Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14223 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
VivoPower, Doppler Finance Drive $30M XRP Investment as XRPL Activity Spikes

VivoPower, Doppler Finance Drive $30M XRP Investment as XRPL Activity Spikes

The post VivoPower, Doppler Finance Drive $30M XRP Investment as XRPL Activity Spikes appeared on BitcoinEthereumNews.com. VivoPower and Doppler Finance have announced plans to deploy $30 million in XRP as part of their treasury yield strategies. This also comes at a time when network activity of XRPL is surging. VivoPower and Doppler Finance Launch $30M XRP Initiative In a recent press release, Nasdaq-listed VivoPower has finalized an agreement with Doppler Finance to develop advanced XRP yield programs for institutional investors. The deal begins with a pilot deployment of $30 million, with the potential to scale up to $200 million over time.  The plan is to reinvest returns directly into the firm’s reserves. This would create a compounding loop for long-term growth. Executives from both sides hailed the partnership as transformative. Rox Park, Head of Korea at Doppler Finance, emphasized the strength of South Korea’s XRP community. He also noted the country holds nearly 20% of the circulating token supply.  “We are proud to have signed this definitive partnership agreement with VivoPower and look forward to working closely with them…We are confident that our platform will be able to deliver on their yield enhancement objectives with regards to XRP, and in the future, the RLUSD stablecoin as well,” he noted. VivoPower’s CEO, Kevin Chin, described the alliance as a significant step in the company’s digital asset strategy. He also highlighted opportunities in payments, stablecoins, tokenization, and decentralized lending. We are very pleased to have entered this partnership with Doppler Finance, which has rapidly become a leader in the South Korean XRP ecosystem…With an estimated 20% of the circulating supply totaling $30 billion of XRP held in South Korea, it is strategically a very important market for our overall digital asset treasury. The action comes after VivoPower bought Ripple shares worth $100 million, increasing its XRP-centric treasury strategy. XRPL Activity Confirms Strong On-Chain Momentum On-chain metrics indicate that…

Author: BitcoinEthereumNews
World Gold Council open to digital market form of London’s $900B gold market

World Gold Council open to digital market form of London’s $900B gold market

The post World Gold Council open to digital market form of London’s $900B gold market appeared on BitcoinEthereumNews.com. The World Gold Council is preparing to trial a new digital representation of gold in London, with the aim of modernizing one of the world’s oldest and most conservative financial markets. The initiative will test pooled gold interests (PGIs), which are fractionalized digital claims on physical gold, within London’s $900 billion bullion trade. If the pilot is successful, it could change how gold is traded, settled and deployed as collateral, adding a modern layer of efficiency to a centuries-old asset. Digital claims on physical gold Under the proposed model, PGIs will represent a co-ownership interest in gold held in segregated accounts by London’s major clearing banks and trading houses. Instead of transferring whole bars, participants would be able to move digital units instantly, cutting down on settlement friction in the over-the-counter (OTC) market. Each interest would be structured via a trust and recorded digitally, enabling faster collateralization and potentially unlocking gold’s use in repo and lending markets. David Tait, chief executive of the World Gold Council, said the aim is to change how investors view the metal. According to Tait, gold is viewed as static and non-yielding by investors. However, with digitization, it can become an income-generating asset, especially for banks, where it can be used as collateral.  World Gold Council trades tradition for disruption The move is seen as opportunity but there’s also tension about changing a centuries-old process in London’s gold market, which still clears trades largely through an opaque system of allocated and unallocated accounts. The WGC has already tried out blockchain technology through its Gold Bar Integrity program, which it launched in collaboration with the London Bullion Market Association (LBMA) to track chain of custody, provenance and authenticity. Many global refiners have reportedly signed up, with about 96% of those on the LBMA’s good delivery list…

Author: BitcoinEthereumNews
World Gold Council to trial digital gold in London Market

World Gold Council to trial digital gold in London Market

The World Gold Council wants to trial a new digital representation of gold in London, with the aim of modernizing one of the world’s oldest financial markets.

Author: Cryptopolitan
Saylor Outperforming Powell, Analyst Says

Saylor Outperforming Powell, Analyst Says

The post Saylor Outperforming Powell, Analyst Says appeared on BitcoinEthereumNews.com. “Full reserve banking”  Fed will not own Bitcoin Bitcoin evangelist Pierre Rochard has argued that Strategy co-founder Michael Saylor is currently outperforming Federal Reserve Chair Jerome Powell. Rochard believes that the Fed needs to own the largest cryptocurrency.  “Full reserve banking”  The Fed runs a fractional reserve system that allows banks to keep only a small portion of deposits while lending out the rest. The interest rate the Fed pays on reserves or Treasuries currently stands at 4.5%.  Hence, Rochard argues that the Fed system carries a lot of risk while offering a relatively low return.  In the meantime, STRC, Strategy’s preferred stock, is backed by Bitcoin reserves. Strategy is currently the world’s largest holder of the leading cryptocurrency with a total of 636,505 BTC. Strategy’s balance sheet has grown by roughly 580% due to its Bitcoin exposure.  Rochard argues that this actually represents “full reserve banking” due to Strategy’s vast Bitcoin holdings. Strategy recently increased the STRC dividend to 10%, which is considerably higher compared to the aforementioned 4.5%.  Fed will not own Bitcoin Rochard has opined that the Fed itself should hold Bitcoin after commenting on the soundness of Strategy’s treasury reserve strategy.  However, Powell previously rejected the idea of holding Bitcoin, arguing that it would not be possible due to legal restrictions. Furthermore, he stated that the Fed would not be looking for a law change that would make it possible.  Source: https://u.today/saylor-outperforming-powell-analyst-says

