ExchangeDEX+
Buy CryptoMarketsSpotFuturesGOLDEarnEvent Center
More
Commodity Zero-Fee Gala

Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15095 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
JPMorgan to Enable Bitcoin and Ethereum as Collateral

JPMorgan to Enable Bitcoin and Ethereum as Collateral

The post JPMorgan to Enable Bitcoin and Ethereum as Collateral appeared on BitcoinEthereumNews.com. JPMorgan Chase will allow institutional clients to use their Bitcoin and Ethereum holdings as collateral for loans, Bloomberg reported, citing sources familiar with the plan. The program is expected to roll out by the end of 2025 and will operate globally. The pledged digital assets will be stored with a third-party custodian, whose name has not yet been disclosed. JPMorgan already accepts cryptocurrency ETFs as collateral, and industry observers say this move is a natural evolution of the bank’s digital-asset strategy. The institution has not issued an official comment on the upcoming launch. A Symbolic Shift on Wall Street The step is being described as both symbolic and practical for JPMorgan. CEO Jamie Dimon, once a vocal Bitcoin critic who dismissed it as a “PR scam” increasingly acknowledges the asset class as something institutional clients now demand. Morgan Stanley is preparing to offer cryptocurrency access to E*Trade users, while Fidelity, State Street, and BNY Mellon have already launched digital-asset custody services for institutional investors. Analysts say the trend reflects a shift from skepticism to structured adoption across global finance. How Other Major Banks Are Implementing Crypto Strategies While JPMorgan moves into crypto-backed lending, other global institutions are expanding in parallel directions. Goldman Sachs has restarted its crypto trading desk and is exploring tokenization initiatives for institutional products. Deutsche Bank is developing regulated custody services for digital assets in Europe, aiming to support both private funds and corporations. Meanwhile, HSBC and UBS are focusing on blockchain-based settlement solutions rather than direct crypto exposure, signaling that every bank is choosing its own lane — but all are moving in the same overall direction. Together, these efforts show that crypto is no longer an experiment on the sidelines. Instead, it is becoming a competitive requirement for major banks, especially as institutional clients demand…

Author: BitcoinEthereumNews

2025/10/25

Find Out Which Are the Top Crypto Presales to Buy in November

Find Out Which Are the Top Crypto Presales to Buy in November

Top crypto presales to buy in November are making headlines across Q4 2025 as the market reawakens with utility-driven projects. […] The post Find Out Which Are the Top Crypto Presales to Buy in November appeared first on Coindoo.

Author: Coindoo

2025/10/25

Wall Street Giant JPMorgan to Let Institutions Borrow Against Bitcoin and Ethereum Holdings

Wall Street Giant JPMorgan to Let Institutions Borrow Against Bitcoin and Ethereum Holdings

