ExchangeDEX+
Buy CryptoMarketsSpotFuturesGOLDEarnEvent Center
More
Commodity Zero-Fee Gala

Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14622 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Bitcoin Lending Startup Lava Secures $17.5M and Launches Dollar Yield Product

Bitcoin Lending Startup Lava Secures $17.5M and Launches Dollar Yield Product

The post Bitcoin Lending Startup Lava Secures $17.5M and Launches Dollar Yield Product appeared on BitcoinEthereumNews.com. Bitcoin Bitcoin-focused lending platform Lava has drawn fresh backing from high-profile investors while rolling out a product that pays dollar depositors through bitcoin-collateralized loans. The company disclosed a $17.5 million extension to its Series A financing, with participation from Qatar Investment Authority’s Peter Jurdjevic, DST Global’s Saurabh Gupta, and several fintech veterans. The new round follows last year’s $10 million raise led by Founders Fund and Khosla Ventures, further cementing Lava’s reputation as a specialized player in crypto credit markets. Alongside the funding news, Lava introduced a yield program for U.S. dollar holders. The system lends customer deposits to borrowers who post more than double their loan value in bitcoin, a safeguard meant to shield lenders if markets turn volatile. CEO Shehzan Maredia said that this conservative model – focused entirely on BTC rather than a mix of volatile altcoins – distinguishes Lava from other crypto lending outfits. By concentrating on the world’s largest cryptocurrency, Lava avoids risks tied to wrapped assets and weaker collateral pools that have historically undermined lending platforms. Maredia argued that bitcoin-backed loans offer a more stable balance between risk and reward, with interest payments flowing back to dollar providers while the BTC collateral ensures protection. The new yield feature builds on Lava’s core services, which already include dollar borrowing against bitcoin, no-fee bitcoin purchases, and seamless off-ramps to bank accounts. A global spend card with bitcoin cashback is also on the roadmap. The information provided in this article is for educational purposes only and does not constitute financial, investment, or trading advice. Coindoo.com does not endorse or recommend any specific investment strategy or cryptocurrency. Always conduct your own research and consult with a licensed financial advisor before making any investment decisions. Author Alexander Zdravkov is a person who always looks for the logic behind things.…

Author: BitcoinEthereumNews

2025/10/02

Elon Musk’s DOGE cuts haunt real estate as shutdown begins and leases vanish

Elon Musk’s DOGE cuts haunt real estate as shutdown begins and leases vanish

The post Elon Musk’s DOGE cuts haunt real estate as shutdown begins and leases vanish appeared on BitcoinEthereumNews.com. As the 2025 government shutdown kicks off with no end in sight, the damage from Elon Musk’s DOGE project is already hitting property markets across the country. DOGE was Elon’s brainchild during his short stint in federal office, and it’s still tearing through the real estate industry even after he walked away from Washington. As Cryptopolitan reported, the program has cancelled 384 government leases so far, and the DOGE website claims these cancellations saved around $140 million, but that so-called “savings” is crashing headfirst into a financial mess. The federal government used to be the safest possible tenant. Cameron LaPoint, who teaches finance at Yale, said government leases always came with a polite little cancellation clause, but no one actually used it. Landlords saw it as symbolic, not a real threat. DOGE changed that. “If you and I are renting an apartment and cancel the lease, there is a penalty of several months’ rent,” Cameron said. “But when the government cancels a lease, the landlords are left high and dry.” Now it’s happening all over, with cities, towns, blue states, red counties, you name it. DOGE’s calculations assume every lease would’ve been renewed, which isn’t always true. Some of those offices were probably going to close anyway due to agency downsizing or moves. But the volume of closures, and how fast they’ve happened, has made things worse. The government has pulled out of properties big and small, from an 845,000-square-foot building in D.C. to a 250-square-foot Secret Service office in New York City. Landlords lose tenants, lenders lose confidence Commercial loans across the country are now at risk. Cameron said the ripple effect touches “thousands of loans” because the commercial lending system depends on big tenants like the federal government. Banks package those loans and sell them as securities. When…