Author: BitcoinEthereumNews
5 Best New Meme Coins to Buy Now in 2025 as BullZilla Presale Powers Ahead

5 Best New Meme Coins to Buy Now in 2025 as BullZilla Presale Powers Ahead

What happens when lightning strikes twice in crypto? Investors call it destiny. The meme coin market has already minted legends like Dogecoin and Shiba Inu, turning pocket change into life-changing fortunes. Yet history shows each bull cycle brings fresh icons, tokens that rise from obscurity to define the season. The search for the best new [...] The post 5 Best New Meme Coins to Buy Now in 2025 as BullZilla Presale Powers Ahead appeared first on Blockonomi.

Author: Blockonomi
‘World Liberty Financial will make it way harder’ for crypto legislation – Why?

‘World Liberty Financial will make it way harder’ for crypto legislation – Why?

The post ‘World Liberty Financial will make it way harder’ for crypto legislation – Why? appeared on BitcoinEthereumNews.com. Key Takeaways  The expected passage of the crypto market structure bill in September could face headwinds after the Trump family reportedly made over $5 billion from WLFI. World Liberty Financial [WLFI] has hit headlines after its token became tradable to the public, and the latest update could impact the entire sector. According to Jake Chervinsky, Legal Chief at crypto VC Variant Fund, the President Donald Trump-backed WLFI could make it ‘harder’ to pass the crypto market structure bill. “World Liberty Financial will make it way harder to get market structure legislation done in the Senate, where we need 7 Democrats to vote YES.” Source: X He added that it would be “politically challenging” to convince the seven Democrats to support the crypto market structure, currently in the Senate, to vote for it.  Chervinsky’s caution was linked to reports of conflict-of-interest concerns linked to the Trump family.  Trump’s family WLFI stake hit $5B According to a Fortune report, Trump-affiliated firms control about 22.5 billion WLFI tokens, or nearly a quarter of the total supply of 100 billion. As of press time value of about $0.23 per token, Trump’s family stake surged to about $5 billion, the report added.  World Liberty Financial markets itself as a “new era of finance” and a DeFi project that some speculate will be like the Aave [AAVE] lending platform. So far, the project has made a successful stablecoin product, USD1.  But Trump’s crypto interest also includes the controversial Official Trump [TRUMP] memecoin and others. ‘It’s corruption, plain and simple’ As a result, his pro-crypto regulation push has been met with scrutiny and doubt, especially amongst Democrats. In fact, Senator Elizabeth Warren said that the recent paper profit from Trump’s WLFI holding was “corruption.” Source: X In May, Democrats led by Warren strongly opposed the stablecoin bill,…

Author: BitcoinEthereumNews
Latest Ripple (XRP) News and the Crypto Analysts Call the Next XRP

Latest Ripple (XRP) News and the Crypto Analysts Call the Next XRP

Ripple (XRP) market is coming to life with fresh momentum as new developments and analyst predictions set the stage for crypto enthusiasts and investors alike. Amidst the recent flurry of headlines, Mutuum Finance (MUTM) stands out as a notable player, captivating attention with its forward-thinking approach to decentralized liquidity and lending protocols, poised to redefine […]

Author: Cryptopolitan
How Crypto Assets Bootstrap Their Way to Billions

How Crypto Assets Bootstrap Their Way to Billions

Crypto assets like Bitcoin, Ethereum, and Solana derive value not from physical backing but from scarcity, trust, and network incentives. Much like gold or tulips in history, their worth is shaped by collective belief and perceived future value. Bitcoin’s fixed supply, security through mining, and decentralization reinforce its role as a store of value, while newer assets bootstrap adoption with incentives like ICOs and airdrops. Ultimately, crypto’s value emerges from the interplay of technology, trust, and human behavior.

Author: Hackernoon
Real-World Asset Tokenization Firm Figure Seeks $526 Million in IPO

Real-World Asset Tokenization Firm Figure Seeks $526 Million in IPO

Figure Technology Solutions Inc. and certain backers are seeking to raise $526 million in an initial public offering (IPO), planning to offer 21.5 million shares and sell 4.9 million more at a proposed range of $18 to $20 per share, the company said in an SEC filing. At the top of the range the offering […]

Author: Bitcoin.com News
Borderless Banking - What is It, and What's in it for You and I?

Borderless Banking - What is It, and What's in it for You and I?

Gluwa is building a ‘borderless financial infrastructure’ powered by its very own blockchain - Creditcoin It’s not just about payments, but also credit, lending, and investments that can move seamlessly across countries. The company is actively partnering with fintechs, credit startups, and even governments.

Author: Hackernoon