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Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

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Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Best Crypto Presales to Buy as Bitcoin Mirrors Its March-April Bottom Structure

Best Crypto Presales to Buy as Bitcoin Mirrors Its March-April Bottom Structure

After flipping the Coinbase Premium Index red, Bitcoin is now mirroring its March-April bottom pattern. With the 3-day 100 EMA once again in play, history suggests another major rebound could be on the horizon.

Author: Brave Newcoin

2025/10/18

Bitcoin Hyper Hits $24M Presale Milestone as Peter Schiff Reignites Gold vs Bitcoin Debate

Bitcoin Hyper Hits $24M Presale Milestone as Peter Schiff Reignites Gold vs Bitcoin Debate

Veteran gold advocate Peter Schiff recently stirred controversy on X by declaring that gold is more likely to reach $1 million than Bitcoin, a comment that reignited the classic “gold vs. Bitcoin” debate. The statement drew swift criticism from crypto investors who continue to see Bitcoin as the dominant long-term asset. Despite short-term volatility and […]

Author: The Cryptonomist

2025/10/18

As Aster & Aave Rebound Modestly, BlockDAG’s $425M Presale & $0.0015 TGE Code Offer Signal Real Blockchain Progress

As Aster & Aave Rebound Modestly, BlockDAG’s $425M Presale & $0.0015 TGE Code Offer Signal Real Blockchain Progress

Explore Aster’s rebound and Aave’s stability while BlockDAG executes a $425M roadmap with $0.0015 TGE entry, proving real growth before Genesis Day.

Author: Blockchainreporter

2025/10/18

Aave V4 Launch to Expand DeFi with New Asset Classes

Aave V4 Launch to Expand DeFi with New Asset Classes

The post Aave V4 Launch to Expand DeFi with New Asset Classes appeared on BitcoinEthereumNews.com. Key Points: Aave introduces V4, expanding DeFi collateral types dramatically. Taps into traditional finance assets for greater leverage. Potential impact on Aave’s market share and TVL growth. Aave, led by founder Stani Kulechov, announced on social media that the upcoming Aave V4 will expand DeFi collateral categories, including cryptocurrency, stocks, bonds, and real estate. This expansion marks a significant evolution in DeFi, potentially broadening scope and application, which may impact market engagement, asset diversification, and protocol design in the near future. Aave V4’s Role in Broadening DeFi Asset Inclusion Aave V4 will introduce a substantial expansion of collateral types, enabling tokenization and borrowing against traditional finance assets such as stocks, ETFs, bonds, and commodities. This launch will integrate these assets into decentralized finance, promising a fundamental change in DeFi operations. Stani Kulechov, Founder, Aave, stated, “Aave V4 will unlock a whole new collateral asset category for DeFi, covering: cryptocurrency, stocks, ETFs, various funds, bonds and fixed income products, private credit, real estate and mortgages, commodities, and accounts receivable.” Immediate implications include the anticipated acceleration of TVL (Total Value Locked) growth in Aave. With V4 enabling broader asset inclusion, Aave could see its market share increase significantly due to its innovative collateral framework. This setup can attract institutional investors eager to integrate new asset categories within DeFi. Learn more about how Aave’s TVL in V4 is driving institutional adoption in DeFi. Community and industry reactions were largely positive, with Aave’s initiative being hailed as a progressive move. Developers and experts have underscored the potential for increased liquidity and diversification, as noted in social media discussions. Kulechov’s announcement prompted active engagement on platforms like GitHub and Discord, indicating high developer interest. Aave’s Market Dynamics and Future DeFi Trends Did you know? Aave’s introduction of V4 marks a milestone in transforming DeFi by…

