Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

13907 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
RedStone launches the first oracle with liquidation intelligence, Atom, equipped with a lending enhancement engine with liquidation intelligence.

RedStone launches the first oracle with liquidation intelligence, Atom, equipped with a lending enhancement engine with liquidation intelligence.

RedStone is proud to unveil a major breakthrough in oracle technology: RedStone Atom—the first liquidation-intelligent oracle. Unlike traditional oracles, RedStone Atom is the first solution to proactively improve the efficiency

Author: PANews
FundBridge Capital Partners with Libeara to Deploy ULTRA, a U.S. Treasury Strategy Tokenized Product, on the Arbitrum Network

FundBridge Capital Partners with Libeara to Deploy ULTRA, a U.S. Treasury Strategy Tokenized Product, on the Arbitrum Network

PANews reported on July 30th that fund management company FundBridge Capital and asset tokenization platform Libeara jointly announced that ULTRA, a tokenized U.S. Treasury bond product managed by FundBridge and

Author: PANews
Revolut Mulls Buying US Bank to Fast-Track American Licence: Report

Revolut Mulls Buying US Bank to Fast-Track American Licence: Report

Digital banking giant Revolut is reportedly exploring the purchase of a US bank as it seeks to accelerate its entry into the American market. The move would allow the UK’s largest fintech to bypass the often lengthy process of securing a banking charter from scratch. The company is considering acquiring a nationally chartered bank that already holds a licence, the Financial Times reported Tuesday. An acquisition would allow Revolut to lend in the US more quickly than applying for a banking charter independently, which can take years. Revolut weighs buying US bank to get licence https://t.co/YTVJXzbAlV — Financial Times (@FT) July 30, 2025 According to the report, the company is also said to be weighing applying for its own banking licence rather than entering through an acquisition. Revolut declined to comment on the matter. Trump-Era Policies Seen as Potential Boost to Revolut’s Licence Bid The fintech, which has 60m customers worldwide, has been searching for ways to deepen its presence in the US, one of the world’s largest financial markets. Winning an American banking licence would provide access to a vast base of customers and deposits at a time when UK fintechs are facing slower growth at home. US President Donald Trump’s deregulatory agenda has created a perception that the Office of the Comptroller of the Currency could expedite the approval process for bank charters, the FT said. However, Revolut is still exploring the most efficient path forward. Revolut Eyes Middle East, Latin America as It Seeks Scale Abroad The company is already in talks for a $1b deal that would raise fresh capital and value the fintech at about $65b , the FT reported ths week. Part of the funding would help finance its global expansion. Revolut has considered similar strategies elsewhere, including a plan to acquire a Middle Eastern bank. It completed the purchase of Argentine bank Cetelem from BNP Paribas last month as part of its expansion drive. Although Revolut holds banking licences in Lithuania, which allows it to operate across the European Union, and in Mexico, it has yet to secure one in the UK. Regulators approved its application last year but imposed restrictions that continue to limit its lending activity. US Banking Approval Could Pave Way for Digital Asset Services The company’s international ambitions extend beyond traditional banking. Revolut, which has offered crypto trading in the UK and the European Economic Area, resumed limited crypto operations in Hungary this week. The move came after a regulatory freeze earlier this summer, when Hungary introduced a new law requiring all crypto service providers to hold a domestic licence. As of Oct. 2023, Revolut suspended its crypto services in the US due to regulatory uncertainty. Now, it’s push for an American banking licence could lay the groundwork for broader product offerings, including digital asset services, if approved. Industry observers say a US banking licence would mark a significant milestone for Revolut and help it compete with American fintech rivals.

Author: CryptoNews
British fintech firm Revolut considers acquiring US bank to speed up US license

British fintech firm Revolut considers acquiring US bank to speed up US license

PANews reported on July 30th that the Financial Times reported that Revolut, the UK's largest fintech company, is considering acquiring a US bank to more quickly obtain a US banking

Author: PANews
Senator Lummis’s new bill forces federal agencies to confront crypto’s role in wealth building

Senator Lummis’s new bill forces federal agencies to confront crypto’s role in wealth building

Senator Lummis is dragging federal housing agencies into the 21st century with a bill that mandates crypto be recognized in mortgage approvals. The move challenges decades-old lending rules, potentially opening doors for young buyers, but critics warn it could destabilize…

Author: Crypto.news
180 Life Sciences bets $425m on Ethereum treasury in bid to become ETHZilla

