiring Bo Hines as the company’s crypto strategic advisor with the goal of enhancing U.S. compliance. With Trump’s pro-crypto policies and the passing of the GENIUS Act last month, the USDT stablecoin issuer plans for a US expansion. Market analysts noted that Tether has successfully tackled the FUD over its reserves, now verified by investment banking firm Cantor Fitzgerald. However, pro-XRP lawyer Bill Morgan stated that the one thing he doesn’t like about Tether is the company’s reserve management practice. Morgan pointed out that the stablecoin issuer does not use an independent third-party custodian to hold its reserves. On the other hand, Morgan highlighted Ripple’s RLUSD, which relies on BNY Mellon for reserve custody. According to him, this arrangement makes RLUSD a more reassuring option compared to Tether. One of the users on the X platform, responded to Morgan, stating that Tether has also never agreed to “credible audits” from an independent outside firm. That’s “Negative fact no.2,” wrote Morgan. “To be fair there is one fact I like about Tether which is that it has never lost its peg to the dollar,” added Morgan in another message. Paolo Ardoino’s stablecoin firm Tether has been on a strong footing recently, clocking $2.6 billion in profits during Q2 2025, while revealing its Gold and Bitcoin reserves. Furthermore, the firm also issued…

Author: BitcoinEthereumNews
SEC Chairman Paul Atkins Announces Project Crypto at SALT Event

SEC Chairman Paul Atkins Announces Project Crypto at SALT Event

The post SEC Chairman Paul Atkins Announces Project Crypto at SALT Event appeared on BitcoinEthereumNews.com. Key Points: SEC Chairman Paul Atkins discusses Project Crypto at SALT seminar in Wyoming. Regulatory initiative focuses on crypto market clarity. Event fosters blockchain and finance integration. SEC Chairman Paul Atkins will deliver a keynote on “Project Crypto” at the SALT blockchain seminar in Wyoming, discussing future cryptocurrency regulation. This initiative aims to bolster U.S. leadership in blockchain, promising regulatory clarity and market growth, potentially attracting significant institutional investment. SEC’s Project Crypto Signals Regulatory Changes Ahead SEC Chairman Paul Atkins recent remarks at the Wyoming SALT seminar brought significant attention to the “Project Crypto” initiative. The seminar, known for its role in gathering institutional leaders and blockchain innovators, received widespread attention. The Project Crypto initiative looks to provide clear regulatory guidelines designed to boost the US’s position in blockchain technology. This move is seen as a direct response to the outlines presented in President Donald Trump’s vision for the crypto industry. The market reaction to this announcement has been noticeably positive, with expectations of increased capital flow and innovation. Officials and industry participants are keen to witness the practical rollout of these regulatory changes, with Atkins emphasizing optimism for the digital asset economy. He stated, “The digital asset economy should flourish under a reimagined regulatory structure, not be sidelined by the burden of overregulation.” Potential US Market Impact Compared to Europe’s MiCA Did you know? In a similar context, Europe’s MiCA guidelines significantly increased trading volumes on compliant crypto exchanges, suggesting a potential similar outcome for US markets under the new initiative. Ethereum (ETH) is currently priced at $4,169.86, with a market cap of $503.33 billion, as reported by CoinMarketCap. The cryptocurrency experiences a 24-hour trading volume of $50.78 billion, showing a 1.43% change, with a price decrease of 1.53% in the last 24 hours but an increase of 72.08%…

Author: BitcoinEthereumNews
Expert Touts Chainlink Advantage Over XRP In Institutional Adoption Race

