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Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14613 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
XYZVerse presale approaches $16m amid growing interest

XYZVerse presale approaches $16m amid growing interest

XRP edges higher past $3, ADA struggles to hold support, and XYZVerse closes in on $16 million as its presale nears another milestone. #partnercontent

Author: Crypto.news

2025/10/01

Templar Launches Mainnet, Offering Permissionless Bitcoin-Backed Lending Without Trusted Third Parties

Templar Launches Mainnet, Offering Permissionless Bitcoin-Backed Lending Without Trusted Third Parties

The post Templar Launches Mainnet, Offering Permissionless Bitcoin-Backed Lending Without Trusted Third Parties appeared on BitcoinEthereumNews.com. Templar, billed as the first Cypher Lending Protocol, went live on mainnet, enabling bitcoin holders to borrow U.S. dollar–pegged stablecoins against native BTC without relying on banks, exchanges, or centralized intermediaries. The protocol uses MPC (multi-party computation) and immutable, non-upgradable smart contracts to prevent freezing, seizure, or rehypothecation of collateral, and requires no wrapping, bridging, […] Source: https://news.bitcoin.com/templar-launches-mainnet-offering-permissionless-bitcoin-backed-lending-without-trusted-third-parties/

Author: BitcoinEthereumNews

2025/10/01

BOE governor suggests stablecoins could alter financial system

BOE governor suggests stablecoins could alter financial system

The post BOE governor suggests stablecoins could alter financial system appeared on BitcoinEthereumNews.com. Key Takeaways Bank of England Governor Andrew Bailey stated that stablecoins could change how the financial system operates, particularly in lending models. Stablecoins may reduce traditional banks’ reliance on deposit-based lending. Bank of England Governor Andrew Bailey suggested today that stablecoins, digital assets pegged to fiat currencies, could alter the financial system by disrupting traditional commercial lending models. Bailey indicated that stablecoins might reduce banks’ reliance on conventional deposit-based lending practices, potentially reshaping how financial institutions operate. The Bank of England has proposed caps on individual and business stablecoin holdings to address risks from sudden deposit outflows and ensure financial stability as adoption accelerates. The central bank’s deputy governor has publicly supported stablecoins for enabling faster cross-border payments, while UK regulators view them as a competitive challenge to traditional banking services. The regulatory approach reflects broader concerns about how rapid stablecoin adoption could disrupt established lending practices that form the backbone of commercial banking operations. Source: https://cryptobriefing.com/boe-governor-stablecoins-financial-system/

Author: BitcoinEthereumNews

2025/10/01

Bitcoin, Ethereum, and Ozak AI Price Predictions: Which Will Lead the 2025 Bull Market?

Bitcoin, Ethereum, and Ozak AI Price Predictions: Which Will Lead the 2025 Bull Market?

Bitcoin and Ethereum have long defined the cryptocurrency market, shaping cycles and driving institutional adoption. Yet, as 2025 approaches, new players are entering the spotlight with the potential to outperform. Among them, Ozak AI ($OZ) is emerging as a serious candidate, blending artificial intelligence with decentralized physical infrastructure networks (DePIN) to expand beyond traditional blockchain […] The post Bitcoin, Ethereum, and Ozak AI Price Predictions: Which Will Lead the 2025 Bull Market? appeared first on Live Bitcoin News.

Author: LiveBitcoinNews

2025/10/01

CoinShares to Acquire Bastion, Launching Active Crypto ETFs in the US

CoinShares to Acquire Bastion, Launching Active Crypto ETFs in the US

European cryptocurrency asset manager CoinShares is stepping up its strategic expansion in the United States by preparing a significant acquisition and gearing up for a U.S. public listing. The company’s moves signal a strong push to tap into the rapidly growing U.S. crypto markets, with a focus on innovative investment products, including actively managed ETFs [...]

