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Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

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Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
2025’s Top-Earning Mining Platform for BTC, DOGE, and XRP Passive Income

2025’s Top-Earning Mining Platform for BTC, DOGE, and XRP Passive Income

FleetMining lets XRP, BTC, and ETH holders earn daily passive income through secure cloud mining with flexible contracts, low entry, and stable returns.

Author: Blockchainreporter

2025/10/08

Fireblocks Trust Company Expands Regulated Custody Network with Bakkt, Galaxy, and FalconX Partnership

Fireblocks Trust Company Expands Regulated Custody Network with Bakkt, Galaxy, and FalconX Partnership

TLDR Fireblocks expands custody network with Bakkt, Galaxy, and FalconX. Institutional crypto custody strengthened by Fireblocks’ new partners. Fireblocks boosts regulated crypto access with top institutional players. NYDFS-regulated Fireblocks grows network to secure institutional assets. Fireblocks bridges traditional finance and crypto with new custody deals. Fireblocks Trust Company has strengthened its Regulated Custody Network by [...] The post Fireblocks Trust Company Expands Regulated Custody Network with Bakkt, Galaxy, and FalconX Partnership appeared first on CoinCentral.

Author: Coincentral

2025/10/08

DeFi Dev Corp sets $73.5M funding target for SOL purchases

DeFi Dev Corp sets $73.5M funding target for SOL purchases

DeFi Dev Corp., one of the first Solana DAT companies, announced a special shareholder dividend in the form of tradable warrants. One warrant will be assigned for every 10 shares held through October 23.  DeFi Development Corp. (DFDV) announced a special dividend to be distributed in the form of warrants. All holders of common stock that do not sell through October 23 will be eligible to receive one tradable warrant per 10 shares.  Each warrant will entitle the holder to purchase one share of common stock at an exercise price of $22.50 at any time until the warrants expire on January 21, 2028. Warrants are only valid if the stock price is payable in cash. If shares are held with brokerages, it may be up to the broker to obtain the warrants, especially in the case of share lending. DeFi Dev Corp. warrants will become immediately tradable The warrants will also be listed immediately after distribution on the Nasdaq Capital Market under the ticker DFDVW. After the distribution date, holding or trading the warrants will not be tied to holding shares of common stock.  “This special dividend reinforces our confidence in DFDV’s trajectory and our belief in transparent, shareholder-aligned capital formation,” said Joseph Onorati, the Company’s Chief Executive Officer. “By issuing tradable warrants, we’re empowering investors to participate in future expansion while preserving long-term value for existing shareholders.” Each registered stockholder will receive one warrant for each 10 shares, rounded to the nearest whole warrant. Holders of Convertible Senior Notes due 2030 will receive warrants on an as-converted basis instead of delaying the dividend with adjusted conversion.  A total of 3.3M warrants are expected on or around October 27, based on shares and Convertible Senior Notes currently outstanding. No other action will be required of the company’s holders. Further information on previous and current warrants is available through the company’s dashboard.  The warrant dividend was a way for DFDV stockholders to participate in new capital raising without dilution. Under full exercise of the warrants, the company would receive up to $73.5M in gross proceeds, which would go toward the acquisition of SOL, working capital, and general corporate purposes.  DeFi Dev Corp. paused its SOL acquisitions DeFi Dev Corp. is still the third-largest holder of SOL in its treasury, with a little over 2M tokens. SOL treasuries are growing more slowly after the initial hype, still locking in just 17.80M SOL, of which 11.15M are staked.  Previously, the company launched a program to improve its balance through a $100M share repurchase plan. Following the warrant dividend announcement, DFDV shares traded with little change at $15.38. The common stock is down from its peak above $35, despite the recent SOL market recovery. Based on the current warrant conditions, the holders may have to wait until a favorable time to exercise, as the warrant price is below the current market price. The smartest crypto minds already read our newsletter. Want in? Join them.

