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Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

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Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
New Crypto Mutuum Finance (MUTM) Nears V1 Protocol Launch as Investors Snap Up Over 80% of Presale Phase 6

New Crypto Mutuum Finance (MUTM) Nears V1 Protocol Launch as Investors Snap Up Over 80% of Presale Phase 6

The post New Crypto Mutuum Finance (MUTM) Nears V1 Protocol Launch as Investors Snap Up Over 80% of Presale Phase 6 appeared on BitcoinEthereumNews.com. Mutuum Finance (MUTM) is turning heads in Q4 2025 as it prepares V1 launch of its lending and borrowing protocol. The project has seen strong demand in its presale in recent weeks. Phase 6 is now nearly complete with more than $18.2 million raised. Investors show strong interest aiming to reap huge bull run gains. This has positioned MUTM among the most talked-about DeFi cryptos of 2025. The presale’s rapid sellout pace signals massive FOMO, with early participants eager to secure tokens before the next price increase. Mutuum Finance’s upcoming V1 protocol, expected to debut on the Sepolia Testnet in Q4 2025, will feature an advanced lending and borrowing ecosystem powered by liquidity pools, mtTokens, and an automated liquidator bot. This launch represents a major milestone in building a secure, scalable, and user-centric DeFi platform. With momentum accelerating and presale availability shrinking fast, MUTM stands out as the new crypto investors are rushing to accumulate before its potential breakout moment. Mutuum Finance Presale Stage 6 Nears Sell-Out Mutuum Finance (MUTM) has captured strong interest with its ongoing presale. The project rallied past its first 5 presale stages faster than expected and is now in the sixth at $0.035. Joining the presale today means getting MUTM tokens at the cheapest possible price.  When phase 7 kicks off, the price per coin will pump nearly 20%. This emphasizes the need to buy while it’s still early. More than 17550 investors have scooped up MUTM tokens, bringing the presale raise to $18.15 million. The rapid uptake underscores Mutuum Finance’s growing reputation as the best DeFi crypto to invest in for both high short-term rewards and long-term value growth. Built on Secure Infrastructure and Smart Risk Management At its core, Mutuum Finance is built around a secure, risk-weighted infrastructure designed to protect both the…

Author: BitcoinEthereumNews

2025/10/31

Universal Music Group Settles Lawsuit with AI Startup Udio, Explores Collaborative Platform

Universal Music Group Settles Lawsuit with AI Startup Udio, Explores Collaborative Platform

The post Universal Music Group Settles Lawsuit with AI Startup Udio, Explores Collaborative Platform appeared on BitcoinEthereumNews.com. COINOTAG recommends • Exchange signup 💹 Trade with pro tools Fast execution, robust charts, clean risk controls. 👉 Open account → COINOTAG recommends • Exchange signup 🚀 Smooth orders, clear control Advanced order types and market depth in one view. 👉 Create account → COINOTAG recommends • Exchange signup 📈 Clarity in volatile markets Plan entries & exits, manage positions with discipline. 👉 Sign up → COINOTAG recommends • Exchange signup ⚡ Speed, depth, reliability Execute confidently when timing matters. 👉 Open account → COINOTAG recommends • Exchange signup 🧭 A focused workflow for traders Alerts, watchlists, and a repeatable process. 👉 Get started → COINOTAG recommends • Exchange signup ✅ Data‑driven decisions Focus on process—not noise. 👉 Sign up → Universal Music Group has settled its lawsuit against AI music startup Udio through a comprehensive agreement that includes a legal resolution and a strategic partnership. The deal paves the way for a new paid AI music creation platform trained on licensed Universal catalog tracks from artists like Billie Eilish, ensuring fair compensation for creators while fostering ethical AI innovation in the music industry. Settlement and partnership announced: Universal Music Group and Udio resolve ongoing litigation with a collaborative framework. The agreement introduces a paid platform for AI-generated music, set to launch next year, focusing on ethical use of copyrighted material. Unlike Suno, which remains in dispute, Udio’s model will incorporate fingerprinting and filtering to protect artists’ rights, with Universal’s catalog as training data. Universal Music Group Udio settlement unlocks AI music innovation: Explore the partnership details, artist protections, and future platform launch for ethical content creation. Stay informed on music industry shifts. (152 characters) What is the Universal Music Group Udio Settlement? Universal Music Group Udio settlement refers to a landmark agreement reached between the major record label and…

Author: BitcoinEthereumNews

2025/10/31

Standard Chartered: The tokenized RWA market is expected to reach $2 trillion by 2028, with the "vast majority" of it being based on Ethereum.

