Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

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Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
EU Proposes To Centralize Crypto, Financial Markets Under ESMA

EU Proposes To Centralize Crypto, Financial Markets Under ESMA

The post EU Proposes To Centralize Crypto, Financial Markets Under ESMA appeared on BitcoinEthereumNews.com. The European Commission has proposed expanding the powers of the European Securities and Markets Authority (ESMA) over crypto and broader financial markets in a bid to narrow the competitive gap with the United States. Published Thursday, the package would transfer “direct supervisory competences” for key pieces of market infrastructure, including crypto-asset service providers (CASPs), trading venues and central counterparties, to ESMA and strengthen its coordination role in the asset management sector. The proposal still needs approval from the European Parliament and the Council, where it is under negotiation. If adopted, ESMA’s role in overseeing EU capital markets would more closely resemble the centralized framework of the US Securities and Exchange Commission. EU proposal aims to streamline markets and strengthen ESMA’s authority. Source: finance.ec.europa.eu In September, France became the third European country to call for the Paris-based ESMA to take over supervision of major crypto firms, joining Austrian and Italian securities regulators. The move followed growing criticism of Malta’s crypto licensing regime. In July, ESMA released a peer review of the Malta Financial Services Authority’s authorization of a crypto service provider, saying that the regulator only “partially met expectations.” Due to concerns over more lenient regulations in some jurisdictions, France has also threatened to block the “passporting” of European licenses obtained from member states, raising enforcement gaps about Europe’s Markets in Crypto-Assets Regulation (MiCA). The three EU countries also backed revisions to MiCA, including stricter rules for crypto activities outside the EU, stronger cybersecurity oversight and a review of how new token offerings are regulated. EU policy-making timeline: Source: finance.ec.europa.eu Related: Ethereum treasury trade unwinds 80% as handful of whales dominate buys ECB President Lagarde first proposed a “European SEC” in 2023 The European Union began exploring whether to give ESMA direct supervisory powers over crypto companies in early November, as…

Author: BitcoinEthereumNews
With its ecosystem data hitting new highs, is Starknet, which strongly promotes privacy and the Bitcoin narrative, on the verge of a breakout?

With its ecosystem data hitting new highs, is Starknet, which strongly promotes privacy and the Bitcoin narrative, on the verge of a breakout?