Author: Coinstats

2025/10/08

Shiba Inu Price Prediction: SHIB to Skyrocket 600% and Break Its ATH, But Mutuum Finance (MUTM) Remains the Best Crypto to Buy for 2025

Shiba Inu Price Prediction: SHIB to Skyrocket 600% and Break Its ATH, But Mutuum Finance (MUTM) Remains the Best Crypto to Buy for 2025

Shiba Inu has recently taken the spotlight as analysts spot potential of a 600% rally in 2025. However while meme coins like Shiba Inu (SHIB) continue to trend with bold price prediction, smart investors know that pure hype has the capability to barely fuel long-term worth. This is why attention is shifting to Mutuum Finance (MUTM), an initiative established not on hype or memes, but on real utility and tangible innovation.  At Phase 6 of presale and already over 60% sold out, Mutuum Finance’s audited dual-lending framework and real-world DeFi solutions are designed to solve real market problems, giving it essentially a better foundation for expansion than hype tokens. As short-term speculators chase transient returns in hype assets, those chasing sustainable, asymmetric returns are increasingly looking at MUTM as the better wager through 2025 and beyond. Shiba Inu Eyes 600% Spike as Analysts Anticipate Return to All-Time Highs Shiba Inu (SHIB) is once again in the spotlight, as analysts suggest that the popular meme token could soar by nearly 600% to revisit its earlier all-time high of $0.00008616, a price last seen during the 2021 bull run. SHIB’s potential breakout from its current price of $0.00001259 is being driven by renewed community enthusiasm, ecosystem enhancements, and growing confidence among the SHIB Army. Current optimism reflects the high demand for high-risk, high-reward trades, but as investors seek bigger gains in utility tokens, many are starting to look at Mutuum Finance (MUTM). MUTM Presale Momentum Gains Steam MUTM tokens are available for $0.035 in Round 6 of  presale, an increase of 16.17% from the previous round. Investor interest remains high, with more than 16,800 buyers having invested more than $16.9 million so far. The protocol is built on sound collateral management, which keeps participants and network security safe. Unlimited deposit sizes, lending ability, and collateral ratios provide basic safeguards. Remediation devices in real-time such as fees and penalties against undercollateralized positions stabilize the platform and reduce systemic risk. Mutuum Finance is revolutionizing decentralized finance on three pillars of long-term sustainability, trustworthiness, and convenience. Its secure and high-scale lending and borrowing protocol will act in the interest of retail and institutional investors to an equal degree, bringing DeFi mainstream.  Mutuum Finance’s Next-Gen Lending & Borrowing Protocol Mutuum Finance has announced the development of its new-generation lending and borrowing protocol, firming its commitment to further decentralized finance products. Version 1 (V1) will be going live on the Sepolia Testnet in Q4 2025 and will comprise significant components such as liquidity pool, mtToken, debt token, liquidator bot, etc. USDT and ETH will be initially catered to for borrowing, lending, and collateralization at launch as the foundation of a successful, secure, and efficient DeFi platform. To hone world-class security, Mutuum Finance has partnered with CertiK to launch a $50,000 USDT Bug Bounty Program. White-hat developers and hackers can report bugs, which are graded on four levels of severity, i.e., critical, major, minor, and low, to help identify and fix defects in time.  Efficiency is Mutuum Finance protocol’s pillar. With optimized Loan-to-Value (LTV) rates and overcollateralized use of positions, the platform optimizes capital use with strong guardrails. Reserve requirements are stress buffers in the market, and excess reserves can be utilized against riskier positions to hedge against new volatility to make the DeFi space stable, solid, and sustainable. MUTM Re-establishes the Benchmark for Sustainable DeFi in 2025 Mutuum Finance (MUTM) has established itself as a promising DeFi project, having raised more than $16.9 million and having more than 16,800 investors participate in Stage 6 presale. Tokens currently go for $0.035, representing a 16.17% increment from the previous phase. While speculative coins like Shiba Inu (SHIB) chase hype-driven returns, MUTM offers a solid fundamental path for asymmetric expansion during 2025. Lock in now to be part of a project that is spearheading decentralized finance for retail and institutional investors. For more information regarding Mutuum Finance (MUTM) please use the following links: Website: https://mutuum.com/ Linktree: https://linktr.ee/mutuumfinance

Author: Coinstats

2025/10/08

How Can Stablecoin Integration Improve Financial Inclusion Worldwide?

