Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14129 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
BlockDAG Miles Ahead of HexyDog, Nexchain & BlockchainFX

BlockDAG Miles Ahead of HexyDog, Nexchain & BlockchainFX

The post BlockDAG Miles Ahead of HexyDog, Nexchain & BlockchainFX appeared on BitcoinEthereumNews.com. Advertisement &nbsp &nbsp Disclaimer: The below article is sponsored, and the views in it do not represent those of ZyCrypto. Readers should conduct independent research before taking any actions related to the project mentioned in this piece. This article should not be regarded as investment advice. Crypto presales are often the best entry point for massive returns, and this year’s lineup features several names worth watching: BlockDAG, HexyDog, Nexchain, and BlockchainFX. Each of these tokens targets different audiences, ranging from pet lovers to AI enthusiasts to fintech-focused traders. However, only one project has managed to raise hundreds of millions, attract whales, and secure a global spotlight through unmatched marketing moves. BlockDAG stands out above the rest with its powerhouse presale, Token2049 takeover, and bonus structure that fuels FOMO across the market. HexyDog is carving a niche by blending crypto with the pet-care industry, Nexchain is pushing an ambitious AI-powered blockchain design, and BlockchainFX is presenting itself as a trading super-app. While all are worth noting, BlockDAG’s momentum makes it the clear frontrunner. 1. BlockDAG: The Presale Powerhouse BlockDAG is rewriting the script on presales. At Batch 30, the token price has reached $0.03, with over $387M raised and more than 25 billion coins sold. Early buyers from Batch 1 at $0.001 are already sitting on a 2,900% return, while new buyers can still target huge upside against the $0.05 launch target. Adding fuel to the fire, BlockDAG has introduced a 2049% bonus running until October 1, timed to its full-throttle presence at Token2049 Singapore. That means every purchase multiplies more than twenty times instantly, putting BlockDAG in a different league altogether. The Token2049 sponsorship itself locks BlockDAG into the spotlight. A 72 sqm custom-built booth, Dashboard V4 demos, giant venue banners, instant bonus claim stations, and domination of the…

Author: BitcoinEthereumNews
Mutuum Finance (MUTM) vs Shiba Inu (SHIB): Which is the Next Crypto to Hit $1 in 2025?

Mutuum Finance (MUTM) vs Shiba Inu (SHIB): Which is the Next Crypto to Hit $1 in 2025?

As the crypto market gears up for a potentially explosive 2025, Mutuum Finance (MUTM) is capturing attention with its innovative approach to decentralized lending and drawing comparisons to Shiba Inu (SHIB). Investors are closely watching whether this emerging DeFi coin could break past key milestones, including the coveted $1 mark, amid rising interest in next-generation […]

Author: Cryptopolitan
Everything Blockchain Taps Flare’s XRP DeFi Framework

Everything Blockchain Taps Flare’s XRP DeFi Framework

The post Everything Blockchain Taps Flare’s XRP DeFi Framework appeared on BitcoinEthereumNews.com. Everything Blockchain Inc. has joined the XRP DeFi (XRPFi) standard on Flare Network to integrate yield-bearing strategies into its corporate digital treasury. The U.S. public company, listed under ticker EBZT, signed a memorandum of understanding to allocate $10 million in XRP for the initiative. EBZT Leverages Flare’s XRPFi to Turn XRP Into Yield-Bearing Treasury Asset According to a press release, the move positions EBZT among the first U.S. firms to embrace Flare’s institutional-grade framework for XRP yield. Nasdaq-listed VivoPower had earlier committed $100 million to the same standard, demonstrating growing corporate adoption of the model. The trend is also emphasized by the recent launch of an XRP treasury by Japanese gaming company Gumi. Flare developed XRPFi to transform XRP from a traditionally non-yielding asset into a productive instrument for corporate balance sheets. At the core of the framework is FAssets, this is Flare’s bridging system and extends smart contract utility to tokens like XRP and Bitcoin. Through this structure, EBZT plans to convert its XRP into FXRP. The, it will deploy it across decentralized lending, staking, and liquidity protocols using Flare’s Firelight restaking layer. By engaging in the XRPFi, EBZT is diversifying its cash funds and show investors that blockchain tokens can be purposely utilized beyond speculation. This allows corporations the chance to use XRP in a regulated manner comparable to regular corporate governance or reporting regulations. It is also an indicator that the digital assets are continuing to be a part of everyday treasury management. EBZT Participation Underlines Increasing Confidence in The XRPFi Framework The growing number of listed companies as members of XRPFi is enabling Flare to grow stronger in institutional finance. Million dollars’ worth of digital assets are already committed into Flare as new protocols are introduced. Hence, Flare can become the main platform that makes XRP…

