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Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14576 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
$210 in view for Solana (SOL) as whales move $836M to exchanges; Is Mutuum Finance The Crypto Saving Portfolios?

$210 in view for Solana (SOL) as whales move $836M to exchanges; Is Mutuum Finance The Crypto Saving Portfolios?

Solana’s market is on high alert this week after a sudden movement of more than $836 million in SOL by large holders sparked new volatility on exchanges. Although Solana’s fundamentals remain intact, aggressive whale activity is normally a precursor to violent market action, so some investors are hedging into new opportunities like Mutuum Finance (MUTM), […]

Author: Cryptopolitan

2025/09/27

Whales Buy $117K Bitcoin Hyper

Whales Buy $117K Bitcoin Hyper

The post Whales Buy $117K Bitcoin Hyper appeared on BitcoinEthereumNews.com. The frenzy isn’t without reason. Bitcoin still dominates the market with a $2.17T valuation and trades around $109K, but its limitations are well known: painfully slow transactions, sky-high fees in bull cycles, and almost no space for apps, meme coins, or DeFi. Bitcoin Hyper ($HYPER) is aiming to fix that by introducing an advanced Bitcoin Layer-2 ecosystem. By integrating the Solana Virtual Machine, it will unlock sub-second speeds, near-zero gas fees, and cross-chain dApps – all secured by Bitcoin itself. So why are whales betting big now? The answer lies in how $HYPER could finally make Bitcoin so much more than a ‘digital gold’ vault. The Problem – Bitcoin’s Speed and Scalability Limits Bitcoin may be the largest cryptocurrency by market cap, but in terms of scalability, it falls far behind its rivals. On-chain, $BTC can process just seven transactions per second (TPS). By comparison, $SOL has a theoretical limit of 65K TPS and has already peaked above 100K in real-world tests. Even $BNB Chain averages hundreds of TPS, leaving Bitcoin looking outdated with its measly single digits. Source: Chainspect This slow throughput translates into a painful user experience. A typical Bitcoin transaction takes 10 minutes to confirm, and in bull runs network congestion drives fees high. For a chain positioning itself as global money, that’s a critical bottleneck. The Lightning Network was meant to change this. Launched in 2018, it promised off-chain payment channels and cheaper fees. But the reality hasn’t matched the hype. Average transaction fees continued to rise after Lightning’s rollout, according to BitInfoCharts data. The huge spike in April 2024, however, was due to the launch of the Runes protocol. Source: BitInfoCharts Users still pay base fees and variable rates to routing nodes, and opening or closing channels requires on-chain transactions, meaning congestion and costs never…

Author: BitcoinEthereumNews

2025/09/27

XRP Price Prediction Models Fail to Capture Tundra’s Twin-Token Revolution

XRP Price Prediction Models Fail to Capture Tundra’s Twin-Token Revolution

The post XRP Price Prediction Models Fail to Capture Tundra’s Twin-Token Revolution appeared on BitcoinEthereumNews.com. XRP has been a focus of price prediction models since regulatory clarity improved earlier this year. Analysts have projected steady gains, with Finder’s expert panel suggesting an average of $3.50 by the end of 2025 and other outlets citing institutional adoption as a driver of future growth. These models provide a baseline for long-term holders, but they often overlook emerging projects that expand XRP’s functionality. One of those projects is XRP Tundra, a presale initiative that introduces dual tokens, staking mechanics, and verifiable economics. Conventional forecasts assume XRP’s price trajectory depends only on adoption and market cycles. Conversely, Tundra’s architecture offers an entirely new way for XRP holders to extract value from their assets. Where Price Predictions Fall Short Forecast models typically rely on technical indicators, market cap comparisons, and historical adoption curves. While useful, these tools treat XRP as a single-dimensional asset, primarily a settlement token. They rarely account for community-led projects that build yield, governance, or DeFi integration directly into the XRP ecosystem. This blind spot is what makes Tundra so significant. Instead of relying on price action alone, XRP holders can now participate in staking, earn yield, and hold governance rights. They can do that all while staying connected to XRPL. It’s a layer of opportunity that prediction models don’t capture but investors increasingly recognize. The Twin-Token Framework Tundra’s design introduces two tokens across two blockchains. TUNDRA-S, based on Solana, is a utility and yield asset, leveraging Solana’s speed and scalability for staking operations and liquidity. TUNDRA-X, minted on the XRP Ledger, is the governance and reserve token. It gives holders direct influence over protocol direction while anchoring stability. Each presale purchase of TUNDRA-S comes with a free allocation of TUNDRA-X, creating dual exposure from the start. This differs sharply from traditional presales, including XRP’s own early…