Author: Crypto Breaking News

2025/10/01

Daiwa Securities Introduces Crypto-Backed Loans

Daiwa Securities Introduces Crypto-Backed Loans

The post Daiwa Securities Introduces Crypto-Backed Loans appeared on BitcoinEthereumNews.com. Daiwa Securities has begun introducing clients to a lending service from Fintertech, allowing them to secure yen funding using Bitcoin and Ethereum as collateral. The program, available across all domestic branches, targets high-net-worth individuals and business owners seeking liquidity without selling their digital assets. Daiwa Expands into Digital Asset Financing On October 1, Daiwa Securities began introducing clients to “Digital Asset-Backed Loans,” provided by Fintertech, a firm co-owned by Daiwa and Credit Saison. The service enables customers to pledge Bitcoin (BTC) or Ethereum (ETH) as collateral for yen loans ranging from ¥5 million to ¥500 million. Sponsored Sponsored The initiative reflects growing demand among wealthy investors and entrepreneurs. Moreover, these clients prefer not to sell their crypto holdings when seeking liquidity for property, business expansion, or other investments. As Bitcoin and Ethereum are recognized as major digital assets, the program is designed to integrate crypto into traditional financial management strategies. Although Daiwa acts only as a referral partner, Fintertech manages product explanation, sales, and loan administration directly. Additionally, the collateral ratio is set at 50% for both BTC and ETH. For individual clients, lending limits follow Japan’s regulations, capped at one-third of annual income except for real estate purchases. As Japan’s second-largest securities firm by client assets—trailing only Nomura—and ranking second or third in revenue, Daiwa’s involvement is notable. Furthermore, it is rare for a major Japanese securities house to provide access to services where clients can obtain yen financing secured by crypto assets. Traditional Finance Deepens Crypto Engagement The move highlights how one of Japan’s largest securities firms is formalizing crypto exposure within its client offerings. Digital assets have shifted from being primarily speculative investments to becoming recognized components of diversified portfolios for high-net-worth individuals and, increasingly, institutional investors. By introducing crypto-backed lending, Daiwa expands its financial services. Moreover,…

Author: BitcoinEthereumNews

2025/10/01

Saylor Says Strategy’s Goal Is $1 Trillion in Bitcoin—And Reinventing Credit

Saylor Says Strategy’s Goal Is $1 Trillion in Bitcoin—And Reinventing Credit

Michael Saylor described Bitcoin as property in cyberspace, capital for the digital era, and a reimagined version of gold. He believes Bitcoin-backed lending could open new doors, with Strategy setting the standard for corporate adoption. Bitcoin (BTC) was created in 2009 by the mysterious Satoshi Nakamoto, but it wasn’t until 2020 that the corporate space [...]]]>

Author: Crypto News Flash

2025/10/01

SEC Clarifies Custodian Rules, Enabling Ripple and Coinbase’s Eligibility

SEC Clarifies Custodian Rules, Enabling Ripple and Coinbase’s Eligibility

TLDR The SEC issued a no-action letter on September 30, clarifying the eligibility of state-chartered trust companies as custodians for crypto assets. Ripple, Coinbase, and other digital asset firms can now qualify as custodians for registered funds under the new SEC guidance. The SEC’s guidance resolves uncertainty about whether state-chartered trust companies meet the definition [...] The post SEC Clarifies Custodian Rules, Enabling Ripple and Coinbase’s Eligibility appeared first on CoinCentral.

Author: Coincentral

2025/10/01

Here’s Where Whales Are Putting Their Capital as Spot Ethereum ETFs See Biggest Outflow Since Inception

Here’s Where Whales Are Putting Their Capital as Spot Ethereum ETFs See Biggest Outflow Since Inception

The post Here’s Where Whales Are Putting Their Capital as Spot Ethereum ETFs See Biggest Outflow Since Inception appeared on BitcoinEthereumNews.com. Crypto News The crypto market was caught off guard this week as spot Ethereum ETFs recorded their largest outflows since launch, signaling a sharp shift in institutional sentiment. Instead of doubling down on traditional large-cap assets, whale investors are aggressively rotating into early-stage, high-utility projects with far greater upside potential, and Mutuum Finance (MUTM) is on top of that list. Priced at just $0.035, Mutuum Finance is fast becoming a whale-accumulation magnet thanks to its dual-layer lending ecosystem, and non-custodial smart contract infrastructure designed to bring institutional-grade DeFi services to retail users. With over 16,670 holders already onboarded and more than $16.6 million raised ahead of launch, MUTM represents the kind of 50x asymmetric opportunity whales look for when rotating out of overbought blue-chip assets like ETH. Spot Ethereum ETFs See Record $795.6M Outflows as Price Struggles to Hold Above $4,000 Ethereum faced renewed market pressure last week as U.S.-based spot ETH ETFs recorded their largest-ever weekly outflows, nearly $800 million, since launching in July 2024, according to SoSoValue data. Investor sentiment weakened as Ether’s price briefly dipped below the $4,000 mark, driven by a mix of technical breakdowns, macroeconomic uncertainty, and cascading liquidations. BlackRock’s flagship ETHA fund saw over $200 million in withdrawals, while Fidelity’s FETH experienced a deeper $362 million outflow, highlighting waning institutional confidence in the short term. Daily outflows of around $250 million on Thursday and Friday marked the worst two-day stretch since mid-August, although ETH managed a slight rebound to trade near $4,020 by the weekend. And while investors reassess Ethereum’s near-term trajectory, many are now exploring emerging opportunities in the DeFi sector, with growing attention turning towards Mutuum Finance (MUTM) as potential higher-upside alternatives. Presale Dynamics and Market Outlook Mutuum Finance (MUTM) remains in the headlines as Stage 6 of its presale keeps gaining…

Author: BitcoinEthereumNews

2025/10/01

Natural Intelligence: and That Was How I Met Your Mother—AI

Natural Intelligence: and That Was How I Met Your Mother—AI

Intelligence—real intelligence is rooted in life, in geometry and in connection.

Author: Hackernoon

2025/10/01

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