Standard Chartered: The tokenized RWA market is expected to reach $2 trillion by 2028, with the "vast majority" of it being based on Ethereum.

PANews reported on October 31st that, according to The Block, Standard Chartered Bank predicts the market capitalization of Real-World Asset Tokenization (RWA), excluding stablecoins, will expand from approximately $35 billion to $2 trillion by 2028, an increase of about 5600%. Geoffrey Kendrick, Head of Digital Asset Research at Standard Chartered, stated that stablecoins lay the foundation for the large-scale on-chaining of other assets, with the "vast majority" of such activity taking place on Ethereum, which has been operating for over 10 years without mainnet outages. Kendrick estimates that by 2028, tokenized money market funds and listed stocks will account for the largest share, with money market funds accounting for $750 billion driven by corporate use of stablecoins, and listed stocks accounting for $750 billion once US regulations become clearer. Kendrick believes that lending, especially RWA, is key to DeFi's disruption of traditional finance, and DeFi has begun a growth cycle. The US Genius Act accelerated the adoption of stablecoins, and the Digital Asset Markets Clarification Act is expected to further legalize asset tokenization. Even without this act, regulatory agencies may have clear rules by acting in accordance with the law; however, the lack of clarity in US regulations remains a risk.

Author: PANews

2025/10/31

Argentina eases bank reserve rules to spur liquidity

Argentina eases bank reserve rules to spur liquidity

The post Argentina eases bank reserve rules to spur liquidity appeared on BitcoinEthereumNews.com. Argentina’s central bank has announced a move to ease daily reserve requirements for commercial banks, allowing them to meet 95% of the obligation instead of the previous 100%. The measure aims to free up liquidity and boost lending amid ongoing economic pressures. This development comes soon after President Javier Milei’s party achieved a critical midterm election victory. As stated before, reserve ratios remain the same and vary depending on the type of deposit or instrument. The primary difference between the current amendment and the previous one is that financial institutions, in addition to maintaining daily compliance stringency, are now permitted to moderate their daily liquidity buffer. Officials say the step is designed to help credit flow to households and businesses while maintaining overall financial stability. According to the press release, the Bank of Argentina describes the revision as the first major policy change since the midterm election, in which Milei’s party received a landslide victory in both chambers of parliament, and the market responded with optimism. The change in Argentina comes after months of high inflation and tight liquidity, which have constrained bank lending. Analysts note that while the easing is modest, it signals the central bank’s intent to support economic activity without triggering major inflationary pressures. Milei’s victory prompts central bank action The easing was warranted following the president’s victory, but also due to pressure from banking representatives. The latter’s leaders had been discussing the matter earlier, arguing that the requirement to set aside the reserves daily forces them to maintain inefficiently large balances.  The sector’s leaders had called on the BCRA to adopt a monthly compliance model, but the bank opted for a gradual approach. The regulator, in this instance, assures that the easing is not a full rollback, freeing some liquidity back into the financial ecosystem, but…

Author: BitcoinEthereumNews

2025/10/31

How BlockDAG, Snorter Token, Maxi Doge, & Best Wallet Token Are Redefining Blockchain

How BlockDAG, Snorter Token, Maxi Doge, & Best Wallet Token Are Redefining Blockchain

