Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14979 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Solana Founder Tests Percolator, A New PERP DEX Experiment on Solana

Solana Founder Tests Percolator, A New PERP DEX Experiment on Solana

The post Solana Founder Tests Percolator, A New PERP DEX Experiment on Solana appeared on BitcoinEthereumNews.com. Solana co-founder Anatoly Yakovenko (@aeyakovenko) appears to be building a new perpetual exchange protocol called Percolator, according to public code activity on his GitHub. The project, which is being developed using Claude AI, has sparked wide speculation across the Solana community. In typical Anatoly fashion, the move wasn’t announced with fanfare. Instead, sharp-eyed developers noticed new commits referencing a “sharded perpetual exchange protocol for Solana.” A Quiet Experiment, or the Start of Solana’s Next Breakthrough? Responding to the reports, Yakovenko downplayed the speculation, explaining that he’s simply “experimenting with Claude AI to test ideas.” He added that he wanted to see if a prop AMM-style competition for perps could work on a decentralized exchange, using one memory slab for liquidity provider (LP) risk management and trade matching, plus a router to rebalance positions efficiently. Despite his modest description, the community views this as a significant hint of what may come next for Solana DeFi. Percolator’s GitHub framework outlines a scalable architecture for on-chain perpetual futures, emphasizing speed, composability, and deep liquidity, traits that perfectly match Solana’s high-performance design. Solana’s Deepening Push Into Derivatives Percolator’s emergence underscores a broader trend within the Solana ecosystem, a growing focus on derivatives trading. The blockchain already supports several high-performing perpetual DEXs, including Drift Protocol and Jupiter Perps, both of which have seen consistent trading growth. According to on-chain data, derivatives now account for over 30% of Solana’s total trading volume. With that backdrop, Yakovenko’s involvement could mark a turning point. His technical leadership has historically accelerated Solana’s core innovations, from validator optimizations to proof-of-history mechanisms. The Percolator repository is open-source, allowing developers to explore, fork, and contribute, a move that invites community participation and faster iteration. The Technical Vision Behind Percolator At its core, Percolator appears to test a sharded architecture for perpetual trading.…

Author: BitcoinEthereumNews
StarkWare CEO Predicts Corporate Blockchains May Fade, Aligning With Bitcoin’s Decentralized Principles

StarkWare CEO Predicts Corporate Blockchains May Fade, Aligning With Bitcoin’s Decentralized Principles

The post StarkWare CEO Predicts Corporate Blockchains May Fade, Aligning With Bitcoin’s Decentralized Principles appeared on BitcoinEthereumNews.com. COINOTAG recommends • Exchange signup 💹 Trade with pro tools Fast execution, robust charts, clean risk controls. 👉 Open account → COINOTAG recommends • Exchange signup 🚀 Smooth orders, clear control Advanced order types and market depth in one view. 👉 Create account → COINOTAG recommends • Exchange signup 📈 Clarity in volatile markets Plan entries & exits, manage positions with discipline. 👉 Sign up → COINOTAG recommends • Exchange signup ⚡ Speed, depth, reliability Execute confidently when timing matters. 👉 Open account → COINOTAG recommends • Exchange signup 🧭 A focused workflow for traders Alerts, watchlists, and a repeatable process. 👉 Get started → COINOTAG recommends • Exchange signup ✅ Data‑driven decisions Focus on process—not noise. 👉 Sign up → Corporate blockchains may drive short-term mainstream cryptocurrency adoption by making the technology less intimidating, but StarkWare CEO Eli Ben-Sasson warns they will ultimately fail if they retain central control, as users demand decentralized systems without intermediaries. Corporate blockchains introduce complexity while maintaining control, clashing with blockchain’s core principle of decentralization. They could accelerate adoption initially by normalizing blockchain for everyday users through familiar corporate brands. According to Ben-Sasson, these chains risk abandonment within years due to technical headaches and lack of user appeal in DeFi and self-custody scenarios, with data from blockchain analytics showing over 70% of users preferring permissionless networks. Discover why corporate blockchains face an uncertain future according to StarkWare CEO Eli Ben-Sasson. Explore adoption challenges, decentralization benefits, and expert insights—read now for crypto’s evolving landscape. (148 characters) What Is the Future of Corporate Blockchains? Corporate blockchains, developed and operated by large companies, promise to bridge traditional finance with cryptocurrency but are poised for short-lived success, according to StarkWare CEO Eli Ben-Sasson. In a recent statement on X, he emphasized that while these initiatives could normalize blockchain…

Author: BitcoinEthereumNews
Europol Cracks Massive $5.7 Million Crypto Phishing Network

Europol Cracks Massive $5.7 Million Crypto Phishing Network

According to Europol, the network was responsible for defrauding victims of at least $5.7 million, primarily through fake online identities […] The post Europol Cracks Massive $5.7 Million Crypto Phishing Network appeared first on Coindoo.