How Can Stablecoin Integration Improve Financial Inclusion Worldwide?

Discover how stablecoin integration is breaking barriers in global finance, enabling faster, cheaper, and more secure access for everyone. Explore the future of financial inclusion powered by digital stability.Stablecoin Financial inclusion remains one of the most pressing challenges of the 21st century. Despite advances in digital technology, nearly 1.4 billion adults worldwide still remain unbanked, according to the World Bank. Limited access to financial services restricts individuals and businesses from participating fully in economic activities, hindering wealth creation, entrepreneurship, and social mobility. The emergence of blockchain technology and digital currencies has opened new pathways to address these gaps. Among these innovations, stablecoins cryptocurrencies pegged to stable assets like the US dollar or gold offer promising solutions to enhance financial inclusion globally. This blog explores how stablecoin integration can transform financial accessibility, providing technical insights and real-world applications. Understanding Stablecoins: Stablecoins are digital tokens designed to minimize the volatility commonly associated with cryptocurrencies like Bitcoin and Ethereum. They achieve stability through various mechanisms: Fiat-Collateralized Stablecoins: Backed by fiat reserves (e.g., USD, EUR) stored in regulated accounts. Examples include USDC and Tether (USDT). Each token represents a claim on an equivalent amount of fiat currency, providing users with predictable value. Crypto-Collateralized Stablecoins: Secured by other cryptocurrencies, over-collateralized to absorb price volatility. DAI, for instance, is backed by Ethereum and other digital assets through smart contracts. Algorithmic Stablecoins: Not backed by collateral but rely on algorithms to control supply and maintain peg stability. These are more experimental and involve automated expansion and contraction of token supply based on market demand. The technical architecture of stablecoins involves smart contracts, oracles, and blockchain ledgers, ensuring transparency, automation, and auditability. This combination of stability and technological rigor makes them suitable for everyday transactions, remittances, and microfinance key components of financial inclusion. Bridging the Financial Gap Stablecoins can address several barriers to financial inclusion: Access to Bankless Populations A significant portion of the global population lacks access to traditional banking systems due to geographical, regulatory, or socioeconomic constraints. Stablecoins, being blockchain-based, allow users to hold and transfer value without requiring a conventional bank account. With a smartphone and internet access, individuals can store wealth, receive payments, and engage in digital commerce. Mobile wallets integrated with stablecoin networks provide secure private key storage and transaction signing, enabling peer-to-peer (P2P) transfers without intermediaries. Lower Transaction Costs Cross-border remittances often involve high fees, with the World Bank estimating an average global cost of 6–7% per transaction. Stablecoins can significantly reduce these costs by bypassing intermediaries like banks and money transfer operators. Smart contracts automate settlement, while blockchain’s decentralized network eliminates the need for correspondent banks. This reduction in friction encourages small-value transactions, essential for low-income individuals sending remittances home. Faster Settlements Traditional banking systems may take several days to process international payments due to compliance checks, banking hours, and cross-border settlement delays. Stablecoins enable near-instantaneous transfers globally, utilizing blockchain consensus mechanisms such as proof-of-stake or delegated proof-of-stake for fast transaction validation. Using a stablecoin like USDC on Ethereum or Solana, funds can move across borders in minutes, ensuring timely access to key resources like healthcare, education, or emergency relief. Financial Identity and Inclusion Many unbanked individuals lack formal identification, preventing access to financial services. Integrating stablecoins with digital identity solutions such as decentralized identity (DID) protocols, allows