Wall Street giant JPMorgan Chase & Co. plans to allow institutional clients to borrow against their Bitcoin and Ethereum holdings, according to Bloomberg reports. The $4 trillion institutional asset manager announced that it will allow clients to use BTC and ETH directly as collateral for loans by the end of 2025. The program, available globally, will use a third-party custodian to secure the pledged tokens, according to sources familiar with the matter. https://twitter.com/EricBalchunas/status/1981688091086840076 This move builds on a June announcement, in which Cryptonews reported that JPMorgan would test crypto collateral loans with BlackRock’s iShares Bitcoin Trust (IBIT), with plans to expand access to other funds after launch. JPMorgan Bank Plans to Accept Bitcoin and Ethereum as Loan Collateral JPMorgan has already begun integrating crypto into its core lending operations. In September, Cryptonews reported that Trimont LLC, a commercial real estate loan servicer managing roughly $730 billion in assets, began using JPMorgan’s Kinexys Digital Payments network. The system streamlines payment workflows by identifying incoming payments, verifying amounts, and distributing funds to lenders. Tasks that previously took up to two days can now be completed in minutes. Earlier this year, JPMorgan began accepting crypto-linked ETFs as collateral. The new program allows clients to pledge the cryptocurrencies themselves rather than ETF shares. JPMorgan also launched its digital deposit token, “JPMD,” on Coinbase’s Base network following a June 15 trademark application. JPMD is fully backed one-to-one by U.S. dollars and is available to institutional clients only. By July, JPMorgan had started testing a blockchain-based platform for carbon credits through Kinexys, developed with S&P Global Commodity Insights, EcoRegistry, and the International Carbon Registry. https://twitter.com/cryptonews/status/1980950744850477245 A recent regulatory change has also allowed firms like BlackRock to accept investors’ Bitcoin and swap it for ETF shares tracking the token. Aside from BTC and ETH-backed collaterals, the U.S. Commodity Futures Trading Commission (CFTC) unveiled an initiative to let stablecoins like USDT and USDC serve as tokenized collateral in derivatives markets. Acting CFTC chair Caroline Pham announced on September 23 that the agency would “work closely with stakeholders” on the directive, calling it the “killer app” to modernize markets by adopting non-cash collateral. Why Institutions Are Rushing Into BTC Loans In an exclusive interview with John Glover, Ledn’s CIO, Cryptonews asked how the demand for Bitcoin-backed loans has evolved over the past few years, and what key trends or factors influenced this change. John Glover responded that the most fundamental factor over the past few years has been a major shift in public perception of cryptocurrencies as a legitimate financial instrument. “The current bull run, coupled with the new administration in the U.S., which is much more pro-crypto than the previous one, and the continued influx of institutional capital and the approval of Bitcoin ETFs, have massively legitimized digital assets,” he said. As a result, with Bitcoin being the biggest, most recognizable, and most secure crypto, it’s natural that demand for BTC-backed loans continues to grow across the board. https://twitter.com/coinbase/status/1879902780564951530 He added that institutional investors play a major role in turning Bitcoin-backed loans into a legitimate financial instrument. Additionally, JPMorgan began exploring lending against Bitcoin in 2022, but the project was later shelved, said the sources, who asked not to be named because the bank’s plan is not yet public. Since then, client demand for cryptocurrency support across Wall Street has spiked as the market has grown and regulations have eased. Other major financial firms have also been accelerating similar offerings, and regulators’ evolving stance has helped clear a path. Morgan Stanley, State Street, BNY Mellon, and Fidelity have recently expanded their crypto custody, trading, and product lines. Meanwhile, legislative moves in the U.S., including work on a crypto markets structure bill, have reduced some compliance friction for banks weighing crypto exposure

Author: CryptoNews

2025/10/25

TradFi Giant JPMorgan To Let Institutional Clients Pledge Bitcoin And Ether As Collateral For Loans ⋆ ZyCrypto

TradFi Giant JPMorgan To Let Institutional Clients Pledge Bitcoin And Ether As Collateral For Loans ⋆ ZyCrypto

The post TradFi Giant JPMorgan To Let Institutional Clients Pledge Bitcoin And Ether As Collateral For Loans ⋆ ZyCrypto appeared on BitcoinEthereumNews.com. Advertisement &nbsp &nbsp JPMorgan Chase & Co. is reportedly working to allow its institutional clients to use Bitcoin (BTC) and Ether (ETH) as collateral for loans by the end of this year. The decision marks a notable step for the largest U.S. bank, particularly given CEO Jamie Dimon’s history of bashing the crypto space, and is the latest sign of Wall Street’s continued embrace of digital assets. BTC And ETH As Loan Collateral According to a Bloomberg report on Friday citing unnamed sources familiar with the matter, the program will be offered worldwide and will rely on third-party custodians to hold the pledged tokens. Under the new initiative, customers could post crypto held by an approved custodian against credit lines or structured loans, letting banks manage exposure without directly taking custody of digital assets. JPMorgan had previously taken steps to integrate crypto into its core lending activities. Earlier this year, the bank started accepting crypto-linked exchange-traded funds (ETFs) as collateral, with the new program letting clients pledge the crypto holdings themselves instead of ETF shares.  Advertisement &nbsp Regulatory Shift Fuels Wall Street’s Crypto Expansion The move comes as CEO Jamie Dimon, who once described BTC as a money laundering tool and a “fraud,” has increasingly softened his stance on the top crypto amid growing customer demand as regulatory hurdles ease under the crypto-friendly Trump administration. Notably, major legislative efforts in the United States, including progress on a crypto markets structure bill, and overseas have lowered some compliance friction for banking institutions mulling crypto exposure. In August, Morgan Stanley allowed its wealth advisors to pitch some spot BTC ETFs to select clients. Earlier this month, the bank confirmed it was easing restrictions on crypto investments, allowing all wealth clients, including those with retirement accounts, to have access to the…

