Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15163 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Kalshi Challenges New York Gaming Commission in Preemptive Lawsuit Over Sports Betting

Kalshi Challenges New York Gaming Commission in Preemptive Lawsuit Over Sports Betting

The post Kalshi Challenges New York Gaming Commission in Preemptive Lawsuit Over Sports Betting appeared on BitcoinEthereumNews.com. COINOTAG recommends • Exchange signup 💹 Trade with pro tools Fast execution, robust charts, clean risk controls. 👉 Open account → COINOTAG recommends • Exchange signup 🚀 Smooth orders, clear control Advanced order types and market depth in one view. 👉 Create account → COINOTAG recommends • Exchange signup 📈 Clarity in volatile markets Plan entries & exits, manage positions with discipline. 👉 Sign up → COINOTAG recommends • Exchange signup ⚡ Speed, depth, reliability Execute confidently when timing matters. 👉 Open account → COINOTAG recommends • Exchange signup 🧭 A focused workflow for traders Alerts, watchlists, and a repeatable process. 👉 Get started → COINOTAG recommends • Exchange signup ✅ Data‑driven decisions Focus on process—not noise. 👉 Sign up → Kalshi New York lawsuit involves the prediction market platform suing the New York Gaming Commission for overreach in regulating sports betting contracts. Filed preemptively after a cease-and-desist order, Kalshi argues that federal CFTC rules preempt state authority, protecting its operations from fines and penalties. Kalshi claims CFTC preemption ensures legal status for its event contracts in New York. The lawsuit seeks to block enforcement actions following similar disputes in other states like Nevada and New Jersey. Legal expert Daniel Wallach notes that filing first allows Kalshi to challenge jurisdiction in federal court, citing varying court outcomes with 60% preliminary wins. Kalshi New York lawsuit challenges state overreach on prediction markets. Discover how CFTC preemption protects sports betting contracts amid regulatory battles. Stay informed on crypto trading implications—read more now. (152 characters) What is the Kalshi New York lawsuit? Kalshi New York lawsuit is a preemptive legal action filed by KalshiEX LLC against the New York Gaming Commission, alleging unlawful interference in federally regulated derivatives trading. The Manhattan-based prediction marketplace received a cease-and-desist order on a Friday evening for purported…

Author: BitcoinEthereumNews
Mutuum Finance (MUTM) emerges as the next crypto to hit $1 as presale phase 6 sells out 80%

Mutuum Finance (MUTM) emerges as the next crypto to hit $1 as presale phase 6 sells out 80%

The post Mutuum Finance (MUTM) emerges as the next crypto to hit $1 as presale phase 6 sells out 80% appeared on BitcoinEthereumNews.com. Investors have flocked to Mutuum Finance (MUTM) amid a surge in DeFi crypto interest, positioning this altcoin as the next crypto to hit $1. Phase 6 of the presale has reached 80% allocation, drawing sharp attention as holders climb to 17,470 and funds raised hit $18,100,000 since inception.  Priced now at $0.035, a 250% rise from Phase 1’s $0.01, this best crypto to buy now offers early access before Phase 7’s 14.3% jump to $0.04. Launch looms at $0.06, promising 420% gains for current buyers. Community tools amplify urgency, yet fundamentals drive the momentum. Thus, Mutuum Finance (MUTM) stands out in a recovering crypto market. DeFi sector momentum builds Developers have accelerated DeFi protocols this quarter, yet few match Mutuum Finance (MUTM)’s tangible progress. Teams elsewhere chase hype, but solid execution prevails. Investors now seek utility over speculation. Consequently, projects with audited code and clear roadmaps gain traction. Mutuum Finance (MUTM) fits this shift perfectly. Its presale success underscores broader trends. Meanwhile, altcoins like this one redefine yield generation. Presale phase accelerates Mutuum Finance (MUTM) has structured its presale across 11 phases, and Phase 6 now sells out at 80%. Buyers secure tokens swiftly, fearing the window will close. This phase ends soon, locking the $0.035 entry forever. Next comes Phase 7 at $0.04, hiking costs 14.3%.  Holders already tally 17,470, with $18,100,000 raised overall. Yet, the rush intensifies. Top buyers in the last 24 hours poured in: one at $2,399.77, another $1,964.77, then $980.12, and $707.36. Such activity signals peak demand. Indeed, this altcoin draws whales daily. Moreover, Phase 6 vanishes fast for Mutuum Finance (MUTM), the best crypto to buy now before hikes lock out high gains. Unsubscribed investors are watching allocations dwindle, regretting inaction as peers lock 420% post-launch returns. This moment slips away. Peers already claim…

Author: BitcoinEthereumNews
Circle Launches Arc Testnet With BlackRock, Visa, and AWS — A New Era for Onchain Finance?

