Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14292 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
8 Explosive Coins for 1000x Gains with the Best Crypto Presale to Buy in 2025

8 Explosive Coins for 1000x Gains with the Best Crypto Presale to Buy in 2025

What happens when culture, memes, and blockchain collide? Explosive gains, absurd narratives, and tokens that turn spare change into life-altering fortunes. The past decade has shown that meme coins like Dogecoin and Shiba Inu are more than jokes, they are cultural catalysts. The stage in 2025 is louder and more cinematic than ever before. This [...] The post 8 Explosive Coins for 1000x Gains with the Best Crypto Presale to Buy in 2025 appeared first on Blockonomi.

Author: Blockonomi
Exchange giant Nasdaq takes on the blockchain! Officially applying for tokenized securities trading, reshaping the rules of the game on Wall Street

Exchange giant Nasdaq takes on the blockchain! Officially applying for tokenized securities trading, reshaping the rules of the game on Wall Street

By JAE, PANews Traditional US financial markets are rapidly transitioning to blockchain. On September 6, the US Securities and Exchange Commission (SEC) and the Commodity Futures Trading Commission (CFTC) proposed 24/7 trading in traditional financial markets. Just two days later, Nasdaq took decisive action, announcing it had submitted a rule change application to the SEC to facilitate tokenized securities trading on its market. Blockchain technology, as a tool to enhance efficiency and transparency, will be integrated into Nasdaq's financial infrastructure. The core lies in the post-transaction clearing and settlement process The core objective of Nasdaq's tokenized securities proposal is to allow its member companies and investors to trade stocks and ETPs in tokenized form within the market. At the same time, Nasdaq, adhering to its established compliance standards, requires that tokenized shares carry the same rights as the underlying securities, including the same CUSIP (U.S. Securities Identification Number) and shareholder rights, such as dividends and voting rights. The innovation of Nasdaq's tokenized securities proposal lies in the post-trade clearing and settlement process. Under its operational mechanism, the trade itself still occurs within the market, subject to existing order execution and matching rules. Once the trade is completed, participants can choose to settle in traditional digital form or in tokenized form. If tokenization is chosen, the back-end clearing and settlement work will be handled by the Depository Trust Company (DTC), the core clearing organization of the TradFi system, which is responsible for recording ownership as a blockchain-based token. Nasdaq is leveraging blockchain technology to empower its DTC system, upgrading its existing system. This operational model reveals a defensive strategy: leveraging blockchain technology to upgrade its traditional centralized system, creating a more technologically advanced and thoroughly controlled "trading market," thereby proactively addressing challenges to its dominant position posed by the crypto-native tokenized stock market. By incorporating tokenized assets, Nasdaq will continue to consolidate its core position in the capital markets. In fact, Nasdaq has been researching and investing in blockchain for 10 years. It has been using blockchain technology since 2015, and has successively developed the blockchain-based equity trading platform Linq, and jointly launched the blockchain payment processing platform ChainCore with Citi; in 2018, Nasdaq used Azure blockchain technology to launch the Nasdaq Financial Framework system, providing blockchain services to more than 100 market operators worldwide; in 2021, it launched the "Market Service Platform" to help customers issue tokenized assets. Subtle shift in regulatory attitudes Nasdaq's tokenized securities proposal comes at a critical time when US regulatory stances are undergoing a significant shift. Under former Chairman Gary Gensler, the SEC favored classifying most cryptocurrencies as securities, prioritizing strict regulatory enforcement and sparking widespread concerns within the industry about overregulation. However, on September 2, 2025, the SEC and CFTC issued a joint statement stating that under current law, regulated exchanges are permitted to offer trading in some crypto asset spot products. This joint statement, part of the SEC's "Project Crypto" and the CFTC's "Crypto Sprint," aims to provide a clear path for compliant blockchain innovation and encourage the development of fintech in the United States. Nasdaq's choice to submit the application at this time is both a response to changes in regulatory attitudes and a proactive response to the impact of on-chain transactions in line with technological advances. As a highly regulated traditional financial institution, Nasdaq's tokenized securities proposal also provides regulators with an ideal "testing ground" to prove that blockchain technology can be integrated into the existing system in a compliant and secure manner. The “Double-Sided” Effect of Tokenization Tokenization advocates believe that blockchain technology will trigger an efficiency revolution in the TradFi market. Its core advantages include: 1) All-weather trading: Tokenized securities can be traded 24/7 without interruption, breaking away from the regular time constraints of traditional exchanges and allowing investors to react immediately to any news; 2) Higher clearing and settlement efficiency: Tokenization can significantly shorten the clearing and settlement cycle from T+1 or even longer to T+0 (near instant settlement), thereby significantly improving capital efficiency and reducing counterparty risk; 3) Lowering the entry threshold: In theory, through asset fragmentation, tokenization can lower the investment threshold and allow retail investors to participate in high-value asset investments with lower amounts; 4) DeFi composability: Tokenized securities can serve as "Lego blocks" in the DeFi ecosystem, such as using them as collateral for lending agreements, unlocking new financial application scenarios. It’s important to note that the innovation of Nasdaq’s tokenized securities proposal lies in theoretically improving trading and clearing efficiency by integrating technology and maintaining compatibility with the existing regulatory framework. This does not mean that all of the aforementioned advantages will be fully realized. However, some in the market point out that tokenization offers limited practical value to individual investors. First, mainstream online brokerages currently offer zero-commission stock trading, and the T+1 settlement cycle is sufficiently efficient for most retail investors. Second, tokenized stock trading carries inherent risks of irreversibility, and its legal protection remains a gray area. Smart contracts also have limitations and the potential for hacker attacks, making them unable to cope with every unforeseen situation. Furthermore, there have been cases where the prices of some tokenized stocks have deviated significantly from the prices of the underlying securities. For example, AMZNX, a tokenized stock tracking Amazon, soared to $891.58 on July 5, roughly four times Amazon's previous closing price, sparking investor concerns about market manipulation and insider trading. Given the nature of its business, Nasdaq, a B2B platform primarily serving institutional clients, may not be the true target audience for its proposal. For traditional financial giants, faster clearing and settlement cycles mean greater capital efficiency and reduced risk exposure. The underlying value of this proposal is likely to serve its institutional clients by optimizing the underlying infrastructure, while the "efficiency revolution" for retail investors is more of a marketing gimmick. One of Nasdaq's underlying motivations for submitting the proposal is to seize the opportunity presented by the tokenization wave and prevent the emergence of an unregulated tokenized ecosystem isolated from traditional markets. By providing a trading platform that integrates blockchain technology while adhering to strict regulatory compliance, it could become a primary entry point and circulation hub for tokenized assets.