Author: BitcoinEthereumNews

2025/10/24

Ethereum News: Whale Expands Long Position, $4,500 Price Target Intact?

Ethereum News: Whale Expands Long Position, $4,500 Price Target Intact?

The post Ethereum News: Whale Expands Long Position, $4,500 Price Target Intact? appeared on BitcoinEthereumNews.com. In latest Ethereum news, a whale has increased ETH long positions while the price trades near a key resistance area. This activity appears as major companies continue buying Ethereum and banks explore lending supported by crypto. Traders are watching to see if the ETH price can climb toward $4,500 in the coming weeks Ethereum News: Whale Boosts ETH Longs as Price Retests Key Levels Ethereum (ETH) stays in focus after a well-known trader increased his long positions again. On-chain data shows that wallet 0xc2a3 has a perfect trading record. He expanded his long to 33,270 ETH, worth $131.24 million. He also opened a 4x long on 80 Bitcoin, worth $8.9 million. His total profit has exceeded $15.4 million. This move came as the price bounced near $3,800. Ethereum Whale Goes Long | Source: Lookonchain Market watchers say price action could turn if buyers remain active as Ethereum (ETH) price moved back toward the $4,000 to $4,100 area. That zone has slowed gains before, and sell orders remain strong there. Traders want to see a clear push above that line. A break could open the door to a move toward $4,500. If the price fails again, it could drop back to support. In recent Ethereum news, JPMorgan recently announced that it will allow Ethereum to be used as collateral for loans. The service will be for institutional and high-net-worth clients. The bank plans to begin this collateral service before the end of the year. Additionally, the timeline could change if market conditions shift. The move follows growing demand from clients who want BTC and ETH exposure. More so, lending backed by crypto would give institutions another entry point into the market. Traders say this may bring more liquidity. If that happens, larger market players could become more active. Some believe this…

Author: BitcoinEthereumNews

2025/10/24

WLFI Jumps on CZ Pardon; Morpho and SPX6900 Climb While Altcoin Season Index Stalls at 24

WLFI Jumps on CZ Pardon; Morpho and SPX6900 Climb While Altcoin Season Index Stalls at 24

Altcoin season has stayed constrained as the index holds near 24, keeping breadth thin. WLFI has risen on a policy headline linked to CZ, with volume up; Morpho has gained on consistent lending use; SPX6900 has firmed as meme activity has returned. Follow-through has depended on broader participation.

