Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14873 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
CMB International Brings $3.8B Money Market Fund on BNB Chain

CMB International Brings $3.8B Money Market Fund on BNB Chain

The post CMB International Brings $3.8B Money Market Fund on BNB Chain appeared first on Coinpedia Fintech News CMB International Asset Management, a subsidiary of China Merchants Bank, has taken a major step into blockchain by bringing one of Asia’s top-performing money market funds onchain.  This move aims to link traditional finance with blockchain and make institutional funds more accessible to investors. $3.8B Fund Goes Onchain  Through this partnership, the CMB International USD …

Author: CoinPedia
Stripe’s Bridge Leads the Stablecoin Season, and Could Boost Best Wallet Token

Stripe’s Bridge Leads the Stablecoin Season, and Could Boost Best Wallet Token

What to Know: Stripe’s stablecoin arm, Bridge, has applied for a US national trust bank charter under the GENIUS Act, joining Circle, Ripple, Paxos, and Coinbase. The GENIUS Act introduces federal oversight for stablecoin issuers, requiring 100% cash or Treasury reserves and monthly public disclosures. This could mark the start of ‘Stablecoin Season,’ as regulated issuers bridge the gap between banks and blockchain payments. Best Wallet ($BEST) stands to benefit, offering users secure custody, presale access, and up to 80% APY staking rewards. Stablecoins are going legit, and pretty fast. Stripe’s stablecoin arm, Bridge, just filed an application with the US Office of the Comptroller of the Currency (OCC) to form a national trust bank under the newly enacted GENIUS Act. It’s the latest move in what’s shaping up to be ‘Stablecoin Season’: a full-blown regulatory sprint to bring digital dollars under federal oversight. If approved, Bridge’s charter would let Stripe issue, redeem, and custody stablecoins directly under the OCC, instead of juggling dozens of state-level money-transmitter licenses. That means its entire stablecoin business would sit under on federal framework, complete with 100% cash or Treasury-backed reserves and monthly public disclosures, as required by the GENIUS Act. Bridge now joins Circle ($USDC), Ripple ($RLUSD), Paxos ($USDP), and Coinbase ($COIN) in chasing national trust licenses – a race that marks a historic pivot for the US digital asset market. Together, these firms are positioning stablecoins as the regulated backbone of global payments, rather than gray-zone fintech experiments. The timing makes sense. Stablecoins already account for over $315B in circulating value, and Standard Chartered analysts estimate they could pull $1T in deposits away from traditional banks over the next three years. For users and merchants, that shift would make stablecoins the default settlement rail of the internet. They’re faster, cheaper, and now, finally, compliant. For Striple, Bridge isn’t just about compliance; it’s also an infrastructure play. The company recently unveiled Open Issuance, a service that helps apps launch their own stablecoins using Bridge’s back-end. Wallets like Phantom ($CASH), MetaMask ($mUSD), and Hyperliquid ($USDH) already rely on Bridge as their issuance partner. All signs point to a regulated on-chain economy, where digital dollars move under federal supervision and mainstream adoption finally takes hold. So the real question for investors becomes: if stablecoins are about to become the rails of this new system, which tokens will capture user flow at the edge? That’s where Best Wallet Token ($BEST) enters the picture, powering one of the fastest-growing Web3 wallets built to bridge the gap between regulated stablecoins and everyday users. From Stablecoins to Wallet Wars – the New On-Ramp Race The race for federal trust charters isn’t just about who prints the next digital dollar; it’s about who controls the gateway to it. Stripe, Circle, Ripple, and Coinbase are fighting for issuance and compliance. But at the user level, a different war is breaking out… the battle for wallets. Under the new GENIUS framework, stablecoins can finally plug into traditional finance with clear oversight from the OCC. That unlocks direct settlement with banks, cross-chain interoperability, and compliant collateral for lending protocols. This is the pipeline for a regulated DeFi economy. And this is where crypto wallets come in. They’re no longer just storage apps. They’ve become super apps. MetaMask now offers staking, Phantom integrates stablecoin rails, and new players like Best Wallet are going further by blending payments, presales, and rewards inside one secure, Fireblocks-powered interface. Best Wallet Token ($BEST) – The Token Fueling a Web3 Super App Built for the Stablecoin Era As stablecoins edge closer to federal recognition, wallet ecosystems are becoming the frontlines of adoption. Best Wallet is positioning itself at that intersection as a non-custodial wallet app that merges security, yield, and discovery into one seamless platform. Built on Fireblocks’ MPC-CMP framework, the same institutional-grade tech used by major custodians, Best Wallet offers users secure on-chain control without sacrificing usability. It’s a place to store tokens, buy into new crypto presales, stake assets, and soon, spend crypto cash through the Best Card. That card will deliver cashback and fee discounts to anyone staking the native $BEST token. And that token is what powers the entire ecosystem. Holding $BEST unlocks reduced transaction fees, higher staking rewards, and early access to new token launches through the in-app ‘Upcoming Tokens’ feature. Discover how to buy Best Wallet Token in our step-by-step walkthrough. The project has drawn over 57K followers on X and raised $16.5M so far in the presale. Tokens are priced at $0.025795, and with ambitions to capture 40% of the crypto-wallet market by the end of 2026, you can see why we a Best Wallet Token price prediction of $0.05106175 is not unreasonable. As stablecoins come under the OCC’s watch, wallets integrating compliant rails and institutional security will stand out. Best Wallet is built precisely for that world, connecting regulated stablecoin infrastructure with DeFi native opportunities. In that sense, the GENIUS Act sets the stage for wallets like Best Wallet to become the banks of the future, Join the $BEST presale and stake now for up to 80% APY. This article does not constitute financial advice. Crypto carries inherent risks, so please do your own research (DYOR) and never invest more than you are willing to lose. Authored by X, NewsBTC — www.newsbtc.com/news/stablecoin-season-stripe-bridge-impact-best-wallet-token

