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Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14376 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Figure Technology Surges 24% in Nasdaq Debut After $788 Million IPO

Figure Technology Surges 24% in Nasdaq Debut After $788 Million IPO

Blockchain-based lending platform closes first trading day with $6.6 billion valuation following strong investor demand

Author: Blockhead

2025/09/12

Joseph Lubin Hints at Linea Holder Rewards After Token Launch

Joseph Lubin Hints at Linea Holder Rewards After Token Launch

The post Joseph Lubin Hints at Linea Holder Rewards After Token Launch appeared on BitcoinEthereumNews.com. Joseph Lubin, the founder of Consensys and a key figure behind the Linea blockchain, teased potential future rewards for users who hold on to their tokens.  In an X post on Thursday, Lubin said long-term holders could become eligible for future distributions, including tokens from Consensys and other aligned ecosystem projects. He said that holding tokens signals that the user is a Linea community member and is likely engaged in productive Linea economy activities.  “If we notice, at some date in the future, that you’ve held n LINEA tokens for m days, that just might lead to another token landing in your account,” Lubin wrote, adding that MetaMask and Linea are preparing something together.  Lubin’s comments follow the Linea (LINEA) token generation event (TGE) on Wednesday. The project said 85% of LINEA tokens will go to the ecosystem, while 15% will be allocated to the Consensys treasury.  Linea community members bring up token utility Lubin’s remarks are a direct response to a community member who brought up the issue of the LINEA token’s utility. On X, a user tagged Lubin, urging the team to enable staking and lending.  “Users do not know what to do with the Linea they are holding,” the community member wrote. “Bring Linea lending and or staking platform to make use of Linea.” Another user responded to Lubin’s comments, accusing Linea of being a memecoin. The community member described Linea as a “memecoin,” saying that it has no utility but will give people more tokens to hold.  Meanwhile, other users floated the idea of token buybacks instead of rewarding holders with different tokens. An X user suggested that buyback strategies may be more beneficial if they want users to hold the token longer.  Related: New Ethereum standard aims to set baseline for real-world asset tokenization Linea…

Author: BitcoinEthereumNews

2025/09/12

Solana (SOL) Whales Pivot To Mutuum Finance (MUTM), A DeFi Crypto Coin Turning Into The Talk Of 2025

Solana (SOL) Whales Pivot To Mutuum Finance (MUTM), A DeFi Crypto Coin Turning Into The Talk Of 2025

Solana (SOL) whales are shifting focus as technical charts point to possible weakness in its current rally. At the same time, Mutuum Finance (MUTM), a DeFi crypto coin in its presale, is emerging as a subject of market attention in 2025.  While Solana is forming a rising wedge that analysts say could lead to a [...] The post Solana (SOL) Whales Pivot To Mutuum Finance (MUTM), A DeFi Crypto Coin Turning Into The Talk Of 2025 appeared first on Blockonomi.

Author: Blockonomi

2025/09/12

Mike-Cagney’s Figure Prices IPO at $25 Per Share Bringing Potential Raise to Near $788M

Mike-Cagney’s Figure Prices IPO at $25 Per Share Bringing Potential Raise to Near $788M

The post Mike-Cagney’s Figure Prices IPO at $25 Per Share Bringing Potential Raise to Near $788M appeared on BitcoinEthereumNews.com. Figure Technologies, a blockchain-focused lending platform founded by SoFi co-founder Mike Cagney, has priced its initial public offering at $25 per share, which would raise $787.5 million. Shares of the company’s Class A stock is scheduled to begin trading on the Nasdaq under the ticker symbol “FIGR” later today, September 11, according to a press release. The offering includes 31.5 million shares, with roughly 23.5 million coming directly from Figure and 8 million from existing shareholders. An additional 4.7 million shares could be sold if underwriters exercise their option to purchase more. Last week, the company’s IPO was upsized to $526 million. Figure has helped originate more than $16 billion in home equity loans, which the firm says makes it the largest non-bank provider of that financing. Goldman Sachs, Jefferies and BofA Securities are leading the offering, joined by a slate of other underwriters, including Societe Generale, Stifel, and Mizuho. The offering is set to close on September 12, pending typical closing conditions. Read more: Mike Cagney’s Figure Technologies Seeks Over $4B Valuation in Nasdaq IPO Source: https://www.coindesk.com/business/2025/09/11/blockchain-based-lender-figure-prices-ipo-at-usd25-per-share-raising-nearly-usd788m

