Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

16021 Articles

Created: 2026/02/02 18:52

Updated: 2026/02/02 18:52

Starknet Welcomes Native USDC and CCTP for Enhanced DeFi and Payment Solutions

The post Starknet Welcomes Native USDC and CCTP for Enhanced DeFi and Payment Solutions appeared on BitcoinEthereumNews.com. Luisa Crawford Dec 04, 2025 14:55 Starknet integrates native USDC and CCTP, boosting DeFi, gaming, and payments with scalable, secure crosschain transfers. Explore new opportunities in the growing Starknet ecosystem. Starknet, a prominent zk-rollup leveraging STARK proofs for scalable Ethereum solutions, has announced the integration of native USDC and Circle’s Cross-Chain Transfer Protocol (CCTP), according to circle.com. This development is set to enhance stablecoin settlements and facilitate rapid crosschain transfers, significantly benefiting decentralized finance (DeFi), gaming, and payment sectors. Starknet Ecosystem Expansion As Starknet continues to expand its ecosystem, which already boasts over 125 applications across various sectors, the inclusion of native USDC and CCTP marks a pivotal moment. The network aims to establish itself as the execution layer for Bitcoin (BTC), featuring native BTC staking and a burgeoning BTCFi ecosystem. The integration of native USDC provides a fully reserved digital dollar, redeemable 1:1 for U.S. dollars, enhancing institutional-grade settlement and enabling low-cost global payments. This move aligns with Starknet’s goal of providing scalable, secure financial solutions. Empowering Developers with CCTP Developers on Starknet can now leverage CCTP to facilitate secure, capital-efficient USDC transfers between Starknet and other supported blockchains. This capability enables seamless crosschain onboarding, swaps, and treasury rebalancing, unlocking new DeFi opportunities and enhancing user experiences. Key Use Cases and Benefits Native USDC and CCTP on Starknet are expected to drive significant growth across DeFi and related sectors. Key use cases include: DeFi Trading: Supporting trading, lending, and 24/7 onchain settlements with applications like avnu, Ekubo, and Vesu. Gaming and Payments: Utilizing stablecoins for in-game economies and global peer-to-peer payments with platforms such as Ready and Xverse. Crosschain Experiences: Enhancing USDC transfers between Starknet and other blockchains, improving onboarding and treasury management, exemplified by Braavos Wallet. Transitioning from Bridged to…

Author: BitcoinEthereumNews

2025/12/05

BitGo IOTA Mainnet Expands US Institutional Access

The post BitGo IOTA Mainnet Expands US Institutional Access appeared on BitcoinEthereumNews.com. As IOTA celebrates a decade in the market, the new BitGo integration strengthens regulated access for institutional investors across the digital asset ecosystem. BitGo expands support to the IOTA Mainnet As IOTA marks its 10th anniversary, the project is expanding its institutional infrastructure by partnering with long-standing digital asset pioneer BitGo Trust Company, Inc.. Founded in 2013, BitGo has built a reputation for providing regulated custody, wallets, staking, trading, settlement, and financing services based on cold storage. Moreover, BitGo has been a pioneer in the commercialization of multi-signature wallets and Threshold Signature Scheme (TSS) technology. Today, the company supports more than 1,550 tokens and coins for over 4,900 institutions, enterprises, and exchanges worldwide, positioning it as a core infrastructure provider in the digital asset sector. BitGo is regulated in the United States by the South Dakota Division of Banking and maintains insurance coverage of up to $250M against theft, loss, or misuse of keys. This regulated framework gives institutions the trust, transparency, and oversight they require to operate securely and at scale in crypto markets. Beginning in the first week of December, BitGo will add support for the IOTA Mainnet. However, this is not just another token listing. It allows clients to manage IOTA tokens alongside other digital assets on a platform already widely used across the global industry. Institutional accessibility and regulated custody With BitGo now supporting the IOTA Mainnet, institutional accessibility to the network is set to expand significantly. Institutions, exchanges, and users facing regulatory or tax-related constraints can now access IOTA through a regulated, insured custody framework that aligns with stringent compliance standards. BitGo operates under high levels of regulatory oversight, undergoes constant audits, and meets demanding capital requirements. That said, this infrastructure is designed to support institutional custody services without compromising on security or operational flexibility,…