Author: Pink Brains Compiled by: Tim, PANews Starknet is in the early stages of a Solana-style rebound. This L2 is not mentioned much, but it uses unique technology and focuses on creating highly available products. Since July, DeFi TVL has tripled, currently reaching approximately $300 million, nearing its all-time high. Stablecoin market capitalization hit a record high of $154 million. It ranked second in net capital inflows over the past three months, with a net inflow of $584 million. Active accounts are on the rise, reaching 50,000 to 60,000 per day. Why has Starknet made such progress? First, Starknet did not simply copy Ethereum's existing solutions, but instead built its DeFi ecosystem from scratch. STRK native staking functionality: the first L2 token with a viable application scenario. Through Endur.fi 's LST products, an annualized yield of approximately 7% can be achieved. Over 1 billion STRK have been staked within a year (approximately 22% of the circulating supply, a 120% increase in the past three months). Native BTC staking functionality: A dual-token staking mechanism was implemented for the first time at the Starknet consensus layer. Within just one month of its launch, the staked amount reached 1791 BTC, worth approximately $166 million. The staking feature is now available on wallets such as Ready, Braavos, and Xverse. Anchorage, an institutional-grade custody platform, also supports BTC staking on the Starknet network. Starknet is one of the most liquid Bitcoin Layer 2 networks and is at the core of the BTCFi narrative. It supports cross-chain BTC transfers from Bitcoin, Ethereum, and other Layer 2 networks, BTC staking, and out-of-the-box DeFi suites. Re7 Capital: Offers institutional-grade strategies, including mRe7 Yields (stablecoin yields) and mRe7 Bitcoin (Bitcoin yields), tokenized through the Midas RWA platform. Endur.fi: The largest LST project on Starknet. It has locked 60 million STRK (7.75% annualized yield) and 340 BTC. Vesu offers BTC-collateralized lending and revolving strategies. Users can deposit wBTC, tBTC, LBTC, and SolvBTC to earn an annualized deposit interest rate of up to 2.5%, and borrow USDT and USDC at an annualized borrowing rate of approximately 2.8%. Total deposits have now exceeded $60 million, and total borrowings have reached $19 million. Extended, Avnu, and Ekubo Protocol: Focused on BTC trading and liquidity. Ekubo is the largest automated market maker DEX on Starknet, featuring Uni v4-like scalability, support for dollar-cost averaging, and an upcoming limit order mode. Uncap and Opus: Allow users to borrow Starknet's native stablecoin by using BTC as collateral. 0D Finance, Troves, and Starknet Earn: Providing Convenient One-Click DeFi Strategies Starknet is also improving its interoperability. Starknet will support LayerZero, Stargate Finance, native USDC, CCTP v2, and the NEAR interaction mechanism in December. This could accelerate the inflow of stablecoins and facilitate cross-chain transactions between assets such as STRK, ZEC, BTC, and SOL. Starknet is pushing the privacy narrative very hard. StarkWare's ZK stack powers three of the top ten perpetual contract DEXs, all of which are privacy-focused perpetual contract DEXs. It currently faces fierce competition from Hyperliquid and Aster. edgeX (built on Starknet): 30-day perpetual contract trading volume reaches $170 billion Paradex (independent blockchain): 30-day perpetual contract trading volume reached $26 billion, with a total transaction value (TVL) of $144 million. Extended (Rollup expansion plan): 30-day perpetual contract trading volume reached $28 billion, with a TVL of $99 million. Indeed, as privacy becomes a key feature, privacy-focused DEXs built on StarkWare and Starknet technologies have greater development potential. Starknet's zero-knowledge proof technology not only enhances transaction privacy protection but also balances scalability and security, laying the foundation for the long-term value of DeFi. Ethereum + Bitcoin + Zcash = Starknet Ztarknet is an L2 network based on Starknet, designed specifically for Zcash. It runs high-throughput applications on CairoVM and uses STARK proofs to settle state to the Zcash mainnet. It adds basic layer privacy features, enabling ZEC to achieve scalable programmability and post-quantum security. Yes, StarkWare is also developing Zoro, a Zcash light client that utilizes STARK proofs and aims to compress the Zcash chain verification process into concise, verifiable proofs. The Starknet ecosystem will fully support Zcash. This means that Zcash will be able to leverage Starknet's high-performance infrastructure, including the Cairo programming language and STARK proof technology, to enhance scalability, privacy, and programmability, while maintaining interoperability with the Ethereum ecosystem. Starknet is designed to be quantum resistant. Vitalik recently warned that quantum computers could break the elliptic curve cryptography that protects Bitcoin and Ethereum within the next four years. Starknet uses STARK proofs. Unlike ECC, which relies on large number factorization (easily broken by quantum computers), STARKs are based on collision-resistant hash functions, which quantum computers cannot quickly crack. Mathematically, Starknet possesses post-quantum security. In most Layer 1 networks, a private key is equivalent to a wallet. However, Starknet's smart contract wallet mechanism allows its security to be directly enhanced through protocol upgrades without transferring funds, which is fundamentally different from EOA wallets. Quantum-secure signatures are typically large in size, but Starknet can compress them into proofs in batches, enabling Bitcoin or Ethereum networks to verify them at lower gas costs while reducing the processing load on the base layer. In short: Starknet is at the crossroads of the most critical paths in the crypto industry. The technology is ready; we await market validation.

Author: PANews
Bitcoin Hyper Attracts Whale Buyers, Helping Its Presale Hit $29M and Counting

Bitcoin Hyper Attracts Whale Buyers, Helping Its Presale Hit $29M and Counting

Takeaways: Bitcoin’s base layer remains slow, costly, and hard to program directly, leaving most $BTC holders unable to tap rich […] The post Bitcoin Hyper Attracts Whale Buyers, Helping Its Presale Hit $29M and Counting appeared first on Coindoo.

