Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14964 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
BlockSec: Sharwa.Finance suffered multiple attacks, resulting in losses exceeding $140,000

BlockSec: Sharwa.Finance suffered multiple attacks, resulting in losses exceeding $140,000

PANews reported on October 20th that Sharwa.Finance disclosed an attack and subsequent suspension of operations, according to a BlockSec Phalcon alert. However, several suspicious transactions occurred hours later, likely exploiting the same underlying vulnerability through a slightly different attack path. Overall, the attacker first created a margin account, then used the provided collateral to borrow additional assets through leveraged lending, and finally launched a "sandwich attack" targeting swap operations involving the borrowed assets. The root cause appears to be a missing bankruptcy check in the swap() function of the MarginTrading contract, which is used to swap borrowed assets from one token (such as WBTC) to another (such as USDC). This function only verifies solvency based on the account's state at the time the swap begins, before executing the asset swap. This leaves room for manipulation. Attacker 1 (beginning with 0xd356) conducted multiple attacks, profiting approximately $61,000. Attacker 2 (beginning with 0xaa24) conducted a single attack, profiting approximately $85,000.

Author: PANews
Mutuum Finance sets stage for major Q4 updates with Sepolia V1 launch, $17.6m raised

Mutuum Finance sets stage for major Q4 updates with Sepolia V1 launch, $17.6m raised

The post Mutuum Finance sets stage for major Q4 updates with Sepolia V1 launch, $17.6m raised appeared on BitcoinEthereumNews.com. Disclosure: This article does not represent investment advice. The content and materials featured on this page are for educational purposes only. Mutuum Finance is entering a key phase in its roadmap, preparing to launch its V1 lending and borrowing protocol on the Sepolia testnet as its $17.6m presale nears completion. Summary Mutuum Finance is set to launch its V1 DeFi lending and borrowing protocol on the Sepolia testnet in Q4 2025. The project has raised $17.6 million, selling over 770 million tokens across six presale phases. Its dual-market model, oracle-based pricing, and community rewards system position it for a strong mainnet debut. Decentralized finance is entering another pivotal stage, with several projects preparing to move from early funding to full-scale deployment. Among them, Mutuum Finance (MUTM) has started to capture growing attention as it approaches a crucial development milestone in the final quarter of 2025. The project is preparing to launch its V1 lending and borrowing protocol on the Sepolia testnet, marking its transition from crypto presale preparation to live testing. This next phase will serve as a key indicator of how the platform’s technology performs in a real DeFi environment, a moment many investors see as a defining step toward Mutuum Finance’s broader mainnet rollout. Early signs of progress suggest the project is maintaining a rare balance between transparency, delivery, and community growth ahead of its debut. Presale progress and investor growth The presale is currently in Phase 6, with 70% of tokens already allocated at $0.035 per MUTM, ahead of the planned $0.06 launch price. This structured model has proven highly effective in driving participation and transparency throughout each stage. Every phase offers a fixed token supply and price, and once one stage sells out, the next opens at a higher valuation. This creates a clear and predictable…

Author: BitcoinEthereumNews
Top Crypto to Buy Now as Analysts Call It the SHIB of 2025

