Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14325 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Based Eggman Presale Raises $60K in a Just a Few Days as LayerBrett Whales Accumulate

Based Eggman Presale Raises $60K in a Just a Few Days as LayerBrett Whales Accumulate

The post Based Eggman Presale Raises $60K in a Just a Few Days as LayerBrett Whales Accumulate appeared on BitcoinEthereumNews.com. The crypto presale market in 2025 is heating up, with investors seeking both cultural projects and utility-driven platforms. Token presales have become a preferred entry point for traders, offering early access to tokens at lower prices before public listings. Among the top crypto presales this year, Based Eggman ($GGs) is gaining traction with its gaming and meme ecosystem, while LayerBrett ($LBRETT) has drawn attention through its Layer 2 performance and large-scale fundraising. Both projects highlight the diversity of pre sale cryptocurrency, blending entertainment, community, and blockchain innovation. The recent movement of LayerBrett whales into Based Eggman illustrates how presale crypto tokens are creating cross-project momentum. Based Eggman ($GGs): Why It’s the Best Crypto ICO Based Eggman ($GGs) has positioned itself as more than a meme—it is the foundation of a gaming and cultural hub within Web3.  Built on the Base blockchain, it combines low fees and fast transactions with a vision centered on community-driven growth. The mission is straightforward: make $GGs the home of memes and gaming in Web3. By merging gaming rewards, streaming, and meme culture, Based Eggman aims to unite degens and crypto enthusiasts under one vibrant ecosystem. The token itself serves as liquidity, gaming currency, and a tool for payments and smart contract fees. Momentum in the presale has been strong. So far, more than $58,000 USDT has been raised, with 7.5 million tokens sold at a presale price of $0.006389. These early achievements show why $GGs is being recognized as one of the best crypto presales to buy right now.  With its cultural edge and growing numbers, it is climbing the crypto presale list for 2025. LayerBrett: Presale Data and Market Status LayerBrett ($LBRETT) combines meme culture with Ethereum Layer 2 technology. It leverages speed and efficiency to attract users while keeping community engagement at the…

Author: BitcoinEthereumNews
8 High ROI Tokens in 2025 That Every Trader Should Watch

8 High ROI Tokens in 2025 That Every Trader Should Watch

The post 8 High ROI Tokens in 2025 That Every Trader Should Watch appeared on BitcoinEthereumNews.com. Crypto News 10 September 2025 | 16:40 Can selecting the right meme coin today unlock life-changing gains tomorrow? The hunt for projects that deliver not only hype but also sustainable returns has become one of the most pressing questions for traders entering 2025. With countless tokens emerging daily, the real challenge lies in identifying which ones carry the potential to multiply investments and secure a position among the next high ROI tokens in 2025. Right now, momentum is building around multiple meme-focused projects, each carving its unique niche in the market. Among them, MoonBull ($MOBU) has electrified the community by launching its exclusive whitelist. Alongside MoonBull, other tokens such as Official Trump ($TRUMP), Bonk ($BONK), Notcoin ($NOT), Official Melania ($MELANIA), Non-Playable Coin ($NPC), Act I: The AI Prophecy ($ACT), and FWOG ($FWOG) have gained notable traction. Each of these meme coins offers a different path to potential gains, making them important to watch for anyone exploring high ROI tokens in 2025. MoonBull is an Ethereum-based meme coin built for traders who thrive on humor, risk-taking, and the pursuit of extraordinary returns. Designed with precision, MoonBull promises more than just speculative trading. Its foundation lies in rewarding early supporters with elite staking rewards, exclusive token drops, and insider hints about roadmap developments. What has captured attention is the MoonBull Whitelist, which is live now. This system ensures those who secure a spot gain early entry at the lowest possible price, along with private notifications of the exact presale launch date. Unlike the general public, whitelist members receive bonus token allocations and exclusive insights reserved only for Stage One participants. Entry is strictly first-come, first-served, which elevates urgency. Once these whitelist slots vanish, the opportunity disappears permanently. How to Secure a MoonBull Whitelist Spot To participate in this presale at its most…

Author: BitcoinEthereumNews
Best Crypto to Buy as Vietnam Starts Crypto Experiment

Best Crypto to Buy as Vietnam Starts Crypto Experiment

Vietnam is setting up a new five-year pilot program for trading crypto. The move formally acknowledges a market that’s already […] The post Best Crypto to Buy as Vietnam Starts Crypto Experiment appeared first on Coindoo.

