Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

16143 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Canton Network’s Masterstroke: How RedStone Oracles Unlock a $6 Trillion RWA Ecosystem

Canton Network’s Masterstroke: How RedStone Oracles Unlock a $6 Trillion RWA Ecosystem

BitcoinWorld Canton Network’s Masterstroke: How RedStone Oracles Unlock a $6 Trillion RWA Ecosystem Imagine a world where trillions of dollars in real estate, bonds, and commodities trade as seamlessly as digital tokens. This is the ambitious vision of the Canton Network, and it just took a monumental leap forward. The network has announced a pivotal partnership with RedStone Oracles to provide the critical data backbone for its emerging […] This post Canton Network’s Masterstroke: How RedStone Oracles Unlock a $6 Trillion RWA Ecosystem first appeared on BitcoinWorld.

Author: bitcoinworld
Crypto Predictions: This Cheap DeFi Crypto May 1,600%, Here is Why

Crypto Predictions: This Cheap DeFi Crypto May 1,600%, Here is Why

The DeFi market keeps surprising investors with early projects that rise faster than the broader crypto arena. When a platform introduces real utility before launch, user demand often grows at a rapid pace. Many investors want tokens that will support active tools, not hype without purpose. This rising demand shapes early presales, and the trend […] The post Crypto Predictions: This Cheap DeFi Crypto May 1,600%, Here is Why appeared first on TechBullion.

Author: Techbullion
BNB Shows Potential Double-Bottom Formation Amid Binance’s Full ADGM Authorization

BNB Shows Potential Double-Bottom Formation Amid Binance’s Full ADGM Authorization

The post BNB Shows Potential Double-Bottom Formation Amid Binance’s Full ADGM Authorization appeared on BitcoinEthereumNews.com. BNB is forming a double bottom pattern near the $820–$830 support zone, signaling potential reversal as Binance gains full ADGM authorization for expanded operations, boosting trader interest and targeting a breakout above $887–$909. BNB double bottom pattern emerges on daily chart, with strong buyer defense at lows around $820–$830, setting up for possible bullish reversal if neckline breaks. Binance secures comprehensive ADGM approval, enabling trading, custody, and settlement services through dedicated entities, enhancing regulatory compliance. Traders monitor $1,016 as next target post-breakout, with RSI and MACD indicators showing bullish momentum shifts amid rising market volume. Discover BNB double bottom formation and Binance ADGM authorization impact on price. Explore key support levels and regulatory boosts driving crypto interest—stay informed on BNB’s next move today. What is the BNB double bottom pattern signaling for price action? BNB double bottom pattern indicates a potential bullish reversal on the daily chart, where price has twice tested support near $820–$830 with strong rejection wicks, showing buyer resilience after declines. This classic setup forms as BNB trades around $885, approaching the neckline resistance at $887–$909. A confirmed breakout above this zone could validate the pattern and propel prices toward higher targets like $1,016. The double bottom structure, often seen in technical analysis, reflects market exhaustion from selling pressure and renewed accumulation. As BNB hovers near these levels, volume and momentum indicators are aligning to support an upward shift, drawing attention from institutional and retail traders alike. How does Binance’s ADGM authorization influence BNB’s market position? Binance’s full authorization from the Abu Dhabi Global Market (ADGM) Financial Services Regulatory Authority allows the exchange to conduct trading, custody, settlement, and off-exchange services through three specialized entities: Nest Exchange Ltd for spot and derivatives, Nest Clearing and Custody Ltd for asset storage and depository functions, and Nest Trading for…

Author: BitcoinEthereumNews
Best Crypto to Buy in December 2025: Mutuum Finance (MUTM) Is a Better 100x Pick Than Shiba Inu (SHIB)

Best Crypto to Buy in December 2025: Mutuum Finance (MUTM) Is a Better 100x Pick Than Shiba Inu (SHIB)

As the market moves into December, investors in the market are looking for the best crypto to buy before the upcoming wave of capital inflows rearranges the entire market. Though meme cryptos such as Shiba Inu (SHIB) remain very well-known in the community today, many respected experts believe that the era of sentiment, driven investing […]

