Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15129 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Top 3 Ethereum Cryptos That Could Turn $1000 into $15,000

Top 3 Ethereum Cryptos That Could Turn $1000 into $15,000

With the crypto market beginning to boil in 2025, investors are seeking the top cryptocurrencies within the Ethereum ecosystem with the capability to deliver explosive gains within weeks. Shiba Inu (SHIB) and Pepe Coin (PEPE) remain popular, but their short-term volatility and unpredictable behavior pose challenges to timing and risk management. Step in Mutuum Finance […]

Author: Cryptopolitan
Bitcoin and Ethereum to be used as loan collateral at JPMorgan

Bitcoin and Ethereum to be used as loan collateral at JPMorgan

The post Bitcoin and Ethereum to be used as loan collateral at JPMorgan appeared on BitcoinEthereumNews.com. After years of tension between crypto and traditional finance, a symbolic shift is taking shape inside the world’s largest bank. JPMorgan Chase & Co. is reportedly preparing to let institutional clients use Bitcoin and Ethereum as collateral for cash loans. This means the bank’s borrowers can pledge the two top cryptocurrencies by market capitalization, which would be held by approved third-party custodians like Coinbase. The initiative is expected to roll out by the end of 2025. This move is significantly ironic considering the financial giant’s CEO Jamie Dimon is a renowned crypto critic. Notably, he has previously described Bitcoin as a “fraud.” However, increased demands for the emerging industry has forced his hands to support these product launches by his firm. A new chapter for digital collateral JPMorgan’s move could quietly rewrite the boundaries between digital assets and regulated credit markets. According to Galaxy Research data, open centralized-finance (CeFi) borrows totaled $17.78 billion as of June 30, up 15% quarter-over-quarter and 147% year-over-year. When decentralized loans are included, total outstanding collateralized crypto credit reached $53.09 billion in Q2 2025. This is the third-highest figure on record. These numbers point to a structural shift where borrowing activity rises as digital-asset prices increases. This results in improved credit spreads making loans more attractive for traders and treasuries. Moreover, corporate firms are also tapping crypto-backed lending to fund operations, replacing equity issuance with secured debt against digital assets. In that context, JPMorgan’s entry looks less like an experiment and more like a decisive institutional catch-up move in the emerging industry. Considering this, crypto researcher Shanaka Anslem Perera estimates the model could unlock $10 billion to $20 billion in immediate lending capacity for hedge funds, corporate treasuries, and large asset managers seeking dollar liquidity without selling their tokens. In practical terms, that means firms…

Author: BitcoinEthereumNews
How JPMorgan’s Bitcoin collateral plan could unlock $20 billion in liquidity

How JPMorgan’s Bitcoin collateral plan could unlock $20 billion in liquidity

After years of tension between crypto and traditional finance, a symbolic shift is taking shape inside the world’s largest bank. JPMorgan Chase & Co. is reportedly preparing to let institutional clients use Bitcoin and Ethereum as collateral for cash loans. This means the bank’s borrowers can pledge the two top cryptocurrencies by market capitalization, which […] The post How JPMorgan’s Bitcoin collateral plan could unlock $20 billion in liquidity appeared first on CryptoSlate.

Author: CryptoSlate
Skip DOGE, Here’s a Cheap Crypto That Could Skyrocket 50x

Skip DOGE, Here’s a Cheap Crypto That Could Skyrocket 50x

As Dogecoin (DOGE) takes center stage as a meme token, its growth path has come down, and the token is available at around $0.193. That is different from Mutuum Finance (MUTM), which offers a better chance for investors seeking to make huge profits. Mutuum Finance has already received more than $17.95 million from more than […]

Author: Cryptopolitan
Visa Sees $670 Billion Stablecoin Boom Fueling Next Global Credit Revolution

Visa Sees $670 Billion Stablecoin Boom Fueling Next Global Credit Revolution

The post Visa Sees $670 Billion Stablecoin Boom Fueling Next Global Credit Revolution appeared on BitcoinEthereumNews.com. Stablecoins are rapidly emerging as the backbone of a new global credit infrastructure, and Visa’s latest analysis highlights explosive lending growth, surging user adoption, and institutional momentum transforming capital access across decentralized and traditional financial systems. Visa Highlights Explosive Growth of Blockchain-Based Credit Markets The surge in blockchain-based credit markets is redefining how traditional finance […] Source: https://news.bitcoin.com/visa-sees-670-billion-stablecoin-boom-fueling-next-global-credit-revolution/

