Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14569 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Sony Bank Spins Off Web3 Subsidiary for Digital Assets

Sony Bank Spins Off Web3 Subsidiary for Digital Assets

The post Sony Bank Spins Off Web3 Subsidiary for Digital Assets appeared on BitcoinEthereumNews.com. Sony Bank has established BlockBloom Inc., a wholly owned subsidiary that will develop Web3 services, including digital assets, NFTs, and blockchain infrastructure. Announced on Thursday, the move follows plans disclosed in July. The subsidiary will operate under Japan’s regulated framework for digital assets and plans to integrate blockchain technology into the bank’s services. Sony Bank expects this move to limit near-term financial impact. Separate Entity Focuses on Blockchain Initiatives Sponsored Sponsored Sony Bank, a mid-sized digital-first bank under Sony Financial Group in Japan, created BlockBloom Inc. to manage digital asset management, NFT projects, and blockchain infrastructure. The subsidiary allows the bank to develop Web3 services safely. Compliance requirements and operational risks remain separate from core banking activities. Analysts note that forming a dedicated entity is a common strategy among financial institutions entering regulated digital asset markets. Plans for a Web3 subsidiary emerged in July 2025. The bank proposed providing digital wallets for crypto and NFTs and facilitating yen-to-digital-asset conversions. BlockBloom received $2 million in initial capital, with operations expected to begin in autumn 2025. By establishing a formal subsidiary, Sony Bank has created a structure to advance blockchain-based products without directly impacting traditional banking operations. Sony Bank expects BlockBloom to have little impact on earnings. This applies to both consolidated and non-consolidated figures for the fiscal year ending March 31, 2026. Japan’s regulators have updated rules for digital assets. Banks can now offer tokenized securities, NFT services, and blockchain payments within the regulated framework. BlockBloom will operate under these regulations, providing blockchain solutions that integrate with standard financial services. Japan’s digital asset market has grown steadily. NFT trading volumes have reached billions of yen, and retail adoption of cryptocurrencies continues to rise. Banks and fintech companies are exploring blockchain for tokenized securities, cross-border payments, and smart-contract-based lending. For example, several…

Author: BitcoinEthereumNews
Google’s Secret Weapon for AI? A Bitcoin Mining Company

Google’s Secret Weapon for AI? A Bitcoin Mining Company

The post Google’s Secret Weapon for AI? A Bitcoin Mining Company appeared on BitcoinEthereumNews.com. Google has acquired a 5.4% stake in Bitcoin mining company Cipher Mining. The move underscores the growing intersection of cryptocurrency and artificial intelligence infrastructure. The acquisition, announced Thursday, accompanies a $3 billion multi-year agreement for Fluidstack, an AI cloud platform that builds and operates HPC clusters for major companies, to lease computing capacity from Cipher’s Texas site. Google Backs Major Texas Data Center Expansion The deal highlights growing convergence between AI platforms and crypto mining. Cipher Mining will deliver 168 megawatts of computing power to Fluidstack, supported by up to 244 MW of gross capacity, at its Barber Lake site in Colorado City, Texas. The site can expand to 500 MW and spans 587 acres, offering space for long-term growth. Sponsored Sponsored Under the terms, Google will guarantee $1.4 billion of Fluidstack’s lease obligations to Cipher. In exchange, it will receive warrants for roughly 24 million shares of Cipher common stock. This makes Google a significant minority investor while supporting financing for one of the largest AI-ready mining facilities in the U.S. Cipher CEO Tyler Page described the partnership as a milestone for the company’s high-performance computing ambitions. “This collaboration allows us to scale our infrastructure while serving frontier AI workloads efficiently,” he said. This move mirrors Google’s earlier investment in TeraWulf in August, when it secured an 8% stake in exchange for guaranteeing $1.8 billion of Fluidstack lease obligations for TeraWulf’s 200 MW AI hosting capacity. That deal helped TeraWulf shift from purely Bitcoin mining to high-performance computing, setting a precedent for Google’s dual focus on crypto and AI data centers. Miners Accelerate Shift Toward AI Infra Analysts suggest this investment could speed up AI and crypto mining blending. With Google’s backing, Cipher gains capital and credibility, which may encourage other miners to expand into AI hosting. The deal…