Author: Coindoo
Tapzi Presale Explodes: Could This Be the Best Coin to Invest in September 2025?

Tapzi Presale Explodes: Could This Be the Best Coin to Invest in September 2025?

Tapzi presale gains momentum with skill-to-earn gaming, fixed 5B supply, locked liquidity, and 300% listing potential, making $TAPZI a top pick for Sept 2025.

Author: Blockchainreporter
Gearbox deposits recover from 80% crash as users pour $250m into new lending market

Gearbox deposits recover from 80% crash as users pour $250m into new lending market

For some DeFi projects, when airdrop rewards dry up, it kickstarts a terminal liquidity decline from which they don’t recover.DeFi lending protocol Gearbox has defied that pattern.Last year, its total value locked fell 80% from its $410 million peak. Users caused the slump by abandoning Gearbox when opportunities to farm airdrops of restaking services like Renzo shrank. TVL is a metric that measures the amount of deposits to a DeFi protocol. Yet, Gearbox’s TVL has since bounced back to $340 million, DefiLlama data shows. The TVL includes funds borrowed on the protocol.“A significant aspect of Gearbox’s comeback strategy was integrating assets no one else can,” a Gearbox team member who goes by Mugglesect told DL News.For instance, Gearbox users can tap into illiquid assets available on protocols like Mellow Finance, a $430 million liquid restaking protocol. Mugglesect said Gearbox is betting that this growth is anchored in users actually leveraging the protocol rather than chasing the next speculative farming craze.Gearbox’s revival comes amid a resurgence in crypto’s lending sector that has pushed deposits to $130 billion, catapulting the sector to the summit of DeFi, even overtaking liquid staking, previously the biggest sector. Unique advantageGearbox is small compared to giants like Aave and Morpho, whose deposits are in the tens of billions of dollars. But it has a unique advantage: so-called credit accounts, Mugglesect said. These are smart contract wallets inside the Gearbox app that allow users to deploy leveraged capital across several DeFi markets for trading, staking, or providing liquidity.Users deposit approved collateral like Ether on Gearbox to open a credit account. Based on the account’s leverage limits, they can borrow multiples of their collateral to use as capital to stake on Lido to earn staking yield, provide liquidity on Curve to receive boosted rewards, or trade perpetual contracts.“You don’t just loop an asset, you borrow up to [40 times] your capital in a credit account and utilise it across DeFi, turning any integrated DeFi protocol leveraged,” Mugglesect said.“Credit accounts can also connect to assets that aren’t on [decentralised exchanges] or aren’t even tokenised, something traditional lending protocols can’t do.”Gearbox’s credit accounts offer composability, which means users can integrate across several DeFi markets via the platform. That’s not possible on other protocols, such as Aave, Morpho, or Compound. There, users must manually transfer borrowed funds to other DeFi apps if they want to farm or stake. Risk curatorsIn March, Gearbox launched a new lending market called Permissionless. It has been a major boon for the protocol, with credit accounts on Permissionless accounting for $250 million of Gearbox’s TVL.Permissionless features risk curators. These are DAO-approved managers who define the assets and DeFi strategies that can be used with a Gearbox credit account. They also set the allowable risk parameters, like leverage limits and liquidation thresholds, to keep credit accounts safe for users.Usually, the Gearbox DAO approves new assets that can be added to the protocol via a governance vote. “Permissionless enables risk curators to onboard new markets to Gearbox without the DAO intervention,” Mugglesect said.Under Permissionless, Gearbox has added five new blockchains and more than 25 markets to its lending stack while tripling the protocol’s market expansion, Mugglesect said.“The protocol is already on 27 [blockchains], the most of any lending protocol,” Mugglesect said. “We’ll be doubling down on more such integrations to create sticky growth.”Zero bad debtBut with crypto lending comes risks. As Gearbox swallows up more liquidity, the peril for lenders could increase.The team takes a proactive approach to unforeseen events by forking the networks eight times a day to test against black swan events, Mugglesect said.Gearbox has already proven its chops in navigating periods of market upheaval, Mugglesect said.Last year, ezETH, Renzo’s Ethereum liquid staking token, lost its peg to Ethereum due to confusion over the protocol’s airdrop. Users couldn’t redeem ezETH for Ethereum, and that caused a massive selloff on exchanges.The ezETH depeg caused $56 million worth of user positions to be liquidated, with $33 million of those losses happening on Gearbox due to the protocol’s popularity among restaking airdrop farmers. Yet Gearbox didn’t suffer any bad debt thanks to its design. That design separates lenders, risk curators, and active borrowers into different layers within the protocol. It even earned a profit from the ezETH depeg liquidation, whereas Morpho, the second-most affected protocol in the ezETH depeg incident, incurred about $34,000 in bad debt. The protocol boasts a bad-debt-free track record since its inception in 2021.Osato Avan-Nomayo is our Nigeria-based DeFi correspondent. He covers DeFi and tech. Got a tip? Please contact him at [email protected].