Author: Coindoo
Wise Seeks Digital Asset Lead to Drive Stablecoin Expansion

Wise Seeks Digital Asset Lead to Drive Stablecoin Expansion

Wise, a global leader in international money transfers, appears to be exploring a significant step toward cryptocurrency integration. The London-based fintech giant has opened a new position for a digital-asset product lead, focusing on stablecoins. This move comes as stablecoins gain momentum worldwide, supported by improving crypto regulations and growing consumer demand for faster, lower-cost [...]

Author: Crypto Breaking News
EUR/CAD edges higher; remains below mid-1.6300s ahead of Canadian CPI

EUR/CAD edges higher; remains below mid-1.6300s ahead of Canadian CPI

The post EUR/CAD edges higher; remains below mid-1.6300s ahead of Canadian CPI appeared on BitcoinEthereumNews.com. The EUR/CAD cross edges higher during the Asian session on Tuesday, though it lacks follow-through and remains confined in the previous day’s broader trading range. Spot prices currently trade around the 1.6345-1.6350 region, nearly unchanged for the day, as traders await the latest Canadian consumer inflation figures for some meaningful impetus. In the meantime, the Bank of Canada’s (BoC) quarterly business and consumer surveys released on Monday reaffirmed market bets for another interest rate cut this month, which keeps the Canadian Dollar (CAD) depressed. Apart from this, bearish Crude Oil prices seem to undermine the commodity-linked Loonie and turn out to be another factor lending support to the EUR/CAD cross. The shared currency, on the other hand, continues with its relative underperformance after S&P Global Rating’s downgrade of France’s credit rating to A+ from AA-, citing elevated budget uncertainty. Apart from this, a modest US Dollar (USD) uptick is seen exerting some pressure on the Euro (EUR), which, in turn, seems to act as a headwind for the EUR/CAD cross and capping gains. Meanwhile, the European Central Bank (ECB) President Christine Lagarde will speak at the Norges Bank Climate Conference later today, though she is unlikely to comments on the monetary policy or influence the EUR. That said, diminishing odds for any further cut in borrowing costs by the ECB could offer some support to the EUR/CAD cross, warranting some caution for bearish traders. Canadian Dollar Price Today The table below shows the percentage change of Canadian Dollar (CAD) against listed major currencies today. Canadian Dollar was the strongest against the New Zealand Dollar. USD EUR GBP JPY CAD AUD NZD CHF USD 0.06% 0.10% 0.23% 0.10% 0.13% 0.27% 0.09% EUR -0.06% 0.04% 0.16% 0.03% 0.07% 0.20% 0.02% GBP -0.10% -0.04% 0.10% -0.00% 0.03% 0.16% -0.01% JPY -0.23% -0.16% -0.10%…

Author: BitcoinEthereumNews
Best Crypto to Buy Now as Bitcoin Price Battles to Cross $110K

Best Crypto to Buy Now as Bitcoin Price Battles to Cross $110K

October 2025 has been shaping up to be one of the most volatile months for crypto. From stumbling from its all-time high to dropping to the near five-digit zone, the apex crypto is keeping people on their toes. This is especially concerning for those looking for the best crypto to buy now for the sake […]

Author: The Cryptonomist
Crypto Missed Calls and Second Chances: BlockchainFX ($BFX) Presale vs. Aster (ASTER) Price Boom

Crypto Missed Calls and Second Chances: BlockchainFX ($BFX) Presale vs. Aster (ASTER) Price Boom

Best Cryptos to Invest in October 2025 often raise one big question — how many people ignored early crypto projects and later wished they hadn’t? The crypto market in Q4 2025 continues to create stories of fortune, yet many still hesitate. Bitcoin (BTC) trades above $66,000, Ethereum (ETH) stays near $2,980, and fresh tokens dominate […] The post Crypto Missed Calls and Second Chances: BlockchainFX ($BFX) Presale vs. Aster (ASTER) Price Boom appeared first on Live Bitcoin News.