Author: BitcoinEthereumNews

2025/10/02

XRP Ledger Launches MPT for Real-World Asset Tokenization

XRP Ledger Launches MPT for Real-World Asset Tokenization

The post XRP Ledger Launches MPT for Real-World Asset Tokenization appeared on BitcoinEthereumNews.com. The XRP Ledger (XRPL) has launched the Multi-Purpose Token (MPT) standard, designed to simplify and secure the tokenization of real-world assets (RWAs). MPT integrates directly into the XRPL protocol, eliminating the need for custom smart contracts. This enables institutions to issue tokens efficiently while addressing regulatory and operational requirements. XRP Ledger Introduces Multi-Purpose Token Standard According to an X post from Kenny, he noted that MPT tokens offer built-in compliance functions, including Know Your Customer (KYC) and Anti-Money Laundering (AML) verification. Additionally, issuers can define transfer rules, restrict token holding to approved users, and enforce supply caps. On-chain metadata allows automated reporting and enhances transparency, while transfer fees can be applied to manage transaction costs. 1/ The Multi-Purpose Token (MPT) standard is now live on the XRP Ledger mainnet. It’s a new native token standard designed to make issuing real-world assets onchain far simpler, safer, and more aligned with how financial institutions operate. pic.twitter.com/1ymso65aJv — Kenny (@kennyzlei) October 1, 2025 This XRP Ledger upgrade follows the successful Smart Escrow Devnet update release by developers last week. Changes related to fees and reserves, function signatures, multi-purpose token (MPToken) issuance, along with bug fixes and code cleanup. Meanwhile, XRP Cafe founder Adam pointed out that MPT trading wasn’t available on DEX. Kenny responded, stating that AMM and DEX support for MPTs is coming soon, and that the team is building incrementally rather than introducing a single major change, with the current MPT features providing a solid foundation for future development. AMM/DEX support for MPTs is coming soon! We are looking to build incrementally instead of introducing one big change. The current MPT feature sets a strong foundation to build upon — Kenny (@kennyzlei) October 1, 2025 Institutional DeFi, Real-World Assets, and Compliance Innovations MPTs are set to support institutional decentralized finance (DeFi) applications.…

Author: BitcoinEthereumNews

2025/10/02

Chainlink Brings Deutsche Börse Market Data On-Chain

Chainlink Brings Deutsche Börse Market Data On-Chain

The post Chainlink Brings Deutsche Börse Market Data On-Chain appeared on BitcoinEthereumNews.com. Blockchain Chainlink has secured one of its most significant wins yet by bringing Deutsche Börse’s institutional market data onto blockchain rails. The German exchange operator, which oversees some of Europe’s largest trading venues, will now feed information from Eurex, Xetra, 360T, and Tradegate directly to decentralized networks. The collaboration allows financial data long confined to traditional platforms to circulate inside DeFi ecosystems, where it can power tokenized products, settlement mechanisms, and risk management tools. Instead of installing new infrastructure, Deutsche Börse can rely on Chainlink’s oracles to push data securely to multiple blockchains. The scale of the integration is substantial: Deutsche Börse processes over €1.3 trillion in trades annually and generates billions of real-time data points. Those streams will now be accessible to thousands of protocols already connected to Chainlink, potentially accelerating the growth of decentralized finance with the same feeds used by global banks. For Chainlink, the deal builds on a string of high-profile partnerships. SWIFT and UBS have previously worked with the oracle network to test tokenized asset settlement, and in the U.S., the Commerce Department is preparing to release official macroeconomic statistics such as GDP and inflation through Chainlink and other providers. By blending Europe’s most trusted market data with decentralized infrastructure, Deutsche Börse and Chainlink are laying the groundwork for a future where traditional finance and blockchain applications run on the same trusted information. The information provided in this article is for educational purposes only and does not constitute financial, investment, or trading advice. Coindoo.com does not endorse or recommend any specific investment strategy or cryptocurrency. Always conduct your own research and consult with a licensed financial advisor before making any investment decisions. Author Alexander Zdravkov is a person who always looks for the logic behind things. He is fluent in German and has more than…

Author: BitcoinEthereumNews

2025/10/02

Tether, Aster, and Circle Dominate Crypto Fee Generation in Latest Rankings: Tether Leads With $155M Fees

Tether, Aster, and Circle Dominate Crypto Fee Generation in Latest Rankings: Tether Leads With $155M Fees

Among the top crypto fee generators Tether, Aster, and Circle, Tether exceeds $155M in the last 7 days, showing a robust on-chain presence in the stablecoins.