Author: Coindoo
Could This $0.035 New Crypto Repeat Early SHIB or DOGE Growth? Only 5% Supply Left

Could This $0.035 New Crypto Repeat Early SHIB or DOGE Growth? Only 5% Supply Left

The post Could This $0.035 New Crypto Repeat Early SHIB or DOGE Growth? Only 5% Supply Left appeared first on Coinpedia Fintech News SHIB and DOGE became two of the most talked-about tokens in crypto history after delivering explosive early gains. Now a new DeFi crypto priced at just $0.035 is drawing comparisons to those early breakout moments. With only 5% of its current supply stage left, Mutuum Finance (MUTM) is gaining attention from investors who remember how …

Author: CoinPedia
Ethereum's New Value Proposition: From Public Chain Infrastructure to a "Financial Windows Operating System"

Ethereum's New Value Proposition: From Public Chain Infrastructure to a "Financial Windows Operating System"

I. Underlying Logic of Public Blockchains: Platform Thinking Drives Ecosystem Expansion Ethereum's core advantage lies in its open ecosystem and platform-based development, following a path of "Internet-style expansion": - Initial focus on L2 expansion: reduce transaction costs and increase throughput through technologies such as Rollup, and quickly gather DeFi, NFT and other ecosystem applications and user base (refer to the Internet thinking of Alipay and WeChat of "traffic first, monetization later"). - Later, it will be able to handle large-scale settlements: After the mainnet TPS (transactions per second) increases, it will gradually take on the large-scale settlement needs of payments, asset transactions, etc., forming a positive cycle of "user growth → ecosystem prosperity → settlement capability upgrade". II. Value Anchoring: A Valuation System Driven by TVL The lower limit of ETH's valuation is determined by the total value locked (TVL) in its ecosystem, and it continues to rise as the ecosystem expands. - Ecosystem stickiness creates profit potential: After users develop usage habits due to the application, the platform can achieve "turnaround" (profit) by slightly increasing transaction fees, while the prosperity of the ecosystem in turn pushes up TVL, consolidating the intrinsic value of ETH. - New trends amplify value boundaries: Tokenization of US stocks and RWA (Real-world asset tokenization, such as real estate and bonds) directly increase the ecosystem's TVL (Total Value Limit) and transaction fee throughput. Based on a 30-year timeframe, if stablecoins reach 3 trillion and RWAs reach 20 trillion, ETH's minimum market capitalization could correspond to a scale of 3 trillion. III. The Evolution of Monetary Attributes: From Payment Instrument to "Monetary Settlement Layer" The use cases for currency always flow to the areas with the largest transaction volume, and the ultimate value of ETH lies in becoming a "settlement layer for currency": - Payment System vs. Monetary System: If ETH is only used as a payment tool, its market capitalization is comparable to SWIFT (lower valuation limit); if its ecosystem corresponds to the global monetary system (covering all scenarios such as payments, assets, and credit), then its value potential is limitless; - Specific needs in the AI era: AI-driven small-amount, rapid settlements (such as computing power transactions and cross-domain micro-payments) require stablecoins (stable prices and efficient execution), and ETH, as the underlying public chain, supports stablecoin issuance, cross-chain settlement, and complex financial logic, becoming the "infrastructure for monetary automation". IV. Beyond Payment: Building a Full-Stack Financial Ecosystem The value of ETH extends far beyond "payments," encompassing a full-stack financial infrastructure that includes asset issuance, banking services, and commercial functions. Asset issuance and trading: Supports the tokenization of US stocks and RWA (Real-world Asset On-chain), and realizes standardized issuance, on-chain trading and settlement of assets through smart contracts, breaking down traditional intermediary barriers; Bank-level financial services: - Deposits: Users can earn interest by depositing ETH or stablecoins into DeFi protocols (such as Aave) (decentralized "deposits"); - Lending: You can quickly obtain loans by staking ETH (such as issuing DAI on MakerDAO), without bank review, and the interest rate is adjusted in real time by the algorithm; - Exchange Functionality: Supports decentralized exchanges (DEX) and NFT platforms, enabling autonomous trading and circulation of assets; Empowering the business ecosystem: - Payment and Settlement: Global merchants accept ETH/stablecoin payments, cross-border payments arrive in seconds, and the cost is only 1/10 of the traditional SWIFT; - Supply chain finance: Smart contracts automatically complete account verification and loan disbursement (such as trade finance "cash on delivery" which is automatically triggered); - Business Automation: Supports enterprises in building decentralized marketplaces (such as digital art trading platforms) to achieve full-chain automation of "issuance-trading-settlement". V. Open Ecosystem: ETH's Long-Term Competitive Advantage ETH's "openness" is its core barrier to entry, distinguishing it from BTC (a closed system focused on value storage). - Developer-friendly: Supports programming languages such as Solidity, allowing any developer to freely build applications (from finance to games, from social to IoT). - Boundless Scenarios: Embracing emerging trends such as AI and RWA, enabling traditional financial assets (such as stocks and bonds) and emerging digital assets (such as AI computing power and data) to circulate on the blockchain; - Programmable financial logic: Through smart contracts, financial transactions and business logic can be executed in a "coded" manner (such as automatic dividends and automatic liquidation), completely breaking the geographical, time, and intermediary limitations of traditional finance. VI. Future Outlook: From "Financial Operating System" to "Global Settlement Underlying Layer" The fundamental logic behind ETH's development is an upgrade from a "payment network" to a "global financial operating system": - Short term: Reduce transaction costs through L2 expansion and gather users and ecosystem (refer to Amazon's "scale first, profit later" logic); - Mid-term: Promote the tokenization of US stocks, implement RWA, and expand TVL (Total Value Locked) and application scenarios; - Long-term: To become the settlement foundation of the global monetary system in the AI era, covering all scenarios of "payment + assets + finance + commerce", and releasing unlimited value potential. Conclusion ETH's ultimate ambition is to become the "Windows of finance"—when currencies need automated, globalized, and intelligent settlement, the comprehensive functions of its open ecosystem will reshape the global financial ecosystem, and its value space will continue to expand as the ecosystem grows.

