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Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

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Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
River Integrates LayerZero to Power Native Omni-Chain Stablecoin Liquidity

River Integrates LayerZero to Power Native Omni-Chain Stablecoin Liquidity

River integrates LayerZero to launch Omni-CDP, letting users collateralize on one chain and mint native satUSD on another, no bridges, wraps, or slippage.

Author: Blockchainreporter

2025/08/22

Avalon X vs XRP: AVLX Token Set To Offer Bigger Returns In 2025

Avalon X vs XRP: AVLX Token Set To Offer Bigger Returns In 2025

The post Avalon X vs XRP: AVLX Token Set To Offer Bigger Returns In 2025  appeared on BitcoinEthereumNews.com. Real-world asset (RWA) tokenization is becoming an important aspect in the crypto space, reaching a new peak in 2025. Investors are now eying established projects in the crypto ecosystem like XRP and new projects like Avalon X (AVLX).  Avalon X (AVLX) is focusing on bridging blockchain with tangible real estate. AVLX is already showing significant signs of long-term growth. XRP Price Prediction  According to Ripple executives, the XRP Ledger has long been uniquely suited for tokenization. This is due to its built-in features like a decentralized exchange (DEX), automated market maker (AMM), and lending vault standards. This makes it possible for XRPL to offer institutions a ready-made infrastructure for transitioning assets on-chain. Markus Infanger, Ripple’s Senior Vice President, highlighted that XRP’s ledger-level tools can simplify compliance, settlement, and liquidity. XRP price is still looking to break the $3 one again, currently trading at $2.83. Over the last year, the asset has seen a massive gain, registering a 375% surge over the past year. In recent times however, the case is not the same, as the coin has dropped about 12% in the last week. XRP 1-year price chart Even though the XRP Ledger is built for tokenizing real-world assets, most of its progress so far has been aimed at big institutions rather than everyday investors. Avalon X’s Exposure to Real World Assets Avalon X is taking a more tangible and accessible approach to RWAs that is made possible by linking blockchain directly to real estate. Through its AVLX token, the project ties value creation to Grupo Avalon’s luxury developments, including real-world rewards such as the Eco Valley Townhouse Giveaway.  By participating in the presale, early investors are not only securing AVLX tokens but also gaining chances to win real-world prizes like a $1 million prize to be split among 10…

Author: BitcoinEthereumNews

2025/08/22

Euro, gold, and RMB, when will the "second half" of stablecoins come?

Euro, gold, and RMB, when will the "second half" of stablecoins come?