The post How BlockDAG, Snorter Token, Maxi Doge, & Best Wallet Token Are Redefining Blockchain  appeared on BitcoinEthereumNews.com. Crypto News Explore how BlockDAG and other top presale crypto coins like Snorter Token, Maxi Doge, and Best Wallet Token are shaping 2025’s blockchain future. Competition among presale crypto coins is intensifying as new projects push to expand the limits of blockchain efficiency and use cases. Among the current frontrunners, BlockDAG (BDAG) continues to capture global attention for addressing the long-standing blockchain trilemma, balancing scalability, security, and decentralization. Meanwhile, Snorter Token, Maxi Doge, and Best Wallet token bring their own unique strengths, from algorithmic trading bots to meme-powered DeFi and practical ecosystem integrations. These presale crypto coins represent more than short-term market excitement; they mark the transition toward functional, interconnected blockchain ecosystems. Below, each project’s approach highlights how diverse models can coexist while contributing to the next wave of blockchain development in 2025. BlockDAG (BDAG): Breaking the Blockchain Trilemma with Proven Performance BlockDAG (BDAG) distinguishes itself through verifiable performance rather than theoretical promises. The blockchain trilemma, achieving security, scalability, and decentralization simultaneously, has long challenged major networks. Bitcoin prioritized security but sacrificed speed, Ethereum struggled with congestion, and Solana faced operational downtime. BDAG’s hybrid Directed Acyclic Graph (DAG) + Proof-of-Work (PoW) framework resolves these trade-offs by using parallel transaction confirmation, maintaining security while achieving superior throughput. The Awakening Testnet has already recorded 1,400 transactions per second (TPS), with scalability engineered for up to 15,000 TPS. Its presale results reinforce this progress: nearly $435 million raised, 27.2B+ BDAG sold, and a community exceeding 312,000 holders with 3.5 million miners connected via the X1 app. BlockDAG is now in Batch 32, priced at $0.005, with its official listing set for February 10, 2026. With only 4.5 billion coins left in the presale, this marks the final stretch before BlockDAG’s highly anticipated market debut. Beyond metrics, BDAG’s audited architecture, BWT Alpine Formula 1®…

Author: BitcoinEthereumNews

2025/10/31

ECB Holds Rates Steady Amid Uncertainty; Euro Dips 0.4% Against USD

ECB Holds Rates Steady Amid Uncertainty; Euro Dips 0.4% Against USD

The post ECB Holds Rates Steady Amid Uncertainty; Euro Dips 0.4% Against USD appeared on BitcoinEthereumNews.com. COINOTAG recommends • Exchange signup 💹 Trade with pro tools Fast execution, robust charts, clean risk controls. 👉 Open account → COINOTAG recommends • Exchange signup 🚀 Smooth orders, clear control Advanced order types and market depth in one view. 👉 Create account → COINOTAG recommends • Exchange signup 📈 Clarity in volatile markets Plan entries & exits, manage positions with discipline. 👉 Sign up → COINOTAG recommends • Exchange signup ⚡ Speed, depth, reliability Execute confidently when timing matters. 👉 Open account → COINOTAG recommends • Exchange signup 🧭 A focused workflow for traders Alerts, watchlists, and a repeatable process. 👉 Get started → COINOTAG recommends • Exchange signup ✅ Data‑driven decisions Focus on process—not noise. 👉 Sign up → The European Central Bank (ECB) has maintained its key interest rates unchanged for the third straight meeting in October 2025, with the main refinancing rate at 2.15%, marginal lending facility at 2.4%, and deposit facility at 2.0%. This decision signals stability amid economic uncertainties, potentially supporting cryptocurrency markets as a hedge against traditional fiat volatility. ECB holds rates steady: Main refinancing rate remains at 2.15%, reflecting confidence in eurozone inflation control near the 2% target. President Christine Lagarde highlights navigating global uncertainties, including geopolitical tensions and trade disputes, while affirming the bank’s commitment to economic stability. Euro depreciates 0.4% against USD post-announcement, trading at 1.1562, as markets interpret remarks as dovish; this could boost crypto adoption amid fiat weakness, with Bitcoin showing resilience in similar environments. ECB holds interest rates steady in October 2025 amid inflation stability—explore impacts on eurozone economy and cryptocurrency markets. Stay informed on global finance shifts driving crypto trends today. What are the current ECB interest rates in 2025? ECB interest rates in 2025 remain unchanged, with the main refinancing rate at 2.15%, the marginal…