Circle Launches Arc Testnet With BlackRock, Visa, and AWS — A New Era for Onchain Finance?

Circle Internet Group (NYSE: CRCL) has launched the public testnet for Arc, its open Layer-1 blockchain designed to bring more economic activity onchain. In a press release, Circle explains Arc is positioned as a new “Economic Operating System” for the internet, it combines predictable dollar-based fees, sub-second transaction finality, configurable privacy, and direct integration with Circle’s full-stack platform. The network has already attracted collaboration from more than 100 institutions across global finance and technology — including BlackRock, Visa, and Amazon Web Services (AWS) — along with major capital markets, banks, and fintech players. Developers and enterprises can now deploy, test, and build applications on Arc as Circle aims to create a unified, programmable financial infrastructure for the global economy. Circle CEO Jeremy Allaire described Arc as “purpose-built to connect every local market to the global economy,”highlighting its mission to enable faster, more inclusive, and internet-native financial systems. Institutions and Capital Markets Join the Testnet Arc’s early partners include some of the world’s largest financial institutions and asset managers — among them Goldman Sachs, BNY Mellon, Société Générale, Standard Chartered, State Street, and Apollo Global Management. These participants will experiment with tokenized assets, lending, and programmable FX settlement on the network. According to Robert Mitchnick, Global Head of Digital Assets at BlackRock, the project offers “insight into how stablecoin-denominated settlement and onchain FX could enable more efficient capital markets.” Expanding the Onchain Payments Beyond capital markets, Arc’s testnet features integration with global payments and fintech leaders such as Mastercard, Nuvei, Brex, Cloudflare, FIS, and dLocal. The network aims to power cross-border payments, merchant settlements, and programmable finance — including use by AI-driven autonomous agents to send, exchange, and settle value in real time. Visa’s Head of Crypto, Cuy Sheffield, said the company is exploring how Arc’s design — integrating stablecoin-based gas fees and deterministic finality — could “help scale emerging onchain infrastructure.” The Road to Decentralized Governance While Circle is currently stewarding Arc’s early development, the company plans to transition toward distributed, community-driven governance. The network’s roadmap includes expanding validator participation and establishing transparent frameworks to ensure open, verifiable operations. Ultimately, Circle envisions Arc as a shared, neutral layer of economic infrastructure — a blockchain backbone for global finance that bridges regulated institutions, fintech innovators, and decentralized networks. With major players like BlackRock, Visa, and AWS already onboard, Arc’s testnet marks a decisive step toward making onchain finance mainstream. Price Action Shares of Circle Internet Group Inc. (NYSE: CRCL) climbed 7.2% over the past month, closing at $143.29 on Monday amid renewed investor optimism surrounding the company’s blockchain expansion efforts. The stock opened at $146.93, trading between a monthly low of $138.10 and a high of $147.44, with a current market capitalization of $32.95 billion. While the pre-market price shows a slight dip to $141.57 (-1.20%), Circle’s recent momentum reflects growing confidence in the company’s long-term strategy to become a core infrastructure provider for the digital asset economy. Arc’s launch marks a strategic evolution for Circle, best known as the issuer of USDC, one of the world’s leading stablecoins. The new blockchain aims to serve as a foundation for tokenized assets, onchain payments, and programmable finance, integrating directly with Circle’s existing products and services. Investors have interpreted the Arc testnet launch — and its backing by major financial institutions — as a signal that Circle is deepening its role in bridging traditional finance and blockchain technology. Analysts suggest that the company’s partnerships with BNY Mellon, Goldman Sachs, and Société Générale through Arc could attract institutional liquidity and strengthen Circle’s positioning in the onchain settlement market. The broader crypto sector has also shown signs of renewed activity, with sentiment improving after the approval of multiple digital asset ETFs and growing institutional participation in blockchain infrastructure

Author: CryptoNews
Erik Anders Lang’s GolfCard Aims To Reward Golf’s Most Avid Players