Author: Blockchainreporter

2025/10/02

Which Crypto Presale Project Has Stronger Utility and More Upside Potential?

Which Crypto Presale Project Has Stronger Utility and More Upside Potential?

The post Which Crypto Presale Project Has Stronger Utility and More Upside Potential? appeared on BitcoinEthereumNews.com. Crypto News Explore the best crypto presale to buy in 2025. Compare Based Eggman $GGs and NexChain AI to see which presale crypto project offers stronger utility and future potential. Presale crypto opportunities continue to attract attention in 2025 as investors look for projects that combine utility with accessibility. The best crypto presale to buy often blends clear tokenomics, secure participation, and innovative applications. Two projects drawing strong comparisons are Based Eggman and NexChain AI. Both are early-stage cryptocurrency presales but follow very different paths. Based Eggman leans into culture, memes, and gaming, while NexChain emphasizes AI-driven infrastructure and transaction efficiency. By examining their structures, fundraising data, and long-term approaches, investors can better understand which presale coin holds stronger utility and appears more attractive within the current crypto presale list. Based Eggman: The Best Crypto Presale to Buy with $GGs Based Eggman has established itself as one of the best presale crypto projects by blending gaming, community, and easy participation. The process to join its presale crypto is straightforward. A participant only needs a Web3 wallet, such as MetaMask, Trust Wallet, or Coinbase Wallet, to connect and purchase tokens. Once funded with cryptocurrency, the wallet enables secure entry into the presale coin purchase system. The project has already gained traction with measurable fundraising results. Based Eggman has raised 207,388.12 USDT and sold over 28,738,597.1 $GGs tokens at a current presale price of $0.008692 per token. These clear figures place it among active and transparent cryptocurrency presales in 2025. Unlike many pre sale crypto initiatives that rely heavily on marketing hype, Based Eggman focuses on creating a utility-driven ecosystem. $GGs serves as both the liquidity token and the payment asset within its ecosystem. The token is also designed for use in gaming, minting, and transactions across the Based Eggman platform. This…

Author: BitcoinEthereumNews

2025/10/02

XRP Ledger Rolls Out MPT Tokens to Enhance Real-World Asset Use

XRP Ledger Rolls Out MPT Tokens to Enhance Real-World Asset Use

TLDR XRP Ledger has successfully launched the Multi-Purpose Token standard to simplify real-world asset tokenization. The new MPT standard is embedded directly into the XRP Ledger protocol, eliminating the need for custom smart contracts. MPT tokens offer built-in features for compliance, control, and metadata, making them safer and easier for financial institutions to use. The [...] The post XRP Ledger Rolls Out MPT Tokens to Enhance Real-World Asset Use appeared first on CoinCentral.

Author: Coincentral

2025/10/02

Bank of England Governor Says Stablecoins Could Reduce UK Reliance on Commercial Banks – Could It?

Bank of England Governor Says Stablecoins Could Reduce UK Reliance on Commercial Banks – Could It?