Author: BitcoinEthereumNews

2025/10/18

Best cryptocurrency to invest besides SOL, a $0.035 token tops in ROI

Best cryptocurrency to invest besides SOL, a $0.035 token tops in ROI

Investors seeking the best crypto to buy are turning their attention to early-stage DeFi tokens. Mutuum Finance (MUTM) is capturing interest with its Phase 6 presale, priced at $0.035. Over 68% of this phase is already sold, raising $17.5 million. The next phase will increase the price by 15% to $0.040, creating a final discounted window for early entry at this price. The platform and token will launch simultaneously, giving the network immediate utility. The buy-and-distribute system will channel platform revenue into regular MUTM buybacks, rewarding mtToken stakers while sustaining demand.Solana (SOL) – established but saturatedSolana (SOL) has achieved remarkable success over the past few years, supporting a wide range of decentralized applications and NFTs. Its speed and developer activity make it a reliable blockchain for institutional and retail projects. However, SOL’s massive market capitalization limits exponential upside for new investors. Analysts predict only moderate growth in the next cycle, around 2–3× on leveraged positions from current levels. In comparison, Mutuum Finance (MUTM) offers asymmetric upside due to its smaller market cap, early presale pricing, and real revenue-linked mechanics. Investors seeking higher multipliers will find MUTM’s functional DeFi platform and token rewards far more compelling than the already mature SOL ecosystem.Early investment advantage in Mutuum Finance (MUTM)Early investors are already seeing strong projected returns. A participant who swapped $4,000 in AVAX during Phase 3 at $0.02 now holds $7,000 worth of MUTM. When the token lists at $0.06 and reaches $0.36 post-launch, this same holding will grow to $43,200, generating a total 10.8× return from Phase 3. This growth will be driven by real on-chain activity, staking rewards, and community engagement incentives. Daily 24-hrs leaderboard rewards of $500 and a $100,000 giveaway for ten winners will reinforce participation while boosting early adoption. The 24-hour leaderboard now includes a new reward update. Each day, the user who attains the top rank will earn a $500 MUTM bonus, as long as they complete at least one transaction during that 24-hour cycle. The leaderboard automatically resets every day at 00:00 UTC. The combination of presale momentum, platform utility, and token economics makes Mutuum Finance (MUTM) the strongest candidate among crypto coins for explosive ROI in Q4 2025.V1 protocol launch announcementMutuum Finance revealed through its official X account that the V1 version of its protocol is planned to launch on the Sepolia Testnet by Q4 2025. This version will feature key components such as a liquidity pool, mtToken, debt token, and a liquidator bot designed to keep the network secure and efficient. In its early stage, users will be able to lend, borrow, and use ETH or USDT as collateral with ease.This testnet launch will let users explore and experience the platform’s core features before its full release. By giving users early access, Mutuum Finance aims to build trust and attract more attention. As interest and confidence grow, the project’s demand — and token price — are likely to increase.Mutuum Finance (MUTM) growth driversThe growth of Mutuum Finance (MUTM) will stem from its dual lending model. In P2C pools, a user depositing $20,000 USDT will earn 15% annual yield, generating $3,000 in passive income. P2P loans provide higher returns for risk-tolerant participants. A borrower pledging $2,000 in PEPE as collateral can borrow $1,000 USDC, paying 18% interest. Overcollateralization and automatic liquidation mechanisms ensure that risk remains balanced across both lending models.The introduction of lending and borrowing tools strengthens the platform’s real-world utility and is expected to attract more active participation from users. Soon, users will have the ability to lend, borrow, and stake their assets within designated pools to earn rewards and yields. Since these activities inherently require MUTM, the growing demand generated across the ecosystem is likely to drive the token’s value higher over time.Revenue generated from lending fees and platform activity will feed into the buy-and-distribute cycle, applying sustained upward pressure on the MUTM token. Users staking mtTokens will receive regular rewards, increasing engagement and circulating demand. The upcoming beta launch will activate the platform alongside token live events, accelerating adoption and enhancing the likelihood of exchange listings in Tier-1 and Tier-2 platforms. This integrated approach positions MUTM as a DeFi token with measurable utility and investor incentives.Mutuum Finance (MUTM) also addresses market volatility with thoughtful risk controls. Loan-to-value ratios will reach 75% for stable assets and 35–44% for more volatile tokens. Reserve factors between 10–55% will provide liquidity buffers, while Chainlink oracle feeds ensure accurate real-time valuations for all collateral. This layered liquidity and risk management will maintain system integrity, even during periods of crypto market turbulence reflected by the crypto fear and greed index.Conclusion – last discounted window for early investorsMutuum Finance (MUTM) is the best crypto to buy with SOL. It has organized growth mechanisms and early-stage potential. The Phase 6 presale is already 68% sold out, and the price will go up to $0.040 in the following phase. Investors that get in early can take advantage of rapid platform usefulness, staking rewards, and a price floor based on buybacks. The community-driven approach will get even more people involved by offering daily leaderboard rewards and large giveaways. Mutuum Finance (MUTM) is a unique blend of growth, engagement, and genuine use-case acceptance in the changing crypto industry. It is a high-utility DeFi token that can give investors a better return on investment than SOL.For more information about Mutuum Finance (MUTM) visit the links below:Website: https://www.mutuum.comLinktree: https://linktr.ee/mutuumfinanceThe post Best cryptocurrency to invest besides SOL, a $0.035 token tops in ROI appeared first on Invezz

