Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14208 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Reflect raises $3.75M to build yield-bearing stablecoin infra on Solana

Reflect raises $3.75M to build yield-bearing stablecoin infra on Solana

The post Reflect raises $3.75M to build yield-bearing stablecoin infra on Solana appeared on BitcoinEthereumNews.com. This is a segment from the Lightspeed newsletter. To read full editions, subscribe. Reflect Money announced today a $3.75 million seed round led by a16z crypto’s CSX accelerator, with participation from Solana Ventures, Equilibrium, BigBrain Holdings and Colosseum.  Reflect won Grand Champion in Colosseum’s 2024 Solana Radar hackathon. The new capital will fund a “software-as-a-stablecoin” infrastructure that lets any app issue yield-bearing dollars without lockups or operational complexity, the team told Blockworks. Reflect’s pitch is straightforward: Idle stablecoin balances should be put into productive DeFi yield strategies. “Every idle asset represents dead capital…which should be earning while you sleep, while you trade, while it sits in your wallet,” Reflect CEO Nico James said. Reflect protocol tokenizes onchain DeFi strategies — delta-neutral basis trades, lending, etc. — then turns deposited USDC balances into a yield-bearing “USDC+” while remaining fully liquid. Stablecoins will be non-custodial and be minted and redeemed at will.  Think Morpho white-label vaults meet M^0’s stablecoin-as-a-service. Or just Ethena. DeFi strategies are executed by smart contracts and are limited to the team’s own curated strategies for now. Curated DeFi strategies will be open to developers subject to governance approval, the team told me. In short, Reflect empowers any developer to become its own neobank. As part of risk management, each strategy is backed by an autonomous, onchain insurance liquidity pool.  This “Global Insurance” pool will leverage Jito restaked assets for liquidity, an approach described as akin to FSCS-like insurance for traditional banks. The insurance pool also allows for slippage-free, MEV-free and feeless rebalancing across strategies. Reflect is targeting an early-September mainnet launch that will support USDC on Solana. “Stablecoins are a ~$280 billion market earning zero yield,” James said. “We’re about to change that.”  If it works, “idle dollars” on Solana might become an endangered species. Get the news…

Author: BitcoinEthereumNews
Kite Raises $18M to Bridge Stablecoin Payments and Autonomous Agents

Kite Raises $18M to Bridge Stablecoin Payments and Autonomous Agents

The post Kite Raises $18M to Bridge Stablecoin Payments and Autonomous Agents appeared on BitcoinEthereumNews.com. EMB: Sept. 2, 12:30 UTC Artificial intelligence (AI) company Kite raised $18 million to expand its platform for enabling autonomous agents to transact with stablecoins. The round, co-led by General Catalyst and PayPal Ventures, brings the San Francisco-based startup’s cumulative funding to $33 million, according to an emailed announcement on Tuesday. Formerly known as Zettablock, Kite is building infrastructure for what it calls the “agentic web,” where AI agents conduct microtransactions and negotiate services. Its newly launched Kite AIR (Agent Identity Resolution) provides agents with verifiable identities, policy guardrails and programmable payment rails. The company plans to use the money from the Series A round to give agents the tools to interact at machine speed. Through integrations with Shopify and PayPal, any merchant can opt to become discoverable by AI shopping agents. Purchases are settled on-chain using stablecoins to remove the high transaction fees that can burden traditional payments. Stablecoins could form a critical component of unlocking new economic models with AI, through allowing split-second settlements and low fees, thereby enabling agent-to-agent billing and microsubscriptions. Kite said it plans to expand integrations across commerce, finance and data platforms, while positioning itself as the default stablecoin payment layer for autonomous agents. Read More: USD.AI Raises $13M to Expand GPU-Backed Stablecoin Lending Source: https://www.coindesk.com/business/2025/09/02/kite-raises-usd18m-to-bridge-stablecoin-payments-and-autonomous-agents

Author: BitcoinEthereumNews
Blockchain lender Figure files for $526m Nasdaq IPO, targets $4.1b valuation

Blockchain lender Figure files for $526m Nasdaq IPO, targets $4.1b valuation

Blockchain lending firm Figure prepares for its Nasdaq IPO, seeking to raise $526 from the public.