Author: BitcoinEthereumNews
Ripple (XRP) Price Prediction & Targets Lowered, While ETH-Based DeFi Altcoin Goes Viral With 4500% Forecast

Ripple (XRP) Price Prediction & Targets Lowered, While ETH-Based DeFi Altcoin Goes Viral With 4500% Forecast

The post Ripple (XRP) Price Prediction & Targets Lowered, While ETH-Based DeFi Altcoin Goes Viral With 4500% Forecast appeared on BitcoinEthereumNews.com. Ripple (XRP) had been predicted to reach the $10 mark in the 2025 bull cycle, but new projections now align towards a lower level of around $5. Slowing momentum has deflated expectations, and XRP’s destiny is still robust but kept in check compared to previous estimates. Meanwhile, new Mutuum Finance (MUTM) is gaining momentum in a big way. Mutuum Finance is priced at $0.035 presale level 6 which is already 45% sold out. The protocol has already raised over $16.25 million from over 16,570 holders. With lending-and-borrowing exclusively designed for utility-driven adoption, MUTM has been highlighted by analysts as one of the probable high-growth altcoins. There are even predictions of a price explosion of 4,500%, putting it on the list of the most viral emerging coins by 2025. XRP Price Prediction: Projections Reduced as Resistance Continues XRP is trading at $2.87 currently. Analysts have toned down previous bull predictions, with predictors who had put XRP at $10 now anticipating a lower cap at about $5 as a result of repeated resistance at $3, declining volumes, and macroeconomic headwinds. Absent until demand buyers stage a robust comeback or new catalysts emerge, XRP may range from $2.80–$3.50 in the near-medium term. Mutuum Finance (MUTM) outranks XRP by comparison. Stellar Presale Performance Mutuum Finance has kicked off Presale Stage Six, with the tokens selling at $0.035 after a 16.17% price appreciation from the previous round. Investors are famished, with over 16,570 buyers and more than $16.25 million of capital raised. In its bid to provide the platform with added security, Mutuum Finance is introducing a $50,000 USDT Bug Bounty Program. Bugs are differentiated into four categories, that is, critical, major, minor, and low, to ensure their greatest discovery and fixing. The protocol depends on stringent management of collateralized funds to safeguard the system…

Author: BitcoinEthereumNews
Bion Simplifies Web3 Shopping with Crypto Payments with CRMClick Integration

Bion Simplifies Web3 Shopping with Crypto Payments with CRMClick Integration

Bion adds CRMClick to enable seamless crypto payments for Web3 shopping with smarter lending, and rewards across 3,000+ global retail and online brands.

Author: Blockchainreporter
MoonBull, Cheems, and Pudgy Penguins Compared

MoonBull, Cheems, and Pudgy Penguins Compared

The post MoonBull, Cheems, and Pudgy Penguins Compared appeared on BitcoinEthereumNews.com. Crypto News 26 September 2025 | 03:15 Discover why MoonBull, Cheems, and Pudgy Penguins are the new meme coins to watch in 2025. Explore presale hype, whitelist perks, and market trends. Ever wondered which meme coin might be the next rocket ship in the cryptoverse? The buzz around tokens like Cheems, Pudgy Penguins, and now MoonBull is turning crypto groups into a frenzy of chatter. Each of these coins brings its own flavor, with Cheems rooted in classic meme nostalgia and Pudgy Penguins rising from NFT fame. Yet all eyes are drifting toward MoonBull, where excitement is brewing over its exclusive whitelist and the much-anticipated presale. For those chasing the thrill of early entries, MoonBull’s whitelist has become the ticket that everyone wants, but it’s closing soon. Unlike older meme coins that relied only on hype, this project is blending utility with culture. The presale isn’t just another launch – it’s a door to staking rewards, secret token drops, and bonus allocations. The whitelist is filling up fast, and the first-come, first-served spots are disappearing quicker than peanuts at a hippo party. MoonBull ($MOBU): Whitelist Fever and Presale Excitement MoonBull ($MOBU) has quickly earned the spotlight as the new meme coin to watch. Built on Ethereum, it blends viral meme culture with robust smart contract reliability. The official presale is set for September 26, and the clock is ticking for early adopters. By joining the whitelist, supporters gain the lowest possible entry price, exclusive staking rewards, and bonus allocations that won’t be available once the presale opens to the public. The whitelist is filling fast, and this urgency is no accident. Whitelisted members will receive private hints about the roadmap, secret token drops, and insider notifications before launch. Everything about MoonBull is designed to reward early movers. It’s a first-come,…