Author: BitcoinEthereumNews
Ripple (XRP) Price Could Reach $8 Before January 2026, But This Altcoin At $0.035 is Set for 40x ROI

Ripple (XRP) Price Could Reach $8 Before January 2026, But This Altcoin At $0.035 is Set for 40x ROI

As market analysts eye Ripple (XRP)’s potential to climb toward the $8 mark by January 2026, a new coin, Mutuum Finance is quietly stirring up anticipation. The project’s presale token price is at $0.035 in phase 6. Experts assert that the new token can explode with phenomenal gains in the coming months. It will increase […]

Author: Cryptopolitan
A $400 Bet in This Crypto Under $0.003 Will Mirror the Explosive Returns of 2017 XRP and 2021 Dogecoin

A $400 Bet in This Crypto Under $0.003 Will Mirror the Explosive Returns of 2017 XRP and 2021 Dogecoin

The post A $400 Bet in This Crypto Under $0.003 Will Mirror the Explosive Returns of 2017 XRP and 2021 Dogecoin appeared on BitcoinEthereumNews.com. The crypto market has seen several historic moments where a few-dollar initial bets flipped to huge portfolios. XRP holders became millionaires on the 2017 bull run. Dogecoin brought back the memory, awarding early investors huge gains in 2021. Today, investors are searching for the next coin to repeat that kind of breakout. With its presale success, innovative roadmap, and a launch price under $0.003, Little Pepe (LILPEPE) is emerging as a frontrunner for those willing to stake $400 on the chance of catching lightning in a bottle again. Lessons From XRP 2017 and Dogecoin 2021 The stories of XRP and Dogecoin highlight two very different paths to success. XRP surged in 2017 as global banks and institutions began to test Ripple’s payment solutions. Despite pessimism, early investors watched the token rise from under a cent to over $3 in a few months, making it one of the cycle’s fastest-growing assets. Dogecoin’s 2021 run was different. A parody coin became a cultural revolution thanks to viral memes, Elon Musk’s tweets, and a devoted community. Casual holders became instant millionaires when the token rose from fractions of a cent to nearly $0.70. Both cases show skeptics underestimate, overlook, and disregard huge winners. Those who spotted the opportunity early captured life-changing gains. It is this playbook that investors are eyeing now with Little Pepe, a project blending meme appeal with genuine infrastructure. Little Pepe’s (LILPEPE) Presale Momentum Follows Similar Trend If there is one project dominating presale headlines in 2025, it’s Little Pepe. The token has already raised over $22 million across multiple sold-out stages. Despite being over 100% up from the initial price, its entry price is still at just $0.0021. Considering its official launch price of $0.003, early buyers are positioning themselves for a guaranteed uplift even before exchange listings. Community-driven…

Author: BitcoinEthereumNews
Best Crypto to Buy: Top Altcoin Set to Lead the Next Rally as Cardano (ADA) Lags