Author: PANews
Which Top Crypto Can Double Your Money Soon: Ethereum (ETH) or Mutuum Finance (MUTM)

Which Top Crypto Can Double Your Money Soon: Ethereum (ETH) or Mutuum Finance (MUTM)

The post Which Top Crypto Can Double Your Money Soon: Ethereum (ETH) or Mutuum Finance (MUTM) appeared on BitcoinEthereumNews.com. The heat is on for good gains as people seek the best crypto to invest their money in. Ethereum’s revival gains momentum, and experts predict a price increase to $4,200 by the end of the year because of technological improvements and a massive upgrade that happens this December. However, a new crypto coin called Mutuum Finance (MUTM) has appeared, offering a remarkable opportunity via its ongoing presale that is quickly moving to its next phase. For those who have alternatives to choose from for where to place their crypto, especially if they want to acquire a crypto that promises them serious short-term gains, this is the defining characteristic of the crypto market. Ethereum Price Analysis Observing the price of Ethereum, there is a noted improvement as the digital currency is stabilizing above key support levels. After trading around $2,986, the price of ETH is found to be forming higher lows, preparing to break through the barrier of $3,058, leading to a route towards $3,618 and finally to $4,200. This is a positive technical forecast that is reinforced by another upcoming upgrade from FUSAKA scheduled for December 3. Market analysts, who remember the previous increase of 55% because of a positive upgrade, discover a stimulating factor for a possible breakout. Additionally, the decrease of 2.11% for exchange reserves triggers a stabilizing factor for this possible breakout. In this way, for those who think about investing now to reap profits, a good technical choice is Ethereum. Mutuum Finance (MUTM)  While Ethereum is designed for steady and constant expansion, a new cryptocurrency, known as Mutuum Finance, is explosive. The first presale of this effort is currently at Phase 6, filled to a capacity of 95%, giving a final opportunity to invest in this new altcoin, called MUTM, for a price of just $0.035.…

Author: BitcoinEthereumNews
PA Daily News | JPMorgan Chase says Strategy's ability to hold up could be key to Bitcoin's short-term trend; Hubei Jiayu police announce the disposal of 1.9 million unclaimed USDT virtual assets.

PA Daily News | JPMorgan Chase says Strategy's ability to hold up could be key to Bitcoin's short-term trend; Hubei Jiayu police announce the disposal of 1.9 million unclaimed USDT virtual assets.