users to prove identity and creditworthiness without relying on traditional KYC/AML processes. Self-sovereign identity systems store cryptographic proofs on blockchain, which can then be verified during stablecoin transactions, creating a secure, inclusive financial ecosystem. Use Cases Driving Inclusion Microfinance and Small Loans Stablecoins can facilitate microloans by creating transparent, programmable, and enforceable lending contracts. Smart contracts automatically disburse funds, track repayments, and manage collateral, minimizing administrative overhead and fraud. Small entrepreneurs in emerging markets gain access to affordable capital, enabling local businesses to grow and generate employment. Remittances and Payroll Stablecoins simplify salary payments for cross-border employees and gig workers. Companies can pay workers in stablecoins, avoiding currency conversion fees and ensuring value consistency despite local inflation or currency instability. Stablecoins can be integrated into payroll systems through APIs, automating conversion, distribution, and compliance tracking. Social Aid and Welfare Programs Governments and NGOs can use stablecoins to distribute social benefits, disaster relief, or subsidies directly to recipients. Blockchain transparency ensures funds reach intended beneficiaries without leakage or corruption. A programmable stablecoin can be set to Maximize funds only for specific purposes, such as healthcare payments or school fees, improving accountability. Technical Considerations for Global Adoption While the potential is immense, several technical challenges must be addressed for stablecoin-driven financial inclusion: Scalability: Networks must handle millions of transactions efficiently. Layer-2 solutions and sidechains can reduce congestion and lower gas fees. Interoperability: Stablecoins must work across multiple blockchains and integrate with fiat systems to maximize adoption. Bridges and cross-chain protocols play a key role here. Regulatory Compliance: Adhering to AML, KYC, and consumer protection standards is essential. Programmable compliance rules can be embedded directly into smart contracts for automated regulatory adherence. Smart contract difficulties and private key mismanagement remain risks. Multi-signature wallets, hardware wallets, and rigorous audits are essential to protect users. Simplified wallets, language localization, and offline transaction capabilities are vital for adoption among populations with limited digital literacy or intermittent internet access. Global Impact: Integrating stablecoins can directly influence several dimensions of financial inclusion: Banking Access: Providing digital wallets reduces reliance on physical bank infrastructure. Transaction Efficiency: Lower fees and instant settlements encourage more economic activity. Economic Empowerment: Access to loans and credit fosters entrepreneurship and wealth generation. Transparency and Trust: Immutable ledger records reduce corruption and build trust in financial systems. Emerging economies like Kenya, the Philippines, and parts of Latin America are already experimenting with stablecoin-driven remittances and payments, showing measurable improvements in accessibility and cost efficiency. Conclusion Stablecoin integration represents a revolutionary opportunity to enhance financial inclusion worldwide. By offering stability, low-cost, fast, and programmable financial services, stablecoins can empower the unbanked and underbanked populations to participate in the global economy. Technical innovations like smart contracts, blockchain networks, decentralized identities, and cross-chain interoperability are making this vision increasingly feasible. While challenges in scalability, security, and regulation remain, strategic collaboration among fintech developers, regulators, and social impact organizations can maximise the full potential of stablecoins. The result is a world where financial services are not a privilege but a universal right, a world where anyone, anywhere, can access, transact, and grow economically through the power of digital finance. How Can Stablecoin Integration Improve Financial Inclusion Worldwide? was originally published in Coinmonks on Medium, where people are continuing the conversation by highlighting and responding to this story

