Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15310 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Circle CEO: Arc Will Move Financial ‘Guts’ to Blockchain Rails

Circle CEO: Arc Will Move Financial ‘Guts’ to Blockchain Rails

TLDR Circle CEO Jeremy Allaire described Arc as an economic operating system for the internet during an interview at the Future Investment Initiative in Riyadh. The Arc public testnet launched on October 28 with mainnet targeted for 2026 after builders trial smart contracts and transaction flows. Arc is designed specifically for payments, foreign exchange, lending, [...] The post Circle CEO: Arc Will Move Financial ‘Guts’ to Blockchain Rails appeared first on Blockonomi.

Author: Blockonomi
Teucrium Files Flare ETF as FXRP Minting Hits $120M Milestone

Teucrium Files Flare ETF as FXRP Minting Hits $120M Milestone

TLDR Teucrium Trading LLC has filed for a Flare ETF with the U.S. Securities and Exchange Commission. FXRP minting has surpassed $120 million since its launch in September. Hugo Phillion, Co-Founder of Flare Networks, confirmed the ETF filing through a post on X. Teucrium previously launched the first leveraged XRP ETF in the United States. [...] The post Teucrium Files Flare ETF as FXRP Minting Hits $120M Milestone appeared first on Blockonomi.

Author: Blockonomi
Crypto News: ETF Inflows Surge, but SOL Faces Resistance Near $203 and $212, Here Is Why MUTM Is The Best Crypto To Buy

Crypto News: ETF Inflows Surge, but SOL Faces Resistance Near $203 and $212, Here Is Why MUTM Is The Best Crypto To Buy

The post Crypto News: ETF Inflows Surge, but SOL Faces Resistance Near $203 and $212, Here Is Why MUTM Is The Best Crypto To Buy appeared on BitcoinEthereumNews.com. The current influx in ETF investments has infused new funds into the crypto market, but it has not changed the fact that altcoins such as Solana have been facing obstacles in terms of prices. There has been massive investment in ETFs related to Bitcoin and Ethereum in the last quarter, marking renewed faith in cryptos with the onset of economic change. Solana, being a strong altcoin, has numerous times been arrested at the $203 and $212 mark due to selling pressures from persons who took profits in the altcoin. This is because it emphasizes the importance of making informed decisions on the best crypto to invest in, with the key aspect being growth and sustainability in these volatile markets. On the other hand, there is Mutuum Finance (MUTM), one of the most prominent DeFi cryptos that has garnered intense attention from over 17,660 investors since the onset of its presale event, with $18,270,000 in funds raised so far. Solana Resistance Challenges Solana has resisted key areas around $203 and $212 for weeks now, while market players observe ETF injection-related growth in the crypto market without resulting in higher prices for Solana. The bears have completely controlled these areas, resulting in Solana crashing after short periods of rises in prices, thereby disappointing Solana investors who seek to benefit instantly from it despite it being known for high speed and an exciting network. On the other hand, these challenges highlight why investors are turning to more dependable opportunities such as the best crypto to buy, in which steady progress beats intermittent rallies. Therefore, while SOL remains in limbo, new projects with real-world value are gaining importance because they avoid volatility pitfalls. Mutuum Finance Presale Activity Mutuum Finance (MUTM) has rushed the presale in Phase 6, with 85% of the tokens sold, giving…

Author: BitcoinEthereumNews
Frank Abagnale Addresses Crypto Cybersecurity Risks at Dubai Forum Backed by A7A5 Stablecoin

Frank Abagnale Addresses Crypto Cybersecurity Risks at Dubai Forum Backed by A7A5 Stablecoin

The post Frank Abagnale Addresses Crypto Cybersecurity Risks at Dubai Forum Backed by A7A5 Stablecoin appeared on BitcoinEthereumNews.com. COINOTAG recommends • Exchange signup 💹 Trade with pro tools Fast execution, robust charts, clean risk controls. 👉 Open account → COINOTAG recommends • Exchange signup 🚀 Smooth orders, clear control Advanced order types and market depth in one view. 👉 Create account → COINOTAG recommends • Exchange signup 📈 Clarity in volatile markets Plan entries & exits, manage positions with discipline. 👉 Sign up → COINOTAG recommends • Exchange signup ⚡ Speed, depth, reliability Execute confidently when timing matters. 👉 Open account → COINOTAG recommends • Exchange signup 🧭 A focused workflow for traders Alerts, watchlists, and a repeatable process. 👉 Get started → COINOTAG recommends • Exchange signup ✅ Data‑driven decisions Focus on process—not noise. 👉 Sign up → Frank Abagnale, the former con artist featured in “Catch Me If You Can,” spoke at Blockchain Life 2025 in Dubai, warning about digital fraud risks in crypto and sharing cybersecurity tips to protect personal data in the evolving blockchain landscape. Digital fraud schemes: Abagnale analyzed modern online vulnerabilities, drawing from his past experiences to highlight risks in cryptocurrency transactions. Blockchain Life 2025: The 15th edition of this major crypto forum in Dubai connected global and Russian-speaking communities, featuring key announcements like Pavel Durov’s Cocoon platform. Cybersecurity recommendations: Attendees, including finance and crypto experts, received insights on safeguarding data, with Abagnale avoiding crypto and social media for personal security. Discover Frank Abagnale’s insights on crypto fraud at Blockchain Life 2025. Learn essential cybersecurity strategies for blockchain users and stay ahead of digital threats today. What Did Frank Abagnale Discuss at Blockchain Life 2025? Frank Abagnale at Blockchain Life 2025 delivered a compelling lecture on digital fraud, emphasizing vulnerabilities in cryptocurrency ecosystems and everyday online practices. Drawing from his notorious past as a con artist, he provided actionable recommendations for enhancing…