Top Crypto to Buy Now as Analysts Call It the SHIB of 2025

The post Top Crypto to Buy Now as Analysts Call It the SHIB of 2025 appeared on BitcoinEthereumNews.com. 2025 has been a rollercoaster for Shiba Inu (SHIB), with the meme token showing flashes of viral growth but also sharp corrections that remind investors of the risks of hype-driven assets. While SHIB’s community remains active, many are now wondering what crypto to invest in that features real utility and growth potential. Enter Mutuum Finance (MUTM), a next-generation DeFi project rapidly gaining traction as one of the top crypto coins to buy now.  Currently in Phase 6 of its presale, Mutuum Finance has already raised over $17.65 million, with more than 70% of tokens sold out at $0.035 per token, signaling strong investor confidence. Unlike Shiba Inu, Mutuum Finance is built on an innovative dual-lending model that merges Peer-to-Peer agreements with Peer-to-Contract liquidity pools, enabling users to lend, borrow, and maximize capital efficiency within the same ecosystem.  With a clear roadmap, robust presale momentum, and growing community support, Mutuum Finance is positioning itself as a project that could deliver sustainable growth and potentially become the next Shiba Inu of 2025, but with the kind of utility and structure that sets it apart in the DeFi market. Shiba Inu (SHIB) Price Analysis: Bulls Eye Breakout from Falling Wedge Shiba Inu (SHIB) is recovering from the lower line of a breaking falling wedge pattern on the daily chart, and this signifies that the buyers are coming in to support. Sufficient accumulation below this point has built severe pressure, and if bulls maintain control, SHIB can soar to much higher levels, establishing short-term momentum for traders.  As the meme coin’s gain potential is brought to the fore, most investors are equally observing new Mutuum Finance (MUTM) as the next high-potential cryptocurrency investment of 2025. Many traders now see MUTM as the top crypto to buy now, especially as it shows rising interest ahead…

Author: BitcoinEthereumNews
Solana DeFi Heats Up: Deployed SOL At Highest in 3 Years

Solana DeFi Heats Up: Deployed SOL At Highest in 3 Years

The Solana network has seen a significant spike in the recent activities of decentralized finance (DeFi) protocols building within its ecosystem. This surge has been reflected in the total value locked (TVL) of all DeFi projects on the blockchain. According to on-chain analysis platform DefiLlama, it has surpassed an equivalent of 60.2 million SOL after increasing by 2.5% over the past 24 hours. Notably, this represents the highest TVL that Solana has recorded in the past three years. The last time it soared to such heights was in June 2022, when it reached 68.13 million SOL. Source: DefiLlama TVL refers to the total value of crypto assets locked in a DeFi protocol, smart contract, or ecosystem. It includes all funds deposited for lending, providing liquidity, or staking. Over 60.2M SOL TVL Solana-based decentralized exchange (DEX), Jupiter, ranks first as investors have locked over 17 million SOL ($3.3 billion) on the platform. Most of these are the project’s native token, JUP, which many users have locked to receive staking rewards. Trailing Jupiter is the borrowing and lending protocol, Kamino, which holds almost 16.5 million SOL ($3.2 billion) in investors’ locked assets. It experienced a 3% increase in one day as more investors locked more funds, signaling a price recovery in the crypto market. Another project on the leaderboard is Meteora, which holds approximately 4.4 million SOL ($851 million). It has witnessed a 13% increase in locked tokens within the past seven days because of its forthcoming MET token launch and airdrop, which has attracted more investors to the exchange. Solana Network’s TVL in USD In USD, Solana blockchain’s TVL is valued at $11.311 billion. This may not be a new high as the crypto market is not at its peak, thus the value of many cryptocurrencies, including SOL, are at their lows. However, many investors in the network have displayed resilience as the TVL in USD soared past $13 billion in September. TVL in USD is often used to weigh DeFi activity. However, assessing in SOL gives a clearer picture of how many units of the network’s native token are locked across various protocols. As such, the recent milestone attained signals confidence in the network’s fundamentals. Moreover, the newly-launched DEX platform, HumidiFi, which serves as a “dark pool,” has also contributed to the increased activity on the Solana blockchain as many large traders seeking privacy have turned attention to the platform. The post Solana DeFi Heats Up: Deployed SOL At Highest in 3 Years appeared first on CoinTab News.