Author: Cryptopolitan
USD/CAD remains depressed below 1.3860 ahead of US jobs data

USD/CAD remains depressed below 1.3860 ahead of US jobs data

The post USD/CAD remains depressed below 1.3860 ahead of US jobs data appeared on BitcoinEthereumNews.com. The US Dollar remains pinned near two-month lows at the 1.3800 area, with upside attempts so far limited to below 1.3860. The pair has lost about 2% since late November as investors began pricing in a Fed interest rate cut at this week’s Federal Reserve meeting. The focus today, however,i s on the Weekly US ADP Employment change and the release of delayed US JOLTS Job Openings data for September and October, which will frame Wednesday’s Fed Decision. The market consensus anticipates steady job openings, at 7.2 million in both months, slightly below the 7.22 million openings seen in August. On Monday, US President Donald Trump threatened to impose higher tariffs on Canadian fertilisers, in an event announcing new aid for US farmers, although the impact on the Canadian Dollar was marginal. The highlight of the week is Wednesday’s Federal Reserve monetary policy meeting. The Fed is widely expected to cut its benchmark interest rate by 25 basis points, although Chairman Powell might deliver a hawkish message, lifting the bar for further rate cuts. This view is keeping the US Dollar from falling further. In Canada, the BoC is widely expected to keep its monetary policy unchanged on Wednesday. The bank cut rates by 25 basis points to the current 2.25% level in October and signalled the end of the rate cycle, and the strong Q3 Gross Domestic Product (GDP) figures have endorsed that view. Central banks FAQs Central Banks have a key mandate which is making sure that there is price stability in a country or region. Economies are constantly facing inflation or deflation when prices for certain goods and services are fluctuating. Constant rising prices for the same goods means inflation, constant lowered prices for the same goods means deflation. It is the task of the central bank…

Author: BitcoinEthereumNews
Circle Secures UAE License to Potentially Expand USDC Services in Middle East

Circle Secures UAE License to Potentially Expand USDC Services in Middle East

The post Circle Secures UAE License to Potentially Expand USDC Services in Middle East appeared on BitcoinEthereumNews.com. Circle has secured an ADGM FSP license in the UAE, enabling expanded payment and settlement services for businesses and financial institutions. This regulatory milestone supports the adoption of stablecoins like USDC and EURC in the region, fostering a trusted digital finance ecosystem under Abu Dhabi’s framework. Circle obtains Financial Services Permission from ADGM’s FSRA to operate as a Money Services Provider in the UAE. Appointment of Dr. Saeeda Jaffar as Managing Director for Middle East and Africa to drive regional strategy and digital dollar integration. Builds on prior recognition of USDC and EURC as the first stablecoins under Dubai’s regulatory framework, with over 30 billion USDC in circulation globally as of late 2025. Discover how Circle’s ADGM FSP license in the UAE boosts stablecoin adoption and digital payments. Explore regulatory advancements and leadership changes shaping the future of crypto finance. Stay informed on this pivotal expansion today. What is Circle’s ADGM FSP License in the UAE? Circle’s ADGM FSP license from the Financial Services Regulatory Authority in Abu Dhabi Global Market allows the company to provide payment and settlement services as a Money Services Provider. This approval, announced during Abu Dhabi Finance Week, marks a key step in Circle’s global expansion, building on its stablecoin infrastructure to serve businesses and institutions in the UAE. It aligns with the region’s push for regulated digital assets, ensuring compliance and innovation. How Does This License Impact Stablecoin Adoption in the Middle East? The license enables Circle to offer its stablecoins, USDC and EURC, more broadly in the UAE, facilitating seamless cross-border payments and settlements. According to regulatory filings from ADGM, this permission supports the integration of dollar-pegged digital assets into local financial systems, reducing volatility risks for users. Experts note that such frameworks have already seen a 25% increase in institutional crypto adoption…

Author: BitcoinEthereumNews
Revolutionary Move: Coinbase Partners with PNC Bank to Offer Bitcoin Spot Trading