Today's top news highlights: Bitcoin spot ETFs saw a net outflow of $195 million yesterday, with none of the 12 funds recording net inflows. Sources familiar with the matter: The Bank of Japan is inclined to raise interest rates at its December meeting. JPMorgan Chase: Whether Strategy can hold up may be key to Bitcoin's short-term trend. The Aster team burned $80 million in repurchase funds on-chain. Base has launched the Solana cross-chain bridge, enabling two-way asset interoperability. Macro ZachXBT: British hacker Danny has been arrested by law enforcement in Dubai, and his address is suspected of being frozen. Chain detective ZachXBT claims that UK attacker Danny/Meech (whose real name is suspected to be Danish Zulfiqar) has been arrested by law enforcement in Dubai, and his address 0xb37d… is suspected of being frozen, currently holding over $18.58 million in assets. Danny is suspected of involvement in the 2024 theft of $243 million from Genesis creditors, the 2023 Kroll SIM card swap incident (affecting BlockFi, Genesis, and FTX customers), and multiple social engineering fraud cases, totaling over $300 million. Cloudflare: The fix is complete, and we are monitoring the results. According to Jinshi News, Cloudflare (NET.N) stated that the fix has been completed and they are monitoring the results. Previously, Cloudflare announced that its Detroit data center underwent scheduled maintenance from 5:00 PM to 9:00 PM on December 5th. OpenSea and Upbit websites experienced outages due to Cloudflare service disruptions. Due to the Cloudflare service outage, both the OpenSea and Upbit websites experienced downtime, displaying a "500 Internal Server Error" message. Police in Jiayu County, Hubei Province, announced the disposal of 1.9 million unclaimed USDT virtual assets. The Public Security Bureau of Jiayu County, Xianning City, Hubei Province, issued a notice stating that during the investigation of a case involving fraud and infringement of citizens' personal information, a large number of items were seized from the residence and rented houses of the suspects, including a virtual currency wallet containing approximately 1.9 million USDT. As the asset currently has no clear owner, the police have issued a public notice in accordance with the law, requiring relevant individuals to claim it within six months with valid identification; otherwise, it will be turned over to the national treasury. Sources familiar with the matter: The Bank of Japan is inclined to raise interest rates at its December meeting. Bank of Japan (BOJ) officials are prepared to raise interest rates at their policy meeting later this month, assuming no major shocks to the economy or financial markets occur during this period, according to sources familiar with the matter. The BOJ will also indicate, according to sources, that it will continue raising rates if its economic outlook is met, while remaining cautious about how high it will ultimately push rates. This rate hike would push Japan's policy rate to its highest level since 1995. Market focus is on how aggressively the central bank will signal further rate hikes. Overnight swap indices show traders believe there is about a 90% chance of a rate hike this month. Sources say officials assess the increased likelihood of their economic outlook being met as the impact of US tariffs becomes clearer and persistently high corporate profits provide companies with room to raise wages. The BOJ may also hint at the need to review the economy's response to each rate hike to determine the appropriate level of borrowing costs. When interest rates are at a neutral level, they neither stimulate nor cool the economy. The BOJ estimates its neutral interest rate in a broad range of 1% to 2.5%. The IMF warns that stablecoins may undermine monetary sovereignty and recommends setting limits to mitigate the risk of substitution. A recent report by the International Monetary Fund (IMF), "Understanding Stablecoins," reveals that dollar-dominated stablecoins are rapidly penetrating emerging markets and developing economies, potentially weakening central banks' control over domestic liquidity and interest rates. The report points out that stablecoins can quickly enter the market via mobile phones and the internet, especially in the presence of unhosted wallets, making them more prone to "currency substitution," weakening the use of local currencies, and affecting central bank monetary policy transmission and seigniorage revenue. The IMF recommends that countries establish legal frameworks to prevent stablecoins from acquiring "fiat currency" or "official currency" status, thereby safeguarding financial sovereignty. Currently, 97% of the total market capitalization of stablecoins is pegged to the US dollar, with only a small percentage linked to the euro or yen. The report also emphasizes the significant increase in the use of stablecoins in cross-border payments and in countries with high inflation, particularly in Africa, the Middle East, and Latin America. Opinion BlackRock CEO: Bitcoin is a "panic asset" that will be favored when market uncertainty increases. At the DealBook Summit, BlackRock CEO Larry Fink stated that Bitcoin is a "panic asset," bought out of fears of fiat currency devaluation, financial turmoil, and geopolitical crises. He pointed out that Bitcoin is not a traditional "hope asset," but rather favored when market uncertainty