Author: Coinstats

2025/10/18

Futu Holdings Hong Kong recruitment information disclosed, may launch DeFi platform

Futu Holdings Hong Kong recruitment information disclosed, may launch DeFi platform

PANews reported on October 18th that according to LinkedIn information, Futu Holdings has disclosed recruitment information in Hong Kong, possibly launching a DeFi platform. It is reported that Futu Holdings is currently recruiting in Hong Kong for a Head of Decentralized Finance (DeFi) Blockchain Technology. This position will involve business areas such as DEX, lending protocols, and RWA. The position will drive the end-to-end design and development of multi-chain DeFi applications, including defining technical architecture, ensuring smart contract security, and leading cross-chain deployment strategies. The role will also build an infrastructure team, develop technical best practices, and play a key role in shaping the future development of the Futu DeFi platform.

Author: PANews

2025/10/18

How This New DeFi Coin Compares to Solana

How This New DeFi Coin Compares to Solana

The post How This New DeFi Coin Compares to Solana appeared on BitcoinEthereumNews.com. The search for the next big crypto often starts by looking back at tokens that delivered massive returns during their early days. Solana (SOL) is a prime example. Early adopters who spotted its potential before the 2021 rally saw extraordinary gains as the network positioned itself as a fast, low-cost alternative to Ethereum.  Now, as Solana stabilizes at a much higher valuation, analysts are turning their attention to a new DeFi project, Mutuum Finance (MUTM), which is showing early signs similar to Solana’s initial growth phase. Solana (SOL) Solana currently trades at around $180, with a market cap of roughly $87 billion, making it one of the largest cryptocurrencies in the market. Its strong performance in previous bull cycles earned it a solid reputation, but this size now acts as both a strength and a limitation. On the technical front, SOL faces major resistance between $200 and $210, with additional selling pressure likely to emerge near the $225 level. These resistance zones have historically slowed rallies, as large holders tend to lock in profits. While Solana remains a key player in the layer-1 space, its high valuation means 10x or 20x returns are no longer realistic in the same way they were in 2020–2021. Solana’s early surge was driven by explosive ecosystem growth, strong marketing, and its appeal as a faster alternative to Ethereum. But with its current size, it would take hundreds of billions of dollars in new capital for SOL to replicate similar gains. That’s why many investors who once rode Solana’s early wave are now looking toward early-stage tokens like MUTM with more room to grow. Mutuum Finance (MUTM) Mutuum Finance (MUTM) is a decentralized lending and borrowing protocol, aiming to create efficient, secure, and scalable on-chain markets. What sets it apart is its dual lending structure:…