Author: BitcoinEthereumNews
Crypto Hack Losses Fall 85% in October 2025 Despite Growing Threats

Crypto Hack Losses Fall 85% in October 2025 Despite Growing Threats

TLDR Crypto hack losses in October 2025 fell to $18.18M, a 85.7% drop from September. Major losses in October came from Garden Finance, Typus Finance, and Abracadabra. Experts warn North Korea-linked groups are evolving new attack strategies. Despite October’s low losses, blockchain security threats continue to grow. The cryptocurrency market saw a major improvement in [...] The post Crypto Hack Losses Fall 85% in October 2025 Despite Growing Threats appeared first on CoinCentral.

Author: Coincentral
Teucrium Files for Flare Network ETF as XRP Minting For FXRP Tops $120M

Teucrium Files for Flare Network ETF as XRP Minting For FXRP Tops $120M

The post Teucrium Files for Flare Network ETF as XRP Minting For FXRP Tops $120M appeared on BitcoinEthereumNews.com. Teucrium Trading LLC has reportedly filed for a Flare ETF. The move comes as the Flare Network sees record activity, with XRP minting for its FXRP token surpassing $120 million. Teucrium Moves to Bring Flare ETF to Market According to reports, Teucrium has filed with the U.S. Securities and Exchange Commission (SEC) for a Flare ETF. The SEC has yet to confirm the details. However, the filing represents a step toward integrating the platform into investment products. Co-Founder of Flare Networks, Hugo Phillion, also confirmed the filing in a recent X post.  It certainly does appear that a licensed financial entity has filed for a Flare ETF. https://t.co/S2jyjLIrzg — Hugo Philion (@HugoPhilion) November 1, 2025 Teucrium had previously launched the first leveraged XRP ETF in the United States. Experts say approval of the fund would be a “validation moment” for the project. The timing of the Flare ETF filing coincides with growth across Flare’s DeFi ecosystem. On-chain data shows that minting of FXRP has topped $120 million since its September debut. FXRP enables holders to lock up XRP and mint equivalent ERC-20 tokens through its FAssets system. This gives users decentralized access to lending, liquidity, and yield strategies. This mechanism effectively converts the token into both collateral and liquidity across multiple DeFi protocols. DeFi Growth Boosts Flare Network Activity Since launching FXRP, the platform has become the largest EVM-compatible DeFi ecosystem built around the Ripple coin. Total value locked (TVL) on the platform has surged nearly 38% in just over a month. This is fueled mainly by liquidity migration from XRP holders seeking exposure to decentralized finance. Messari noted in its latest report that the project’s demand is high. The initial 5 million FXRP mint cap filled within hours, and the subsequent 15 million limit was reached just as quickly. …

Author: BitcoinEthereumNews
Crypto Hacks Decline to Yearly Low in October

Crypto Hacks Decline to Yearly Low in October

The post Crypto Hacks Decline to Yearly Low in October appeared on BitcoinEthereumNews.com. The cryptocurrency market experienced a rare moment of relief in October, as the total value lost to hacks and exploits reached its lowest level of the year. Data from blockchain security firm PeckShield shows that only $18.18 million was stolen across 15 separate incidents. This represents a steep 85.7% decline from the $127.06 million recorded in September. Crypto Hacks Hit Year-Low Even as New Risks Emerge The largest incidents of the month occurred at Garden Finance, Typus Finance, and Abracadabra, which collectively accounted for $16.2 million of the total stolen funds. Sponsored Sponsored Top Crypto DeFi Hacks in October 2025. Source: DeFiLlama Garden Finance, a Bitcoin peer-to-peer protocol, disclosed on October 30 that it had been exploited for more than $10 million after one of its solvers was compromised. The breach, which affected only the solver’s own inventory, pushed October’s loss figures higher in the final hours of the month. Without the Garden Finance incident, total losses would have hovered near $7.18 million — the lowest single-month value since early 2023. Typus Finance, a yield platform built on Sui, suffered an oracle manipulation attack on October 15. The exploit drained roughly $3.4 million from its liquidity pools. Investigators later traced the attack to a flaw in one of its TLP contracts, which caused the project’s native token to drop by about 35%. Around the same time, DeFi lending platform Abracadabra endured its third exploit since launch. The attack resulted in roughly $1.8 million in MIM stablecoin losses after hackers bypassed solvency checks through a smart contract vulnerability. While October’s modest loss figures suggest improved protocol security, cybersecurity experts warn that the threat landscape continues to evolve. Earlier this month, BeInCrypto reported that state-sponsored groups, particularly North Korea-linked hackers, are experimenting with embedding malicious code directly into blockchain networks. This emerging…