increases. Currently, BlackRock's Bitcoin ETF (IBIT) manages approximately $80 billion in assets and holds over 780,000 BTC. He also revealed that sovereign wealth funds are quietly increasing their holdings at high levels. However, Fink also warned that Bitcoin's high volatility makes it susceptible to leveraged funds and unsuitable for short-term trading. JPMorgan Chase: Whether Strategy can hold up may be key to Bitcoin's short-term trend. According to The Block, JPMorgan analysts stated that Strategy (formerly MicroStrategy) maintaining a Bitcoin holding valuation ratio above 1 and avoiding forced BTC selling was key to determining Bitcoin's short-term price movement. The analysis points out that although miners face selling pressure due to high production costs, MSTR has $1.44 billion in cash reserves, sufficient to cover debt expenditures over the next two years, reducing the risk of selling pressure. Furthermore, the bank maintains its medium-term theoretical target price for BTC at approximately $170,000. Project Updates The Rainbow Foundation will hold a 20% stake in the project, and the specific timing for TGE will be announced early next week. The Rainbow Foundation announced that it will hold a 20% stake in the project during the Token Generation Event (TGE). This stake will be held by the Foundation on behalf of all $RNBW token holders, ensuring that token holders can share in the project's future growth. To this end, Rainbow has created a dedicated Class F stake for the Foundation. The $RNBW token will be deeply integrated into the Rainbow ecosystem, becoming the core of the platform's rewards and stake system. Users will generate income through Rainbow's features (such as trading and prediction markets), and a portion of these revenue will be used to buy back $RNBW tokens and distributed to token holders in real time. This reward mechanism is based on real economic activity, not simply token release. If the Rainbow project is acquired in the future, the Foundation will be dissolved, and its 20% stake will be distributed to $RNBW token holders. Currently, Rainbow plans to announce the specific timing of the TGE early next week and prioritize completing the relevant procedures for the Foundation's stake distribution. Previously, Rainbow planned to launch the RNBW token for non-custodial crypto wallets in Q4. Stablecoin protocol USPD suffered a loss of approximately $1 million due to the "CPIMP" attack. According to PeckShieldAlert, the stablecoin project USPD suffered a major security vulnerability, resulting in a loss of approximately $1 million. USPD officials confirmed that the protocol was exploited, with attackers minting tokens without authorization and draining liquidity. The official team urgently reminded users to immediately revoke all token authorizations to the USPD contract. The USPD protocol had earlier confirmed being hit by a "CPIMP" attack, where attackers preemptively initialized the proxy and seized administrator privileges during the deployment phase using Multicall3, disguising themselves as an audited and approved implementation contract. The official team stated that the logic was not a contract vulnerability; the attackers had been concealed for several months before upgrading the proxy, minting approximately 98M USPD, and transferring approximately 232 stETH. USPD has demanded that users immediately revoke all authorizations and has published the attack addresses: 0x7C97…9d83 (Infector) and 0x0833…215A (Drainer). They are cooperating with law enforcement and white-hat hackers to track down the attackers and have promised a 10% bounty for their return. Binance will discontinue deposit and withdrawal services for certain tokens on some networks. Binance will suspend deposits and withdrawals for the following "designated networks" tokens at 16:00 (UTC+8) on December 12, 2025: Tranchess (CHESS, Ethereum Network), dForce (DF, BNB Smart Chain), and Aavegotchi (GHST, Polygon Network). After the suspension, deposits made through these networks will no longer be credited to your account, potentially resulting in asset loss. Users can still deposit and withdraw these tokens through other networks supported by Binance. Polymarket is now available on the MetaMask mobile app. Polymarket, a prediction market platform, announced on the X platform that it has officially launched on the MetaMask mobile app, introducing the MetaMask prediction market powered by Polymarket. The Aster team burned $80 million in repurchase funds on-chain. On-chain data shows that the Aster team will repurchase $80 million worth of tokens from the wallet and perform on-chain destruction. Base has launched the Solana cross-chain bridge, enabling two-way asset interoperability. Coinbase-incubated Ethereum L2 network Base has launched a cross-chain bridge connecting to Solana, enabling native use of Solana assets on Base and allowing Base assets to migrate to Solana. This bridge is powered by Chainlink's Cross-Chain Interoperability Protocol (CCIP) and securely uses dual-verification messages from Coinbase and Chainlink nodes. Important data Bitcoin spot ETFs saw a net outflow of $195 million yesterday, with none of the 12 funds recording net inflows. According to SoSoValue data, on December 4th (Eastern Time), Bitcoin spot ETFs saw a total net outflow of $195 million, with none of the 12 funds recording net inflows. BlackRock's IBIT saw the largest net