Author: BitcoinEthereumNews
MoonBull Whitelist Heats Up the Market with $15,000 Giveaway on the Line as Cheems and Pudgy Penguins Catch the Waves

MoonBull Whitelist Heats Up the Market with $15,000 Giveaway on the Line as Cheems and Pudgy Penguins Catch the Waves

Ever wondered which meme coin might be the next rocket ship in the cryptoverse? The buzz around tokens like Cheems, […] The post MoonBull Whitelist Heats Up the Market with $15,000 Giveaway on the Line as Cheems and Pudgy Penguins Catch the Waves appeared first on Coindoo.

Author: Coindoo
Liquid Staking Debuts On XRP Ledger, What mXRP Means For Investors

Liquid Staking Debuts On XRP Ledger, What mXRP Means For Investors

Midas, in partnership with Axelar, has launched the first XRP liquid staking token, mXRP. The token will provide investors with yields from the XRP DeFi ecosystem and further expand the altcoin’s utility.  XRP Liquid Staking Token Launches Midas revealed that the mXRP liquid staking token will be issued on the XRP Ledger EVM via the […]

Author: Bitcoinist
Bitcoin World Disrupt 2025: Unlocking the Future of Enterprise Software with Aaron Levie’s Enduring Vision

Bitcoin World Disrupt 2025: Unlocking the Future of Enterprise Software with Aaron Levie’s Enduring Vision