Bank of England Governor Andrew Bailey has outlined plans to grant widely used stablecoins access to central bank accounts while warning the tokens could reshape Britain’s financial system. According to a report from the Financial Times, Bailey described stablecoins as a technology that could separate money holding from credit provision, potentially reducing the role of commercial banks in the economy. The governor believes that this shift would require careful management to preserve the link between money and credit creation that underpins economic activity. His intervention coincides with the Bank of England’s preparation to publish a consultation paper on its systemic stablecoin regime, which will set standards for tokens used at scale for everyday payments or for settling tokenized financial markets.Andrew Bailey, Governor of the Bank of England (Source: Semafor) BoE Proposes Access to Central Bank Accounts Amid Deposit Drain Concerns Bailey explained that Britain’s financial system currently combines money holding with credit provision through fractional reserve banking, where commercial bank deposits directly support lending to households and companies. He noted that stablecoins could allow a different arrangement where money and credit provision are partially separated, with banks and stablecoins coexisting while non-banks carry out more lending activity. The central bank has also proposed ownership limits of £10,000 to £20,000 for people and £10 million for businesses on systemic stablecoins. Sasha Mills, the Bank’s executive director for financial market infrastructure, said the limits would “mitigate financial stability risks stemming from large and rapid outflows of deposits from the banking sector”. Bailey particularly stressed that backing assets for stablecoins must be free of credit, interest, and exchange rate risk to ensure value stability, and must be accompanied by insurance schemes and statutory resolution arrangements similar to bank deposits. He added that exchange terms must be known, consistent, and directly convertible into other forms of money rather than dependent on crypto exchanges and their business terms. The governor acknowledged that the technology behind stablecoins is new but poses an old central banking question about ensuring the link between money and credit creation. Crypto Industry Pushes Back Against the Proposed Stablecoin Cap Tom Duff Gordon, vice-president of international policy at Coinbase, told the Financial Times that “imposing caps on stablecoins is bad for UK savers, bad for the City and bad for sterling” and that no other major jurisdiction has deemed caps necessary. Similarly, Simon Jennings, executive director of the UK Cryptoasset Business Council, argued that “limits simply don’t work in practice” because stablecoin issuers cannot monitor token holders in real time. He warned that enforcing caps would require costly new systems such as digital IDs or constant coordination between wallets. Riccardo Tordera-Ricchi, director of policy at The Payments Association, also said, “just as there are no limits on cash, bank accounts, or e-money, there is no reason beyond scepticism to impose limits on stablecoin ownership”. The criticism threatens to deepen tensions between the Bank of England and the Treasury after Chancellor Rachel Reeves committed in her Mansion House speech to “drive forward developments in blockchain technology, including tokenised securities and stablecoins.” Given the ongoing criticism, the Bank of England has clarified that its proposed limits could be “transitional” as the financial system adjusts to the growth of digital money. The global stablecoin market has grown to $298 billion and received a major boost after Congress passed the GENIUS Act in July, introducing a regulatory framework expected to embed stablecoins as a key part of the U.S. financial system. Meanwhile, Coinbase has forecast that the stablecoin market could reach $1.2 trillion by 2028 and has recently published research titled “Beyond the Deposit Debate,” challenging the banking industry’s claims that stablecoins threaten traditional financial stability. The exchange called the “deposit erosion” narrative a myth designed to protect banks’ $187 billion annual payment processing monopoly. Coinbase argues that banks currently park $3.3 trillion in Federal Reserve reserves, earning $176 billion risk-free annually, rather than extending additional loans.

Author: CryptoNews

2025/10/02

Dogecoin (DOGE) Aims for 5x Pump, But Mutuum Finance (MUTM) at $0.035 Might Deliver 50x by 2026

Dogecoin (DOGE) Aims for 5x Pump, But Mutuum Finance (MUTM) at $0.035 Might Deliver 50x by 2026