Author: PANews
Ant Group Launches Blockchain Project to Manage $8B of Energy Assets

Ant Group Launches Blockchain Project to Manage $8B of Energy Assets

TLDR Ant Digital links $8.4B in energy assets to its blockchain platform AntChain. Over 15 million energy devices like wind turbines are tracked via AntChain. Blockchain enables direct tokenized capital raising for energy projects. Ant Group explores tokenization to widen access to energy infrastructure funding. A subsidiary of Jack Ma’s Ant Group, Ant Digital Technologies, [...] The post Ant Group Launches Blockchain Project to Manage $8B of Energy Assets appeared first on CoinCentral.

Author: Coincentral
Kinto Faces Setback After Major Security Breach

Kinto Faces Setback After Major Security Breach

The post Kinto Faces Setback After Major Security Breach appeared on BitcoinEthereumNews.com. The Ethereum layer 2 project Kinto plans to wind down operations by the end of this month following a significant security breach in July. The incident involved a hacker exploiting a smart contract vulnerability, resulting in 110,000 fake tokens minted and $1.55 million siphoned from Kinto’s lending pools. Continue Reading:Kinto Faces Setback After Major Security Breach Source: https://en.bitcoinhaber.net/kinto-faces-setback-after-major-security-breach

Author: BitcoinEthereumNews
Multicoin, Jump, and Galaxy join forces to establish the largest SOL treasury in history with $1.65 billion in financing

Multicoin, Jump, and Galaxy join forces to establish the largest SOL treasury in history with $1.65 billion in financing