BitcoinWorld Bitcoin World Disrupt 2025: Unlocking the Future of Enterprise Software with Aaron Levie’s Enduring Vision In the rapidly evolving landscape of technology and digital finance, staying ahead requires foresight and adaptability. For those deeply entrenched in the cryptocurrency world, understanding the broader tech currents is crucial. This October, Bitcoin World Disrupt 2025 offers a unique convergence point, bringing together the sharpest minds in tech, including Box CEO and co-founder Aaron Levie. His session promises to be a masterclass in building for the long game, a perspective invaluable for anyone navigating the volatile yet promising crypto and tech sectors. Join us as we explore why Levie’s insights into enterprise software, AI, and enduring innovation are more relevant than ever. Bitcoin World Disrupt 2025: A Nexus for Future-Forward Thinking Mark your calendars for October 27–29, because Moscone West in San Francisco will transform into the epicenter of technological innovation at Bitcoin World Disrupt 2025. This event isn’t just another conference; it’s a vital gathering for founders, venture capitalists, and innovators who are shaping the next wave of disruption. Amidst a packed agenda featuring groundbreaking startups and visionary keynotes, Aaron Levie’s appearance on the Disrupt Stage is particularly anticipated. Levie, a name synonymous with cloud computing’s early days, will engage in a candid conversation that delves into the very essence of invention within a public company. How do you maintain a startup’s agility and innovative spirit when you’re under public scrutiny and managing a global enterprise? This question is central to Levie’s journey with Box, a company that launched before ‘the cloud’ was even a common term and has since outlasted countless competitors. His unique perspective, blending the raw ambition of a visionary founder with the strategic acumen of a long-term public company CEO, offers lessons that transcend specific industries, resonating deeply with anyone aiming for sustained growth and relevance in their respective fields, including the dynamic crypto space. Mastering Enterprise Software: The Box Blueprint for Longevity Box’s trajectory is a compelling case study in building enduring Enterprise Software. Launched in 2005, it predates much of the modern cloud infrastructure, navigating early skepticism and intense competition to become a leading content cloud platform. Levie’s journey provides a rare glimpse into the strategic decisions and cultural fortitude required to not just survive, but thrive, in a tech landscape that constantly reinvents itself. His session will explore: The Hardest Pivots: Every successful company faces moments of truth where fundamental changes are required. Levie will share experiences from Box’s history, detailing the critical decisions that redirected its path and ensured its continued relevance. Biggest Surprises: The tech world is full of unexpected turns. From emerging technologies to shifts in market demand, Levie will reflect on the unforeseen challenges and opportunities that shaped Box’s evolution. Mindset for Evolution: In an industry moving at warp speed, a stagnant mindset is a death sentence. Levie will discuss the core principles and cultural values that enable continuous adaptation and innovation, ensuring a company remains sharp and forward-looking. Understanding these elements is crucial for any business, whether a burgeoning blockchain startup or an established tech giant. The principles of strategic pivoting, anticipating market shifts, and fostering a culture of adaptability are universal keys to long-term success in Enterprise Software and beyond. The AI Revolution: What AI in Business is Changing (and Not Changing) Artificial intelligence is undoubtedly the most talked-about technology of our time, and its implications for AI in Business are profound. Levie will offer a nuanced perspective on this transformative force, dissecting what AI truly means for enterprise software and where its impact is still evolving. This isn’t just about hype; it’s about practical application and strategic integration. Consider the following aspects of AI’s influence: Aspect of AI Changing in Enterprise Software Not Changing (Yet) in Enterprise Software Automation Automating routine tasks, enhancing data processing, predictive analytics for decision-making. Complex strategic planning, nuanced human interaction, ethical decision-making requiring empathy. Data Analysis Uncovering hidden patterns, generating insights from massive datasets, personalizing user experiences. Defining business objectives, interpreting context beyond data, establishing trust and human connection. Workflows Streamlining content management, improving collaboration, enhancing security protocols. Driving organizational culture, fostering creativity in brainstorming, leading transformational change. Levie’s insights will help attendees distinguish between the realistic applications of AI and the areas where human ingenuity and traditional business principles still hold sway. For crypto projects, understanding how AI can enhance security, optimize trading algorithms, or improve user experience without compromising decentralization is a critical discussion point. His experience at Box, a company deeply involved in managing vast amounts of business data, provides a pragmatic view of integrating AI in Business solutions effectively and responsibly. The Power of Cloud Innovation: From Buzzword to Business Imperative Box’s story is inextricably linked to the rise of Cloud Innovation. They were pioneers, building a cloud-native platform before many understood its potential. Levie’s session will revisit this journey, offering valuable lessons on how to identify nascent trends and ride the wave of technological shifts. What does it take to be an ‘original’ in a rapidly crowded market? Key takeaways regarding cloud innovation: Early Adoption & Vision: Box saw the potential of cloud collaboration when others were still tethered to on-premise solutions. Levie will discuss the vision that fueled this early bet. Scaling & Adaptation: The cloud landscape evolved dramatically. Box’s ability to scale its infrastructure, adapt its offerings, and integrate with new technologies (like AI) is a testament to its strategic foresight. Security & Trust: As a custodian of sensitive business data, Box’s commitment to security has been paramount. Levie will likely touch on how to build and maintain trust in a cloud-first world, a lesson highly relevant to the security-conscious crypto community. For any venture, especially those in blockchain and decentralized finance, understanding the foundational principles of Cloud Innovation and secure data management is not just an advantage; it’s a necessity for long-term viability and growth. Fueling Startup Success: Actionable Insights for Founders Whether you’re a founder navigating early growth or a seasoned leader managing scale, Levie’s fireside chat is designed to provide actionable insights for Startup Success. His experience offers a blueprint for building something that lasts, not just in terms of product, but also in culture, strategy, and mindset. The principles he embodies are critical for anyone looking to make a significant impact. What can attendees expect to learn to foster their own Startup Success? Cultivating a Visionary Mindset: The ability to question everything, even your best ideas, is crucial for continuous innovation. Levie will emphasize the importance of intellectual humility and relentless curiosity. Strategic Resilience: How to weather economic downturns, technological shifts, and competitive pressures. This involves a clear strategy, disciplined execution, and the courage to make tough decisions. Building a Lasting Culture: A strong company culture attracts top talent, fosters collaboration, and provides a foundation for innovation. Levie will share how Box has maintained its identity while growing into a public company. Product-Market Fit Evolution: The initial product-market fit is just the beginning. Learn how to continuously evolve your product to meet changing customer needs and market demands. These lessons are universal, offering profound value to the diverse audience at Bitcoin World Disrupt 2025, from crypto innovators to traditional tech entrepreneurs. Why You Absolutely Don’t Want to Miss This Pivotal Session Aaron Levie helped define cloud collaboration before it was a trend, and he’s still setting the bar for how companies innovate and endure. This fireside chat isn’t just a talk; it’s an opportunity to gain direct insights from a leader who has navigated the complexities of scaling a tech company from a nascent idea to a public enterprise. His perspective on invention, the practical implications of AI, and the mindset required for continuous evolution offers invaluable lessons. For founders, VCs, and innovators, this is a chance to take notes on what it truly takes to build something that lasts. Whether you’re grappling with early-stage challenges or steering a mature organization through rapid change, Levie’s experience provides a roadmap for sustainable growth and strategic foresight. The wisdom shared will undoubtedly spark new ideas and fortify existing strategies, making it a must-attend for anyone serious about their long-term impact in the tech world. Join the Future at Bitcoin World Disrupt 2025 This October, be part of a community of 10,000+ fellow founders, VCs, and innovators at the epicenter of innovation in San Francisco. Bitcoin World Disrupt 2025 is your front-row seat to the future, offering unparalleled networking opportunities, groundbreaking presentations, and the chance to connect with the minds shaping tomorrow. Don’t miss the opportunity to lock in your spot and save significantly. Regular Bird savings of up to $668 end on September 26 at 11:59 p.m. PT. Register now to ensure you’re part of this transformative event. This is where founders land their next investor, investors discover their next breakout startup, and innovators claim their front-row seat to the future. Concluding Thoughts: Building Legacies in a Dynamic World Aaron Levie’s appearance at Bitcoin World Disrupt 2025 is more than just a highlight of the event; it’s a testament to the enduring principles of innovation, resilience, and strategic vision that define true leadership in technology. His journey with Box provides a powerful narrative for navigating the complexities of enterprise software, harnessing the potential of AI in Business, driving Cloud Innovation, and ultimately achieving Startup Success. In a world where change is the only constant, learning from those who have not only survived but thrived for decades is an invaluable opportunity. His insights will empower attendees to build their own legacies, fostering companies and projects that are designed for the long game, much like Box itself. To learn more about the latest AI in Business trends, explore our article on key developments shaping AI models features. This post Bitcoin World Disrupt 2025: Unlocking the Future of Enterprise Software with Aaron Levie’s Enduring Vision first appeared on BitcoinWorld.