Author: Coinstats
Bitcoin May Encounter Volatility Amid Tariff Tensions and Upcoming Altcoin Events

Bitcoin May Encounter Volatility Amid Tariff Tensions and Upcoming Altcoin Events

The post Bitcoin May Encounter Volatility Amid Tariff Tensions and Upcoming Altcoin Events appeared on BitcoinEthereumNews.com. COINOTAG recommends • Exchange signup 💹 Trade with pro tools Fast execution, robust charts, clean risk controls. 👉 Open account → COINOTAG recommends • Exchange signup 🚀 Smooth orders, clear control Advanced order types and market depth in one view. 👉 Create account → COINOTAG recommends • Exchange signup 📈 Clarity in volatile markets Plan entries & exits, manage positions with discipline. 👉 Sign up → COINOTAG recommends • Exchange signup ⚡ Speed, depth, reliability Execute confidently when timing matters. 👉 Open account → COINOTAG recommends • Exchange signup 🧭 A focused workflow for traders Alerts, watchlists, and a repeatable process. 👉 Get started → COINOTAG recommends • Exchange signup ✅ Data‑driven decisions Focus on process—not noise. 👉 Sign up → Bitcoin faces a critical week amid escalating U.S. tariff tensions and key altcoin events, potentially driving market volatility. With Bitcoin dipping below key support levels, investors watch for economic data releases and regulatory decisions that could signal recovery or further declines in the crypto market. U.S. tariff tensions intensify, pressuring Bitcoin’s price as global trade uncertainties rise. Solana’s major update and GENIUS Act comment closure highlight upcoming altcoin catalysts. SEC’s Cardano ETF decision and U.S. inflation data at 3.1% could sway investor sentiment this week. Bitcoin critical week unfolds with tariff tensions and altcoin events shaking markets. Stay informed on volatility triggers and economic indicators—discover key insights to navigate crypto risks effectively today. What is Driving Bitcoin’s Critical Week Amid Tariff Tensions? Bitcoin’s critical week is shaped by mounting U.S. tariff tensions and a series of pivotal altcoin events that could amplify market swings. As trade disputes escalate without resolution by November 1, Bitcoin has slipped under recent support levels, dragging the broader crypto market down in a bout of uncertainty. This convergence of macroeconomic pressures and blockchain developments…

Author: BitcoinEthereumNews
XRP Liquidity Gap Targets $2.55–$2.80 While Ripple Pursues $1B GTreasury Deal

XRP Liquidity Gap Targets $2.55–$2.80 While Ripple Pursues $1B GTreasury Deal

Ripple advanced its enterprise stack and institutional coverage this week, while the XRPL Lending Protocol moved into a public security-testing phase. Developer channels also confirmed an October devnet reset tied to a pending amendment. Corporate treasuries: Ripple moves to acquire GTreasury for $1B Ripple announced an agreement to acquire GTreasury for $1 billion. The deal […] The post XRP Liquidity Gap Targets $2.55–$2.80 While Ripple Pursues $1B GTreasury Deal appeared first on CoinChapter.

Author: Coinstats
Idle Stablecoins and the On-Chain Yield Paradox

Idle Stablecoins and the On-Chain Yield Paradox

The post Idle Stablecoins and the On-Chain Yield Paradox appeared on BitcoinEthereumNews.com. Most stablecoins on public blockchains sit idle, earning zero yield for holders. Issuers and custodians collect the interest instead. This disconnect between on-chain ownership and off-chain income exposes a structural flaw in DeFi. Let us explore why capital remains unproductive, what new models are emerging, and how unlocking stablecoin yield could define the next phase of crypto finance. What It Means for Stablecoins to Be Idle Stablecoins are meant to represent programmable dollars. They can move freely across blockchains, power liquidity pools, and serve as DeFi’s settlement layer. Yet for most users, these tokens simply sit still. They do not earn interest. They do not compound. In most cases, they never touch yield protocols unless the holder takes extra steps. Meanwhile, the companies that issue these tokens invest the reserves backing them and earn yield from Treasury bills and other instruments. Holders receive none of that benefit. This is the on-chain yield paradox in plain terms. The capital is digital and borderless, but the income it generates remains off-chain. The Scale of the Idle Capital Problem Galaxy Research estimates that more than 80 percent of all stablecoins earn no yield for owners. Circle and Tether together made billions of dollars in 2024 from interest on their reserves. None of that reached stablecoin holders. If one hundred billion dollars in stablecoins earned only four percent per year, that would mean four billion dollars of lost potential income. The difference between idle and active capital is too large to ignore. The result is a DeFi ecosystem that appears liquid but is still capital-inefficient. Why Capital Remains Idle Custodial and Regulatory Barriers Issuers label stablecoins as payment instruments, not investment products. Paying yield could cause regulators to classify them as securities or deposit accounts. Most issuers prefer to avoid that risk. Fragmentation and…

