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Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14521 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Dogecoin and Shiba Inu Bulls Nervous As Analysts Call Layer Brett The Only 100x Meme Play Left This Cycle

Dogecoin and Shiba Inu Bulls Nervous As Analysts Call Layer Brett The Only 100x Meme Play Left This Cycle

The post Dogecoin and Shiba Inu Bulls Nervous As Analysts Call Layer Brett The Only 100x Meme Play Left This Cycle  appeared on BitcoinEthereumNews.com. Dogecoin (DOGE) and Shiba Inu (SHIB) are two meme coins that are increasingly popular among crypto investors. The wild rides in 2021 is one many analysts still point to as a reference for meme coin speculative potentials. But in recent years, both DOGE and SHIB are growing uneasy. Their price trajectory is stalled and not as attractive as wished.  In their place, Layer Brett ($LBRETT) at a presale of $0.0058 is emerging as the top meme coin to buy with over $3.9 million sold already. While Dogecoin (DOGE) and Shiba inu (SHIB) hold strong communities, Layer Brett’s Ethereum Layer 2 technology and viral momentum are stealing the spotlight, promising explosive returns that could outpace the established meme giants. Dogecoin: The Meme Coin Veteran Dogecoin (DOGE), the original meme coin, continues to thrive on its global brand and endorsements from figures like Elon Musk. Trading at around $0.26 with a $40 billion market cap, DOGE benefits from its use in tipping and microtransactions, bolstered by recent ETF speculation. Recent data shows steady retail accumulation, which reflects its enduring appeal.  Analysts also predict DOGE could reach $0.50-$1 by 2026, a 3-5x gain, if institutional inflows materialize. However, Dogecoin’s (DOGE) massive supply and reliance on hype limit its explosive potential, leaving bulls nervous as newer tokens promise higher multiples in this cycle. Shiba Inu: Building Beyond the Meme Shiba Inu (SHIB) has evolved from a meme token to a robust ecosystem with Shibarium. Its Layer 2 network supports DeFi, NFTs, and metaverse projects. With around a $7 billion market cap, SHIB’s growth is driven by token burns and adoption.  Increasing Shibarium transactions reveal widespread utility. Forecasts suggest SHIB hitting $0.00005-$0.0001 by 2026, a 3-5x upside. Despite its progress, Shiba Inu’s (SHIB) trillion-token supply caps rapid gains, fueling anxiety among bulls as analysts pivot…