Expert Touts Chainlink Advantage Over XRP In Institutional Adoption Race

As blockchain technology continues to gain traction among institutional investors, Chainlink (LINK) is positioning itself to capitalize on this momentum, especially in light of pro-crypto regulations that are attracting significant capital inflows.  According to market expert Zach Rynes, the decentralized oracle network is better equipped than XRP to harness the forthcoming wave of institutional blockchain adoption and the tokenization of trillions in assets. Chainlink Vs XRP While some argue that Chainlink and the XRP Ledger (XRPL) do not compete directly on a product basis, Rynes suggests that this perspective overlooks the broader implications of their respective roles in the blockchain landscape.  The expert highlights that Chainlink offers a platform that encompasses on-chain data delivery, cross-chain interoperability, automated compliance, privacy-preserving computing, and integration with legacy systems.  These features are considered essential for the tokenization of real-world assets (RWAs) such as funds, equities, commodities, and currencies across diverse blockchain networks, both public and private. Related Reading: Crypto Founder Predicts The Collapse Of Bitcoin In This Timeframe As a result of these advantages, Chainlink is already collaborating with some of the world’s largest financial institutions, including the Central Bank of Brazil, to facilitate the adoption of blockchain technologies and tokenized assets.  Investing in XRP, according to the expert, hinges on the belief that institutions will favor the XRPL as their ledger of choice over others, including proprietary private chains.  In contrast, a bet on Chainlink reflects confidence that institutions will adopt blockchain technology more broadly, regardless of which specific ledger they choose to implement.  Rynes emphasizes that this distinction is crucial, as Chainlink’s services enhance the functionality of any blockchain used by institutions, making it a more complete player in the ecosystem. Why LINK Is Key For Institutional Blockchain Adoption Currently, Chainlink secures over $92 billion in total value locked (TVL) across more than 60 blockchain networks through its oracle network, which supports over 450 applications. In comparison, XRPL has a DeFi TVL of around $100 million. The expert further asserts that the core capabilities that Chainlink provides are more valuable to institutions seeking to navigate the tokenization sector. For instance, data oracles are essential for delivering accurate net asset value (NAV) data for tokenized funds and corporate actions for tokenized equities.  Cross-chain oracles also enable the secure transfer of assets across different blockchains, facilitating delivery-versus-payment (DvP) and payment-versus-payment (PvP) workflows.  Additionally, Chainlink’s legacy-system oracles allow traditional financial institutions to interact with public and private blockchains using existing infrastructure and messaging standards, such as SWIFT.  Related Reading: SUI Holds The Line: Rounded Bottom Hints At 13% Breakout Setup The expert also notes that a trend of margin compression is emerging for blockchain technology, where the value generated from transaction ordering is increasingly recaptured by applications rather than the networks themselves.  Rynes highlights that this shift underscores the importance of infrastructure providers like Chainlink, which can monetize their services through enterprise deals and integration programs. While XRP aims to position itself as a bridge currency, Rynes argues that Chainlink’s ability to facilitate cross-chain transactions involving stablecoins and other assets diminishes the need for such intermediary currencies.  As of this writing, LINK is trading at $24, down nearly 5% over the last 24 hours. Over longer periods, however, the cryptocurrency has ranked among the market’s top performers, recording year-to-date gains of 140%. Featured image from DALL-E, chart from TradingView.com

Author: NewsBTC
Ice Open Network Welcomes Foxsy to Redefine the Future of AI and Blockchain

Ice Open Network Welcomes Foxsy to Redefine the Future of AI and Blockchain

Ice Open Network is working with Foxsy to merge AI, robotics, and blockchain with decentralized innovation and redefine the future of intelligent technology.

Author: Blockchainreporter
Is the $500 crypto phone worth it?

Is the $500 crypto phone worth it?

The post Is the $500 crypto phone worth it? appeared on BitcoinEthereumNews.com. It’s been two weeks since the worldwide launch of the Solana Seeker, the successor to the Solana Saga. About 150,000 people have begun receiving their phones in the mail, and their reviews are trickling in. As a general phone, the Seeker fails to turn heads. It’s measurably slower, and most reviewers say the camera is a far cry from flagship devices like the Samsung S25 Ultra or the iPhone 16 Pro. The Solana Seeker features a gray matte backing that feels premium in the hands. (Cointelegraph) As a crypto phone, the jury’s still out. The Seeker is arguably miles ahead of anything else due to its “Seed Vault,” which allows users to securely store their Solana assets. But there are only a few apps that support this, and the juicy airdrops that turned the Solana Saga into an overnight success are noticeably lacking for the Seeker. This could change next month, though. So, is the Solana Seeker a good phone? Is it a good crypto phone? Over the past week, I’ve gathered online reviews and reactions to the Solana Seeker while conducting my own tests to answer that question. Solana Seeker review: How does it perform as a phone? Let’s be honest, the Seeker is unlikely to blow the socks off tech reviewers like Marques Brownlee, who called the Solana Saga the “bust of the year” in 2023.  At the time, Brownlee slammed the phone’s subpar camera, buggy software, inconsistent fingerprint scanner and jaunty price tag.  “This becomes the perfect embodiment of crypto in 2023, at best, ahead of its time. At worst, completely useless to most everyday people and gives whatever else is going to follow it an even harder uphill battle,” he said at the time. Two years later, we have the Solana Seeker in our hands. There…

Author: BitcoinEthereumNews
[LIVE] Crypto News Today: Latest Updates for August 20, 2025 – Ethereum Sinks Below $4.1K, Bitcoin Trades at $113K as Market Ignores Positive Industry Moves