Author: Bulu said If someone asks you, have you ever used stablecoin? The first things that come to your mind are likely USDT and USDC - these stablecoins pegged to the US dollar have almost become synonymous with "stablecoins." But what if the other party is referring to the Euro stablecoin, the Gold stablecoin, or even the recently rumored RMB stablecoin? This actually reveals the true portrayal of the current stablecoin market: although the US dollar is the only dominant currency, the world of stablecoins is far more diverse than imagined: They are not trying to challenge the status of the US dollar, but rather serve differentiated needs - some people hope to use euro stablecoins to avoid exchange rate fluctuations, some prefer gold stablecoins as safe-haven assets, and some expect RMB stablecoins to become a bridge for cross-border payments. In other words, stablecoins are moving from a single dollar narrative to a more complex global multi-narrative. Why should we care about non-USD stablecoins? If stablecoins are the "blood" of the crypto world, then the US dollar stablecoin is the core of this system. Over the past five years, USDT and USDC have consistently ranked first and second in the market, almost monopolizing the trading, clearing and payment links: According to Coingecko data, the combined market value of the two accounts for more than 90% of the total size of stablecoins. Their status even exceeds the actual share of the US dollar in the global trade system, and they are in an undisputed dominant position. Source: Coingecko But the demand for stablecoins goes far beyond “dollarization.” In Europe, daily payments, savings and accounting systems are denominated in euros, and users holding US dollar stablecoins often need to bear additional exchange rate fluctuations; in the Middle East or Southeast Asian markets, although the US dollar is still the dominant currency for international settlements, local residents also have the need to anchor their funds in their local currency or other safe-haven assets; and at the macro level, trends such as de-dollarization, regional currency unions, and the financialization of energy and resources have further boosted the exploration of "non-US dollar-anchored" stablecoins. In other words, the reason we are discussing non-USD stablecoins today is not because there is a problem with USD stablecoins, but because the demands of the real world and crypto finance are themselves becoming diversified. These differentiated demands constitute the market foundation of non-USD stablecoins. Based on the market practice that "stablecoins are no longer a tool that can be summarized by a unified narrative, and their use varies from person to person and from need to need," imToken also divides stablecoins into multiple explorable subsets (further reading: "Stablecoin Worldview: How to Build a Stablecoin Classification Framework from a User Perspective?"). According to imToken’s stablecoin classification method, the current non-USD stablecoins (based on actual issuance and circulation) mainly include euro stablecoins and gold stablecoins. Source: Non-USD stablecoins from imToken Web (web.token.im) Main types of non-USD stablecoins In the landscape of non-US dollar stablecoins, the most realistic representative is the euro stablecoin. Currently, the more mainstream products on the market include EURC launched by Circle and EURS launched by Stasis. Both are pegged to the euro at a 1:1 ratio and are backed by reserves from regulated financial institutions. The target audience of this type of stablecoin is not global crypto trading users, but local European users. To give an intuitive example, if a German investor uses USDT as a transaction medium, then every exchange from fiat currency to US dollar stablecoin will require bearing the euro-dollar exchange rate risk. However, if the euro stablecoin is used directly, transactions and settlements can be completed on the chain, completely avoiding exchange rate losses. As regulatory frameworks such as the EU MiCA are gradually implemented, the compliance and application scenarios of the euro stablecoin have become clearer. This means that in the future, the euro stablecoin is expected to become the local mainstream currency mapping of European crypto finance. Although its current market value is still far smaller than that of the US dollar stablecoin, its growth curve is clearly driven by policy dividends and has the possibility of long-term penetration. Source: Circle Different from the logic of the euro stablecoin, which is based on local settlement convenience, another representative non-US dollar stablecoin is the gold stablecoin. Gold has been the "value anchor" of the global financial system since ancient times. Even though the US dollar has been decoupled from the gold standard for more than half a century, central banks around the world still regard gold as a core foreign exchange reserve. In the field of encryption, this traditional safe-haven asset has also been moved onto the chain through tokenization. Typical representatives are PAX Gold (PAXG) and Tether Gold (XAU₮). Their mechanism is relatively intuitive. Each token corresponds to one ounce of physical gold and is kept by a custodian institution (such as a vault in London or Switzerland). Users can transfer these tokens freely between wallets like holding USDT, use them as collateral to participate in lending or yield farming in DeFi protocols, and withdraw physical gold through the redemption mechanism. In this way, the traditional safe-haven properties of gold can be combined with the high liquidity of the blockchain. Therefore, compared with physical gold bars or gold ETFs, the biggest innovation of gold stablecoins lies in "divisibility and liquidity". Traditional gold is often measured in grams and ounces, making it difficult to divide in small amounts; and although gold ETFs are easy to trade, they rely on financial market settlement. Gold stablecoins break through these limitations - they can represent real hard assets and can be quickly transferred and split on the chain in the form of tokens, greatly lowering the transaction threshold. Of course, it is not without flaws. The price of gold itself will fluctuate due to the global economy, interest rate environment and geopolitical risks. Therefore, the gold stablecoin does not have the almost absolute price stability like the US dollar stablecoin. However, for those who want to seek diversified storage of value on the chain, it provides a configuration option that is closer to hard assets. Overall, the euro-denominated stablecoin and the gold-based stablecoin represent two distinct logics within the non-USD stablecoin landscape: the former emphasizes the local convenience and regulatory compliance of regional currencies, while the latter emphasizes the digitization and increased liquidity of traditional safe-haven assets. Together, they are driving the stablecoin narrative from a singular "dollar hegemony" to a diversified global monetary ecosystem. Where is the future of non-US dollar stablecoins? From a macro perspective, the rise of non-US dollar stablecoins will not weaken the dominant position of US dollar stablecoins in the short term. After all, whether it is the global settlement of crypto transactions or the liquidity support of cross-border clearing, the position of the US dollar is deeply rooted. But this does not mean that non-US dollar stablecoins are meaningless. They are more like a supplement and expansion of the existing pattern, exploring new options for multi-currency anchoring outside the US dollar-dominated financial order. Taking the euro stablecoin as an example, its value lies in reducing exchange rate friction for European users. With the implementation of regulatory policies such as MiCA, it is expected to become the cornerstone of regional digital finance. The gold stablecoin, by combining traditional safe-haven assets with blockchain liquidity, provides investors with a new tool that combines value storage and flexibility. In addition, the RMB stablecoin that has been reported in the past two days is also gradually entering the crypto context. Although it has not yet formed large-scale circulation, it has the dual driving forces of policy promotion and actual demand in cross-border settlement and regional trade settlement. Once combined with compliant on-chain financial infrastructure, the RMB stablecoin is likely to become an important bargaining chip under the "de-dollarization" issue. However, non-USD stablecoins also face limitations: The first is insufficient liquidity. Compared with the hundreds of billions of USDT and USDC, the market capitalization of non-USD stablecoins is generally limited, resulting in insufficient depth and acceptance in the secondary market. Secondly, their application scenarios are limited. Euro stablecoins are more limited to Europe, gold stablecoins tend to store value, and RMB stablecoins are constrained by policy windows and compliance environments. This means that it is difficult for them to become a global currency like the US dollar stablecoin. But from a long-term perspective, the story of stablecoins is gradually moving towards "multipolarization". US dollar stablecoins will still be the backbone of crypto finance, while anchored assets such as the euro, renminbi, and gold will fill market demand in their respective dimensions. They may not be able to replace the US dollar, but they are constantly expanding the boundaries of stablecoins and reshaping the structure and level of the entire ecosystem. The future of stablecoins may not be the victory of a certain currency, but a pattern in which multiple anchored assets coexist and complement each other. The US dollar stablecoin is the starting point, but it is by no means the end point.