Author: BitcoinEthereumNews

2025/09/22

China Interest Rates Remain Steady: Crucial Implications for Global Markets

China Interest Rates Remain Steady: Crucial Implications for Global Markets

BitcoinWorld China Interest Rates Remain Steady: Crucial Implications for Global Markets In a move that has captured the attention of financial markets worldwide, the People’s Bank of China (PBoC) recently announced its decision to maintain China interest rates at their current levels. This stability in lending rates offers a fascinating lens through which to view the global economic landscape, especially for those tracking the dynamic cryptocurrency space. What’s the Latest on China Interest Rates? The People’s Bank of China confirmed it is holding its Loan Prime Rate (LPR) steady. This rate acts as the country’s de facto benchmark lending rate, influencing everything from mortgages to business loans across the nation. The one-year LPR remains at 3%. The five-year LPR, which is crucial for mortgage pricing, stays at 3.5%. This decision means that borrowing costs in China are not changing for now. It signals a cautious approach from the PBoC, prioritizing stability in a period of ongoing economic adjustments. Why Are China Interest Rates Holding Firm? Many analysts had anticipated this decision, given China’s current economic priorities. The central bank is navigating a complex environment, balancing growth targets with efforts to manage debt and stabilize key sectors, particularly the property market. By keeping China interest rates unchanged, the PBoC aims to: Support Economic Stability: Avoid adding new uncertainties to an economy that is still recovering and recalibrating. Manage Inflation Expectations: Prevent potential inflationary pressures or deflationary spirals that could arise from sudden rate changes. Provide Policy Flexibility: Preserve room for future policy adjustments should economic conditions shift significantly. This approach suggests a desire for controlled and sustainable growth rather than aggressive stimulus measures that might introduce new risks. How Do Stable China Interest Rates Impact Global Markets? China’s economy is a significant player on the global stage, and its financial policies inevitably ripple outwards. When China interest rates remain stable, it sends a clear message to international investors and other central banks. A steady rate environment in China can contribute to: Predictability: Global markets often appreciate predictability, which can reduce volatility in currency markets and commodity prices. Investor Confidence: For those investing in Chinese assets, stable rates suggest a more predictable economic outlook, potentially encouraging foreign direct investment. Influence on Other Economies: As a major trading partner, China’s economic health and policy decisions have an indirect impact on global demand and supply chains. However, some might argue that a lack of further easing could limit the upside potential for global growth if China’s domestic demand remains subdued. What Does This Mean for Cryptocurrency Investors? While the PBoC’s decision on China interest rates does not directly affect cryptocurrency markets, there are indirect implications worth considering. Global financial stability, or the lack thereof, often influences investor sentiment towards riskier assets like digital currencies. Here are some points for crypto investors to ponder: Risk Appetite: A stable Chinese economy might reduce overall global market volatility, potentially leading to a more measured approach to risk assets. Broader Economic Health: China’s economic trajectory affects global demand, which can indirectly influence the liquidity and capital flows within the broader financial ecosystem that includes crypto. Comparison to Western Policies: As Western central banks continue to grapple with inflation and potential rate hikes, China’s steady stance offers a contrasting policy narrative that could be relevant for diversified portfolios. It is always wise for crypto investors to monitor macroeconomic signals, as they often provide context for market movements, even if the connection isn’t always immediate or direct. The People’s Bank of China’s decision to hold its benchmark interest rates steady is a clear signal of its commitment to economic stability and a measured approach to monetary policy. This move, while seemingly domestic, carries crucial implications for global financial markets and offers a stable backdrop that cryptocurrency investors should observe. As the world continues to navigate complex economic currents, China’s steady hand on its interest rates will undoubtedly remain a key factor in the global financial narrative. Frequently Asked Questions (FAQs) What is the Loan Prime Rate (LPR) in China? The LPR is China’s market-based reference rate for new bank loans and outstanding floating-rate loans. It is published monthly by the PBoC and serves as the benchmark for lending across the country. Why did the People’s Bank of China (PBoC) keep rates steady? The PBoC likely maintained stable China interest rates to support overall economic stability, manage inflation, and preserve policy flexibility amid ongoing domestic and global economic uncertainties. How do China’s interest rates affect global trade? Stable China interest rates can lead to a more predictable economic environment in China, which can positively impact global trade by providing stability for exporters and importers dealing with Chinese businesses. Will stable China interest rates impact the property market? By keeping the five-year LPR steady, which influences mortgage rates, the PBoC aims to provide stability to the property market without either stimulating excessive borrowing or causing further distress. What should cryptocurrency investors watch for next? Cryptocurrency investors should continue to monitor global macroeconomic indicators, including inflation data, central bank policies from major economies, and geopolitical developments, as these factors can influence overall market sentiment and risk appetite. Did you find this analysis helpful? Share this article with your network to keep others informed about the crucial developments in global finance and their potential ripple effects! To learn more about the latest crypto market trends, explore our article on key developments shaping Bitcoin price action. This post China Interest Rates Remain Steady: Crucial Implications for Global Markets first appeared on BitcoinWorld.

Author: Coinstats

2025/09/22

Pepe Coin Price Prediction: Can PEPE Break Resistance and Rally 100% as Mutuum Finance (MUTM) Targets 3,500% Gains Backed by DeFi Utility?

Pepe Coin Price Prediction: Can PEPE Break Resistance and Rally 100% as Mutuum Finance (MUTM) Targets 3,500% Gains Backed by DeFi Utility?

The post Pepe Coin Price Prediction: Can PEPE Break Resistance and Rally 100% as Mutuum Finance (MUTM) Targets 3,500% Gains Backed by DeFi Utility? appeared on BitcoinEthereumNews.com. Pepe Coin (PEPE) is once again nudging important resistance levels, with the bulls considering the potential for a 100% rally in case momentum continues. Although PEPE’s community strength and meme power can fuel short-term appreciation, long-term outlook is tied to speculative cycles. On the other hand, Mutuum Finance (MUTM) is drawing attention because of its fundamentals.  MUTM is built around a two-way lending-and-borrowing protocol which brings DeFi utility to the table. Mutuum Finance can be bought at the cost of $0.035 in presale stage 6. The protocol has seen over $16.05 million raised in funds as well as over 16,450 holders. MUTM is ready to provide returns of up to 3,500%, an infinitely more appealing bet for investors seeking sustainable upside in 2025. PEPE Coin Meets Resistance While Mood Remains Muted PEPE is currently priced at $0.00001086, with resistance forming around $0.00001120–$0.00001140 and support around $0.00001050–$0.00001070. Volume has been good, showing interest but not strong enough to overcome resistance convincingly.  Price action is generally highly co-related with meme-coin sentiment and social sentiment, which can create very steep upticks and downticks. In contrast to the unstable dynamics of PEPE, Mutuum Finance is seen by some investors as having more robust structural potential for yields in current market conditions. Mutuum Finance (MUTM) Soars in Presale Mutuum Finance is currently in stage six of presale at $0.035 after a 16.17% increase from the previous stage. The project is seeing enormous demand in the market with over 16,450 investors who have registered and invested over $16.05 million. Mutuum Finance has launched a $50,000 USDT Bug Bounty Program for the security of the platform recently. The bugs have been classified on four levels with the designations critical, major, minor, and low. Mutuum Finance has strong controls of security over whatever is collateralized so that user…