[LIVE] Crypto News Today: Latest Updates for August 20, 2025 – Ethereum Sinks Below $4.1K, Bitcoin Trades at $113K as Market Ignores Positive Industry Moves

The crypto market is showing bearish signal today, with nearly all major sectors posting steep losses. Overall market sentiment has slumped as tokens across the board fell between 2% and 6% in the past 24 hours. Ethereum (ETH) dropped 4.79% to slip under $4,100, while Bitcoin (BTC) slid 2.69% below $113,000. The PayFi sector, which showed strength yesterday, crashed 5.65%, led by sharp declines in XRP (-5.52%) and Telcoin (-7.17%). Other sectors, including CeFi, Layer1, Layer2, and DeFi, also posted heavy declines, though some tokens like OKB (+5.76%), and Mantle (+5.51%) managed to buck the trend. But what else is happening in crypto news today? Follow our up-to-date live coverage below.

Author: CryptoNews
Valantis DEX acquires stHYPE as Hyperliquid staking heats up

Valantis DEX acquires stHYPE as Hyperliquid staking heats up

Valantis acquires stHYPE to expand Hyperliquid’s liquid staking market, aiming for deeper liquidity, modular yield, and stronger DeFi integration.

Author: Crypto.news
Institutional Staking: Revolutionary Partnership Unlocks New Opportunities for BTC and CORE Holders

Institutional Staking: Revolutionary Partnership Unlocks New Opportunities for BTC and CORE Holders

BitcoinWorld Institutional Staking: Revolutionary Partnership Unlocks New Opportunities for BTC and CORE Holders The cryptocurrency landscape is constantly evolving, with significant advancements driving mainstream adoption. A groundbreaking development is reshaping how large players engage with digital assets: the rise of institutional staking. This innovative approach offers a secure pathway for major entities to participate in the crypto economy. What is Institutional Staking and Why Does It Matter? Recently, Core Foundation, a Bitcoin-based EVM-compatible blockchain, announced a pivotal integration. They have woven their unique dual staking feature into Hex Trust’s institutional custody platform. This collaboration, reported by BlockchainReporter, marks a significant step forward for the industry. So, what exactly is staking? In simple terms, it involves locking up cryptocurrency holdings to support the operations of a blockchain network. In return, participants earn rewards. However, for institutions, security, compliance, and liquidity are paramount. This is where institutional staking solutions become crucial. Security: Institutions require enterprise-grade security to protect substantial asset holdings. Compliance: Navigating complex regulatory environments is essential for institutional participation. Liquidity Management: The ability to earn rewards without liquidating core assets is a key benefit. Unlocking Value: The Core Foundation and Hex Trust Collaboration The integration between Core Foundation and Hex Trust directly addresses these institutional needs. Hex Trust, a leading digital asset custodian, provides a robust and secure environment for institutional clients. By integrating Core Foundation’s dual staking, they enable a new era of secure yield generation. This partnership empowers institutional clients to stake both Bitcoin (BTC) and Core (CORE) directly from their custodial accounts. This means they can earn on-chain rewards without the need to sell off their valuable holdings. It’s a game-changer for institutions looking to maximize their digital asset portfolios while maintaining stringent security protocols. This form of institutional staking offers a pathway to passive income for large-scale investors. How Does This Partnership Enhance Institutional Staking Security? Security is often the biggest hurdle for institutions entering the crypto space. Hex Trust’s role as a regulated digital asset custodian is central to this integration. Their platform is built with institutional-grade security measures, including advanced encryption, multi-party computation (MPC), and robust internal controls. By leveraging Hex Trust’s secure infrastructure, Core Foundation ensures that institutions engaging in BTC and CORE staking can do so with peace of mind. This reduces operational risks and helps institutions meet their compliance obligations. The emphasis on a secure custodial solution significantly de-risks the process of institutional staking. The Future of Institutional Staking: Broader Adoption Ahead? This development has far-reaching implications for the broader cryptocurrency market. As more secure and compliant pathways for earning yield emerge, we can expect a surge in institutional interest. The ability to generate returns on dormant assets without compromising security or liquidity is a powerful incentive. This collaboration sets a precedent, demonstrating how blockchain innovation can meet the stringent demands of traditional finance. It paves the way for greater institutional adoption of decentralized finance (DeFi) primitives in a regulated and secure manner. The growth of institutional staking solutions is a clear indicator of the maturing crypto ecosystem. In conclusion, the partnership between Core Foundation and Hex Trust represents a significant leap forward for institutional participation in the crypto economy. By enabling secure and compliant dual staking for BTC and CORE, they are opening new avenues for yield generation and accelerating the integration of digital assets into traditional financial portfolios. This innovative step underscores the increasing sophistication and accessibility of the blockchain space for large-scale investors. Frequently Asked Questions (FAQs) Q1: What is Core Foundation? A1: Core Foundation operates a Bitcoin-based, EVM-compatible blockchain, designed to bring Bitcoin’s power and security to a broader decentralized ecosystem. Q2: What is Hex Trust’s role in this partnership? A2: Hex Trust is a leading digital asset custodian that provides institutional-grade custody solutions, ensuring the secure storage and management of digital assets for their clients. Q3: Which cryptocurrencies can institutions stake through this integration? A3: Through this integration, institutional clients can stake both Bitcoin (BTC) and Core (CORE) assets. Q4: What are the main benefits of institutional staking through this partnership? A4: The primary benefits include earning on-chain rewards without liquidating holdings, enhanced security through Hex Trust’s custodial platform, and compliance with institutional requirements. Q5: Does this integration require institutions to liquidate their holdings? A5: No, a key benefit of this integration is that it allows institutional clients to stake their BTC and CORE without liquidating their holdings, maintaining their asset positions while earning rewards. If you found this article insightful, consider sharing it with your network on social media! Help us spread the word about the exciting advancements in institutional crypto adoption. To learn more about the latest institutional staking trends, explore our article on key developments shaping Bitcoin and Core’s institutional adoption. This post Institutional Staking: Revolutionary Partnership Unlocks New Opportunities for BTC and CORE Holders first appeared on BitcoinWorld and is written by Editorial Team