Revolutionary Move: Coinbase Partners with PNC Bank to Offer Bitcoin Spot Trading

BitcoinWorld Revolutionary Move: Coinbase Partners with PNC Bank to Offer Bitcoin Spot Trading A seismic shift is happening in traditional finance. Coinbase, a leading cryptocurrency exchange, has announced a groundbreaking partnership with PNC Bank, the ninth-largest bank in the United States. This collaboration is set to bring Bitcoin spot trading directly to the clients of PNC’s private bank, marking a significant milestone for institutional crypto adoption. Let’s explore […] This post Revolutionary Move: Coinbase Partners with PNC Bank to Offer Bitcoin Spot Trading first appeared on BitcoinWorld.

Author: bitcoinworld
Bitcoin stabilizes around $90k ahead of FOMC meeting: Check forecast

Bitcoin stabilizes around $90k ahead of FOMC meeting: Check forecast

Key takeaways BTC is down 1.35% and is trading around $90,500. The leading cryptocurrency has stabilized ahead of tomorrow’s FOMC meeting. BTC stays above $90k ahead of the Fed rate decision Bitcoin began the week bullish, hitting the $93k level on Monday. However, it has lost 1% of its value in the last 24 hours […] The post Bitcoin stabilizes around $90k ahead of FOMC meeting: Check forecast appeared first on CoinJournal.

Author: Coin Journal
Which Crypto to Buy? You Missed ETH, Analysts Say $0.035 Is Your Final Opportunity for MUTM

Which Crypto to Buy? You Missed ETH, Analysts Say $0.035 Is Your Final Opportunity for MUTM

The post Which Crypto to Buy? You Missed ETH, Analysts Say $0.035 Is Your Final Opportunity for MUTM appeared first on Coinpedia Fintech News Many investors watched Ethereum surge and regretted not entering early. Now, attention is shifting to smaller, product-driven tokens that offer practical use cases and early adoption potential. Analysts are flagging Mutuum Finance (MUTM) at $0.035 as a final opportunity before the next presale phase price jump. This article explains why MUTM is attracting interest, using …

Author: CoinPedia
With retail investors leaving the market, what will drive the next bull market?

With retail investors leaving the market, what will drive the next bull market?