Best Crypto to Buy: Top Altcoin Set to Lead the Next Rally as Cardano (ADA) Lags

The post Best Crypto to Buy: Top Altcoin Set to Lead the Next Rally as Cardano (ADA) Lags appeared on BitcoinEthereumNews.com. As the crypto market braces for its next major rally, all eyes are turning toward emerging players that could redefine the market, led by the rapidly rising Mutuum Finance. While Cardano (ADA) struggles to regain momentum amid mixed market signals, Mutuum Finance (MUTM) is capturing attention with its innovative approach to decentralized finance and growing investor interest.  Mutuum Finance has a presale price of $0.035 in phase 6. Early investors will experience over 500% growth after listing. The Mutuum Finance presale has already reached over $15.15 million with over 15800 owners.  Cardano (ADA): Steady Outlook Amid Search for Altcoin Leadership Cardano (ADA) is currently trading at $0.866, maintaining a stable footing despite recent market fluctuations. Analysts see potential for gains toward the $1.00–$1.50 range in the coming months, driven by factors such as network developments, ecosystem activity, and continued staking interest. While ADA remains a significant altcoin in the broader crypto narrative, newer decentralized finance protocols, including Mutuum Finance, are increasingly attracting investor attention. Mutuum Finance $50,000 Bug Bounty MUTM announced its Bug Bounty Program launched in collaboration with Certik. Through an invitation to white hackers, developers, and security researchers to participate in the security program, Mutuum Finance will further enhance the security of its platform by rewarding them with bounties when they identify any vulnerability they are able to discover. The reward system will be up to 50,000 USDT and the award will also be proportional to the impact of the bug discovered whether small level bugs to high-impact bug vulnerability. The hierarchical model provides one of the widest security coverings and in the simplified form can safeguard the users, investors’ funds and profits, and gains increasing trust in the Mutuum Finance system. The 100,000 Giveaway Set up to Build a Loyal Fan Base. In addition to its bug…

Author: BitcoinEthereumNews
Cred execs receive prison term after $140 million collapse

Cred execs receive prison term after $140 million collapse

The post Cred execs receive prison term after $140 million collapse appeared on BitcoinEthereumNews.com. Two former executives from defunct crypto lender Cred LLC have been sentenced to a combined 88 months in federal prison for their roles in a wire fraud conspiracy. Summary Cred’s ex-CEO and CFO get 88 months for defrauding 6,000+ customers of $140m Executives misled clients after COVID-19 crash exposed Cred’s risky strategy Cred’s bankruptcy left over $1b in losses by today’s crypto valuations The conspiracy left over 6,000 customers with more than $140 million in losses. Senior U.S. District Judge William Alsup sentenced co-founder and former CEO Daniel Schatt to 52 months behind bars. Former CFO Joseph Podulka received a 36-month term. Cred executives pleaded guilty in May Both defendants pleaded guilty in May to wire fraud conspiracy charges stemming from their deceptive business practices at the San Francisco-based cryptocurrency lending platform. The sentences cap a lengthy legal battle that began with Cred’s November 2020 bankruptcy filing. Using current cryptocurrency valuations from August, the government estimates customer losses exceed $1 billion. This makes this one of the costliest crypto lending failures to date. Cred operated as a cryptocurrency financial services provider and offered dollar loans against crypto collateral and accepted customer deposits in exchange for promised yield payments. The company’s business model relied heavily on partnerships with overseas entities that prosecutors say customers were largely unaware of. The fraud conspiracy took root in March 2020 when COVID-19 market turmoil triggered a Bitcoin price crash. This event exposed fatal flaws in Cred’s risk management strategy and set the stage for the executives’ subsequent deceptive conduct. COVID Crash Exposed Cred’s Risky Business Model The March 2020 crypto market crash badly affected Cred’s operations. Within days of Bitcoin’s (BTC) price collapse, the company learned from its hedging partner that it was financially underwater and needed to liquidate all trading positions immediately. The hedging…

Author: BitcoinEthereumNews
Ex-Cred execs receive combined 88-month prison term after $140m collapse

Ex-Cred execs receive combined 88-month prison term after $140m collapse

Two former executives from defunct crypto lender Cred have been sentenced to a combined 88 months in federal prison for a wire fraud conspiracy.

Author: Crypto.news
XRP ETF Approval Odds Soar, SHIB Drops From Crypto Top 30 – Is Layer Brett the Real ‘Next Pepe’?

XRP ETF Approval Odds Soar, SHIB Drops From Crypto Top 30 – Is Layer Brett the Real ‘Next Pepe’?

XRP ETF hopes rise while Shiba Inu slips from the top 30, but analysts say Layer Brett (LBRETT) at $0.005 could be the real next Pepe with ETH L2 utility.

Author: Blockchainreporter
Cred founders jailed over $140M fraud, receive 88-month sentences

Cred founders jailed over $140M fraud, receive 88-month sentences

The case involving Cred LLC, a San Francisco crypto lending firm, has been resolved with a sentencing that will see its founder and CFO spend time in jail.

Author: Cryptopolitan