Author: BitcoinEthereumNews

2025/09/22

DeFi Lending Protocols Achieve Record Milestone $8.64 Billion in Active Loans; Contributed by Moonwell, Maple Finance, Ether.Fi, Curve.Fi, Jupiter, & Others

DeFi Lending Protocols Achieve Record Milestone $8.64 Billion in Active Loans; Contributed by Moonwell, Maple Finance, Ether.Fi, Curve.Fi, Jupiter, & Others

The increase in on-chain active loans shows a growing number of customers embracing DeFi and also highlights top lending protocols shaping the landscape.

Author: Blockchainreporter

2025/09/22

Crypto’s Next Big Story: Credit Markets About to Go Parabolic, Expert Says

Crypto’s Next Big Story: Credit Markets About to Go Parabolic, Expert Says

The post Crypto’s Next Big Story: Credit Markets About to Go Parabolic, Expert Says appeared on BitcoinEthereumNews.com. Crypto lending and borrowing are primed to ignite explosive growth, unlocking trillions in untapped capital and transforming global markets forever. Crypto Credit Markets Set to Explode With Tokenized Lending Boom Bitwise Asset Management chief executive officer Hunter Horsley shared on social media platform X on Sept. 18 that lending and credit will soon become central […] Source: https://news.bitcoin.com/cryptos-next-big-story-credit-markets-about-to-go-parabolic-expert-says/

Author: BitcoinEthereumNews

2025/09/22

DeFi TVL Surpasses to $544B as Tether and Circle Lead the Rally

DeFi TVL Surpasses to $544B as Tether and Circle Lead the Rally

Decentralized Finance (DeFi) TVL hits $544B with Tether and Circle leading the rally, while Aave holds steady and Lido, EigenLayer are facing sharp declines.

Author: Blockchainreporter

2025/09/22

SEC Task Force Examines DeFi Lending Rules in Meeting With Crypto Firm

SEC Task Force Examines DeFi Lending Rules in Meeting With Crypto Firm

The post SEC Task Force Examines DeFi Lending Rules in Meeting With Crypto Firm appeared on BitcoinEthereumNews.com. DeFi lending landed back on the SEC’s agenda as regulators met with industry players to examine token classification, smart contracts, and paths toward compliant crypto loans. SEC Crypto Task Force Discusses DeFi Lending Regulation The U.S. Securities and Exchange Commission (SEC) Crypto Task Force continues to meet with industry participants, as reflected in a memorandum […] Source: https://news.bitcoin.com/sec-task-force-examines-defi-lending-rules-in-meeting-with-crypto-firm/

Author: BitcoinEthereumNews

2025/09/22

Shiba Inu Price Prediction: Is SHIB About to See Its Biggest Rally Since 2021, or Is This $0.035 Crypto a Better Bet for 2025?

Shiba Inu Price Prediction: Is SHIB About to See Its Biggest Rally Since 2021, or Is This $0.035 Crypto a Better Bet for 2025?

The post Shiba Inu Price Prediction: Is SHIB About to See Its Biggest Rally Since 2021, or Is This $0.035 Crypto a Better Bet for 2025? appeared on BitcoinEthereumNews.com. Shiba Inu (SHIB) is showing strong performance signals once more as traders debate whether the token can get ready for its biggest rally since 2021. With token burns and community power on the table, SHIB has the potential to make the headlines of the 2025 bull run. But whereas SHIB relies disproportionately on hype cycles, a different project, Mutuum Finance (MUTM), is quietly garnering investors’ attention with a utility-based model. Still available in presale for just $0.035, MUTM’s lending-and-borrowing protocol makes it a DeFi player with much more long-term potential than meme-based tokens. For some, the real question isn’t whether SHIB pumps, but whether MUTM is the wiser wager for huge returns in 2025. Shiba Inu Price Prediction Shiba Inu (SHIB) is currently trading at $0.00001316 as of today, with recent price action having it hit resistance at $0.00001400 levels, and strong support coming in at $0.00001290-$0.00001310. Social media sentiment and token burns in the recent few days have stoked whispers that SHIB is about to make a major move, perhaps replaying past swings in its history.  Yet, the high volatility that comes with meme-based tokens means the gains can arrive suddenly and withdraw just as rapidly if volume dries up or if sentiment in wider markets turns risk-negative. In contrast to SHIB’s speculative dynamics, investors regard new Mutuum Finance, as having better prospects for lasting growth in 2025. Mutuum Finance (MUTM) Rise Mutuum Finance is now at stage six of its presale standing at $0.035 following its 16.17% increase from the previous stage. The market is witnessing record-breaking demand for the project where more than 16,450 investors have subscribed and crossed $16.05 million raised. Mutuum Finance (MUTM) has also introduced a $50,000 USDT Bug Bounty Program for the platform’s security. The bugs have been categorized on four levels namely,…