Author: PANews

2025/08/22

Why Ripple (XRP) is Dumping While Mutuum Finance (MUTM) Pumps

Why Ripple (XRP) is Dumping While Mutuum Finance (MUTM) Pumps

While Ripple’s XRP is fighting against selling pressure, everybody is looking at Mutuum Finance (MUTM), the new DeFi player going viral with strong presale growth. Over 15450 investors have already invested in the project presale, and over $14.7 million has been raised. Mutuum Finance (MUTM) is already at Stage 6 of Presale at $0.035. Phase […]

Author: Cryptopolitan

2025/08/22

Kadena Hosts Chainweb EVM Workshop During ETHVietnam

Kadena Hosts Chainweb EVM Workshop During ETHVietnam

Kadena hosted a Chainweb EVM workshop at ETHVietnam, guiding 30 builders through Solidity deployments, low-fee scaling, and its $50M Builder Grant Program.

Author: Blockchainreporter

2025/08/22

Hulu Drops Trailer For Spy Thriller K-Drama ‘Tempest’

Hulu Drops Trailer For Spy Thriller K-Drama ‘Tempest’

The post Hulu Drops Trailer For Spy Thriller K-Drama ‘Tempest’ appeared on BitcoinEthereumNews.com. Disney+ / Hulu’s Tempest Disney+ / Hulu Hulu has released the trailer for one of their most anticipated Korean dramas set to release next month, Tempest, a spy thriller filled with political conspiracies, dynamic action sequences, tense romance, and international star power. After her husband – a presidential candidate – is assassinated in front of her, Seo Munju (Gianna Jun) tries to find the truth behind his death. She learns more than she bargained for, including conspiracies stretching all the way to the White House. As she uncovers more secrets, her life is put in danger. Mercenary Paik Sanho (Gang Dong-won) is hired to protect her, but he has secrets of his own. The spy thriller series stars Jun Ji-hyun/Gianna Jun (Kingdom, My Love From The Star) and Gang Dong-won (The Priests, Peninsula, Broker), John Cho (Searching, Star Trek), Lee Misook (Queen of Tears), Park Haejoon (When Life Gives You Tangerines), Christopher Gorham (The Lincoln Lawyer, Ugly Betty), Michael Gaston (Prison Break, 24), and Spencer Garrett (For All Mankind, Bosch). It is directed by Kim Heewon (Queen of Tears, Vincenzo), co-directed by Heo Myeonghaeng (The Roundup: Punishment, Badland Hunters), and written by Chung Seokyung (Decision to Leave, Little Women). Produced by Korean companies Imaginus, in association with Showrunners, AA, and Skydance, Tempest is one of the first Korean dramas to heavily feature American actors in prominent roles. Cho, a Korean American actor, plays a White House staffer who is somehow connected to Gang’s character, Sanho. Disney+ / Hulu’s Tempest Disney+ / Hulu During the Disney+ press conference for the series, held in Seoul yesterday, Carol Choi, executive vice president at Walt Disney Company APAC, said to expect “a high-stakes romance, a cross-genre series blending espionage, romance, and action.” She adds, “Like many of our global hits, it has specificity in…