Original | Odaily Planet Daily Author: Azuma On the afternoon of September 8th (Beijing time), Nasdaq-listed Forward Industries (NASDAQ: FORD) officially announced that it has secured $1.65 billion in cash and stablecoin commitments to launch its SOL-centric digital asset treasury strategy through a PIPE transaction (Private Equity Offering). The financing was led by Galaxy Digital (NASDAQ: GLXY), Jump Crypto, and Multicoin Capital, with participation from C/M Capital Partners, one of the company's largest existing shareholders. Strategic SOL Reserve data shows that among the current SOL treasury companies, the largest holdings are Sharps Technology (STSS), DeFi Development Corp (DFDV), and Upexi (UPXI), with holdings of 2.14 million SOL (US$457 million), 2.03 million SOL (US$433 million), and 2 million SOL (US$427 million), respectively. Based on this calculation, if Forward Industries continues to buy quickly, it will quickly become the largest SOL treasury with a holding of US$1.65 billion. In its funding announcement, Forward Industries stated that Galaxy, Jump Crypto, and Multicoin will provide both financial and strategic support to help Forward Industries design and execute its Solana treasury strategy, with the goal of becoming a leading, publicly listed institutional participant in the Solana ecosystem. Leveraging these investors' resources, Forward Industries will strive to achieve differentiated on-chain returns within the Solana ecosystem and create long-term value for shareholders through active participation in its development. As the three leading investors in this round of financing, Galaxy, Jump Crypto and Multicoin all play a vital role in the Solana ecosystem, and can even be regarded as the institutions with the strongest voice in Solana at present. Galaxy : Currently one of the largest validators in the Solana ecosystem, Galaxy operates a mature, institutional-grade digital asset service system. Galaxy will provide Forward Industries with trading, lending, structuring, staking, and blockchain infrastructure services. Galaxy will also actively manage Forward Industries' treasury strategy using its comprehensive suite of products and risk management systems. Jump Crypto : We are committed to building and maintaining the core infrastructure that supports Solana's growth. We are currently developing Firedancer, Solana's next-generation, high-performance client, designed to improve the throughput, resilience, and efficiency of the Solana network. We are also a core engineering and network contributor to key infrastructure projects such as DoubleZero and Shelby. Multicoin : Founded in 2017, Multicoin is a top-tier VC firm focused on long-term, high-conviction investments. An early seed investor in Solana, Multicoin led the first three funding rounds before Solana's 2018 launch and has invested in over 25 projects within the Solana ecosystem. Following the completion of this financing, Multicoin co-founder and managing partner Kyle Samani is expected to assume the role of Chairman of Forward Industries' Board . Given Kyle Samani's years of frequent theoretical reflections and narrative visions on industry development, and his strong personal charisma and influence across the cryptocurrency landscape, he is expected to become a leading voice in the Solana ecosystem, similar to Tom Lee (Chairman of BitMine, the largest treasury company in Ethereum). This positive news has significantly boosted the price of SOL in the short term, reaching 215.3 USDT at the time of writing, a 5.87% increase over the past 24 hours. Looking ahead, as Forward Industries officially begins purchasing reserves, the price of SOL is expected to continue to see strong buying support for a period of time.

Author: PANews
Analysts Call It the Best Crypto to Buy Now

Analysts Call It the Best Crypto to Buy Now

The post Analysts Call It the Best Crypto to Buy Now appeared on BitcoinEthereumNews.com. While Bitcoin may not be the best crypto to buy now considering that the apex crypto has retraced from its previous highs, it has inspired a meme coin that could be a big hit in 2025. Known as Bitcoin Hyper, the project adds an element of hype to the traditional Bitcoin narrative by focusing on meme-like imagery and offering use cases that could provide users with the world’s fastest L2. The interest is already high in this project, as evidenced by it raising upwards of $14.5 million to date. Analysts such as 99Bitcoins have praised it as the next 100x crypto, citing its narrative that focuses on blending memes and utility. With the market continuing to stagnate due to geopolitical issues and institutional boredom, will Bitcoin Hyper be the next big crypto of 2025? Bitcoin with a Joke and Purpose The traditional Bitcoin narrative has been the same: it is the next frontier of the digital economy where money is decentralized and the store of value is unique. Everyone, from retail investors to institutions, is enamored with the prospect so much that the biggest crypto has also become a boring asset. With nothing but speculation and whale activity to drive its value, Bitcoin is no longer the crypto that could bring parabolic gains. Even a slight uptick in its price, however, sends ripples across the meme coin economy, and that wave is what Bitcoin Hyper is trying to capture. The project can easily be construed as the big “Bitcoin beta play,” especially with its unique focus on “memefying” Bitcoin. However, the Pepe-themed imagery is only a part of this project’s charm. The rest is about making Bitcoin more utility-infused. The Fastest Bitcoin L2 Bitcoin Hyper describes itself as the fastest Bitcoin L2. While it has integrated the Lightning Network, the…

Author: BitcoinEthereumNews
Mutuum Finance (MUTM) Goes Viral, Could It Mirror Dogecoin’s (DOGE) 100X Growth?