Author: BitcoinEthereumNews

2025/09/22

Crypto Market Prepares for Volatility Ahead of Jerome Powell’s Tuesday Speech

Crypto Market Prepares for Volatility Ahead of Jerome Powell’s Tuesday Speech

The post Crypto Market Prepares for Volatility Ahead of Jerome Powell’s Tuesday Speech appeared on BitcoinEthereumNews.com. Jerome Powell will address the nation on the economic outlook next Tuesday. Powell’s upcoming speech follows last week’s interest rate cut. Investors expect Powell’s address to trigger volatility in the cryptocurrency market. The US Federal Reserve chairman, Jerome Powell, will address the nation on the economic outlook this coming Tuesday, September 23, 2025. US citizens and economic observers worldwide are showing interest in the upcoming speech, which most people expect to trigger volatility across global markets, including the cryptocurrency market.  Investors expect hints toward future market directions Powell’s upcoming speech, which is scheduled to be held at the Greater Providence Chamber of Commerce 2025 Economic Outlook Luncheon, Warwick, R.I., will follow last week’s interest rate cut. Most financial analysts expect Powell to shed more light on the potential impact of the latest policy as they focus on possible hints on the short-term to mid-term direction of the US economy.  Related: September Fed Rate Cut Is Now a “Go,” Say Barclays and BNP After Powell Speech Last week’s interest rate cut, the first after a long period for the US, gave investors a lot to chew on, despite prior expectations. Lowering the overnight benchmark lending rate by a quarter percentage point triggered internal policy adjustments for businesses and investors. However, the development appeared more critical following hints that the Fed could implement up to two more rate cuts before the end of the year. Powell’s speech could provide more economic clarity Expectedly, the latest interest rate decision by the Fed plunged the global financial ecosystem into complex analysis, with experts attempting to preempt what could happen in the long term. For instance, newly appointed Fed governor Stephen Miran thinks the interest rate cuts could extend into next year, with one more rate cut happening in 2026. Meanwhile, some other members of the…

Author: BitcoinEthereumNews

2025/09/22

Ethereum’s next era? Low-risk DeFi is like Google: Buterin

Ethereum’s next era? Low-risk DeFi is like Google: Buterin

The post Ethereum’s next era? Low-risk DeFi is like Google: Buterin appeared on BitcoinEthereumNews.com. Ethereum co-founder Vitalik Buterin sees low-risk DeFi as the platform’s core economic driver, likening its role to search advertising for Google. Summary Vitalik Buterin says low-risk DeFi could become Ethereum’s key economic backbone. He compares it to how Google’s ad revenue sustains its growth and global dominance. Buterin stresses secure apps like lending, savings, and payments as ETH’s foundation. DeFi maturation creates sustainable Ethereum revenue model In a recent blog post, Buterin argued that basic financial services like payments, savings, and collateralized lending can bridge the gap between profitable applications and Ethereum’s (ETH) founding values. Buterin noted that DeFi protocols have matured substantially, with a stable core of applications proving remarkably strong over time. He stated that low-risk DeFi provides irreplaceable value and also remains culturally aligned with Ethereum’s decentralized goals. The shift toward low-risk DeFi shows the overall changes in protocol security and risk management. Buterin pointed to data showing DeFi losses increasingly concentrated at experimental edges of the ecosystem. He also added that core applications show growing stability and user trust. Unlike earlier DeFi waves driven by unsustainable yield farming incentives, current low-risk applications focus on fundamental financial needs. These include stablecoin deposits earning competitive rates on platforms like Aave, synthetic asset exposure, and fully collateralized lending markets that serve real economic demand. Buterin argued that crypto’s advantage lies not in creating artificially high yields, but in making existing global economic opportunities accessible without traditional finance barriers. Buterin describes several potential paths for low-risk DeFi Buterin described several potential paths for low-risk DeFi that could expand its impact and economic value. These include reputation-based undercollateralized lending once mature onchain activity creates reliable identity and credit scoring mechanisms. Prediction markets could integrate with traditional DeFi for hedging strategies that allow users to offset portfolio risks through betting against correlated…

Author: BitcoinEthereumNews

2025/09/22

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