Author: BitcoinEthereumNews
Gala Games Unveils VEXI Retro Radiowaves Collection

Gala Games Unveils VEXI Retro Radiowaves Collection

The post Gala Games Unveils VEXI Retro Radiowaves Collection appeared on BitcoinEthereumNews.com. Joerg Hiller Oct 24, 2025 21:49 Gala Games introduces the VEXI Retro Radiowaves, a nostalgic collection inspired by the vibrant 80s and 90s, featuring Workforce and Mini Packs for digital enthusiasts. Gala Games has announced the launch of its latest offering, the VEXI Retro Radiowaves collection, which harkens back to the vibrant and colorful era of the 80s and 90s. This new collection is designed to bring a nostalgic flair to digital landscapes, capturing the essence of neon lights and analog vibes, according to Gala News. Collection Details The VEXI Retro Radiowaves collection is split into two distinct packs: the Workforce Pack and the Mini Pack. Each Workforce Pack comprises six ProtoVexi and six random retro-themed costumes, allowing users to create a synthwave-inspired workforce. For those looking to start or expand their collection gradually, the Mini Pack offers one ProtoVexi and one Retro Radiowaves costume. Pricing and Availability The collection will be available in limited quantities. The Workforce Pack, priced at $65.99, will be released on October 23, 2025, at 12:00 PM PST, with an initial supply of 200 packs. Meanwhile, the Mini Pack, retailing at $13.99, is set to launch on October 30, 2025, at the same time, with 300 packs up for grabs. Rarity and Chances Each pack offers varying chances of obtaining different rarity levels. The breakdown of drop chances includes 65% for Uncommon items, 21% for Rare, 10% for Epic, and a 4% chance of securing a Legendary item. This distribution allows collectors to aim for higher-value items as they expand their collections. This collection by Gala Games is a nod to the past, blending nostalgic aesthetics with modern digital collectibles. As the gaming and digital collectible landscape continues to evolve, such offerings showcase the potential for integrating…

Author: BitcoinEthereumNews
Bank of England Probes Data Mining Lending Fueling AI Bets

Bank of England Probes Data Mining Lending Fueling AI Bets

The post Bank of England Probes Data Mining Lending Fueling AI Bets appeared on BitcoinEthereumNews.com. The Bank of England is investigating the rise of financiers lending to data centers as a way to speculate on the future of AI, Bloomberg said. The UK’s top bank has already been examining market risks that could arise if AI companies fail to meet lofty valuations, warning that many could come crashing down in a correction reminiscent of the dot-com bubble in the early 2000s. Now, it is exploring the relationship between AI companies and financiers that are looking to place bets in the AI market, Bloomberg reported on Friday. Although lending to data centers is still a niche market, it is poised to become a crucial source of funding, with an estimated $6.7 trillion needed by 2030 to keep up with the rising demand to power AI, McKinsey & Co said in April. Source: Christophe Barraud Bloomberg said the investigation was launched after BOE noticed an increasing amount of funds moved from hiring staff to spending billions of dollars on constructing data centers. With few AI-native stocks available and the crypto tokenization of private AI stocks not ready at scale, turning to data-center lending has been one of the few ways to place big bets in the AI space. Hesitant with AI, harsh with crypto The BOE’s probe could mean that this strategy faces future regulatory limits, potentially curbing returns and slowing AI innovation. UK crypto groups have also slammed the BOE’s proposal to limit individual stablecoin holdings to between 10,000 British pounds ($13,310) and 20,000 pounds ($26,620) — claiming it is not only restrictive but difficult and expensive to implement. While the BOE said it wouldn’t impose those restrictions forever, UK banks have also imposed measures of their own, with about 40% of 2,000 surveyed crypto investors saying that their banks had either blocked or delayed a…

Author: BitcoinEthereumNews
SOL Price Prediction Hypes Up, But This Coin Leads Buyers

SOL Price Prediction Hypes Up, But This Coin Leads Buyers

The post SOL Price Prediction Hypes Up, But This Coin Leads Buyers appeared on BitcoinEthereumNews.com. With the market positioning itself for yet another possible bull run, Solana (SOL) has again stolen the limelight with fresh optimism building around its network strength and developer ecosystem. But even as investors analyze Solana’s price forecast, traders are quietly focusing on what may be the best cheap crypto to buy now, Mutuum Finance (MUTM).  Priced at only $0.035 and in Phase 6 of its presale, MUTM is fast becoming the next big crypto in decentralized finance (DeFi). Its novel dual-lending model, which combines Peer-to-Peer and liquidity pool mechanisms, has the potential to revolutionize on-chain lending efficiency to a degree of practical innovation that Solana’s network innovations are yet to maximally leverage. With increasing hype, solid tokenomics, and presale momentum building, Mutuum Finance takes center stage as the low-cap altcoin pacing the field in 2025. Solana (SOL) Price Prediction: Bulls Eye a Rebound After Key Rejection Solana (SOL) is also experiencing near-term bearish pressure after rejection from the 20-day EMA at approximately $198, an indication that bears continue to control the trend. Price now trades close to the key channel support area of $170 to $165, a must-hold spot for buyers. A bounce off this support and successful retake of the $198–$205 resistance can trigger a short-term rally into the $220+ area, restoring confidence in Solana’s upside momentum. Breakdown below the channel, however, can open the doors for a deeper correction into $155–$145, where buyers can start to re-enter for value plays. Although near-term market sentiment remains bearish, analysts comment that a powerful bounce would be enough to reverse momentum at speed, a scenario that is seeing many traders also looking at high-upside, Mutuum Finance (MUTM), a project increasingly coming into view as the most compelling next big crypto opportunities of 2025. Mutuum Finance Breaks New Presale Record Mutuum Finance…