Author: Crypto.news
FY Energy Launches Future-Proof Blockchain Green Energy Mining Contracts

FY Energy Launches Future-Proof Blockchain Green Energy Mining Contracts

The post FY Energy Launches Future-Proof Blockchain Green Energy Mining Contracts appeared on BitcoinEthereumNews.com. Editorial Note: The following content does not reflect the views or opinions of BeInCrypto. It is provided for informational purposes only and should not be interpreted as financial advice. Please conduct your own research before making any investment decisions. The world is transitioning into a new realm of digital asset creation, FY Energy is driving the change with her innovative solution. The company, through the use of blockchain technology combined with renewable energy infrastructure, offers a user-friendly solution for people to become part of the digital economy while still meeting their ecological objectives. While the cost of hardware ownership is skyrocketing and the traditional way of mining is gradually becoming less viable, FY Energy comes with a cloud-based system which is not only simple and secure but is also  aimed at offering accessible, secure participation in digital asset generation over the long term. $20 Free Trial: First Step Toward Digital Passive Income FY Energy extends a free $20 trial credit to all new users to test-drive the platform. Through this program, users can familiarize themselves with the platform’s contract offerings without any monetary risk, thus gaining firsthand experience of how tech dividends are being produced daily. Owing to the elimination of cost barriers, FY Energy is constructing a democratized portal into hash computing, making it accessible to everyone no matter their financial background. Security Comes First: FinCEN Certified Despite the billions of dollars that get transferred across blockchain networks, security is still of utmost importance. FY Energy is registered with FinCEN; therefore, it maintains regulatory alignment and strictly complies with all the global financial standards. Each and every contract or trade is securely protected with McAfee® SECURE and Cloudflare® SECURE, multi-signature safeties, as well as real-time auditing. All of this ensures that users have a level of trust in the…

Author: BitcoinEthereumNews
Wyoming Reserve Partners with Global Gold to Launch First Fully Allocated U.S. Gold On-Chain

Wyoming Reserve Partners with Global Gold to Launch First Fully Allocated U.S. Gold On-Chain

The post Wyoming Reserve Partners with Global Gold to Launch First Fully Allocated U.S. Gold On-Chain appeared first on Coinpedia Fintech News Sheridan, Wyo., 2 September 2025 – Global Gold, the modern monetary infrastructure for the world’s gold economy, today announced a strategic partnership with The Wyoming Reserve, a 70,000 square-foot facility with Class 3 vaults in Casper, Wyoming. The partnership establishes Wyoming Reserve as Global Gold’s primary U.S. vaulting partner, enabling the minting of fully allocated, …

Author: CoinPedia
Wyoming Reserve Partners with Global Gold to Launch First Fully Allocated U.S. Gold On-Chain.

Wyoming Reserve Partners with Global Gold to Launch First Fully Allocated U.S. Gold On-Chain.

Sheridan, Wyo., 2 September 2025 – Global Gold, the modern monetary infrastructure for the world’s gold economy, today announced a strategic partnership with The Wyoming Reserve, a 70,000 square-foot facility with Class 3 vaults in Casper, Wyoming. The partnership establishes Wyoming Reserve as Global Gold’s primary U.S. vaulting partner, enabling the minting of fully allocated, [...] The post Wyoming Reserve Partners with Global Gold to Launch First Fully Allocated U.S. Gold On-Chain. appeared first on Blockonomi.