Author: Coinstats

2025/10/24

JPMorgan To Accept Bitcoin As Collateral By Year-End

JPMorgan To Accept Bitcoin As Collateral By Year-End

The post JPMorgan To Accept Bitcoin As Collateral By Year-End appeared on BitcoinEthereumNews.com. JPMorgan Chase plans to let institutional clients use Bitcoin (BTC) and Ethereum (ETH) as collateral for loans by the end of 2025, according to a Bloomberg report.  The new program, expected to roll out globally, will rely on a third-party custodian to safeguard pledged assets. The bank already allows crypto-linked exchange-traded funds (ETFs) as collateral, but this expansion would enable clients to borrow against their direct crypto holdings. The shift could make it easier for institutions to access liquidity without selling long-term digital asset positions — a use case that has gained traction among hedge funds and family offices. The development represents a broader acceptance of digital assets across the financial sector.  Other major banks, including Morgan Stanley, BNY Mellon, State Street, and Fidelity, have been expanding crypto custody and trading services amid increasing regulatory clarity in the U.S. and abroad. JPMorgan first began exploring lending against Bitcoin in 2022 but the project was delayed, according to Bloomberg. Jamie Dimon’s changing tone on crypto JPMorgan CEO Jamie Dimon has long been one of crypto’s most vocal skeptics, previously calling Bitcoin a “fraud” and a “pet rock.” In 2023, he said he was “deeply opposed” to Bitcoin and claimed it was used mainly for illicit activity. However, his tone has recently softened. “I don’t think we should smoke, but I defend your right to smoke,” Dimon said earlier this year. “I defend your right to buy Bitcoin, go at it.” In 2023, JPMorgan CEO Jamie Dimon said he was “deeply opposed” to Bitcoin and that it was for criminals. Today, JPMorgan plans to allow institutional clients to use Bitcoin as collateral. pic.twitter.com/WMPg8qy9UW — Bitcoin Magazine (@BitcoinMagazine) October 24, 2025 Despite Dimon’s reservations, JPMorgan has steadily increased its crypto exposure. The bank has launched the J.P. Morgan Deposit Token (JPMD) — a…

Author: BitcoinEthereumNews

2025/10/24

New Token Under $1 Outshines Ripple (XRP) as 2025’s Top Cheap Crypto to Buy for Long-Term Gains

New Token Under $1 Outshines Ripple (XRP) as 2025’s Top Cheap Crypto to Buy for Long-Term Gains

Investors are shifting focus from legacy giants like Ripple (XRP) toward emerging, utility-driven projects showing exponential growth potential in 2025. While XRP continues to hold strong institutional appeal, the spotlight is gradually turning toward a new crypto coin, Mutuum Finance, that combines innovation with accessibility. Mutuum Finance (MUTM) has quickly risen through the ranks, becoming […]

Author: Cryptopolitan

2025/10/24

Sky pivots beyond treasuries as yields dip, staking overhaul looms

Sky pivots beyond treasuries as yields dip, staking overhaul looms

The post Sky pivots beyond treasuries as yields dip, staking overhaul looms appeared on BitcoinEthereumNews.com. The rapid slide in US Treasury yields is prodding some stablecoin treasuries to diversify.  This week, Spark — the DeFi lending protocol and core “Star” within the Sky (formerly MakerDAO) ecosystem — allocated $100 million of its stablecoin reserves to Superstate’s USCC fund, a regulated crypto carry product that earns yield from futures basis trades instead of solely interest on government debt. The move comes just as the 10-year Treasury yield dipped below 4% for the first time since April, closing at 3.976%. Lower yields have squeezed protocols that rely on short-duration Treasuries to fund operations and incentives. Spark’s pivot marks one of the first large-scale moves by a major stablecoin issuer away from Treasuries into regulated, crypto-derived yield. “Access to stable, diversified yield is increasingly critical as Treasury returns compress,” Superstate CEO Robert Leshner said. “The investment allows Spark to maintain exposure to yield opportunities uncorrelated with Federal Reserve rate policy while operating within a compliant institutional framework.” Sam MacPherson, CEO and co-founder of Phoenix Labs — which developed Spark — said Superstate’s USCC fund enables the protocol to “diversify its reserves while maintaining the same level of safety and compliance Spark always prioritizes.” USCC uses basis trading strategies that exploit the spread between spot and futures prices on assets such as bitcoin, ether, solana, and XRP. It currently reports a 30-day yield of 8.35%. The strategy benefits from busy derivatives markets, which provide the pricing gaps the fund harvests. CME alone logged more than $900 billion in futures and options volume in Q3, led by ETH. The product is custodied by Anchorage Digital, audited by Ernst & Young, and calculates its NAV through NAV Fund Services. Rate compression meets tokenomics overhaul The USCC allocation comes amid broader changes in the Sky ecosystem as it adapts to a lower-rate…