Author: BitcoinEthereumNews

2025/12/05

Solana ($140) Breakout Signal: Why Digitap ($TAP) Crypto Presale Will Follow the Utility Trend

The post Solana ($140) Breakout Signal: Why Digitap ($TAP) Crypto Presale Will Follow the Utility Trend appeared first on Coinpedia Fintech News Solana’s (SOL) token looked poised to retest the $100 level after a brutal November. But, after a solid rebound from $125, SOL is showing signs of breaking out at $140. This would signal renewed bullish momentum and could open the door for a breakout back to $200. Adding Solana to the list of top altcoins …

Author: CoinPedia

2025/12/05

Which Is The Best Crypto To Buy for 2026 Gains As This $0.035 Nears Presale Phase 6 Sellout?

The post Which Is The Best Crypto To Buy for 2026 Gains As This $0.035 Nears Presale Phase 6 Sellout? appeared on BitcoinEthereumNews.com. The chase for the best cryptocurrency to invest in for optimal gains for the year 2026 continues to escalate, especially with the volatility being experienced by existing markets. Investors are systematically investing in projects that not only incorporate technological innovation but also positive drivers for short-term expansion. Among the favorites, a new cryptocurrency, called Mutuum Finance (MUTM), is making waves as the presale sets to achieve a decisive milestone, making a compelling case for being the best crypto to invest in for the next year. Assessment of Contenders for 2026 When the long-term crypto investments for 2026 or any other year are being made, a common sight is that of crypto users always opting for base cryptocurrencies that have a proven record. The most prominent crypto to invest in always possesses a strong developer base, utilizes something practical, and always has a roadmap that is to be developed for the future. But what most of these prominent cryptos lack is that they have already become heavily backed, signifying that the scope for exponential growth is less, as opposed to the emerging ones. Mutuum Finance: The Final Opportunity at a Ground-Floor Price For those trying to get into the next big crypto opportunity, Mutuum Finance is the game-changer. It is now in its Presale Phase 6, which is over 95% sold out. This, therefore, is the last opportunity to get your hands on the price of these tokens at $0.035. Although this price is already up 250% from the previous phase, this is a mere precursor to what is to come, as the price increase for the next phase is estimated to be up to 20%, from $0.035 to $0.040. Given the short window of opportunity, along with its launch price of $0.060, current ‘buyers’ can certainly look to profit heavily…

Author: BitcoinEthereumNews

2025/12/05

AlphaTON Capital Files $420.69 Million SEC Shelf to Expand TON Ecosystem

AlphaTON Capital, a Nasdaq-listed TON token treasury firm, has filed a $420.69 million shelf registration with the U.S. SEC. The filing aims to accelerate the company’s expansion across Toncoin, Telegram mini-apps, and the newly launched Cocoon AI network. The company said that the funding will go towards expansion into AI infrastructure, high-performance computing, and acquisitions. […]