Author: Blockonomi
Starbucks to launch protein-packed cold foam, lattes Sept. 29

Starbucks to launch protein-packed cold foam, lattes Sept. 29

The post Starbucks to launch protein-packed cold foam, lattes Sept. 29 appeared on BitcoinEthereumNews.com. Starbucks’ new protein-packed beverages Source: Starbucks Starbucks plans to tap into consumers’ protein obsession by launching protein-packed cold foam and lattes starting Sept. 29. From “gym bros” to users of GLP-1 drugs like Ozempic, many Americans are trying to consume more protein, with the goal of building or maintaining their muscle mass and feeling more satiated after meals. Roughly a third of U.S. consumers said they loved high protein in the second quarter of 2025, up from 24% three years ago, according to Datassential, which tracks restaurant menus and consumer preferences. Customers who add Starbucks’ protein cold foam to their grande beverages can expect about 19 to 26 grams of protein, while the chain’s grande-sized protein latte delivers 27 to 36 grams of protein, the company said. “As we continue to get back to Starbucks, we’re focused on modernizing our menu with innovative, relevant, and hype-worthy products that will resonate with our customers,” Starbucks Global Chief Brand Officer Tressie Lieberman said in a statement. The protein cold foam will be available in a variety of flavors, including a new banana flavor, vanilla, matcha, chocolate, brown sugar, salted caramel and plain. Seasonal flavors, like pumpkin, will also be available. Since Starbucks launched cold foam nationwide in 2018, it has become one of the most popular modifications that customers can make to their drinks. One out of every seven Starbucks beverages includes cold foam, according to the company. The introduction of the frothy topping coincided with the rising popularity of iced coffee and other cold drinks, which have overtaken Starbucks’ hot beverage orders, no matter the season. The protein lattes will be made with protein-boosted milk, created daily by baristas by blending 2% milk with unflavored protein powder. Customers will be able to customize other drinks with the protein-boosted milk soon as…

Author: BitcoinEthereumNews
Linea Token Distribution: A Strategic Move for DeFi Growth