Author: Medium

2025/10/08

Flr launch campaign: Top Wallet integration streamlines FLR onboarding

Flr launch campaign: Top Wallet integration streamlines FLR onboarding

Flr launch campaign news: Flare Network announced on October 8, 2025, a partnership with Top Wallet, all details.

Author: The Cryptonomist

2025/10/08

Based Eggman ($GGs) and BullZilla Presales Dominate Uptober’s Best Crypto Presale Rankings For 100x Potential

Based Eggman ($GGs) and BullZilla Presales Dominate Uptober’s Best Crypto Presale Rankings For 100x Potential

Based Eggman ($GGs) and BullZilla presales rank among the best crypto presales 2025. Explore how these presale crypto projects dominate Uptober and stand out in the cryptocurrency presales market.

Author: Blockchainreporter

2025/10/08

Top Memecoin to Buy Now: Based Eggman ($GGs) Dominates the BASE Network With Record Presale Volume

Top Memecoin to Buy Now: Based Eggman ($GGs) Dominates the BASE Network With Record Presale Volume

Based Eggman ($GGs) leads the BASE network with record presale volume. Explore this crypto presale, alongside the best crypto presales, and learn why analysts track new presale crypto projects in 2025.

Author: Blockchainreporter

2025/10/08

Based Eggman ($GGs) Emerges as the Best Memecoin to Invest In During October’s Crypto Rally

Based Eggman ($GGs) Emerges as the Best Memecoin to Invest In During October’s Crypto Rally

Based Eggman ($GGs) is emerging as the best crypto presale and top memecoin of October’s crypto rally, combining gaming infrastructure, community strength, and transparent tokenomics for long-term growth.

Author: Blockchainreporter

2025/10/08

The Evolution of AI in the Blockchain Ecosystem: Top Tokens of 2025

The Evolution of AI in the Blockchain Ecosystem: Top Tokens of 2025

Artificial intelligence and blockchain technology have converged to create a fascinating new frontier in the tech world. Known as AI crypto, this area blends decentralized blockchain principles with AI's vast data processing capabilities. The year 2025 has seen AI tokens gain substantial traction, highlighting projects that excel in decentralized computation, advanced analytics, and predictive intelligence. Exploring the Pioneers: The Leading AI Tokens of 2025 The AI token market in 2025 showcases a variety of projects that are pushing the boundaries of what blockchain technologies and AI can achieve together. Among them, a few have stood out due to their innovative approaches and substantial contributions to the industry. Ozak AI (OZ) The standout AI token of the year is Ozak AI. Currently in its sixth presale phase and priced attractively, Ozak AI has demonstrated significant market appeal with substantial fundraising successes. Ozak AI is not just a cryptocurrency; it's an innovative platform aiming to combine AI with blockchain automation. Its AI Prediction Agents are at the core of its operations, providing forward-thinking solutions through intelligent, automated blockchain operations. The platform's robust network of partnerships, which includes collaborations with Perceptron Network and integrations with SINT and HIVE, underscores its commitment to developing a responsive, intelligent blockchain ecosystem. Render (RNDR) An essential player in the decentralized GPU computing sector, Render, helps connect resources for digital rendering and AI model training. As AI demands continue to grow, Render's solution by providing accessible GPU power worldwide is increasingly pivotal. Render's migration to Solana has enhanced its scalability and network efficiency, ensuring it remains a top choice for those in the decentralized computing space. SingularityNET (AGIX) Founded by Dr. Ben Goertzel, SingularityNET stands out for its decentralized marketplace for AI services. This platform allows developers to share and monetize AI algorithms, facilitating a global exchange of AI innovations. With its unique position and early market entry, SingularityNET remains a significant player in the AI crypto space, shaping the future of decentralized AI applications. Fetch.ai (FET) Fetch.ai has developed a robust framework for autonomous economic agents, enhancing processes across data analysis, decision-making, and resource optimization. Its practical applications in industries like logistics and smart cities highlight its broad utility and integration capability. With its expansion into AI-driven areas such as DeFi and IoT, Fetch.ai continues to be a critical player in the AI blockchain environment. Numerai (NMR) Numerai leverages AI in a unique way by engaging a global network of data scientists to create predictive financial models. This platform offers a fascinating look at how AI can be applied to enhance market predictions and investment strategies effectively. By tokenizing model contributions, Numerai has created a new paradigm in the predictive markets, blending AI, finance, and blockchain into an innovative investment platform. The Future of AI Crypto The future of AI tokens looks bright as they bring enhanced functionality and intelligent capabilities to the blockchain. Projects like Ozak AI, with their visionary approaches to integrating AI in blockchain, are leading a transformative movement in the tech world. For additional information on these pioneering projects, visit the Ozak AI website and follow on Telegram and Twitter. Disclaimer: This is a sponsored article and is for informational purposes only. It does not reflect the views of Bitzo, nor is it intended to be used as legal, tax, investment, or financial advice.

Author: Coinstats

2025/10/08

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