Author: BitcoinEthereumNews

2025/09/12

Pepe Coin (PEPE) Price Outlook Glum as Market Attention Shifts to Utility-Based DeFi Crypto With 40x Upside

Pepe Coin (PEPE) Price Outlook Glum as Market Attention Shifts to Utility-Based DeFi Crypto With 40x Upside

As Pepe Coin (PEPE) struggles to regain momentum as investor interest cools, market attention is rapidly focusing on upcoming decentralized finance (DeFi) projects with practical applications. Among them is Mutuum Finance (MUTM), which is generating buzz with its innovative lending and borrowing model, sparking rumors of a potential 40x value boost. This new altcoin, currently […]

Author: Cryptopolitan

2025/09/12

What Are The Chances Of A DOGE ETF Being Approved In 2026?

What Are The Chances Of A DOGE ETF Being Approved In 2026?

The post What Are The Chances Of A DOGE ETF Being Approved In 2026? appeared on BitcoinEthereumNews.com. Crypto News 12 September 2025 | 02:40 Dogecoin (DOGE) has been gaining attention as a potential candidate for an exchange-traded fund (ETF) approval in 2026. Recent developments indicate a growing likelihood of such approval, signaling a shift in the regulatory landscape for cryptocurrencies. Yet, investors are more interested in a somewhat different token, Layer Brett, which is in its early presale stage. Here is why! Can Dogecoin ETF prospect boost price potential? In 2013, Dogecoin (DOGE) was established as a fun meme coin to compete with Bitcoin. It is an open-source cryptocurrency that works with other people. It has a strong, active community. There was no limit on how many coins could be made when Dogecoin was first founded. It runs on its own blockchain. The primary reason people like it is because it gets a lot of support from the community and can be used for both tips and charitable initiatives. Predicting the future price of Dogecoin is challenging due to the influence of social media trends and endorsements from famous individuals. In September 2025, Bitcoin soared back up over $110,000, and DOGE often follows a similar path. Discussions about a Dogecoin ETF being approved in 2026 add another layer of potential price volatility. While a spot ETF could bring institutional capital, the lack of intrinsic utility for Dogecoin compared to Layer 2 solutions suggests its long-term growth might depend heavily on sustained market sentiment. Layer Brett – Is the best looking for the future LBRETT is a next-generation Layer 2 memecoin built on Ethereum, blending meme culture with genuine blockchain utility. Unlike older meme tokens, LBRETT offers fast transactions, ultra-low gas fees, and substantial staking rewards. It’s a community-powered ERC-20 token designed for scalability and an evolving ecosystem. Layer Brett operates as an additional protocol on Ethereum, offloading…