Author: NewsBTC
Bank of America (BAC) Stock: Q3 Profit Jumps 23% as Investment Banking Revenue Surges 43%

Bank of America (BAC) Stock: Q3 Profit Jumps 23% as Investment Banking Revenue Surges 43%

TLDR Q3 2025 earnings per share were $1.06, beating analyst estimates of $0.95. Profit rose 23% year-over-year to $8.5 billion. Revenue increased 10.8% to $28.24 billion, exceeding forecasts. Investment banking revenue surged 43% to $2 billion. Net interest income hit a record $15.39 billion, up 9% from last year. Bank of America Corporation (NYSE: BAC) [...] The post Bank of America (BAC) Stock: Q3 Profit Jumps 23% as Investment Banking Revenue Surges 43% appeared first on CoinCentral.

Author: Coincentral
Mutuum Finance Price Prediction For 2025-2026 According to DeepSeek AI

Mutuum Finance Price Prediction For 2025-2026 According to DeepSeek AI

Investors have poured $17,400,000 into the project since the presale started, while 17,140 holders have joined the ranks. Phase 6 […] The post Mutuum Finance Price Prediction For 2025-2026 According to DeepSeek AI appeared first on Coindoo.

Author: Coindoo
CMB International Launches $3.8B Fund on BNB Chain via Tokenization

CMB International Launches $3.8B Fund on BNB Chain via Tokenization

The post CMB International Launches $3.8B Fund on BNB Chain via Tokenization appeared on BitcoinEthereumNews.com. In Brief CMBIAM brings $3.8B money market fund onchain via CMBMINT and CMBIMINT tokens. Accredited Investors can subscribe with fiat or stablecoins and redeem in real time. BNB Chain expands RWA ecosystem with DeFi support from Venus Protocol and ListaDAO. CMB International Asset Management has brought its $3.8 billion USD Money Market Fund onchain through BNB Chain. The fund is now accessible via two tokens, CMBMINT and CMBIMINT, supported by DigiFT and OnChain. Accredited Investors can now subscribe using fiat or stablecoins and redeem in real time using smart contracts. This enables secure, regulated, blockchain-based access to one of Asia-Pacific’s top-performing funds. CMB International, a subsidiary of China Merchants Bank, has launched its $3.8B Money Market Fund on BNB Chain, represented by the CMBMINT and CMBIMINT tokens. Here’s why this matters 🧵👇 pic.twitter.com/Cqw7uoqsX0 — BNB Chain (@BNBCHAIN) October 15, 2025 As of October 2025, the fund ranked first among APAC money market peers in Bloomberg’s performance rankings. It invests over 70% of its NAV in USD-denominated deposits and top-tier short-term instruments. This launch highlights the growing adoption of tokenised real-world assets (RWAs) across major blockchain ecosystems. It also signals greater institutional trust in regulated DeFi infrastructure on BNB Chain. BNB Chain Strengthens Position as Leading RWA Tokenization Platform BNB Chain offers scalability, low transaction costs, and deep DeFi integration, making it ideal for institutional asset tokenisation. The ecosystem continues to expand its RWA partnerships and real-world asset support. Protocols like Venus Protocol and ListaDAO will integrate the CMBMINT and CMBIMINT tokens into DeFi strategies. These include collateralised lending, yield generation, and staking across decentralised platforms. Other participants in the BNB Chain RWA ecosystem include Franklin Templeton, Ondo, Securitise, OpenEden, and Chainlink. Together, they form a multi-layer framework covering issuance, liquidity, yield, and compliance. BNB Chain aims to become the tokenisation…