Linea Token Distribution: A Strategic Move for DeFi Growth

BitcoinWorld Linea Token Distribution: A Strategic Move for DeFi Growth The cryptocurrency world is buzzing with significant news from ConsenSys’s Layer 2 network, Linea. A monumental Linea token distribution is on the horizon, set to inject 1 billion LINEA tokens directly into the heart of the decentralized finance (DeFi) ecosystem. This strategic move marks a pivotal moment for Linea and the wider blockchain community, promising to reshape liquidity and engagement. What is This Linea Token Distribution All About? ConsenSys’s innovative Layer 2 network, Linea, is initiating its ambitious Ignition program. This program is specifically designed to facilitate a massive Linea token distribution, allocating an impressive 1 billion LINEA tokens to key players in the DeFi space. The primary beneficiaries of this significant event are prominent protocols: Aave, Etherex, and Euler. This pivotal development was recently brought to light by Wu Blockchain, sparking considerable interest across the crypto landscape. The Ignition program represents a strategic effort by Linea to foster deeper integration and incentivize participation within its growing ecosystem. By distributing tokens to established platforms, Linea aims to cultivate a robust and interconnected environment. Why is This Linea Token Distribution Important for DeFi? This substantial Linea token distribution carries immense implications for the decentralized finance sector. For Linea itself, it is a crucial step towards enhancing network decentralization and driving broader user adoption. The increased token supply within these key protocols is expected to stimulate activity and liquidity on the Linea network. Moreover, the recipient protocols stand to gain significantly. Aave, a leading lending protocol; Etherex, an emerging platform; and Euler, known for its innovative DeFi solutions, will likely see an influx of new liquidity and increased user engagement. This could translate into several key benefits: Enhanced Liquidity: More LINEA tokens mean deeper liquidity pools, benefiting users with better trading conditions and more efficient capital deployment. Increased Protocol Activity: The distribution can incentivize users to interact more with Aave, Etherex, and Euler, potentially boosting their total value locked (TVL). Ecosystem Integration: It strengthens the ties between Linea and these major DeFi players, fostering a more interconnected and robust Layer 2 ecosystem. Ultimately, this initiative underscores the growing importance of Layer 2 solutions for scaling Ethereum and supporting the next generation of DeFi applications. It exemplifies how strategic partnerships can drive innovation and accelerate the adoption of decentralized technologies. Understanding the Ignition Program’s Impact While the specific mechanics of Linea’s Ignition program are still unfolding, its overarching goal is clear: to accelerate ecosystem growth and incentivize participation. A well-executed Linea token distribution can serve as a powerful catalyst for innovation, drawing more developers and users to the Linea network. Developers building on Linea might find new opportunities, while users of Aave, Etherex, and Euler could potentially benefit from new yield opportunities or governance participation related to the LINEA tokens. This strategic move is not just about distributing tokens; it is about building a vibrant, self-sustaining community around Linea. It is important for participants to stay informed about the program’s official announcements from Linea and the respective protocols. Understanding the terms and conditions will be key to leveraging any potential benefits from this significant event, ensuring a smooth and beneficial experience for all involved. The upcoming 1 billion Linea token distribution through the Ignition program is a landmark event for ConsenSys’s Layer 2 network and the broader DeFi landscape. By strategically empowering platforms like Aave, Etherex, and Euler, Linea is paving the way for enhanced liquidity, greater user engagement, and a more interconnected decentralized future. This initiative highlights the dynamic evolution of Layer 2 solutions and their crucial role in scaling blockchain technology, promising exciting developments ahead. Frequently Asked Questions (FAQs) Q1: What is Linea? Linea is a Layer 2 scaling solution developed by ConsenSys. It aims to improve the speed and reduce the cost of transactions on the Ethereum blockchain while maintaining its security. Q2: Which protocols are receiving LINEA tokens? The 1 billion LINEA tokens will be distributed to Aave, Etherex, and Euler, all prominent decentralized finance (DeFi) protocols. Q3: What is the Ignition program? The Ignition program is Linea’s initiative to distribute LINEA tokens. Its purpose is to foster ecosystem growth, incentivize participation, and enhance integration with key DeFi platforms. Q4: How might this distribution impact the DeFi ecosystem? This distribution is expected to boost liquidity, increase user engagement on the recipient protocols, and strengthen the overall Linea ecosystem. It also highlights the growing importance of Layer 2 solutions for scaling DeFi. Q5: Where can I find more official information about this distribution? For the most accurate and up-to-date information, it is recommended to refer to the official announcements from Linea’s channels and the respective websites of Aave, Etherex, and Euler. Did you find this article insightful? Share your thoughts and spread the word about Linea’s groundbreaking token distribution! Your network will thank you for keeping them informed about the latest developments in the DeFi space. To learn more about the latest Linea ecosystem trends, explore our article on key developments shaping Linea’s future price action. This post Linea Token Distribution: A Strategic Move for DeFi Growth first appeared on BitcoinWorld and is written by Editorial Team

Author: Coinstats
Investors Who Put $1,000 in This Solana (SOL) Challenger Are Set for $50,000 Gains By 2026

Investors Who Put $1,000 in This Solana (SOL) Challenger Are Set for $50,000 Gains By 2026

As the crypto market changes, Mutuum is becoming a big name in the crypto ecosystem, standing out as a serious competitor to Solana. The DeFi newcomer has positioned itself as a key player in the next bull run. Early investors are eyeing potential returns of up to $50,000 from a modest $1,000 stake by 2026. […]

Author: Cryptopolitan
Looking Past Ripple (XRP): The Top 4 Coins for Rapid 15x Gains in 2025

Looking Past Ripple (XRP): The Top 4 Coins for Rapid 15x Gains in 2025

Over the last month, XRP slipped by 17.83%, sliding below $2.90 despite favorable court decisions.

Author: Cryptodaily