Erik Anders Lang’s GolfCard Aims To Reward Golf’s Most Avid Players

The post Erik Anders Lang’s GolfCard Aims To Reward Golf’s Most Avid Players appeared on BitcoinEthereumNews.com. The new GolfCard is billed as the first premium rewards credit card built specifically for golfers, turning everyday spending into exclusive golf-related perks. GolfCard Golfers are getting something the sport has never truly offered before: a credit card designed entirely around their passion for the game. The new GolfCard, which is being rolled out to those on an initial waitlist as part of a limited release this month, is billed as the first premium rewards credit card built specifically for golfers. Powered by the Mastercard network and built in partnership with Highnote, GolfCard turns everyday golf spending into exclusive golf-related perks — from private club experiences and curated travel to fittings, lessons, and more. Early GolfCard adopters will have access to what founder Erik Anders Lang calls “a new kind of golf and lifestyle membership,” blending the access of a travel loyalty program with the culture of a sport that’s thriving post-pandemic. Erik Anders Lang takes a swing during the Creator Classic at Philly Cricket Club, prior to the Truist Championship at The Philadelphia Cricket Club in May 2025. (Photo by Ben Jared/PGA TOUR via Getty Images) PGA TOUR Lang, the creator of Random Golf Club and a filmmaker who has spent the last decade chronicling golf’s culture and community with his Adventures in Golf series, says the idea came from years of listening to golfers — and noticing what didn’t exist for them. “I love golf for the community,” Lang says. “I’ve seen how much passion and investment go into the game, and yet there’s never been a financial product built just for us. If you’re going to invest in golf, your spending should give you something meaningful back.” The Why Behind GolfCard Lang says his entry into the sport was “in spite of myself,” having not grown up…

Author: BitcoinEthereumNews
Best Crypto Presales for Early Profits: BlockchainFX Surges While Nexchain and Coldware Advance

Best Crypto Presales for Early Profits: BlockchainFX Surges While Nexchain and Coldware Advance

BlockchainFX leads 2025 presales with $10M raised, staking rewards, and 30% bonuses via CANDY40, outpacing Nexchain and Coldware in utility, yield, and adoption.

Author: Blockchainreporter
5 Best Crypto Casinos in 2025 – Top No ID Verification Online Casinos (November Update)

5 Best Crypto Casinos in 2025 – Top No ID Verification Online Casinos (November Update)

Casinos Welcome Bonus Best For JACKBIT 30% Rakeback + 100 No-Wager Free Spins + Risk-Free First Sports Bet Best for sports + casino combo players Betwhale 250% up to $2,500 on casino games (exclusive for US, CA, & AU Players) Best for high-value bonus seekers Bitstarz 300% up to 5 BTC + 180 Free Spins […] The post 5 Best Crypto Casinos in 2025 – Top No ID Verification Online Casinos (November Update) appeared first on Live Bitcoin News.

Author: LiveBitcoinNews
Financial infrastructure needs blockchain architecture

Financial infrastructure needs blockchain architecture

The post Financial infrastructure needs blockchain architecture appeared on BitcoinEthereumNews.com. Disclosure: The views and opinions expressed here belong solely to the author and do not represent the views and opinions of crypto.news’ editorial. The crypto industry has an infrastructure problem that’s rarely discussed directly: we’ve been building financial systems on blockchains that weren’t designed for finance, which requires us to rethink blockchain architecture. Summary General-purpose blockchains struggle with finance. Sequential execution creates bottlenecks; financial transactions need parallel processing to scale efficiently. Composability drives ecosystem value. Shared infrastructure primitives allow protocols to build on each other, reducing fragmentation and enabling capital-efficient, yield-bearing products. Institutional adoption requires infrastructure, not just features. Permissioned compliance, KYC, and auditing modules on decentralized systems are prerequisites for serious institutional participation. I noticed this the moment we started building Momentum. Most protocols launch as isolated products, a DEX, a lending market, a staking solution, treating each as a separate tool rather than part of an interconnected system. But this fragmentation reveals a deeper architectural mismatch. The blockchain layer underneath simply wasn’t built to handle what finance demands: parallel processing at scale, composable primitives, and infrastructure that other protocols can reliably build upon. This isn’t theoretical. It manifests in transaction failures during peak demand, capital inefficiency in liquidity markets, and an ecosystem where each protocol operates in isolation rather than synergistically. The real constraint: Blockchains weren’t designed for finance When we were deciding where to build our DEX, the choice was obvious to me but seemed counterintuitive to many. Everyone asked: Why not Ethereum (ETH)? The answer reveals everything about how I think about infrastructure. Consider the fundamental difference between how Ethereum and Sui (SUI) process transactions. Ethereum’s sequential execution model means every transaction must be processed in order, creating bottlenecks under load. This wasn’t a bug in Ethereum’s design; it was never the intended use case. Ethereum…