Author: BitcoinEthereumNews

2025/10/31

Standard Chartered Projects $20 Trillion RWA Market by 2026

Standard Chartered Projects $20 Trillion RWA Market by 2026

The post Standard Chartered Projects $20 Trillion RWA Market by 2026 appeared on BitcoinEthereumNews.com. Key Points: Projection of RWA market growth to $20 trillion by 2026 Stablecoins as a key driving factor Strategic collaborations enhancing institutional involvement Standard Chartered Bank has predicted that the total value of tokenized real-world assets could soar to $20 trillion within three years, driven by blockchain efficiency. Rising value marks a seismic shift in finance, challenging traditional systems with decentralized finance advances and fostering significant institutional involvement. Immediate impacts on DeFi and stablecoin markets anticipated. Ethereum’s Role and Regulatory Considerations in Tokenization Standard Chartered released a report highlighting a vast potential for tokenized RWAs to grow from $350 billion to $20 trillion by 2026. Geoff Kendrick, Head of Foreign Exchange and Digital Asset Research at Standard Chartered, considers stablecoins a key drive. Key allocations include $7.5 trillion in money market funds and U.S. stocks, contributing significantly to the projections. Additional investments of $2.5 trillion are anticipated for private equity sectors, including commodities and real estate. “The success of stablecoins in 2025 has started to disrupt TradFi payment networks and savings. It has also set three important DeFi boom preconditions in motion — raised awareness in developed markets, created the necessary liquidity on-chain, and driven an expansion of on-chain lending and borrowing.” – Geoff Kendrick, Head of Foreign Exchange and Digital Assets Research, Standard Chartered Market Data and Future Insights Did you know? The anticipated growth to $20 trillion could potentially eclipse the current scale of tokenized real-world assets by over 57 times in just a few years, indicating unprecedented integration of blockchain infrastructure. Ethereum (ETH) is currently priced at $3,714.89 with a market cap totaling $448.38 billion and dominance of 12.46%. Reporting a 24-hour trading volume of $39.70 billion, Ethereum endured a daily price change of -5.36%. CoinMarketCap provided these figures. Ethereum(ETH), daily chart, screenshot on CoinMarketCap at 19:02…

Author: BitcoinEthereumNews

2025/10/31

Top Presale Crypto Coins of 2025: How BlockDAG, Snorter Token, Maxi Doge, & Best Wallet Token Are Redefining Blockchain

Top Presale Crypto Coins of 2025: How BlockDAG, Snorter Token, Maxi Doge, & Best Wallet Token Are Redefining Blockchain

Competition among presale crypto coins is intensifying as new projects push to expand the limits of blockchain efficiency and use […] The post Top Presale Crypto Coins of 2025: How BlockDAG, Snorter Token, Maxi Doge, & Best Wallet Token Are Redefining Blockchain  appeared first on Coindoo.