Author: BitcoinEthereumNews
Mutuum Finance (MUTM) Expert-Backed Price Projection for the Coming Year

Mutuum Finance (MUTM) Expert-Backed Price Projection for the Coming Year

The post Mutuum Finance (MUTM) Expert-Backed Price Projection for the Coming Year appeared on BitcoinEthereumNews.com. Experts have projected a robust trajectory for Mutuum Finance (MUTM) through 2026, drawing on its DeFi mechanics and presale momentum. Analysts point to the altcoin’s lending protocol as a key driver, positioning it among the best crypto to buy now amid rising demand for yield generation.  Phase 6 of the presale has advanced to 70% filled, with tokens priced at $0.035—a 250% rise from phase one’s $0.01 entry. Investors have raised $17,650,000 since inception, swelling total MUTM holders to 17,320.  This surge underscores why MUTM emerges as the next big crypto, backed by utility in borrowing and collateralized loans. Projections hinge on protocol rollout and market adoption, forecasting gains that outpace peers. Phase 6 Accelerates Mutuum Finance (MUTM) has opened phase 6 of its presale, drawing keen interest as the stage fills rapidly. Tokens command $0.035 each, yet availability dwindles fast. Buyers secure entry before phase 7 unlocks at $0.04, a 14.3% jump.  Launch looms at $0.06, promising current holders a 425% ROI post-deployment. Thus, urgency builds for those eyeing the best cryptocurrency to invest in, as this window narrows swiftly. Moreover, The MUTM team has launched a dashboard featuring a leaderboard of the top 50 holders, including a fresh 24-hour variant. Daily, the top-ranked participant claims a $500 MUTM bonus, contingent on completing one transaction in that span.  The board resets at 00:00 UTC each day. Leading purchases over the last 24 hours hit $519.15, $515.00, $424.76, and $308.00. Meanwhile, Mutuum Finance (MUTM) has finalized its CertiK audit with a solid 90/100 token score, affirming structural integrity. Bug Bounty Initiative Launches Mutuum Finance (MUTM) has initiated its official bug bounty program in tandem with CertiK. Officials allocated $50,000 in USDT for rewards across four tiers calibrated by vulnerability severity. Each category carries designated payouts, fostering rigorous scrutiny.  Consequently, this…

Author: BitcoinEthereumNews
Decoding the Matrix: How Blockchain and NFTs Went From Geek Fantasy to Mainstream Revolution

Decoding the Matrix: How Blockchain and NFTs Went From Geek Fantasy to Mainstream Revolution

We’re standing at the cusp of a new digital era defined by decentralization, verifiable ownership, and a re-imagining of trust itself. Join us as we unravel the comprehensive history of blockchain technology and the Non-Fungible Tokens (NFTs) that have taken the world by storm. From their earliest conceptual whispers to their current multi-faceted impact on art, finance, and the burgeoning metaverse.

Author: Hackernoon
Gold and Silver Soar as Bitcoin’s “Uptober” Turns into a Crash

Gold and Silver Soar as Bitcoin’s “Uptober” Turns into a Crash

Bitcoin’s October crash has reversed its usual positive trend, falling from 126,000 to near 100,000 dollars amid growing global credit concerns. President Trump’s 100 percent tariffs on China added to market jitters. Meanwhile, gold surged past 4,200 dollars an ounce and silver topped 52 dollars as investors sought safe havens. Central to this cautious mood is a deepening private credit crisis that threatens to impact crypto markets through liquidity strains and shadow banking risks. This evolving credit tension adds another layer of uncertainty, further driving capital toward tangible assets in 2025.

Author: Hackernoon