Author: Coinstats
Aave’s V4 protocol upgrade is coming: Here’s what to expect

Aave’s V4 protocol upgrade is coming: Here’s what to expect

                                                                               The update promises major changes to improve user experience and introduces a modular design, replacing Aave's monolithic architecture.                     Decentralized finance (DeFi) platform Aave is releasing its V4 update, a major protocol upgrade, sometime in the fourth quarter of 2025, introducing modular lending markets and new risk controls among new features. The update introduces a “hub and spoke” modular design to Aave to allow for crypto borrowing and lending markets with more custom parameters, without trapping liquidity in different siloes, according to an update from Aave.Liquidity hubs act as central pools for modular spokes; each of the spokes represents a different market with one of three risk profiles and features different borrowing and lending rates, replacing Aave’s current uniform rates. The team wrote:Read more

Author: Coinstats
Gcore Radar Report Reveals 41% Surge In DDoS Attack Volumes

Gcore Radar Report Reveals 41% Surge In DDoS Attack Volumes

Gcore released its Q1-Q2 2025 Radar report into DDoS attack trends. The report reveals a significant escalation in the total number of DDoS attacks and their magnitude, measured in terabits per second (Tbps) The largest attack peaked at 2.2 Tbps, surpassing the 2 Tbps peak recorded in late 2024.

Author: Hackernoon