Author: BitcoinEthereumNews

2025/09/12

Top Altcoins With Real-World Utility to Hold for the Next 5 Years

Top Altcoins With Real-World Utility to Hold for the Next 5 Years

The post Top Altcoins With Real-World Utility to Hold for the Next 5 Years appeared on BitcoinEthereumNews.com. Speculation comes and goes, but utility sticks. When you’re holding for years, you want tokens that have daily utility rather than just trending charts. Two networks that are at the center of that utility story are Ethereum and XRP. While they each solve different problems, they all solve problems for real users and real businesses. Ethereum is the programmable base layer for finance, culture, and identity on-chain. Everything from tokenized assets to lending is powered by its smart contracts. XRP, on the other hand, is all about value transfer. It will allow cross-border payments to be faster and cheaper than legacy rails, a practical requirement for banks, fintechs and remittance players. As investors plan longer-term strategies, they are also looking at earlier, more nimble projects that could compound from small caps. MAGACOIN FINANCE comes up in those conversations as a complementing sat-allocation play for growth-oriented portfolios. Why Ethereum Belongs in a 5-Year Hold ETH enjoys a huge developer community and a continuous array of usability improvements. When costs decrease and throughput increases, more apps achieve product-market fit. That attracts further users and liquidity, providing a strong cycle for holders. MAGACOIN FINANCE: Featured Among 2025 Growth Picks With a solid roadmap, strong community engagement, and a focus on scalable tokenomics, MAGACOIN FINANCE has been identified as one of the best Altcoins to buy in 2025 for high growth portfolios. The investment strategy for long-term investors is to position for the build phase and let milestones and access expansion do the heavy lifting over time. Why XRP Keeps Its Seat For payments, it is all about speed and cost. XRP is designed for throughput and settlement efficiency. If the popularity of partner integrations continues to grow and regulatory clarity continues to improve, institutions will continue to double down where the technology makes…

Author: BitcoinEthereumNews

2025/09/12

Blockchain lender Figure's stock price surged over 44% on its US stock market debut.

Blockchain lender Figure's stock price surged over 44% on its US stock market debut.

PANews reported on September 12th that Figure Technology Solutions Inc. completed a $ 787.5 million IPO on the Nasdaq, with its stock price surging over 44% after opening. The stock closed up 24% at $ 31.11 , above its IPO price of $25 per share. The company, which uses blockchain technology to provide lending services, achieved net profits of $ 29.1 million and revenue of $ 190.6 million in the first half of the year. The IPO attracted over 25 times the subscription price, with retail investors receiving a significant allotment. Founded by former SoFi CEO Mike Cagney , Figure has already issued over $ 16 billion in loans using blockchain technology.

Author: PANews

2025/09/12

Dogecoin News Today: What Are The Chances Of A DOGE ETF Being Approved In 2026?

Dogecoin News Today: What Are The Chances Of A DOGE ETF Being Approved In 2026?

Yet, investors are more interested in a somewhat different token, Layer Brett, which is in its early presale stage. Here […] The post Dogecoin News Today: What Are The Chances Of A DOGE ETF Being Approved In 2026? appeared first on Coindoo.

Author: Coindoo

2025/09/12

Project 0 revolutionizes DeFi

Project 0 revolutionizes DeFi

The post Project 0 revolutionizes DeFi appeared on BitcoinEthereumNews.com. Project 0 has officially announced the launch of the first native prime broker of DeFi on Solana, marking a groundbreaking moment for the entire decentralized finance ecosystem. The protocol introduces an innovative unified margin system, designed to eliminate the historical capital inefficiencies that have limited the growth and flexibility of DeFi users. Thanks to this solution, Project 0 enables portfolio-level risk management, paving the way for a new era of composability and interoperability between platforms. The Problem of Capital Inefficiencies in DeFi In the current landscape, traditional DeFi lending protocols operate in isolation. Users are forced to overcollateralize their positions on each platform, a practice that fragments capital and limits the ability to optimize risk management. This approach prevents fully leveraging the potential of the entire portfolio, hindering the search for liquidity and increasing the risk of unwanted liquidations. Project 0 directly addresses this critical issue by unifying fragmented markets into a single portfolio-centric risk management system. In this way, users can finally manage all their positions in an integrated manner, overcoming the limitations imposed by platform compartmentalization. The Launch on Solana: A Turning Point for the Ecosystem According to MacBrennan Peet, founder of Project 0, the cryptocurrency sector is often obsessed with reinventing already existing applications, neglecting infrastructural innovation. The launch of Project 0 on Solana represents a break from this trend, offering for the first time the possibility to borrow against the entire portfolio on platforms like Kamino, Drift, and Jupiter, leveraging a unified margin. This new model eliminates frustrating scenarios where users are liquidated on a platform despite having offsetting positions elsewhere, revolutionizing the DeFi trading experience and introducing truly effective risk management. Innovative Features for Passive Users and Sophisticated Traders Project 0 targets both passive users seeking optimized returns and advanced traders managing complex portfolios. The…

Author: BitcoinEthereumNews

2025/09/12

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