Author: Cathy Produced by: Plain Language Blockchain Bitcoin has plummeted from $126,000 to $90,000, a drop of 28.57%. Market panic, liquidity crunch, and the pressure of deleveraging have left everyone breathless. Coinglass data shows that the fourth quarter saw significant forced liquidations, severely weakening market liquidity. At the same time, some structural advantages are converging: the U.S. SEC is about to introduce the "innovation exemption" rule, expectations for the Federal Reserve to enter a rate-cutting cycle are growing stronger, and the global institutionalization channel is rapidly maturing. This is the biggest contradiction in the current market: it looks terrible in the short term, but very promising in the long term. The question is, where will the money for the next bull market come from? 01. Retail investors don't have enough money. Let's start with a myth that's crumbling: Digital Asset Treasury (DAT). What is DAT? Simply put, it's a publicly traded company that uses stock and debt to buy cryptocurrencies (Bitcoin or other altcoins) and then makes money through active asset management (staking, lending, etc.). The core of this model lies in the "capital flywheel": as long as the company's stock price can consistently exceed the net asset value (NAV) of its cryptocurrency holdings, it can continuously amplify its capital by issuing stocks at high prices and buying cryptocurrencies at low prices. It sounds great, but there's a catch: the stock price must always maintain a premium. Once the market shifts towards "risk aversion," especially when Bitcoin crashes, this high beta premium can quickly collapse, even turning into a discount. Once the premium disappears, issuing shares dilutes shareholder value, and financing capabilities dry up. More importantly, it's about scale. As of September 2025, although more than 200 companies have adopted the DAT strategy and hold more than $115 billion in digital assets, this figure is less than 5% of the overall crypto market. This means that DAT's purchasing power is simply insufficient to support the next bull market. Worse still, when the market is under pressure, DAT may need to sell assets to maintain operations, which will only add to the selling pressure in a weak market. The market must find larger and more stable sources of funding. 02. The Federal Reserve and the SEC opened the floodgates to inject liquidity. Structural liquidity shortages can only be resolved through institutional reforms. Federal Reserve: Taps and Gates The Federal Reserve's quantitative tightening policy will end on December 1, 2025, marking a crucial turning point. Over the past two years, QT quantitative tightening has continuously withdrawn liquidity from global markets, and its end means that a major structural constraint has been removed. More importantly, there are expectations of interest rate cuts. According to CME's FedWatch tool, the probability of the Federal Reserve cutting interest rates by 25 basis points in December is 87.3% on December 9. Historical data speaks volumes: During the 2020 pandemic, the Federal Reserve's interest rate cuts and quantitative easing caused Bitcoin to rise from approximately $7,000 to around $29,000 by the end of the year. Lower interest rates reduce borrowing costs, driving capital flows to higher-risk assets. Another key figure to watch is Kevin Hassett, a potential candidate for Federal Reserve Chair. He holds a friendly stance towards crypto assets and supports aggressive interest rate cuts. But more importantly, he possesses dual strategic value: One is the "tap"—which directly determines the tightness or looseness of monetary policy and affects market liquidity costs. The other is the "gateway"—which determines the extent to which the U.S. banking system is open to the crypto industry. If a crypto-friendly leader takes office, it could accelerate collaboration between the FDIC and OCC on digital assets, a prerequisite for the entry of sovereign wealth funds and pension funds. SEC: Regulation has turned from a threat to an opportunity SEC Chairman Paul Atkins has announced plans to introduce an "Innovation Exemption" rule in January 2026. This exemption aims to streamline compliance processes, allowing crypto companies to launch products more quickly within regulatory sandboxes. The new framework will update the token classification system and may include a "sunset clause"—the termination of a token's security status once it meets certain decentralization criteria. This provides developers with clear legal boundaries, attracting talent and capital back to the United States. More importantly, it's a shift in regulatory attitude. In its 2026 review priorities, the SEC will remove cryptocurrencies from its separate priority list for the first time, instead emphasizing data protection and privacy. This indicates that the SEC is shifting from viewing digital assets as an “emerging threat” to integrating them into mainstream regulatory themes. This “de-risking” removes compliance barriers for institutions, making digital assets more readily accepted by corporate boards and asset management firms. 03. The truly potential big money If DAT's funding is insufficient, where is the real money coming from? Perhaps the answer lies in three pipelines currently being laid. Pipeline 1: The organization's tentative entry ETFs have become the preferred way for global asset management institutions to allocate funds to the crypto space. Following the US approval of a spot Bitcoin ETF in January 2024, Hong Kong also approved spot Bitcoin and Ethereum ETFs. This global regulatory convergence has made ETFs a standardized channel for the rapid deployment of international capital. But ETFs are just the beginning; more importantly, the maturity of custody and settlement infrastructure is crucial. Institutional investors have shifted their focus from "whether they can invest" to "how to invest safely and efficiently." Global custodians such as Bank of New York Mellon have already provided digital asset custody services. Platforms like Anchorage Digital integrate middleware (such