Author: Tronweekly

2025/12/05

Inside Cardano’s strategic “Pentad” push for network unity

The post Inside Cardano’s strategic “Pentad” push for network unity appeared on BitcoinEthereumNews.com. In an industry that thrives on noise and chaos, Cardano is betting its future on a “quiet” hard fork and improved coordination among its leading internal stakeholders. The blockchain network is preparing to execute a technical upgrade engineered to be virtually invisible to the market. Known as Protocol Version 11, the “no new era” hard fork is a deliberate departure from the spectacle-driven upgrades that have become the standard in the crypto sector. Instead of launching a new roadmap phase, developers are focusing on tightening the ledger and resolving operational risks. This technical “quiet reset” coincides with a sweeping organizational overhaul led by founder Charles Hoskinson. Facing stagnant growth metrics and a fragmented leadership structure, Hoskinson is pushing to consolidate Cardano’s disparate entities under a single executive function dubbed the “Pentad.” The move aims to inject commercial discipline into the decentralized network, giving it a unified voice to compete with Ethereum and Solana. A low-drama fix The upcoming hard fork, which keeps the network within the current “Conway” era, is designed to minimize disruption. There will be no new ledger version and minimal integration costs for exchanges or wallet providers. However, the upgrade is critical for shoring up network resilience following a rare stumble last year. In November, a malformed delegation transaction triggered a chain split that fractured the network. While no funds were lost, the incident served as a wake-up call for governance leaders and developers. It showed that operational clarity and deterministic behavior had become more valuable to the network’s survival than raw throughput speed. In response, the Protocol v11 fork “introduces refinements, fixes, optimisations, and new features that do not require an era transition.” The upgrade includes stricter enforcement of unique Verifiable Random Function (VRF) key hashes and input rules for Plutus V1/V2. Faster scripts, cheaper DeFi…

Author: BitcoinEthereumNews

2025/12/05

Aave V4 to Bring Native Bitcoin Collateral Through Babylon’s Trustless Vaults

TLDR: Native Bitcoin enters Aave lending through Babylon vaults with no wrapping and no centralized custody. Testing for the Bitcoin Spoke begins in Q1 2026 with a targeted April rollout pending governance. BTC-backed lending passed one billion dollars this year based on Babylon’s reported figures. Babylon’s trustless systems already activate billions in BTC, expanding Bitcoin’s [...] The post Aave V4 to Bring Native Bitcoin Collateral Through Babylon’s Trustless Vaults appeared first on Blockonomi.

Author: Blockonomi

2025/12/05

USPD stablecoin protocol hacked for $1 million so far

The post USPD stablecoin protocol hacked for $1 million so far appeared on BitcoinEthereumNews.com. Decentralized finance protocol US Permissionless Dollar suffered a security breach resulting in unauthorized minting of its stablecoin and the draining of more than $1 million in liquidity. According to an incident report from the USPD team’s official X account, the attacker deposited roughly 3,122 ETH as collateral and exploited a bug that allowed them to mint approximately 98 million USPD tokens in a single transaction. The process created ten times the amount of tokens against the initial deposit and enabled the hacker to drain an additional 237 stETH collateral. The stolen stablecoins were subsequently converted into about $300,000 worth of USDC through decentralized exchange Curve. The USPD protocol developers and several cybersecurity accounts, like PeckShield Alert, issued a warning to users immediately after identifying the breach, saying: “We have confirmed a critical exploit of the USPD protocol resulting in unauthorized minting and liquidity draining. Please DO NOT buy USPD. Revoke all approvals immediately.” USPD hacker took advantage of proxies to trick protocol into minting The DeFi protocol’s report mentioned that the breach exploited a complex attack vector named “CPIMP,” short for Clandestine Proxy In the Middle of Proxy. USPD explained the attacker front-ran the proxy initialization on September 16 during deployment using a Multicall3 transaction. 2/ This was not a flaw in our smart contract logic. The USPD protocol underwent rigorous security audits by top-tier firms @NethermindEth and Resonance. Our code is fully unit-tested and adheres to strict industry standards. The logic itself remains secure. — USPD.IO | The Dollar of the Decentralized Nation (@USPD_io) December 4, 2025 The hacker used CPIMP to seize administrative rights silently before the protocol’s scripts were fully executed, waiting for months to start minting coins without authorization. They implemented a “shadow” contract that forwarded calls to USPD’s audited code, then subtly implemented an event…

Author: BitcoinEthereumNews

2025/12/05

Best Crypto to Buy for 2026: Price Prediction Shows This $0.035 New Crypto Could Surge 1,200%

As investors begin preparing their strategies for 2026, one new crypto priced at just $0.035 is gaining strong attention across the market. Early forecasts now point to a potential long-term surge, with some models outlining scenarios where Mutuum Finance (MUTM) could rise more than 1,200% if adoption grows after its first protocol release. With development [...] The post Best Crypto to Buy for 2026: Price Prediction Shows This $0.035 New Crypto Could Surge 1,200% appeared first on Blockonomi.