Author: LiveBitcoinNews
PBOC sets USD/CNY reference rate at 7.0930 vs. 7.0973 previous

PBOC sets USD/CNY reference rate at 7.0930 vs. 7.0973 previous

The post PBOC sets USD/CNY reference rate at 7.0930 vs. 7.0973 previous appeared on BitcoinEthereumNews.com. The People’s Bank of China (PBOC) set the USD/CNY central rate for the trading session ahead on Tuesday at 7.0930 compared to the previous day’s fix of 7.0973 and 7.1219 Reuters estimate. PBOC FAQs The primary monetary policy objectives of the People’s Bank of China (PBoC) are to safeguard price stability, including exchange rate stability, and promote economic growth. China’s central bank also aims to implement financial reforms, such as opening and developing the financial market. The PBoC is owned by the state of the People’s Republic of China (PRC), so it is not considered an autonomous institution. The Chinese Communist Party (CCP) Committee Secretary, nominated by the Chairman of the State Council, has a key influence on the PBoC’s management and direction, not the governor. However, Mr. Pan Gongsheng currently holds both of these posts. Unlike the Western economies, the PBoC uses a broader set of monetary policy instruments to achieve its objectives. The primary tools include a seven-day Reverse Repo Rate (RRR), Medium-term Lending Facility (MLF), foreign exchange interventions and Reserve Requirement Ratio (RRR). However, The Loan Prime Rate (LPR) is China’s benchmark interest rate. Changes to the LPR directly influence the rates that need to be paid in the market for loans and mortgages and the interest paid on savings. By changing the LPR, China’s central bank can also influence the exchange rates of the Chinese Renminbi. Yes, China has 19 private banks – a small fraction of the financial system. The largest private banks are digital lenders WeBank and MYbank, which are backed by tech giants Tencent and Ant Group, per The Straits Times. In 2014, China allowed domestic lenders fully capitalized by private funds to operate in the state-dominated financial sector. Source: https://www.fxstreet.com/news/pboc-sets-usd-cny-reference-rate-at-70930-vs-70973-previous-202510210115

Author: BitcoinEthereumNews
BlockDAG Builds Toward $600M Presale Target With Expanding Ecosystem, & Global Partnerships Driving Growth

BlockDAG Builds Toward $600M Presale Target With Expanding Ecosystem, & Global Partnerships Driving Growth