Mutuum Finance (MUTM) Goes Viral, Could It Mirror Dogecoin’s (DOGE) 100X Growth?

The post Mutuum Finance (MUTM) Goes Viral, Could It Mirror Dogecoin’s (DOGE) 100X Growth? appeared on BitcoinEthereumNews.com. Mutuum Finance (MUTM) is among the top-performing new coins within the crypto market, attracting massive interest on social media and exchanges. Mutuum Finance presale is already at Stage 6 at $0.035. The project has already raised more than $15.5 million and boasts more than 16,150 token holders.  As its raise become larger and its holder base bigger, everybody is wondering whether this new token of DeFi will take a similar viral path like Dogecoin (DOGE), which also became a force in the market after being elevated from a meme to a phenomenon. With investors looking at possible exponential return and analysts arguing whether it will be sustainable in the long run, the latest momentum of MUTM has positioned itself squarely at the centre of the crypto space and will definitely track DOGE’s 100x. Mutuum Finance Risk Management and Protocol Safety All assets underlying have parameters that reflect risk profile, including overcollateralization, borrowing and deposit thresholds, and collateral thresholds. Liquidators are incentivized to close undercollateralized trades. Higher Collateral Efficiency supports higher borrowing amounts for correlated securities, with Loan-to-Value ratios capping borrowing against collateral. Liquidation thresholds and penalties protect the protocol and incentivize timely intervention. Reserve factors divert some attention to serve as a default and extreme market incident buffer and riskier securities get more reserves.  Stage 6 Presale supported by Mutuum Finance (MUTM) Mutuum Finance is already integrated in the DeFi ecosystem and possesses more than 16,150 investors and more than $15.5 million in presale at present. The project is also hosting a $50,000 USDT Bug Bounty Program for security improvement on the platform and encouraging more community involvement, which has rewards offered for four danger levels, i.e., critical, major, minor, and low. Interest Rate Models When there is ample cash, prices remain at a low rate in MUTM; when there…

Author: BitcoinEthereumNews
Urgent Suspension Amidst Extreme Volatility

Urgent Suspension Amidst Extreme Volatility

The post Urgent Suspension Amidst Extreme Volatility appeared on BitcoinEthereumNews.com. Suilend IKA Lending: Urgent Suspension Amidst Extreme Volatility Skip to content Home Crypto News Suilend IKA Lending: Urgent Suspension Amidst Extreme Volatility Source: https://bitcoinworld.co.in/suilend-ika-lending-halt/

Author: BitcoinEthereumNews
Bitcoin Hyper Poised for Breakout: Analysts Call It the Best Crypto to Buy Now

Bitcoin Hyper Poised for Breakout: Analysts Call It the Best Crypto to Buy Now

While Bitcoin may not be the best crypto to buy now considering that the apex crypto has retraced from its previous highs, it has inspired a meme coin that could be a big hit in 2025. Known as Bitcoin Hyper, the project adds an element of hype to the traditional Bitcoin narrative by focusing on […]

Author: The Cryptonomist
Suilend IKA Lending: Urgent Suspension Amidst Extreme Volatility