Author: Coinstats
Most Crypto Tokens Like XRP, ADA, SOL, DOGE Are Not Securities Under Project Crypto, SEC Chair Paul Atkins

Most Crypto Tokens Like XRP, ADA, SOL, DOGE Are Not Securities Under Project Crypto, SEC Chair Paul Atkins

TLDR SEC Chair Paul Atkins clarifies that most tokens like XRP, ADA, and DOGE are not securities under Project Crypto. Project Crypto aims to provide clear rules for crypto activities such as trading, lending, and staking. SEC supports crypto “super-apps” for trading, lending, and staking under one regulatory framework. Atkins praises the EU’s MiCA framework, [...] The post Most Crypto Tokens Like XRP, ADA, SOL, DOGE Are Not Securities Under Project Crypto, SEC Chair Paul Atkins appeared first on CoinCentral.

Author: Coincentral
India Delays Crypto Framework Over Risks

India Delays Crypto Framework Over Risks

The post India Delays Crypto Framework Over Risks appeared on BitcoinEthereumNews.com. Key Notes A government document reads that crypto regulation could make the sector harder to control. Peer-to-peer transactions and decentralized trades remain hard to regulate despite punitive measures. Unlike India, neighbouring countries are adopting crypto-friendly policies. India has no plans to regulate the crypto sector for now, citing concerns that it could expose the country’s financial system to risks. A recent report by Reuters, based on a government document, reveals that officials are concerned that legitimizing crypto may make it systemic and harder to manage. The report explains that containing crypto-related risks through regulation would be challenging. While a complete ban could tackle speculative activities, it wouldn’t prevent peer-to-peer transfers or decentralized trading. As a result, the government prefers partial oversight, keeping crypto’s use limited within existing tax and anti-money laundering frameworks. Indians currently hold $4.5 billion in crypto and constantly look for the next crypto to explode. According to officials, this figure is neither significant nor a systemic risk to financial stability. India’s Cautious Stance Despite rising global crypto adoption, the Indian government remains cautious. Previous efforts, such as the 2021 draft bill to ban private cryptocurrencies, were shelved, and discussions around crypto regulation were postponed last year. Earlier this year, the Reserve Bank of India (RBI) fined P2P platforms like Faircent, Finzy, Visionary Financepeer, and Rang De for violating lending guidelines, totaling over ₹75 lakh. Currently, global crypto exchanges can register in India after compliance checks but remain excluded from mainstream financial channels. As per the document, the government finds the current limited regulations, backed by taxes and fraud penalties, sufficient to deter speculative risks. Neighbours Move Toward Crypto Adoption Unlike India, several Asian governments are actively supporting crypto adoption and aiming clear regulations for the sector. Singapore remains a strong player in the region, with its Payment…

Author: BitcoinEthereumNews
DeFi lending TVL soars to $130bn all-time high. Here are the major players