BlockDAG has grown into one of the biggest crypto presales in recent years by delivering working products before large-scale promotion. In just a year, it moved from concept to a live testnet, earned two independent audits, and announced a long-term deal with the BWT Alpine Formula 1® Team. Now in Batch 31, it has raised more than $425 million, sold over 27 billion coins, and priced its current batch at $0.0015.  The roadmap targets $600 million across 45 batches with a confirmed listing price of $0.05. With adoption signals already strong, including millions using its mobile miner, BlockDAG (BDAG) is preparing for a launch backed by actual usage rather than speculation. Parallel Block Structure for Speed & Security  BlockDAG’s design is different from traditional chains. It uses a Directed Acyclic Graph inside a Proof of Work model. Instead of waiting on one chain, blocks can finalize simultaneously. This lowers congestion, speeds up confirmation, and keeps the security strength that made Bitcoin reliable. The network focuses on high throughput with low fees, making it suitable for microtransactions, app-based payments, and machine-to-machine use. The testnet is live and continues to improve. Updates focus on better performance and more tools for developers. Compatibility with the Ethereum Virtual Machine (EVM) makes it easier for teams to bring over Ethereum smart contracts.  Upcoming WebAssembly (WASM) support will allow development in languages like Rust, C, and C++. With a built-in IDE, explorer, and low-code tools for NFTs and coins, BlockDAG is reducing the time it takes to bring new projects into production. Early applications, including lottery features and reflections, already show how the system works end-to-end. Security, Adoption, & TGE Code Benefits Security has been addressed directly, not assumed. CertiK reviewed vesting and distribution rules, while Halborn audited key contract features like treasury logic. Both reports included fixes and led to new safeguards such as delayed execution and multi-signature approval. These results are public, giving BlockDAG transparency that is rare in presales. Adoption signs are already visible. The X1 mobile miner has attracted millions of users on iOS and Android. Hardware miners are shipping, and holder numbers are climbing as the presale continues through 45 batches. This means the network will not launch without participants. It will launch with a ready community. In addition, BlockDAG has released a new limited-time TGE code for early launch access. Rewards depend on rank: top 300 ranks get an instant airdrop, 301–600 wait 30 minutes, 601–1000 wait an hour, 1001–1500 wait two hours, 1501–2000 wait four hours, 2001–5000 wait six hours, and rank 5001 waits 24 hours. This schedule encourages more presale engagement. Team, Partnerships, & Roadmap Toward $600M The BlockDAG leadership has deep operational and security experience. CEO Antony Turner, formerly with SPIRIT Blockchain Capital, focuses on shipping real products and securing trustworthy partnerships. CTO Jeremy Harkness works on scalability and stability across the network. CSO Youssef Khaoulaj, a skilled red team operator and smart contract auditor, runs the security program as a constant process. The team also includes project managers who have deployed payment systems across several regions, making the group capable of real delivery. The roadmap includes DeFi features such as a decentralized exchange, lending, cross-chain bridge, oracles, and an indexer layer. A launchpad supports new teams, while low-code tools make creating NFTs and coins simple. A crypto payment card will bring digital use into everyday spending. BlockDAG has also expanded its reach through hackathon partnerships with HackerEarth and SpaceDev. Sports collaborations in rugby and cricket aim to grow fan engagement through digital collectibles.  The ongoing partnership with the BWT Alpine Formula 1®  team has added global visibility through events, simulators, and developer showcases. Together, these steps show how the project is building an ecosystem where more tools attract developers, more developers bring users, and more users raise demand for blockspace and BDAG coins. Final Look BlockDAG’s presale progress shows strong momentum with more than $425 million raised, over 27 billion coins sold, and a $0.0015 price in Batch 31. Its roadmap is clear, aiming for a $600 million close with a confirmed $0.05 listing.  Analysts see potential for BDAG to reach $1 by 2026, backed not just by hype but by solid factors: live testnet, audits, user traction, and worldwide exposure through BWT Alpine F1® and other partnerships. The structured six-week launch plan reduces risk by rolling out step by step. With developer support, growing adoption, and security measures in place, BlockDAG is moving toward one of the largest Layer 1 launches in years. Presale: https://purchase.blockdag.network Website: https://blockdag.network Telegram: https://t.me/blockDAGnetworkOfficial Discord: https://discord.gg/Q7BxghMVyu  Disclaimer: This content is a sponsored post and is intended for informational purposes only. It was not written by 36crypto, does not reflect the views of 36crypto and is not a financial advice. Please do your research before engaging with the products.The post BlockDAG Builds Toward $600M Presale Target With Expanding Ecosystem, & Global Partnerships Driving Growth appeared first on 36Crypto.

Author: Coinstats
4 Top Presale Cryptos to Buy Today Before They Take Off: BlockDAG, Zaddy Coin, BlockchainFX, & SpacePay