180 Life Sciences bets $425m on Ethereum treasury in bid to become ETHZilla

Palo Alto’s 180 Life Sciences is making a radical pivot, ditching biotech for crypto. With a $425 million private placement backed by Ethereum’s elite, the soon-to-be ETHZilla aims to build the largest corporate ETH treasury, blending DeFi yield strategies with…

Author: Crypto.news
180 Life Sciences Rebrands as ETHZilla, Unleashes $425M Ethereum Treasury Raise

180 Life Sciences Rebrands as ETHZilla, Unleashes $425M Ethereum Treasury Raise

180 Life Sciences Corp. (Nasdaq: ATNF) has revealed plans to transform its business strategy with a major crypto change by rebranding to “ETHZilla” and adopting Ethereum as the central asset in its treasury reserve. JUST IN: 🇺🇸 Publicly traded 180 Life Sciences to raise $425,000,000, load up on $ETH for its treasury and rebrand to "ETHZilla." pic.twitter.com/VH9qirDW2B — Whale Insider (@WhaleInsider) July 29, 2025 The company is supported by over 60 institutional and crypto-native investors. This move establishes ETHZilla as a publicly traded company adopting Ethereum. Private Placement and ETH Strategy The company’s planned $425 million private investment in public equity (PIPE) will fund the initial treasury allocation. The deal, expected to close on or around August 1, includes registration rights for investors and authorizes the sale of an additional $150 million in debt securities. Upon closing, proceeds will primarily be used to purchase ETH, fund general corporate expenses, and cover transaction costs. Electric Capital will serve as the external asset manager, tasked with building an on-chain yield generation program that goes beyond standard staking. The strategy will include a mix of lending, liquidity provisioning, and structured agreements, seeking to optimize ETH yield while maintaining risk controls. Crypto-Native Backing and Governance ETHZilla’s PIPE is backed by a deep bench of prominent names from both traditional and decentralized finance. Among them are Polychain Capital, Harbour Island, GSR, Omicron Technologies, and leaders such as Konstantin Lomashuk (Lido), Sreeram Kannan (Eigenlayer), Robert Leshner (Compound), and Vivek Raman (Etherealize). The existing management team will stay in place post-transaction. McAndrew Rudisill is set to become chairman of the board. He explains that the Ethereum network, with a market capitalization of over $450 billion, represents a foundational layer for new developments in stablecoins and tokenized assets. Rudisill describes the initiative as a pathway for investors to gain exposure to Ethereum’s potential through a public company structure. Partnership with Etherealize and the DeFi Council A central part of the company’s transition involves collaboration with Etherealize , a crypto-native firm with strong Ethereum ties. Etherealize will help shape ETHZilla’s treasury deployment and provide continued strategic support. A newly formed “DeFi Council,” composed of builders from leading DeFi protocols, will advise on how to responsibly and creatively grow the company’s ETH holdings. SharpLink Is the Largest Public Holder of Ethereum Currently, SharpLink Gaming is the leading public company holding Ethereum, now controlling 360,807 ETH—valued at approximately $1.33 billion—according to fresh data from analytics platform CoinGecko. 🚨 @SharpLinkGaming now holds the most ETH among public firms ($1.33B), surpassing Bitmine & Coinbase. #Ethereum #Crypto https://t.co/xcyxxYTYoo — Cryptonews.com (@cryptonews) July 24, 2025 What sets SharpLink apart is not just the size of its ETH treasury, but how it’s used. The company reports that over 95% of its Ethereum is either staked or deployed through liquid staking platforms.

Author: CryptoNews
RedStone Atom seeks to rewire DeFi’s broken liquidation game

RedStone Atom seeks to rewire DeFi’s broken liquidation game

For years, DeFi lending protocols lost millions to MEV bots and sluggish oracle updates. RedStone Atom is keen to flip that switch by enabling real-time liquidations and recapturing value that once vanished into validator mempools. The result could translate to…

Author: Crypto.news
Ethereum validator exit queue size reaches all-time high

Ethereum validator exit queue size reaches all-time high

PANews reported on July 29th that, according to TheBlock, as of July 26th, the number of Ethereum validators exiting the queue had reached 744,000 ETH, reaching an all-time high. In

Author: PANews
180 Life, a publicly listed company, plans to raise approximately $425 million in a private placement and transform itself into an Ethereum treasury reserve company.

180 Life, a publicly listed company, plans to raise approximately $425 million in a private placement and transform itself into an Ethereum treasury reserve company.

PANews reported on July 29th that 180 Life Sciences Corp. (NASDAQ: ATNF), a US-listed company, announced its transformation into an Ethereum Treasury Reserve company, intending to raise approximately $425 million

Author: PANews