Author: BitcoinEthereumNews

2025/09/27

Hypervault Vanishes: $3.6M Drained in Suspected Rug Pull

Hypervault Vanishes: $3.6M Drained in Suspected Rug Pull

TLDR Hypervault vanishes after $3.6M drained, funneled via Tornado Cash $3.6M exit scam? Hypervault disappears, funds laundered through Tornado Hypervault rug pull drains $3.6M, exits with Tornado Cash cover-up Users lose $3.6M as Hypervault vanishes, funds mixed via Tornado Cash Hypervault collapse: $3.6M stolen, social media erased, Tornado used Hypervault, a decentralized finance platform, has [...] The post Hypervault Vanishes: $3.6M Drained in Suspected Rug Pull appeared first on CoinCentral.

Author: Coincentral

2025/09/27

SHOOK’s 2025 Top Advisor Summit To Feature Mark Cuban And Robert F. Smith, Convening America’s Top Wealth Advisors

SHOOK’s 2025 Top Advisor Summit To Feature Mark Cuban And Robert F. Smith, Convening America’s Top Wealth Advisors

The post SHOOK’s 2025 Top Advisor Summit To Feature Mark Cuban And Robert F. Smith, Convening America’s Top Wealth Advisors appeared on BitcoinEthereumNews.com. The Ninth Annual Event Will Bring Together America’s Most Distinguished Wealth Advisors and Industry Leaders in Las Vegas on October 14-17, 2025 Forbes | SHOOK Top Advisor Summit 2025 Forbes NEW YORK, NY – September 25, 2025 – Forbes today announced the ninth annual Forbes|SHOOK Top Advisor Summit, a gathering of America’s top wealth advisors and industry leaders. The exclusive event, which takes place in Las Vegas on October 14-17, 2025, will feature the America’s top financial advisors, investment thought leaders and industry game-changers, and provide a forum for elite professionals to discuss the industry’s top trends, best practices and financial strategies. The Summit will convene over 1,000 of America’s top wealth advisors who oversee nearly $2 trillion in cumulative assets. These advisors appeared in Forbes’ April ranking of its 2025 Top Wealth Advisors and Best-In-State Wealth Advisors, compiled by SHOOK Research. This year’s summit brings top-tier speakers, including Mark Cuban, President of Harbinger Sports Partners, Cost Plus Drugs & Mark Cuban Companies, Robert F. Smith Founder, Chairman & CEO, Vista Equity Partners, Jenny Johnson, CEO, Franklin Templeton and more. Speakers include: Mark Cuban, President of Harbinger Sports Partners, Cost Plus Drugs & Mark Cuban Companies Robert F. Smith, Founder, Chairman & CEO, Vista Equity Partners John P. Abizaid, Principal Partner, JPA Partners & Senior Advisor, Lazard’s Geopolitical Advisory Group Emily Roland, Co-Chief Investment Strategist, Manulife John Hancock Investments Rick Rieder, Chief Investment Officer of Global Fixed Income & Head of Global Allocation Investments, BlackRock Cliff Asness, Founder, Managing Principal and Chief Investment Officer, AQR Capital Management Ashmi Mehrotra, Managing Director, Portfolio Manager, Global Co-Head of the Private Equity, JP Morgan Asset Management Daniel Ivascyn, Group Chief Investment Officer, PIMCO Alisa Amarosa Wood, Partner & Co-CEO, KKR Private Equity Conglomerate Vern Perry, Global Head of Blackstone Strategic Partners Jenny Johnson,…