Author: BitcoinEthereumNews

2025/10/24

Stripe Could Tap a $350 Billion Market Next

Stripe Could Tap a $350 Billion Market Next

The post Stripe Could Tap a $350 Billion Market Next appeared on BitcoinEthereumNews.com. Stripe is making another major move into digital assets. The company has launched its own Layer-1 blockchain, Tempo, while also acquiring the stablecoin platform Bridge and crypto wallet provider Privy, according to a JPMorgan report. The bank says Stripe now sees digital asset infrastructure as a core driver of its next phase of growth. The payments giant became profitable in 2024 and processed more than $1.4 trillion in total transaction volume. JPMorgan estimates Stripe’s potential addressable market at over $350 billion, calling the company a “beneficiary of borderless financial services.” Source: Capital One Shopping Analysts also noted that Stripe’s early alignment with AI startups has given it an advantage as agentic commerce — transactions initiated and executed by AI agents continues to rise. Tempo, Stablecoins, and AI Give Stripe a New Edge Through the acquisitions of Bridge and Privy, Stripe is expanding deeper into stablecoins, payments, and on-chain infrastructure. CEO Patrick Collison describes Tempo as a payments-focused Layer-1 blockchain built for real-world financial use cases, not experimental crypto hype. “These initiatives position Stripe to benefit from the integration of AI agents, stablecoins, and programmable money into global commerce,” JPMorgan noted. However, analysts also point to risks tied to scale and regulation, especially around stablecoins in the United States and under MiCA in Europe. Earlier this year, Stripe also introduced stablecoin subscription payments, reinforcing its strategy of blending traditional finance with blockchain-based rails. With Tempo, stablecoins, and programmable money, Stripe is signaling that the future of payments will be faster, borderless, and increasingly on-chain. Whether regulation slows or accelerates that vision remains the biggest question. Source: https://coinpaper.com/11874/the-350-billion-opportunity-jp-morgan-says-stripe-could-seize-next

Author: BitcoinEthereumNews

2025/10/24

Recommended by active authors

BitcoinEthereumNews
BitcoinEthereumNews
4913Articles
Cryptopolitan
Cryptopolitan
1102Articles
PANews
PANews
966Articles
Coinstats
Coinstats
961Articles

Related Tags

#Oracle#Brifge#Yield-Farming#Basis-Trading#Prediction-Market#Launchpad#Liquid-Staking#DePIN#RWA

Latest Articles

What Are Prediction Markets? How Polymarket, Kalshi and Myriad Work

What Are Prediction Markets? How Polymarket, Kalshi and Myriad Work

2026/02/12 02:37
US Dollar Outlook: CIBC’s Crucial Forecast Reveals Why the Dollar Selloff Has Likely Ended

US Dollar Outlook: CIBC’s Crucial Forecast Reveals Why the Dollar Selloff Has Likely Ended

2026/02/12 02:25
‘This Is Not Good for Crypto’: Lawmakers Slam SEC Chair for Easing Industry Policing

‘This Is Not Good for Crypto’: Lawmakers Slam SEC Chair for Easing Industry Policing

2026/02/12 02:04
Trump appeared 'supportive' of DHS shooting innocent immigrant 5 times: report

Trump appeared 'supportive' of DHS shooting innocent immigrant 5 times: report

2026/02/12 01:58
Term deposit yields inch down on BSP cut bets

Term deposit yields inch down on BSP cut bets

2026/02/12 00:05