4 Top Presale Cryptos to Buy Today Before They Take Off: BlockDAG, Zaddy Coin, BlockchainFX, & SpacePay

The new surge of top presale cryptos to buy today is reshaping the 2025 market by combining practical use cases with strong community support. These projects are gathering attention for their early-stage benefits, giving buyers access to low-cost entries and exclusive rewards before official listings. The trend shows how presales are becoming the driving force behind the next phase of crypto expansion, backed by major partnerships and real-world applications. Among the most notable names, BlockDAG leads the pack, having raised over $425 million, sold more than 27 billion coins, and confirmed active progress with a live testnet. Other trending names such as Zaddy Coin, BlockchainFX, and SpacePay are also making waves with their innovative payment systems and community-driven goals. Let’s examine why these four presales are standing out this year.  BlockDAG: Building Momentum with F1® Partnership and Testnet Launch BlockDAG stands as one of the most talked-about top presale cryptos to buy today due to its unmatched progress and real-world collaboration. It has successfully raised above $425 million during its presale, with BDAG coins priced at just $0.0015 for a limited period with the TGE code, while the official Batch 31 price is $0.0304. The project’s GENESIS DAY is confirmed for November 26, giving early participants the chance to claim tiered airdrop rewards through the TGE code system. A key highlight fueling BlockDAG (BDAG) Network’s rise is its long-term partnership with the BWT Alpine Formula 1® Team, merging blockchain advancement with global sports exposure. Through Formula One® events, the project offers live demonstrations, fan simulators, and Web3 experience zones, reflecting its aim to connect mainstream audiences with blockchain technology. This mix of visibility and functionality has positioned BlockDAG as a standout name among the top presale cryptos to buy today. On the technical front, BlockDAG’s Awakening Testnet is live, handling around 1,400 transactions per second. The system includes features such as an NFT explorer, smart contract tools, and decentralized apps like Reflection and Lottery. This blend of working technology, strong branding, and early market success makes BlockDAG a frontrunner in the presale scene, offering both credibility and growth potential for early supporters. Zaddy Coin: Blending Meme Culture with Real Utility Among the top presale cryptos to buy today, Zaddy Coin has caught attention by merging meme appeal with genuine blockchain functionality. Running on both Ethereum and XRP Ledger networks, it builds a vibrant yet purposeful ecosystem that includes staking options, NFT integration, and a dual-reward system. Users staking ZADDY can earn rewards in XRP, ZADDY, and its governance coin, ZGT, adding a multi-layered incentive model. Zaddy Coin’s upcoming roadmap introduces creative NFT collections and a platform designed for meme creators, blending entertainment with real crypto benefits. The project’s dual-network structure and community-driven initiatives position it as a fresh and adaptive presale for 2025. With its playful tone yet practical foundation, Zaddy Coin holds promise as one of the top presale cryptos to buy today. BlockchainFX: Combining Finance and Blockchain in One Platform BlockchainFX aims to become a comprehensive financial “super app,” making it another leading choice among the top presale cryptos to buy today. Having already collected over $8.6 million, with each token priced at $0.026, it focuses on merging crypto, forex, and stock trading into one user-friendly system. The project’s goal is to attract both casual users and professionals looking for integrated trading and passive income opportunities. Early buyers are offered up to 35% bonus tokens during presale rounds, making entry even more appealing. Its upcoming suite of features, including analytics tools, asset management options, and staking benefits, reflects its ambition to bridge traditional finance and blockchain utility. Analysts view BlockchainFX as a potential early-stage gem among the top presale cryptos to buy today. SpacePay: Simplifying Crypto Payments for Real-World Use SpacePay distinguishes itself by focusing on practicality, enabling users to make crypto transactions as easily as using a debit card. With more than $1.3 million raised so far and tokens priced at $0.003181, it’s among the most accessible top presale cryptos to buy today. The platform lets merchants accept digital assets directly via their existing card systems, automatically converting crypto to fiat, eliminating the need for new hardware. SpacePay is also creating SDKs and plug-ins for e-commerce and in-store point-of-sale systems, promoting faster adoption. Token holders will have governance participation and share in future revenue once launched. Its simplicity and real-world usability could help it grow into a key player among the top presale cryptos to buy today once the platform goes live. Final Call As the crypto landscape of 2025 evolves, presales like Zaddy Coin, BlockchainFX, and SpacePay highlight growing practical uses, from payments to creative ecosystems. However, none compares to BlockDAG’s scale of achievement. With over $426 million raised, more than 27 billion coins sold, its partnership with the BWT Alpine Formula 1® Team, and an active Testnet showing solid progress, BlockDAG defines what early-stage success looks like. Currently priced at $0.0015 for a limited time, compared to its Batch 31 price of $0.0304, BlockDAG remains the leading name among the top presale cryptos to buy today. With GENESIS DAY approaching soon, the momentum is building rapidly as buyers rush to secure their share in what could be the most impactful presale of 2025. Disclaimer: This content is a sponsored post and is intended for informational purposes only. It was not written by 36crypto, does not reflect the views of 36crypto and is not a financial advice. Please do your research before engaging with the products.The post 4 Top Presale Cryptos to Buy Today Before They Take Off: BlockDAG, Zaddy Coin, BlockchainFX, & SpacePay appeared first on 36Crypto.

Author: Coinstats