Dogecoin (DOGE) has been the meme-coin favorite for a long time, and there are chances that it could still provide multi-time returns, up to 5x levels if the upswings again make a comeback and the general market trend supports it. A new DeFi project called Mutuum Finance (MUTM) is, nonetheless, grabbing attention for bigger potential price rises.  For sale at $0.035 during its current presale phase, Mutuum Finance has already raised significant capital and is building a dual-lending platform of peer-to-contract and peer-to-peer lending strategies. Mutuum Finance could be worth $1.75 or more by 2026, a 50x return from levels today. Whereas DOGE is dependent on hype, Mutuum Finance’s presale momentum, early-stage utility, and tokenomics are building anticipation that it can offer upside far exceeding meme standards. Dogecoin Nears Critical Breakout Point as Buyers Anticipate Next Giant Move With $0.23 as key support, Dogecoin bulls are hoping to see pressure build to a $0.28 retest, and a clean break above this level would open the door to a rally to $0.43. But a breakdown on current support might send DOGE back to the $0.17–$0.15 demand zone, where buyers might attempt to stage a comeback.  As players anticipate DOGE’s next giant leap, the vast majority of long-term players have already set themselves up in early-stage ventures with far higher potential, a trend that is opening plenty of eyes to emerging DeFi token Mutuum Finance (MUTM).  MUTM Presale Momentum Keeps Gathering Speed MUTM tokens currently sell at $0.035 in Presale Round 6, a 16.17% increase over the previous round. Interest from investors remains very high, with over 16,670 investors providing over $16.6 million to date. To further enhance platform safety, Mutuum Finance has launched a $50,000 USDT Bug Bounty Program, and white-hat hackers and developers are invited to report bugs. There are four levels of severity in bugs, i.e., critical, major, minor, and low, so that problems could be found and resolved promptly. The protocol is built on sound collateral management to protect both the ecosystem and its participants. Some of the key safety features include unlimited collateral ratios, caps on deposits, and caps on lending. Undercollateral positions are closed immediately, and remediation fees and penalties stabilize the platform and reduce systemic risk. Efficiency is at the heart of Mutuum Finance’s architecture. Through the optimization of Loan-to-Value (LTV) ratios and taking on overcollateralized positions, the protocol achieves maximum capital utilization with robust guards. Reserve requirements serve as a shock absorber for market fluctuations, with overlying reserves being able to be used in higher-risk assets to hedge volatility. Mutuum Finance is restructuring decentralized finance on three critical dimensions: long-term sustainability, trust, and usability. Its secure, scalable borrowing and lending platform is making DeFi accessible to retail and institutional investors alike. In celebration of its growing community, Mutuum Finance has launched a $100,000 giveaway set to reward 10 winners $10,000 in MUTM tokens each. The action highlights the platform’s intent to recompense early adopters as well as generate greater awareness on the project vision. While DOGE May Multiply 5x, MUTM Could Grow 50x Mutuum Finance (MUTM) is becoming one of the most promising high-potential DeFi projects of 2025 after raising well over $16.6 million from over 16,670 investors and offloading more than 50% of its Phase 6 presale for $0.035 per token. Even though Dogecoin (DOGE) offers a maximum of 5x, MUTM’s dual lending system, dynamic LTV, and tight security measures, including a $50,000 USDT Bug Bounty Program, are set for potentially 50x growth by 2026. Early birds also have a $100,000 community giveaway and decent ecosystem rewards. Long-term, utility-based profit seekers should lock in MUTM tokens before the presale deadline.  For more information regarding Mutuum Finance (MUTM) please use the following links: Website: https://mutuum.com/ Linktree: https://linktr.ee/mutuumfinance

Author: Coinstats

2025/10/02

AI Auditor Flags $2M Smart Contract Bug Before Launch

AI Auditor Flags $2M Smart Contract Bug Before Launch

Vulnerability that would have drained $2 million from decentralized lending protocol was spotted by an AI auditor. The audit was made by Sherlock AI, part of a wave of automated systems entering the security process.

Author: Hackernoon

2025/10/02

Recommended by active authors

BitcoinEthereumNews
BitcoinEthereumNews
4819Articles
Cryptopolitan
Cryptopolitan
1079Articles
PANews
PANews
953Articles
Coinstats
Coinstats
932Articles

Related Tags

#Oracle#Brifge#Yield-Farming#Basis-Trading#Prediction-Market#Launchpad#Liquid-Staking#DePIN#RWA

Latest Articles

Strategic Pivot To Boost Network Utility And AI Partnerships

Strategic Pivot To Boost Network Utility And AI Partnerships

2026/02/09 16:42
Tether Targeting 150 New Hires in Major Expansion Push; LiquidChain Presale Gains Momentum

Tether Targeting 150 New Hires in Major Expansion Push; LiquidChain Presale Gains Momentum

2026/02/09 16:02
WIF Price Prediction: Dogwifhat Eyes $0.30 Recovery by March Amid Technical Consolidation

WIF Price Prediction: Dogwifhat Eyes $0.30 Recovery by March Amid Technical Consolidation

2026/02/09 16:02
USDT Transfer Stuns Market: $277 Million Whale Move from Binance to Mystery Wallet

USDT Transfer Stuns Market: $277 Million Whale Move from Binance to Mystery Wallet

2026/02/09 16:00
Trading Moments: Japanese, South Korean, and A-shares surge; gold and silver rebound; Bitcoin needs to hold above 70,000 for a sustained rebound.

Trading Moments: Japanese, South Korean, and A-shares surge; gold and silver rebound; Bitcoin needs to hold above 70,000 for a sustained rebound.

2026/02/09 15:46