Author: BitcoinEthereumNews

2025/10/18

Next big crypto to buy before BTC’s worldwide adoption

Next big crypto to buy before BTC’s worldwide adoption

The world is watching Bitcoin (BTC) become part of everyday finance. Banks are holding it, countries are talking about it, and investors are treating it like gold. But smart investors know that the real chance for growth lies in finding the next wave before it becomes mainstream. Mutuum Finance (MUTM) is that new name rising quietly yet strongly. Before BTC becomes a universal asset, Mutuum Finance (MUTM) could be the project that early investors discuss with pride. It is shaping up as the best crypto to invest in a fast-changing world of digital finance, where today’s decisions can create tomorrow’s leaders in the market.The presale window that investors are watchingMutuum Finance (MUTM) is now in Phase 6 of its presale. Out of its total 4 billion supply, the project has already raised about $17.5 million where almost half of the total supply is sold out. The current price stands at $0.035 with more than 17,400 holders. Around 68% of the Phase 6 supply is already sold out of 170 million tokens. Once this phase reaches full allocation, the price will rise by 15% to $0.040 in Phase 7. This makes it the last discounted window at this price before the next jump. Investors looking at crypto prices today are already noticing how fast this window is narrowing as the presale nears completion.Mutuum Finance has successfully passed a smart contract audit by CertiK, achieving an impressive Token Scan score of 90/100. This strong result boosts investor confidence and has helped accelerate the project’s ongoing presale fundraising, signaling that its core code meets high security standards. In partnership with CertiK, Mutuum Finance has also launched a $50,000 bug bounty program, encouraging the community to identify potential vulnerabilities before mainnet launch. Rewards are distributed based on severity level:Critical — Up to $2,000 Major — Up to $1,000 Medium — Up to $500 Low — Up to $200Building the next layer of DeFiWhile Bitcoin is the world’s digital base, Mutuum Finance (MUTM) aims to be the system built above it. It combines lending, borrowing, and staking into one powerful decentralized platform. Through its Peer-to-Contract (P2C) feature, users will lend popular tokens like ETH or USDT into liquidity pools that automatically generate returns. For more adventurous users, the Peer-to-Peer (P2P) option allows direct agreements using tokens such as DOGE or FLOKI. This flexible structure allows everyone—from cautious savers to bold traders—to participate in the same network. Mutuum Finance (MUTM) is designed to create everyday utility, making it stand out among the best crypto projects that focus on real utility delivery.Growing through real useThe strength of Mutuum Finance (MUTM) comes from real use, not speculation. The lending and borrowing features will soon launch on the Sepolia Testnet in Q4 2025 with USDT and ETH initially. This will let users try the system before the main release. This upcoming version will include main components such as a liquidity pool, mtToken, debt token, and a liquidator bot to ensure stability and security. For example, someone lending $15,000 in USDT will receive mtUSDT in return, which can be staked to earn MUTM rewards. Each action—from lending to staking—adds to the demand for MUTM tokens. This use-driven cycle gives the project lasting growth power. Every transaction, every stake, and every loan brings more movement and attention to Mutuum Finance (MUTM), creating steady excitement even before full potential exchange listings begin.The buy and distribute model, Layer-2 beta and the confidence factorMutuum Finance (MUTM) will soon introduce a Layer-2 post official launch. This next-generation upgrade will allow faster and cheaper transactions. Thousands of early users are expected to join this beta to test lending, borrowing, and staking. The activity from these testers will help the project build trust and community before BTC’s full global integration. As the crypto world expands, Mutuum Finance (MUTM) aims to be ready with a system that serves users at scale while keeping performance smooth and affordable.One of the most exciting parts of Mutuum Finance (MUTM) is its buy-and-distribute reward system. Platform revenue will be used to buy MUTM tokens from the open market. These purchased tokens will then be distributed to mtToken stakers as rewards. This creates a healthy cycle where platform activity drives new demand for the token. As usage increases, the buybacks will continue, helping stakers enjoy growing rewards over time. This model is simple and transparent, showing how community participation supports both individual users and the entire ecosystem.An early investor in Phase 2 at $0.015 who spent $10,000 now holds about 667K MUTM. At today’s presale price of $0.035, that investment is already valued around $23K—a 133% gain before the project even reaches public exchange stages. When the project expands and continues to grow in real-world activity, these early buyers stand to see impressive returns. The logic is simple: early entry equals stronger rewards.The final call before the boomMutuum Finance (MUTM) has already launched its 24-hrs leaderboard. Every day, the user who secures the top rank will receive a $500 MUTM bonus, provided they make at least one transaction within that 24-hour timeframe. The leaderboard resets automatically at 00:00 UTC each day. This hands-on experience helps build an active and loyal community where every participant can see progress in real time.Many investors are looking for a before-the-boom opportunity like Mutuum Finance (MUTM) before BTC becomes widely used. There are only 68% of Phase 6 left to sell, thus time is running out before the price goes up to $0.040 in Phase 7. This presale is one of the clearest openings in the market for anyone who is tracking crypto prices today. Mutuum Finance (MUTM) is already getting ready for the next wave of global adoption. For more information about Mutuum Finance (MUTM) visit the links below:Website: https://www.mutuum.comLinktree: https://linktr.ee/mutuumfinanceThe post Next big crypto to buy before BTC’s worldwide adoption appeared first on Invezz

Author: Coinstats

2025/10/18

Didn’t Buy AVAX at $3? LivLive’s $0.02 Presale Entry Looks Like the Next Best Crypto to Buy for 100x Gains

Didn’t Buy AVAX at $3? LivLive’s $0.02 Presale Entry Looks Like the Next Best Crypto to Buy for 100x Gains

Missed AVAX at $3? LivLive ($LIVE) is raising $2M at $0.02, merging AR, blockchain, and real rewards with 100x ROI potential and 30% EARLY30 bonus.

Author: Blockchainreporter

2025/10/18

DeFi protocol Mutuum Finance nears $20m in funding ahead of V1 launch

DeFi protocol Mutuum Finance nears $20m in funding ahead of V1 launch

Mutuum Finance nears $20m presale as it gears up for its Q4 2025 DeFi lending protocol launch. The DeFi space is preparing for its next wave of innovation, and Mutuum Finance (MUTM) is quickly becoming one of the most talked-about…

Author: Crypto.news

2025/10/18

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