Author: Coindoo

2025/10/31

Unichain Crypto Support: A Revolutionary Boost for DOGE, XRP, and ZEC

Unichain Crypto Support: A Revolutionary Boost for DOGE, XRP, and ZEC

BitcoinWorld Unichain Crypto Support: A Revolutionary Boost for DOGE, XRP, and ZEC The cryptocurrency world is buzzing with anticipation as Unichain, the innovative Ethereum Layer 2 network recently launched by Uniswap, makes a groundbreaking announcement. This new platform is set to dramatically expand its capabilities by adding direct Unichain crypto support for three prominent digital assets: DOGE, XRP, and ZEC. This move, initially reported by The Block, signals a significant evolution in how these cryptocurrencies might interact within the broader decentralized finance (DeFi) ecosystem. Why Unichain Crypto Support Matters for These Assets Unichain’s decision to integrate Dogecoin (DOGE), Ripple (XRP), and Zcash (ZEC) is not just a technical upgrade; it’s a strategic play that could unlock new potential for these established cryptocurrencies. As an Ethereum Layer 2 solution, Unichain aims to enhance scalability and reduce transaction costs, which are common challenges on the main Ethereum network. Increased Utility: By bringing these assets onto a Layer 2, Unichain can enable faster, cheaper transactions, making them more practical for everyday use and DeFi applications. Broader Reach: Users will gain new avenues to utilize DOGE, XRP, and ZEC within the Ethereum ecosystem, opening up possibilities for new liquidity pools, lending protocols, and other financial services. Enhanced Efficiency: The inherent design of Layer 2 networks means that transactions involving these assets will benefit from higher throughput and lower gas fees, a welcome change for many users. This expansion of Unichain crypto support is a clear indicator of the network’s ambition to become a central hub for a diverse range of digital assets, bridging the gap between different blockchain ecosystems. What Does This Mean for DOGE, XRP, and ZEC Holders? For holders of Dogecoin, XRP, and Zcash, this development brings a wave of exciting prospects. Each asset stands to gain unique advantages from being integrated into Unichain. Dogecoin (DOGE): Known for its vibrant community and meme-coin status, DOGE has often faced limitations in terms of utility beyond speculative trading. With Unichain crypto support, DOGE could see a significant boost in its practical applications, potentially facilitating its use in more complex DeFi strategies or even as a faster, cheaper payment method within the Ethereum-linked ecosystem. XRP (XRP): Ripple’s native token, XRP, is designed for fast and low-cost international payments. Integrating with Unichain could further enhance its transaction efficiency and open doors to new partnerships within the DeFi space, allowing XRP to leverage Ethereum’s vast developer community and liquidity. This could provide an additional layer of utility beyond its traditional cross-border payment focus. Zcash (ZEC): As a privacy-focused cryptocurrency, ZEC offers enhanced anonymity for transactions. Bringing ZEC onto Unichain could allow users to enjoy the privacy benefits of Zcash while also taking advantage of the scalability and lower fees offered by a Layer 2 solution. This combination could be particularly appealing for those who prioritize both privacy and efficient transaction processing. The Broader Impact of Expanding Unichain Crypto Support The addition of DOGE, XRP, and ZEC to Unichain’s supported assets represents more than just individual token advancements. It reflects a growing trend towards interoperability and efficiency within the crypto landscape. Unichain’s strategic move could set a precedent for other Layer 2 networks to consider broader asset integration, fostering a more connected and functional multi-chain environment. Furthermore, this development underscores the increasing importance of Layer 2 solutions in addressing the scalability issues that have historically plagued Layer 1 blockchains like Ethereum. By offering robust Unichain crypto support for a wider array of assets, Unichain positions itself as a critical infrastructure provider, enabling more seamless and cost-effective interactions across the decentralized web. While the benefits are clear, it’s also important to consider potential challenges. Integrating diverse assets requires careful technical implementation and security considerations. Ensuring seamless user experience and maintaining robust security will be paramount for Unichain as it expands its ecosystem. A New Era for Cross-Chain Interaction? Ultimately, Unichain’s expansion of Unichain crypto support for DOGE, XRP, and ZEC is a testament to the ongoing innovation in the blockchain space. It highlights a future where different cryptocurrencies can coexist and thrive within scalable, efficient networks, unlocking new possibilities for users and developers alike. This move is poised to not only benefit the individual assets but also contribute to the overall maturation and adoption of decentralized technologies. The coming months will reveal the full impact of this exciting integration, but one thing is certain: Unichain is making bold moves to reshape the future of crypto utility and interoperability. Frequently Asked Questions (FAQs) Q1: What is Unichain? Unichain is a new Ethereum Layer 2 network launched by Uniswap, designed to enhance the scalability and reduce transaction costs of decentralized applications and assets within the Ethereum ecosystem. Q2: Which cryptocurrencies will Unichain add support for? Unichain plans to add support for Dogecoin (DOGE), Ripple (XRP), and Zcash (ZEC), significantly expanding its range of supported assets. Q3: How will Unichain crypto support benefit DOGE, XRP, and ZEC? This integration will likely provide faster and cheaper transactions, increased utility within the Ethereum DeFi ecosystem, and new avenues for these assets to be used in various decentralized applications. Q4: Why is Layer 2 integration important for cryptocurrencies? Layer 2 solutions help address the scalability and high transaction fee issues often found on main blockchains like Ethereum, making crypto transactions more efficient, affordable, and practical for wider adoption. Q5: When will this Unichain crypto support be fully implemented? While the announcement has been made, specific timelines for the full implementation and rollout of support for DOGE, XRP, and ZEC will depend on Unichain’s development roadmap and will likely be communicated through their official channels. If you found this article informative, please consider sharing it with your network! Spreading the word helps more people understand the exciting developments happening in the crypto space. Your shares make a big difference! To learn more about the latest crypto market trends, explore our article on key developments shaping Ethereum institutional adoption. This post Unichain Crypto Support: A Revolutionary Boost for DOGE, XRP, and ZEC first appeared on BitcoinWorld.

Author: Coinstats

2025/10/31

85% Sold Out: This Rising DeFi Crypto Will Surge 20% Before V1 Protocol Launch

85% Sold Out: This Rising DeFi Crypto Will Surge 20% Before V1 Protocol Launch

Mutuum Finance (MUTM) aims to build lasting demand through its protocol structure. It blends advanced financial mechanics with community-level accessibility. The V1 protocol launches on Sepolia Testnet in Q4 2025.

Author: Hackernoon

2025/10/31

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