Author: Coinstats
Trump-Linked Crypto Firm Thumzup to Take Over Dogecoin Mining Operation

Trump-Linked Crypto Firm Thumzup to Take Over Dogecoin Mining Operation

Thumzup Media, a company with ties to the Trump family, is set to acquire Dogehash Technologies in an all-stock deal that aims to create the world’s largest Dogecoin mining platform. The Nasdaq-listed firm announced Tuesday that Dogehash shareholders will swap all of their holdings for 30.7m shares of Thumzup. Once the deal closes, the combined company will be renamed Dogehash Technologies Holdings and trade under the new ticker XDOG. The transaction is expected to be finalized in the fourth quarter, pending shareholder approval and regulatory clearance. Dogehash Runs 2,500 Scrypt Miners Across North America Dogehash operates roughly 2,500 Scrypt ASIC miners across North America, focused on producing Dogecoin and Litecoin. The company plans to expand its fleet later this year, targeting significant growth in output through 2026. Its operations are centered at a renewable-energy data center, with satellite sites being added to scale production. $TZUP and Dogehash aim to become the world's leading #Dogecoin mining platform and will leverage Dogecoin Layer-2 infrastructure via staking in DeFi products within the DogeOS ecosystem to enhance miner economics and amplify yield beyond base block rewards. 🚀… — Thumzup Media Corporation (@thumz_up) August 19, 2025 By joining forces, Thumzup and Dogehash expect to leverage Dogecoin’s Layer-2 infrastructure through DeFi staking products built into the DogeOS ecosystem. Executives say this will improve mining economics and deliver higher yields than standard block rewards. Performance metrics will be disclosed after the merger closes. Dogecoin, one of the most actively traded cryptocurrencies, is valued for its fast block times and low transaction fees. It has an inflationary but predictable supply that mirrors fiat currency issuance, making it a staple for high-throughput payments and trading. The asset consistently records millions in daily volume and remains one of the top cryptocurrencies by market capitalization. Thumzup Acquisition Follows $50M Fundraising Round Thumzup chief executive Robert Steele said the deal would accelerate the company’s transformation from a marketing platform into a diversified digital asset infrastructure player. Meanwhile, Dogehash head Parker Scott said the company had invested in infrastructure rather than speculative trading. “Unlike many companies that simply used their cash to buy cryptocurrency, we have invested in mining infrastructure. By owning and operating our own fleet of ASICs, we generate revenue directly from production, creating an ongoing, sustainable source of Dogecoin,” he said. Further, the acquisition comes after Thumzup raised $50m in July. The funds were set aside to expand its crypto strategies and buy more mining rigs. Additionally, the board approved up to $250m in digital asset holdings . These include Bitcoin, Dogecoin, Litecoin, Solana, XRP, Ether and USDC. Thumzup began its crypto journey in January by purchasing Bitcoin and now holds 19.1 BTC. Its shift into mining marks a new chapter for the Los Angeles-based firm, which until recently was best known for its digital marketing platform that rewarded users for promoting brands on social media. The company gained further visibility in July when Donald Trump Jr., son of the US president, bought 350,000 shares worth nearly $3.3m at the time, according to regulatory filings. The purchase positioned the Trump family as notable backers of Thumzup’s growing ambitions in digital assets.