Author: Blockonomi

2025/12/05

Former Signature Bank Leaders Launch N3XT to Enable Instant Blockchain Payments

        Highlights:  N3XT offers nonstop blockchain settlement that supports programmable payments. The bank uses a fully reserved model to reduce liquidity risks and provide daily disclosures for clients. Signature Bank leaders have launched N3XT as Europe advances a unified euro stablecoin plan.  Former Signature Bank executives launched N3XT with a plan to offer nonstop settlement on a private blockchain. The institution announced that it will allow instant transfers at any hour. The team built the platform to support smart contracts and programmable payments. It also works with stablecoins, utility tokens, and other digital assets. This design targets firms that depend on continuous settlement.  Former Signature Bank Founder Launches N3XT Former Signature Bank founder Scott Shay has launched @N3XTinc, a Wyoming-chartered blockchain bank offering instant 24/7 payments on a private ledger, according to @Cointelegraph. N3XT supports programmable payments, is interoperable… pic.twitter.com/AUi4JQd8Hl — ME (@MetaEraHK) December 5, 2025  N3XT will run under Wyoming’s Special Purpose Depository Institution charter. This framework supports fully reserved banks that custody digital assets. Founder Scott Shay leads the effort after his experience with Signature’s rise and fall. Signature collapsed after sharp outflows hit several crypto-linked banks. Regulators linked the failure to concentration risks and heavy pressure from large uninsured deposits. The new bank wants a stronger foundation for digital asset clients. The team says instant settlement can reduce friction across many industries. The private blockchain also gives the institution more control over transaction speed. N3XT plans to attract firms that value predictable settlement cycles. The bank says demand for faster transfers continues to grow in the crypto sector. Signature Bank Leaders Launch Bank with a Fully Reserved Banking Model The founders shaped N3XT around lessons from the banking turmoil two years ago. Signature faced a rapid run during that period as market confidence weakened. A variety of digital asset companies urgently sought established banking partners. N3XT seeks to fill these loopholes by strictly following a one-to-one reserve structure. The bank will guarantee all deposits using cash or short-term Treasurys. The institution also provides disclosures of daily reserves in a bid to build trust. This approach supports clients who operate around the clock. CEO Jeffrey Wallis said the team wants money to move as easily as information. He described the model as a bridge between banking and crypto innovation. Wallis also stressed the need for simple, fast, and programmable transfers. The bank will not offer lending. The founders believe this step lowers exposure to liquidity shocks. Many of Signature’s challenges stemmed from deposit volatility. N3XT wants to avoid similar strains with a narrow and transparent model. The team hopes this structure will reduce uncertainty for its users. Several firms have already joined the onboarding process. N3XT says clients span crypto, foreign exchange, shipping, and logistics. These industries depend on nonstop settlement and often struggle with delays. Venture investors also support the project. Winklevoss Capital, Paradigm, and HACK VC backed N3XT through three funding rounds. HACK VC co-founder Alexander Pack praised the founders’ return to the market. He said N3XT reflects their commitment to rebuilding stronger systems.  I'm incredibly excited to support N3XT in their mission to make crypto banking happen in the US again. N3XT's founders, Scott and Jeff, are forces of nature: they previously built Signature Bank, the biggest and best bank to support the US crypto industry in a regulated way,… https://t.co/27NPCCL8jc — Alexander Pack (@alpackaP) December 4, 2025  Europe Moves Toward a Unified Euro Stablecoin Under New Consortium European banks have also advanced digital payments this year. A consortium of ten large lenders announced plans to introduce a euro stablecoin by mid-2026. The team formed Qivalis in Amsterdam to lead development and licensing. The stablecoin shall be subjected to MiCA regulations prior to market introduction. Euro stablecoins have a minor presence today. The world of digital payments is still dominated by dollar-pegged tokens. The consortium believes that a common instrument will enhance the European standpoint. The team consists of long-time payment and regulation leaders. 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Author: Coinstats

2025/12/05