Author: BitcoinEthereumNews
Japan’s New PM Takaichi Signals Stronger US Alliance in First Trump Call

Japan’s New PM Takaichi Signals Stronger US Alliance in First Trump Call

The post Japan’s New PM Takaichi Signals Stronger US Alliance in First Trump Call appeared on BitcoinEthereumNews.com. COINOTAG recommends • Exchange signup 💹 Trade with pro tools Fast execution, robust charts, clean risk controls. 👉 Open account → COINOTAG recommends • Exchange signup 🚀 Smooth orders, clear control Advanced order types and market depth in one view. 👉 Create account → COINOTAG recommends • Exchange signup 📈 Clarity in volatile markets Plan entries & exits, manage positions with discipline. 👉 Sign up → COINOTAG recommends • Exchange signup ⚡ Speed, depth, reliability Execute confidently when timing matters. 👉 Open account → COINOTAG recommends • Exchange signup 🧭 A focused workflow for traders Alerts, watchlists, and a repeatable process. 👉 Get started → COINOTAG recommends • Exchange signup ✅ Data‑driven decisions Focus on process—not noise. 👉 Sign up → Japan’s new Prime Minister Sanae Takaichi held her first official phone call with U.S. President Donald Trump on Saturday, emphasizing the strengthening of the Japan-U.S. alliance as her top foreign policy priority amid regional security challenges in the Indo-Pacific. Takaichi conveyed gratitude for Trump’s congratulations and reaffirmed the Japan-U.S. alliance as central to her administration’s security strategy. The discussion highlighted shared commitments to a Free and Open Indo-Pacific, with Takaichi expressing respect for Trump’s Middle East policies. Market reactions included gains in defense-related stocks like Mitsubishi Heavy Industries, signaling investor confidence in Takaichi’s defense-focused approach, with shares rising up to 5% post-appointment. Japan’s PM Sanae Takaichi strengthens ties with Trump in key phone call, prioritizing U.S. alliance and Indo-Pacific security. Explore implications for markets and regional stability—read now for expert insights. What was discussed in Sanae Takaichi’s phone call with Donald Trump? Sanae Takaichi’s phone call with Donald Trump marked a pivotal moment in Japan-U.S. relations, occurring shortly after her appointment as Prime Minister. In the conversation, which lasted while Trump was en route to Asia aboard Air Force…

Author: BitcoinEthereumNews
JPMorgan Plans to Accept Bitcoin as Collateral for Accredited Client Loans

JPMorgan Plans to Accept Bitcoin as Collateral for Accredited Client Loans

The post JPMorgan Plans to Accept Bitcoin as Collateral for Accredited Client Loans appeared on BitcoinEthereumNews.com. COINOTAG recommends • Exchange signup 💹 Trade with pro tools Fast execution, robust charts, clean risk controls. 👉 Open account → COINOTAG recommends • Exchange signup 🚀 Smooth orders, clear control Advanced order types and market depth in one view. 👉 Create account → COINOTAG recommends • Exchange signup 📈 Clarity in volatile markets Plan entries & exits, manage positions with discipline. 👉 Sign up → COINOTAG recommends • Exchange signup ⚡ Speed, depth, reliability Execute confidently when timing matters. 👉 Open account → COINOTAG recommends • Exchange signup 🧭 A focused workflow for traders Alerts, watchlists, and a repeatable process. 👉 Get started → COINOTAG recommends • Exchange signup ✅ Data‑driven decisions Focus on process—not noise. 👉 Sign up → JPMorgan is set to allow accredited institutional and high-net-worth clients to use Bitcoin and Ethereum as collateral for loans, marking a key step in mainstream crypto adoption. This service, starting by year-end 2025, targets qualified investors and reflects growing Wall Street integration of digital assets under favorable regulations. JPMorgan’s crypto-backed loans will accept Bitcoin and Ethereum from accredited clients, enhancing access to liquidity without selling holdings. The initiative aligns with broader institutional trends, including ETF integrations and regulatory support, boosting crypto’s role in traditional finance. According to Bloomberg’s October 24, 2025 report, this move could drive Bitcoin prices higher, with analysts projecting up to $165,000 amid current trading around $111,300. Discover how JPMorgan’s acceptance of Bitcoin and Ethereum as loan collateral is revolutionizing institutional crypto adoption. Explore implications for investors and the market—read now for expert insights and key takeaways. What Is JPMorgan’s Policy on Using Bitcoin and Ethereum as Collateral? JPMorgan’s policy on using Bitcoin and Ethereum as collateral enables accredited institutional investors and high-net-worth individuals to secure loans against their BTC and ETH holdings. Set to launch…

Author: BitcoinEthereumNews