Author: BitcoinEthereumNews
Dogecoin Millionaires Turn To Cheap Paydax (PDP) Altcoin At $0.015, Predict 65,000% Rally Before October Ends

Dogecoin Millionaires Turn To Cheap Paydax (PDP) Altcoin At $0.015, Predict 65,000% Rally Before October Ends

Dogecoin millionaires are backing Paydax (PDP), a new altcoin priced at $0.015, predicting a massive 65,000% rally before October ends as its presale heats up.

Author: Cryptodaily
Volatility Shares Files for 5x Leveraged XRP ETF

Volatility Shares Files for 5x Leveraged XRP ETF

The post Volatility Shares Files for 5x Leveraged XRP ETF  appeared first on Coinpedia Fintech News Volatility Shares has filed with the U.S. Securities and Exchange Commission (SEC) to launch a 5x leveraged XRP ETF, potentially creating one of the riskiest crypto products ever in the U.S. This bold move signals a new level of experimentation in crypto-backed funds, but it also raises concerns about the safety of retail investors. What …

Author: CoinPedia
Bank of America (BAC) Stock Soars as Banking Giant Crushes Q3 Earnings

Bank of America (BAC) Stock Soars as Banking Giant Crushes Q3 Earnings

TLDR Bank of America reported net income of $8.5 billion or $1.06 per share for Q3, beating Wall Street estimates of 95 cents per share The bank raised its Q4 net interest income forecast to $15.6-$15.7 billion, up about 8% from a year earlier Investment banking fees jumped 43% to $2 billion, far exceeding earlier [...] The post Bank of America (BAC) Stock Soars as Banking Giant Crushes Q3 Earnings appeared first on Blockonomi.

Author: Blockonomi
China Merchants Bank Launches $3.8B MMF Fund on BNB Chain

China Merchants Bank Launches $3.8B MMF Fund on BNB Chain

In a notable advancement for traditional finance and blockchain integration, China Merchants Bank’s Hong Kong subsidiary has successfully tokenized a $3.8 billion money market fund (MMF) on the BNB Chain. This move signifies a significant step towards bringing real-world assets (RWA) onto blockchain platforms, expanding access for institutional and accredited investors within a regulated environment, [...]

Author: Crypto Breaking News
IMF Urges Countries to Recognize Digital Currencies

IMF Urges Countries to Recognize Digital Currencies

The post IMF Urges Countries to Recognize Digital Currencies appeared on BitcoinEthereumNews.com. IMF Urges Nations to Embrace Digital Currency Transition In a compelling address at the IMF-World Bank Annual Meetings, Kristalina Georgieva, Managing Director of the International Monetary Fund (IMF), emphasized the urgent need for countries to adapt to the digital transformation of fiat currencies. She stated, “I’m telling countries, ‘Accept reality, fiat money is moving digital,’” underscoring the inevitability of this shift. The Rise of Central Bank Digital Currencies (CBDCs) Georgieva highlighted that the digitalization of national currencies is a “very positive and powerful” trend. She distinguished central bank digital currencies (CBDCs) from unbacked crypto assets such as Bitcoin, noting that the IMF does not recommend using Bitcoin as a reserve asset. IMF’s Concerns Over Stablecoins The IMF has raised alarms about the $305 billion stablecoin market, warning that it could threaten traditional lending, complicate monetary policy, and trigger a flight from some of the world’s safest assets. The Fund cautioned that the widespread adoption of stablecoins could undermine central banks’ control over monetary policy and destabilize financial systems. Bitcoin’s influence on the global economy is multifaceted. While some view it as a hedge against inflation, others point to its environmental impact and price volatility. The IMF has recognized cryptocurrencies like Bitcoin in its global economic data standards, classifying them as non-produced assets. This acknowledgment reflects the growing importance of digital assets in the financial landscape. El Salvador’s Experience Initially, the government launched initiatives like the Chivo Wallet to facilitate Bitcoin transactions. However, the adoption faced challenges, including volatility concerns and limited usage among businesses and citizens. In response to these challenges and under pressure from international financial institutions, El Salvador amended its Bitcoin law in early 2025. The revised law made Bitcoin’s acceptance voluntary, aligning with the conditions set by the International Monetary Fund (IMF) for a $1.4 billion financing…

Author: BitcoinEthereumNews