Suilend IKA Lending: Urgent Suspension Amidst Extreme Volatility

BitcoinWorld Suilend IKA Lending: Urgent Suspension Amidst Extreme Volatility The world of decentralized finance (DeFi) is often lauded for its innovation, but it also comes with inherent risks. Recently, a significant event unfolded that highlights these challenges: the Suilend IKA lending services suspension. Suilend, a prominent crypto lending platform built on the Sui blockchain, has made the difficult decision to halt all lending services for its IKA token. This move comes in response to extreme price volatility that caused substantial losses for its users, sending ripples through the DeFi community. What Triggered the Suilend IKA Lending Suspension? Understanding the root cause of this drastic measure is crucial for anyone involved in crypto lending. The immediate trigger was an unprecedented surge in the IKA token’s price. Early this morning, the token’s value skyrocketed from a modest $0.04 to an astonishing $0.47. While a price increase might sound positive, such rapid and extreme fluctuations can be incredibly destabilizing for lending protocols. This sudden spike led to a critical situation where several user positions were liquidated at abnormally high prices. The consequences were severe: a collective loss of $379,000. These losses were not absorbed by the platform itself, but unfortunately, by users who had deposited IKA tokens into the protocol. This directly resulted in a 6% reduction across all IKA deposits on the platform, a stark reminder of the inherent risks associated with high-volatility assets in lending pools. The platform acted swiftly to prevent further damage by implementing the Suilend IKA lending suspension. The Dire Consequences of IKA Token Volatility When a token experiences such wild swings, the entire ecosystem built around it can be jeopardized. For users of Suilend, the impact was immediate and painful. Unexpected Liquidations: Positions were liquidated at inflated prices, meaning users lost more collateral than they would have under normal market conditions. Reduced Deposits: The 6% reduction in IKA deposits reflects a direct loss for those who trusted the platform with their assets. Erosion of Trust: Incidents like these can shake user confidence in DeFi platforms and the broader crypto lending space. The decision to suspend Suilend IKA lending was a necessary step to protect remaining user funds and stabilize the protocol. It underscores the critical need for robust risk management strategies in decentralized finance, especially when dealing with newer or less liquid tokens. How do platforms balance innovation with user safety? Safeguarding Your Assets: Lessons from Suilend IKA Lending This incident serves as a powerful cautionary tale for both platforms and individual investors. For platforms like Suilend, it highlights the importance of: Dynamic Risk Parameters: Implementing systems that can quickly adjust collateral ratios, liquidation thresholds, and even suspend services in extreme market conditions. Robust Oracles: Ensuring price feeds are resilient against manipulation and accurately reflect true market value, even during flash crashes or pumps. Transparency: Clearly communicating risks and actions taken to users. For users engaging in crypto lending, consider these actionable insights: Diversify: Don’t put all your assets into a single token or platform. Understand the Risks: Always research the underlying token’s volatility and the platform’s risk management policies. Monitor Positions: Keep a close eye on your lending positions, especially with volatile assets. The proactive measure of the Suilend IKA lending suspension, while painful, aims to prevent a larger catastrophe. The suspension of Suilend IKA lending services due to extreme volatility is a stark reminder of the unpredictable nature of the crypto market. While such events are challenging, they also drive innovation in risk management and highlight the importance of user education. As the DeFi space continues to evolve, platforms and users alike must prioritize vigilance and adapt to safeguard assets against unforeseen market forces. This incident will undoubtedly prompt further discussions on how to build more resilient and user-protective lending protocols. Frequently Asked Questions (FAQs) 1. What is Suilend and why did it suspend IKA lending?Suilend is a crypto lending platform operating on the Sui blockchain. It suspended IKA lending services due to extreme price volatility of the IKA token, which led to significant user losses and liquidations. 2. What caused the extreme volatility of the IKA token?The IKA token experienced an sudden and rapid price surge, skyrocketing from $0.04 to $0.47 in a short period. This extreme fluctuation destabilized the lending protocol. 3. How were Suilend users affected by the IKA lending suspension?Users faced liquidations at abnormally high prices, resulting in a collective loss of $379,000. This also led to a 6% reduction in all IKA deposits on the platform. 4. What measures can crypto lending platforms take to prevent similar incidents?Platforms can implement dynamic risk parameters, ensure robust and resilient price oracles, and maintain transparency with users regarding risks and actions taken during market stress. 5. What should users do to protect their assets in DeFi lending?Users should diversify their investments, thoroughly understand the risks associated with volatile tokens and platforms, and actively monitor their lending positions. If you found this analysis of the Suilend IKA lending suspension informative, please consider sharing it with your network on social media. Your insights and awareness help strengthen the entire crypto community. To learn more about the latest crypto lending trends, explore our article on key developments shaping decentralized finance risk management. This post Suilend IKA Lending: Urgent Suspension Amidst Extreme Volatility first appeared on BitcoinWorld and is written by Editorial Team

Author: Coinstats