Author: BitcoinEthereumNews
Top 7 Crypto Presales to Invest in Right Now: MemeClip Leads the Pack

Top 7 Crypto Presales to Invest in Right Now: MemeClip Leads the Pack

MemeClip leads 2025’s top crypto presales with meme-driven Web3 gaming, 1,041% staking rewards, and 10x potential gains, outpacing rivals like Bitcoin Hyper and MAXI.

Author: Blockchainreporter
Redacted and Tenset announce strategic merger to pioneer next-gen real-world asset opportunities in web3

Redacted and Tenset announce strategic merger to pioneer next-gen real-world asset opportunities in web3

The post Redacted and Tenset announce strategic merger to pioneer next-gen real-world asset opportunities in web3 appeared on BitcoinEthereumNews.com. Redacted Group ($RDAC), a multi-vertical Web3 ecosystem backed by Spartan Group, Animoca Brands, and Polygon Ventures, today announces its strategic merger with Tenset ($10SET), a proven blockchain infrastructure platform with over $100M raised through public and private ICOs and a $1B+ legacy token peak market cap. The combined entity positions to capture the rapidly expanding Real-World Asset (RWA) market by delivering next-generation opportunities across film financing, real estate, and mezzanine lending, previously accessible only to high-net-worth investors and family offices. The merger unites Redacted’s exclusive network and $10M venture backing with Tenset’s Launchpad infrastructure and a combined, much larger global community, creating a powerhouse to capture niche markets and untapped growth. By leveraging Tenset’s infrastructure, the merged platform will debut with an upcoming CineFi launchpad, introducing film financing that offers growth to users and tapping into a $20B+ RWA opportunity. “We’re addressing one of the biggest opportunities in Web3, bridging real-world value into the digital economy,” said Shan Kumar, CEO of the combined entity. “While countless projects have shuttered since the 2021–2022 cycle, Tenset and Redacted have both endured, steadily building out the ecosystem over the past few months. Together, we’re pioneering RWA infrastructure that opens access to entirely new markets, from film financing to real estate and alternative credit, transforming opportunities once reserved for the few into accessible growth for the many. Redacted brings deep relationships to build the future of niche capital markets, and our first vertical, CineFi, is just the start to unlock a multi-billion-dollar shift toward RWA beginning with film financing.” Kirubakaran Reddy, founder of AlphablockZ Ventures, the parent entity that owns the Tenset brand, added: “Real-world assets backed by tangible value and established structures offer diversified, cycle-independent growth. Tenset built its reputation through $10SET’s multi-year resilience, and now we’re applying that same rigor to RWA…

Author: BitcoinEthereumNews
The TechBeat: From Cloud to Desk: 3 Signs the AI Revolution is Going Local (10/28/2025)

The TechBeat: From Cloud to Desk: 3 Signs the AI Revolution is Going Local (10/28/2025)