Author: CryptoNews
Celsius Payout: A Crucial $220.6 Million Distribution Marks Significant Recovery

Celsius Payout: A Crucial $220.6 Million Distribution Marks Significant Recovery

BitcoinWorld Celsius Payout: A Crucial $220.6 Million Distribution Marks Significant Recovery The crypto community has been closely watching the unfolding saga of bankrupt lender Celsius. Now, there’s a significant update bringing a sigh of relief to many: Celsius is beginning its third distribution of funds. This latest Celsius payout, totaling an impressive $220.6 million, represents a crucial step towards recovery for thousands of affected creditors. What Does This Celsius Payout Mean for Creditors? This substantial distribution marks another milestone in Celsius’s complex bankruptcy proceedings. According to Cointelegraph on X, the bankrupt crypto lender is initiating this third phase of payouts. For those who had their assets locked up with Celsius, this news is more than just a financial transaction; it’s a tangible sign of progress and a step closer to regaining lost funds. The journey has been long and often frustrating for creditors. The collapse of Celsius, like many other crypto entities in 2022, left a lasting impact on countless individuals. This new Celsius payout provides a partial recovery, offering a measure of relief and a pathway to closure. Navigating the Road to Recovery: The Celsius Payout Process Understanding how these distributions work can be complex. Typically, bankruptcy proceedings involve a detailed plan approved by the courts, outlining how assets will be liquidated and distributed to creditors. The current Celsius payout aligns with this court-approved plan, aiming to return a portion of the digital assets or their equivalent value to eligible users. Creditors should be vigilant and proactive during this period. It is vital to: Monitor official communications: Check emails and official Celsius channels for specific instructions regarding the distribution. Verify personal details: Ensure all contact and wallet information is accurate to prevent delays. Be aware of scams: Unfortunately, bad actors often try to capitalize on such situations. Only trust information from official Celsius sources. While this is the third distribution, it signifies the ongoing efforts to unwind the company’s assets and fulfill its obligations to creditors. The process, however, is not without its challenges, including legal complexities and market fluctuations that can impact the value of distributed assets. Looking Ahead: The Future After the Celsius Payout The latest Celsius payout is a testament to the resilience of the legal framework surrounding digital assets, even in the face of bankruptcy. It highlights the importance of structured recovery plans for consumer protection within the evolving crypto landscape. As Celsius continues its wind-down, the focus remains on maximizing returns for creditors and bringing the entire process to a definitive close. This distribution also sends a broader message to the cryptocurrency industry: while risks are inherent, there are mechanisms in place to address failures and protect users to some extent. The lessons learned from cases like Celsius are invaluable for shaping future regulations and best practices in the digital asset space. In conclusion, the third Celsius payout of $220.6 million is a significant and hopeful development for thousands of creditors. It represents a tangible step towards financial recovery and underscores the ongoing efforts to resolve the complex aftermath of Celsius’s bankruptcy. This distribution brings much-needed relief and a sense of closure for those who have patiently awaited the return of their funds. Frequently Asked Questions (FAQs) Q1: What is the latest Celsius payout amount? The latest distribution by Celsius totals $220.6 million, marking its third significant payout to creditors. Q2: How will creditors receive their funds from the Celsius payout? Creditors typically receive their funds via specific distribution channels outlined in the court-approved bankruptcy plan. This often involves direct transfers to designated wallets or through a claims agent, based on the information provided during the claims process. Q3: Is this the final Celsius payout for all creditors? While this is the third distribution, it may not be the final one for all creditors. The total recovery percentage and the number of future distributions depend on the ongoing liquidation of Celsius’s assets and the specifics of the approved bankruptcy plan. Q4: What should creditors do to ensure they receive their Celsius payout? Creditors should regularly check official communications from Celsius or the appointed claims agent, ensure their contact and wallet information is up-to-date, and follow any specific instructions provided to facilitate the payout process. Q5: What led to Celsius’s bankruptcy? Celsius filed for bankruptcy in July 2022, citing extreme market conditions, including the collapse of Terra (LUNA) and Three Arrows Capital, which significantly impacted its financial stability and ability to meet withdrawal demands. Did you find this article informative? Share this crucial update on the Celsius payout with your network and help spread awareness about these important developments in the crypto space! To learn more about the latest crypto market trends, explore our article on key developments shaping digital asset recovery and future financial stability. This post Celsius Payout: A Crucial $220.6 Million Distribution Marks Significant Recovery first appeared on BitcoinWorld and is written by Editorial Team

Author: Coinstats