Author: BitcoinEthereumNews

2025/09/27

Aave V4 Slated for Q4 2025 — Here’s What Users Should Know

Aave V4 Slated for Q4 2025 — Here’s What Users Should Know

The post Aave V4 Slated for Q4 2025 — Here’s What Users Should Know appeared on BitcoinEthereumNews.com. Decentralized finance (DeFi) platform Aave said it will release its V4 update, a major protocol upgrade, sometime in the fourth quarter of 2025, introducing modular lending markets and additional risk controls among new features. The update introduces a “hub and spoke” modular design to Aave to allow for crypto borrowing and lending markets with more custom parameters, without trapping liquidity in different siloes, according to an update from Aave. Liquidity hubs act as central pools for modular spokes; each of the spokes represents a different market with one of three risk profiles and features different borrowing and lending rates, replacing Aave’s current uniform rates. The team wrote: “Each Spoke registers with the Hub, draws liquidity, and, upon repayment, returns both a base rate set at the Hub level and an asset-specific risk premium tied to its collateral composition.” A diagram illustrating Aave V4’s “hub and spoke” architecture. Source: Aave The update includes a new user interface that gives a “unified, wallet-level view” of all the modular spokes, allowing users to see detailed information and route trades through different market modules from the unified overview. Related: $70B DeFi protocol Aave goes live on Aptos in ecosystem expansion Aave V4 will feature dynamic risk configurations to prevent unexpected liquidations of positions due to changes like lowering collateral thresholds. Changing these global parameters in Aave V3 created a risk of liquidation if the user had multiple positions open. The liquidation engine will also shift to a “health-targeted” model, where liquidations do not represent a fixed sum or the entire position, but only enough to bring a loan back up to the desired collateral parameters, allowing the lender to collect while leaving the borrower’s position open. Users will have the option of selecting a “Position Manager” that can automatically execute actions, including withdrawal, borrowing,…

Author: BitcoinEthereumNews

2025/09/27

Aave’s Upcoming Upgrade Promises Safer, Smarter Borrowing

Aave’s Upcoming Upgrade Promises Safer, Smarter Borrowing

Unlike earlier versions that treated all markets uniformly, V4 introduces a modular framework designed to let liquidity flow more freely […] The post Aave’s Upcoming Upgrade Promises Safer, Smarter Borrowing appeared first on Coindoo.

Author: Coindoo

2025/09/27

Here Are Top Cryptos To Buy Today For 24x ROI

Here Are Top Cryptos To Buy Today For 24x ROI

Dogecoin (DOGE) remains one of the most popular and traded meme coins in circulation, currently at around $0.2193. Although it still draws much attention on the basis of liquidity, community support, and institutional interest like the recent DOJE ETF, its large market cap and previous profits might limit how much more it can beat in […]

Author: Cryptopolitan

2025/09/27

Ripple CTO Breaks Down Tokenization Role in On-chain Economy: Details

Ripple CTO Breaks Down Tokenization Role in On-chain Economy: Details

The post Ripple CTO Breaks Down Tokenization Role in On-chain Economy: Details appeared on BitcoinEthereumNews.com. Ripple CTO makes crypto market prediction Massive expansion coming to crypto space Ripple CTO David Schwartz recently explained why DeFi and TradFi are not at odds and how tokenized real-world assets, on-chain credit and decentralized exchanges are creating financial products people actually want. The official X account of RippleX shared insights from the Ripple CTO, who spoke on the first ever episode of the Onchain Economy series. Schwartz highlighted that institutional DeFi is not a contradiction. This is as tech is coming for finance; with or without blockchain, the Ripple CTO added that this was bound to happen. He added that companies like Amazon and Uber need more financial services than the current system is able to provide them, and blockchain technologies are in the right place at the right time. This week, Ripple revealed the next phase of institutional DeFi on the XRP Ledger, with a native lending protocol scheduled for release in XRPL version 3.0.0 later this year. Ripple CTO makes crypto market prediction Ripple CTO David Schwartz, predicts that DeFi will eat TradFi’s lunch in the years ahead: “I do think that defi broadly speaking, meaning blockchain smart contracts and all the whole ecosystem that’s being built around it is going to take a huge bite out of tradfi over the next couple of years.” The big challenge, according to Schwartz, is that the blockchain space will have to produce the services that people want from the financial system. Schwartz predicts that the DeFi space, aided by institutional adoption, would provide benefits such as tokenized real world assets, and tokenized loan and real estate portfolios, which would produce the products and services that people want out of a financial system. Massive expansion coming to crypto space Schwartz says, in his opinion, there is not any tension between…

Author: BitcoinEthereumNews

2025/09/26

Ethereum (ETH) Price Pattern Breaks Down As $4k Must Hold; Meanwhile Mutuum Finance (MUTM) Is Exciting Investors With 36x Potential

Ethereum (ETH) Price Pattern Breaks Down As $4k Must Hold; Meanwhile Mutuum Finance (MUTM) Is Exciting Investors With 36x Potential

While Ethereum is surfing the shifting tides of the market, investors are scouring for new DeFi tokens with the potential for explosive expansion. Mutuum Finance (MUTM) is such a coin. Mutuum Finance (MUTM) is currently in phase 6 of its presale. The presale is 50% sold out in stage 6, which is creating huge interest. […]

Author: Cryptopolitan

2025/09/26

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