as BridgePort) to provide institutional-grade settlement infrastructure. These collaborations allow institutions to allocate assets without pre-funding, significantly improving capital efficiency. The most imaginative are pension funds and sovereign wealth funds. Billionaire investor Bill Miller predicts that financial advisors will begin recommending allocating 1% to 3% of their portfolios to Bitcoin within the next three to five years. While this may sound like a small percentage, for trillions of dollars in institutional assets globally, a 1%-3% allocation translates to trillions of dollars in inflows. Indiana has proposed allowing pension funds to invest in crypto ETFs. A UAE sovereign wealth fund, in partnership with 3iQ, launched a hedge fund that attracted $100 million, targeting an annualized return of 12%-15%. This institutionalized process ensures predictable and long-term structured institutional inflows, a stark contrast to the DAT model. Pipeline Two: RWA, a trillion-dollar bridge Tokenization of RWA (Real-World Assets) may be the most important driver of the next wave of liquidity. What is RWA? It is the process of converting traditional assets (such as bonds, real estate, and artwork) into digital tokens on the blockchain. As of September 2025, the global RWA market capitalization was approximately $30.91 billion. According to a report by Tren Finance, the tokenized RWA market could grow more than 50 times by 2030, with most companies predicting a market size of $4-30 trillion. This size far surpasses any existing crypto-native capital pool. Why is RWA important? Because it bridges the language barrier between traditional finance and DeFi. Tokenized bonds or treasury bills allow both sides to "speak the same language." RWA brings stable, yield-backed assets to DeFi, reduces volatility, and provides institutional investors with a source of non-crypto-native yield. Protocols like MakerDAO and Ondo Finance are magnets for institutional capital by bringing US Treasury bonds on-chain as collateral. The RWA integration has made MakerDAO one of the largest DeFi protocols in terms of TVL, with billions of dollars in US Treasury bonds backing DAI. This demonstrates that traditional finance actively deploys capital when compliant yield products backed by traditional assets emerge. Pipeline 3: Infrastructure Upgrade Regardless of whether the capital comes from institutional allocation or RWA, an efficient and low-cost transaction settlement infrastructure is a prerequisite for large-scale adoption. Layer 2 processes transactions outside the Ethereum mainnet, significantly reducing gas fees and shortening confirmation times. Platforms like dYdX offer rapid order creation and cancellation capabilities through L2, which is not possible on Layer 1. This scalability is crucial for handling high-frequency institutional capital flows. Stablecoins are even more crucial. According to a TRM Labs report, as of August 2025, stablecoin on-chain transaction volume exceeded $4 trillion, a year-on-year increase of 83%, accounting for 30% of all on-chain transactions. As of the first half of the year, the total market capitalization of stablecoins reached $166 billion, making them a pillar of cross-border payments. A Rise report shows that over 43% of B2B cross-border payments in Southeast Asia use stablecoins. As regulators (such as the Hong Kong Monetary Authority) require stablecoin issuers to maintain 100% reserves, the status of stablecoins as compliant, highly liquid on-chain cash instruments has been solidified, ensuring that institutions can efficiently transfer and clear funds. 03. Where might the money come from? If these three channels can indeed be opened, where will the money come from? The short-term market pullback reflects the necessary deleveraging process, but structural indicators suggest that the crypto market may be on the verge of a new round of large-scale capital inflows. Short term (end of 2025 - Q1 2026): Potential policy-driven rebound If the Federal Reserve ends QT and cuts interest rates, and if the SEC's "innovation exemption" is implemented in January, the market may see a policy-driven rebound. This phase is primarily driven by psychological factors; clear regulatory signals will attract risk capital back. However, this wave of funds is highly speculative, volatile, and its sustainability is questionable. Medium term (2026-2027): Gradual entry of institutional funds As global ETFs and custody infrastructure mature, liquidity is likely to primarily come from regulated institutional pools. Small strategic allocations from pension funds and sovereign wealth funds may also be effective; this type of capital, characterized by high patience and low leverage, can provide a stabilizing foundation for the market and avoids the speculative buying and selling seen in retail investors. Long term (2027-2030): Potential structural changes brought about by RWA Sustained, large-scale liquidity may depend on RWA tokenization. RWA introduces the value, stability, and yield streams of traditional assets to the blockchain, potentially pushing DeFi's total value limit (TVL) to trillions. RWA directly links the crypto ecosystem to global balance sheets, potentially ensuring long-term structural growth rather than cyclical speculation. If this path holds true, the crypto market will truly move from the periphery to the mainstream. 04. Summary The last bull market relied on retail investors and leverage. If the next round comes, it will likely depend on the system and infrastructure. The market is moving from the periphery to the mainstream, and the question has shifted from "whether or not to invest" to "how to invest safely". Money doesn't come suddenly, but the pipeline is already being laid. Over the next three to five years, these channels may gradually open. At that time, the market will no longer be competing for the attention of retail investors, but for the trust and allocation quotas of institutional investors. This is a shift from speculation to infrastructure, and an essential step for the crypto market to mature.

Author: PANews