How are you, hacker? 🪐Want to know what's trending right now?: The Techbeat by HackerNoon has got you covered with fresh content from our trending stories of the day! Set email preference here. ## The Silent Revolution: AI-Driven Network Decisions in Real-Time By @darshanbmehta [ 5 Min read ] The telecommunications industry is experiencing an extraordinary shift: infrastructure that operates with independent judgment. Read More. Why Traditional Testing Breaks Down with AI By @mend [ 4 Min read ] Traditional testing breaks with AI. Learn how red teaming and AI-powered fuzzing uncover hidden weaknesses in large language models. Read More. Python Script to Read and Judge 1,500 Legal Cases By @knightbat2040 [ 5 Min read ] What started as a simple script evolved into a full-fledged data engineering and NLP pipeline that can process a decade's worth of legal decisions in minutes. Read More. React 19: New Tools To Work With Forms By @socialdiscoverygroup [ 6 Min read ] Discover how React 19's new hooks—useActionState, useFormStatus, and useOptimistic—simplify form handling with less boilerplate and cleaner code. Read More. The Illusion of Scale: Why LLMs Are Vulnerable to Data Poisoning, Regardless of Size By @hacker-Antho [ 4 Min read ] New research shatters AI security assumptions, showing that poisoning large models is easier than believed and requires a very small number of documents. Read More. From Automation to Autonomy: How AI is Transforming Site Reliability Engineering By @oreoluwaomoike [ 7 Min read ] This is the real story of where operations is headed. Read More. Who's Used One Trillion Plus OpenAI Tokens? Salesforce, Shopify, Canva, Hubspot, & 26 More Companies By @botbeat [ 8 Min read ] A deep dive into the 30 companies that burned over one trillion OpenAI tokens—featuring Duolingo, OpenRouter, and Indeed as top power users of GPT tech. Read More. The Hidden Economics of Reliability: Balancing Uptime, Cost, and Innovation in DevOps By @oreoluwaomoike [ 9 Min read ] The tension between uptime, cost, and velocity has never been sharper. Read More. Context Engineering for Coding Agents By @ichebykin [ 5 Min read ] Context engineering for coding agents is the best way to improve the model performance for code generation. Read More. From Cloud to Desk: 3 Signs the AI Revolution is Going Local By @hacker-Antho [ 4 Min read ] when it comes to AI smaller is better Read More. Choosing the Right AI IDE for Your Team: Cursor vs. Windsurf vs. Copilot By @ainativedev [ 7 Min read ] Dive into a hands-on comparison of Cursor, Windsurf, and Copilot with GPT-5, highlighting their strengths in greenfield and brownfield projects. Read More. Ransomware Goes Cloud-Native By @sanjaybarot [ 23 Min read ] Ransomware has gone cloud-native: no payloads, just API abuse. Learn the tactics—IAM takeovers, KMS locks, backup sabotage—and how to build resilience. Read More. 33 Hot Tech Takes on Atlas, the New AI Browser by OpenAI By @webism [ 5 Min read ] OpenAI launches ChatGPT Atlas, an AI-powered browser with memory and agent mode. We gathered 33 reactions from skeptics, believers, and analysts. Read More. The New Age of Stargazing: How Smart Telescopes Are Transforming Our Connection with the Cosmos By @kingdavvd [ 5 Min read ] Smart telescopes are redefining astronomy—blending art, science, and emotion to make stargazing more personal, effortless, and inspiring. Read More. Code Smell 07 - Avoid Boolean Variables By @mcsee [ 3 Min read ] Avoid Boolean variables, they lead to conditional logic and force you to write Ifs. Create polymorphic states instead Read More. The Human Algorithm: Why the Internet Feels Repetitive—And How Real Writers Can Break It By @drechimyn [ 6 Min read ] Online writing has become a synthetic echo chamber, flattened by algorithms. The solution is to rebel by writing with an authentic human voice. Read More. The Physics of AI
By @giovannicoletta [ 11 Min read ] An interrogation of how physics concepts like black holes, entropy, and quantum theory mirror the rise and limits of artificial intelligence. Read More. The Dragon Hatchling Learns to Fly: Inside AI’s Next Learning Revolution By @zhukmax [ 17 Min read ] Exploring Brain-like Dragon Hatchling (BDH) — a new AI model that learns on the fly, adapts like a brain, and challenges the transformer era. Read More. You Don't Have to Be a Subject Matter Expert to Excel at Technical Writing By @editingprotocol [ 4 Min read ] You don’t need to be an expert to write great technical stories. Learn how curiosity, clarity, and structure beat credentials every time. Read More. Code Smell 08 - Send Messages Only to Your Direct Acquaintances, Not Their Friends By @mcsee [ 3 Min read ] Send messages only to your direct acquaintances, not their friends. Read More. 🧑‍💻 What happened in your world this week? It's been said that writing can help consolidate technical knowledge, establish credibility, and contribute to emerging community standards. Feeling stuck? We got you covered ⬇️⬇️⬇️ ANSWER THESE GREATEST INTERVIEW QUESTIONS OF ALL TIME We hope you enjoy this worth of free reading material. Feel free to forward this email to a nerdy friend who'll love you for it. See you on Planet Internet! With love, The HackerNoon Team ✌️

Author: Hackernoon