Author: BitcoinEthereumNews
‘We Do See Significant Revenue Potential From Arc Over Time’

‘We Do See Significant Revenue Potential From Arc Over Time’

The post ‘We Do See Significant Revenue Potential From Arc Over Time’ appeared on BitcoinEthereumNews.com. Speaking with CNBC’s Sara Eisen at the sidelines the 2025 edition of the Future Investment Initiative in Riyadh, Saudi Arabia, Circle Internet Group (CRCL) Jeremy Allaire described Arc as “an economic OS for the internet,” arguing that core financial workflows are moving on chain and need predictable costs and performance. He said Arc is built for payments, foreign exchange, lending, and capital-markets activity, with dollar-denominated fees, sub-second settlement, and privacy controls meant to let enterprises shield sensitive balances or flows when required. The public testnet went live Oct. 28, with mainnet targeted for 2026 after builders trial smart contracts, transaction flows, and token launches. Read more: Circle, Issuer of USDC, Starts Testing Arc Blockchain With Big Institutions Onboard Allaire emphasized USDC as the practical bridge for those use cases. He pushed back on the idea that growth is flat, saying usage has expanded through 2025 and that demand from emerging markets is “very significant,” led by firms that want to settle in dollars without the frictions of legacy cross-border banking. He singled out the Middle East, where businesses use digital dollars to move value quickly across trading partners. That focus aligns with Circle’s UAE plans. Allaire referenced regulatory steps that position the company to operate in the region and support institutions that want on-chain dollar rails. He also linked momentum to policy clarity, saying recent U.S. legislation for payment stablecoins has helped larger companies integrate stablecoin payments, FX, and credit workflows. On ecosystem breadth, Allaire said the Arc announcement involved well over 100 companies across banking, payments, large technology, and AI. He framed Arc’s business model as transactional and ecosystem-driven, with a long-term goal for broadly distributed operations and governance rather than a single-company walled garden. The framing is straightforward: Arc supplies a dollar-priced, high-throughput environment for stablecoin-native finance, while…

Author: BitcoinEthereumNews
Best Crypto to Buy Now in 2025: Ecoyield ($EYE) with 40% Bonus vs. Mutuum (MUTM)

Best Crypto to Buy Now in 2025: Ecoyield ($EYE) with 40% Bonus vs. Mutuum (MUTM)

The post Best Crypto to Buy Now in 2025: Ecoyield ($EYE) with 40% Bonus vs. Mutuum (MUTM) appeared on BitcoinEthereumNews.com. The 2025 crypto presale market is crowded with opportunities, but seasoned traders are looking past the hype. The question is not who has the flashiest marketing, but what is fundamentally the best crypto to buy now for sustainable growth. The flight to quality is real, and traders want demonstrable utility and transparent business models. After due diligence, two names stand out. Mutuum, a pure decentralized finance protocol, and EcoYield, a real-world asset platform aiming to power the AI build-out. EcoYield has the early edge with a 40% bonus for Round 1 participants using the GLOBAL40 code. EcoYield ($EYE): A Play On Tangible AI Infrastructure EcoYield bridges decentralized funding with revenue-generating physical infrastructure. Instead of operating purely in the digital realm, EcoYield will finance, build, and run modular data centers equipped with the latest NVIDIA GPUs, such as H100, critical for AI workloads. These data centers are powered by on-site renewable energy. That enables a dual revenue model: GPU Compute Leasing: renting in-demand compute to AI companies Energy Monetization: selling surplus power back to the grid, turning an operating cost into a profit center This real-world income is distributed to participants in stablecoins. The project uses a dual-token architecture: $EYE for governance and staking boosts, and Yield Tokens that represent a direct share of cash flows from a specific physical asset, such as the Leeds or Dubai pilot. Mutuum (MUTM): A Play On DeFi Innovation Mutuum Finance is a non-custodial lending protocol on Ethereum that has drawn attention. Its key innovation is a two-sided market: a Peer-to-Contract (P2C) model for highly liquid assets like ETH and USDT, and a Peer-to-Peer (P2P) market for niche, more volatile assets such as memecoins. This structure isolates risk so a blowup in a thinly traded asset does not contaminate core pools. The $MUTM token is…

Author: BitcoinEthereumNews
Can Bitcoin Price Reach $160K? November’s Historic Pattern Kicks In Now

Can Bitcoin Price Reach $160K? November’s Historic Pattern Kicks In Now

TLDR Bitcoin enters November with an average historical gain of 42.51% since 2013. Bitcoin price could surpass $160,000 this month if historical patterns repeat. US President Donald Trump and Chinese President Xi Jinping held talks in South Korea on Thursday. The trade agreement includes Trump trimming tariffs in exchange for China cracking down on the [...] The post Can Bitcoin Price Reach $160K? November’s Historic Pattern Kicks In Now appeared first on CoinCentral.

Author: Coincentral