Author: BitcoinEthereumNews

2025/08/22

BlockDAG, Maxi Doge, Snorter Bot & PepeNode

BlockDAG, Maxi Doge, Snorter Bot & PepeNode

The post BlockDAG, Maxi Doge, Snorter Bot & PepeNode appeared on BitcoinEthereumNews.com. Presales remain one of the most exciting areas in crypto, giving early participants a chance to buy before major listings, often at far lower entry points. Still, not every presale is built the same. The strongest projects combine funding success, community engagement, and clear roadmaps. Others rely on meme culture but still attract traders looking for explosive moves. Here we’ll look at four projects currently standing out: BlockDAG, Maxi Doge ($MAXI), Snorter Bot ($SNORT), and PepeNode ($PEPENODE). Each brings something different to the table, from technical development to pure community hype. For those scanning the top crypto presale opportunities in 2025, these names are worth paying attention to. 1. BlockDAG: $376M Raised and Momentum Building BlockDAG has become one of the largest and most impressive top crypto presale stories of 2025. With over $376 million raised and Batch 29 pricing BDAG at $0.0276, it already shows major traction. Early buyers from Batch 1 are sitting on gains of over 2,660%, and projections point to a potential $1 listing price, signaling a 36× move. Its hybrid model combines DAG technology with Proof-of-Work security, offering scalability alongside decentralization. Being EVM-compatible also allows developers to migrate Ethereum-based apps seamlessly. Adoption has been rapid: the X1 mobile miner app has more than 2.5 million users, 19,000+ ASIC miners are active, and 4,500 developers are building 300 decentralized apps ahead of mainnet. With over 200,000 holders and 20 exchange listings lined up, BlockDAG is clearly a top crypto presale to watch in 2025. 2. Maxi Doge ($MAXI): Meme Culture With a Utility Edge Maxi Doge embraces meme coin culture but adds utility to keep people engaged beyond hype alone. Its roadmap includes staking rewards, small-scale NFT features, and community incentives designed to build staying power. The presale has been structured with low entry costs and…

Author: BitcoinEthereumNews

2025/08/22

DeFi Treasury Protocol ETH Strategy Deploys Over 50% of Its ETH for Yield

DeFi Treasury Protocol ETH Strategy Deploys Over 50% of Its ETH for Yield

The post DeFi Treasury Protocol ETH Strategy Deploys Over 50% of Its ETH for Yield appeared on BitcoinEthereumNews.com. ETH Strategy has deployed a significant portion of its ETH into Etherfi’s weETH token, along with deposits into Lido, Liquid Collective, Renzo, and Aave. ETH Strategy, a DeFi protocol that mimics corporate treasury operations on-chain, is now deploying its ETH into yield-generating positions through a partnership with Etherfi, a non-custodial liquid staking protocol. According to an Aug. 18 blog announcement, allocations to partners like Etherfi are “intended to generate sustainable ETH-denominated returns as part of the ETH Strategy treasury program.” Users will get on-chain receipt tokens for each position, which act as a live, verifiable “proof of reserves,” ETH Strategy explained. ETH Strategy, which has over 11,000 ETH in its treasury, says the integration is “designed to sit alongside other DeFi venues as we roll out additional partners, diversifying sources of yield while preserving liquidity and control.” In practice, this means ETH can be allocated across multiple protocols, earning returns through lending, staking, or other yield mechanisms without locking users’ liquidity. Staking Yield In an X post on Aug. 18, ether.fi said ETH Strategy “will be deploying a significant portion of their ETH holdings into weETH,” a non-rebasing ERC-20 token representing staked Ethereum. While the exact amount wasn’t disclosed, on-chain data shows ETH Strategy has allocated 2,048 ETH to weETH so far, along with smaller deposits to Lido, Liquid Collective, Renzo, and Aave. ETH Deposits ETH Strategy isn’t a company with a traditional off-chain balance sheet. It’s a set of smart contracts running on Ethereum that manage treasury positions autonomously. In its official documentation, ETH Strategy says it has “2 audits completed,” but adds that “these will be public later,” without naming the auditors or providing a timeline. ETH Strategy did not respond to The Defiant’s request for comment. The protocol’s native token STRAT is designed to give leveraged exposure…

Author: BitcoinEthereumNews

2025/08/22

MetaMask to launch mUSD stablecoin in partnership with Stripe's Bridge

MetaMask to launch mUSD stablecoin in partnership with Stripe's Bridge

Crypto self-custody wallet MetaMask stated on Thursday that it plans to launch MetaMask USD (mUSD), a stablecoin built for decentralized apps (dapps) and decentralized finance (DeFi) platforms in its ecosystem.

Author: Fxstreet

2025/08/22

U.S. Justice Department officials urge Fed Chairman Powell to replace Cook

U.S. Justice Department officials urge Fed Chairman Powell to replace Cook

PANews reported on August 21st that according to Jinshi Data, U.S. Department of Justice officials said they plan to investigate Federal Reserve Governor Tim Cook over mortgage lending issues and need to further review his criminal referral. At the same time, officials urged Federal Reserve Chairman Jerome Powell to remove Cook.

Author: PANews

2025/08/21

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