DeFi lending TVL soars to $130bn all-time high. Here are the major players

DeFi’s lending market is in full sprint.The sector’s total value locked, or TVL, has risen to a record $130 billion, cementing it as the largest DeFi sector ahead of liquid staking, DefiLlama data shows.TVL is a measure of investor deposits in a blockchain or DeFi protocol, and the current record means DeFi lending’s locked capital has more than doubled since mid-April, the lowest point of the crypto market this year.The swelling DeFi lending TVL is running on multiple currents, including favourable policy shifts and tokenised real-world assets turning illiquid holdings into collateral. The growth of the stablecoin market and the emergence of looping strategies that turbocharge yields have also contributed to the TVL spike.Major DeFi lending protocols like Aave, Morpho, and Euler have become liquidity magnets amid the sector’s expansion, gobbling up huge earnings from transaction fees. Together, these protocols have forged the biggest growth engine for DeFi and have become the major saloons for the onchain money market.Here are the three biggest lending protocols drawing the spotlight.AaveAave’s TVL is more than $68 billion, the largest of any DeFi lending protocol.It’s a pool-based lender. That means deposits are in common liquidity pools, and borrowers can access loans from the pool by depositing collateral.Euler and Justlend are some of the other major pool-based DeFi lending protocols.In August, Aave relaunched its institutional platform that allows big-money players to borrow against their tokenised assets.MorphoMorpho is the second-largest DeFi lending protocol, but its TVL is five times smaller than Aave’s.Like Aave, it has common liquidity pools for deposits, but it also features a matching system that pairs lenders and borrowers.In June, Morpho launched a new version of its protocol that offered fixed-rate loans to encourage more institutional users.JustLendJustLend holds more than $5 billion in TVL.It’s also a pool-based lender like Aave, but the protocol is only available on one blockchain, Tron, whereas Aave has been deployed on 18 different blockchains.In August, the protocol began accepting USD1, the dollar-pegged stablecoin from US President Donald Trump-linked DeFi protocol World Liberty FinancialOsato Avan-Nomayo is our Nigeria-based DeFi correspondent. He covers DeFi and tech. Got a tip? Please contact him at [email protected].

Author: Coinstats
Exploring the Potential of Based Eggman ($GGs) in the 2025 Crypto Presale Market

Exploring the Potential of Based Eggman ($GGs) in the 2025 Crypto Presale Market

In the dynamic realm of cryptocurrency, the pursuit of lucrative presales has led many to the doors of innovative projects like Based Eggman ($GGs). This token presale stands out by bridging gaming culture with blockchain technology. In contrast, LayerBrett, another noteworthy player in the crypto presale arena, has garnered attention, showing the diverse interests of investors who are keen on exploring various facets of the crypto world. A Deep Dive into Based Eggman's ($GGs) Role in Gaming and Web3 Based Eggman $GGs takes a dual approach by resonating with the gaming community through its utility in gaming transactions, NFT minting, and more. The clever use of the term "GGs" (Good Game) not only highlights commendable sportsmanship in gaming but also cleverly integrates into the cryptocurrency space, enhancing its appeal and utility within the gaming networks. The initial success of the $GGs presale, having raised significant funds and distributed millions of tokens, underscores its growing traction and the strategic market positioning it has achieved among potential top picks for 2025. Comparative Analysis: LayerBrett's Influence and Market Strategy LayerBrett's introduction into the market at a competitive presale price points to a strategic entry that leverages its lower cap to attract rapid investment, potentially yielding high returns. This positions it interestingly against bigger blockchain ecosystems and highlights the varied strategies smaller projects might employ to capture investor interest. Potential investors are often seen oscillating between different types of presales, such as LayerBrett and $GGs, weighing the cultural pull against technological innovation and market potential. The Road Ahead for Based Eggman: Expanding $GGs Utility in Web3 With a clear roadmap and a strong foundation built on the Base platform, Based Eggman is poised to expand its reach within gaming communities by facilitating quick and economical transactions. This not only enhances user experience but also solidifies $GGs' position in the market as a token of choice for gaming enthusiasts. The strategic development of $GGs within these communities could serve as a model for other tokens aiming to capture niche markets through targeted functionality and community engagement. Conclusion: The Promising Future of $GGs in Crypto Presales Presale crypto tokens like $GGs are setting the stage for a new era in cryptocurrency investments. By blending meme culture with genuine utility, $GGs presents an appealing investment opportunity that supports both community building and practical use in digital ecosystems. As we advance, $GGs represents not just a token, but a testament to the innovative paths emerging cryptocurrencies can take to capture both market share and investor imagination. For more insights: Visit the official website: https://basedeggman.com/ Follow on X (Twitter): https://x.com/Based_Eggman Join the community on Telegram: https://t.me/basedeggman Disclaimer: This is a sponsored article and is for informational purposes only. It does not reflect the views of Bitzo, nor is it intended to be used as legal, tax, investment, or financial advice.

Author: Coinstats
India Has Rejected Clear Crypto Framework Out of Fear: Report

India Has Rejected Clear Crypto Framework Out of Fear: Report

India is hesitant to create comprehensive crypto regulations, fearing that doing so could expose the financial system to systemic risks. The post India Has Rejected Clear Crypto Framework Out of Fear: Report appeared first on Coinspeaker.

Author: Coinspeaker