outflow at $113 million, while its cumulative total inflow remained at $62.55 billion. Fidelity's FBTC saw a net outflow of $54.2048 million, while its cumulative net inflow was $12.063 billion. As of press time, the total net asset value of Bitcoin spot ETFs was $120.682 billion, representing 6.54% of Bitcoin's total market capitalization, with a historical cumulative net inflow of $57.563 billion. Investment and Financing/Acquisition Fluidstack plans to raise $700 million, potentially valuing the company at $7 billion. According to Bloomberg, cloud computing startup Fluidstack is in talks for a new funding round of approximately $700 million, potentially valuing the company at $7 billion. The round is expected to be led by Situational Awareness, founded by former OpenAI researcher Leopold Aschenbrenner, with participation from Google's parent company Alphabet and Goldman Sachs. Fluidstack has already secured several collaborations with Google this year and plans to build a €10 billion AI supercomputing center in France. Fluidstack has already established partnerships with Meta, Honeywell, and numerous other AI startups. Portal to Bitcoin, a native Bitcoin interoperability protocol, has raised $25 million in funding, led by JTSA Global. According to Cointelegraph, Portal to Bitcoin, a native Bitcoin interoperability protocol, announced the completion of a $25 million funding round led by JTSA Global, with participation from Coinbase Ventures, OKX Ventures, Arrington Capital, and others. Alongside the new funding, the company launched an atomic over-the-counter (OTC) trading platform, promising "instant, trustless cross-chain settlement for large transactions." The protocol focuses on providing institutions and large investors with a Bitcoin-pegged cross-chain OTC market. It utilizes hash time-locked contracts (HTLCs) across multiple chains and Bitcoin Taproot contracts to enable the exchange of native Bitcoin with native assets on integrated blockchains in a non-custodial manner, emphasizing the reduction of trust assumptions in transactions. Solmate plans to acquire RockawayX in an all-stock transaction, creating a $2 billion institutional-grade Solana giant. According to CoinDesk, Solmate (ticker symbol SLMT), the Abu Dhabi-based infrastructure company focused on Solana, has signed a non-binding term sheet to acquire digital asset company RockawayX in an all-stock transaction. This acquisition will create an institutional cryptocurrency group with over $2 billion in assets under management and third-party equity. The merged company will integrate RockawayX's infrastructure, liquidity, and asset management businesses into Solmate, which is transitioning from passive digital asset fund management to an operational cryptocurrency business, and will continue to trade under the ticker symbol SLMT. Solmate CEO Marco Santori will lead the group, while RockawayX CEO Viktor Fischer will be responsible for operating the RockawayX subsidiary and will serve as Solmate's executive chairman. RockawayX is the blockchain business unit of venture capital firm Rockaway Capital, providing on-chain market making, lending, and other services. The company also manages venture capital and credit funds, which collectively oversee approximately $1.04 billion in assets, with approximately $1.1 billion in assets pledged on its validator nodes. Digital Asset Holdings has raised $50 million in funding, with participation from BNY Mellon and Nasdaq. According to Bloomberg, financial blockchain company Digital Asset Holdings LLC has completed a new $50 million funding round, with investors including BNY Mellon, Nasdaq Inc., S&P Global, and iCapital. Earlier this year, the company completed a $135 million funding round led by DRW Venture Capital and Tradeweb Markets, with participation from Citadel Securities, IMC, Optiver, and others. Digital Asset Holdings is known for developing the public blockchain Canton Network, which supports asset tokenization and processes financial transactions, allowing users to determine the scope of information confidentiality. Several institutions, including Goldman Sachs and Tradeweb Markets, have used or participated in managing the Canton Network. Institutional holdings Bitmine appears to have bought another 41,946 ETH about 5 hours ago, worth approximately $130 million. According to Lookonchain, Bitmine, an entity suspected to be owned by Tom Lee, bought 41,946 ETH again about 5 hours ago, with a transaction value of approximately $130.78 million. AlphaTON withdraws from the "Baby Shelf" rule and submits $420 million registration to advance AI and TON investments. According to GlobeNewswire, AlphaTON Capital announced it has withdrawn from the SEC's "baby shelf" fundraising restrictions and filed a $420.69 million shelf registration statement. The funds will be used to expand the GPU computing infrastructure supporting the Telegram Cocoon AI network and to acquire profitable companies within the Telegram ecosystem. The company will also continue to increase its holdings of Toncoin and related digital assets and strengthen its TON ecosystem through strategic acquisitions and infrastructure deployment. Baby shelf rule: SEC restrictions on fundraising by companies with a market capitalization of less than $75 million, limiting the amount they can raise through simplified procedures within a year. Shelf registration: A pre-registration document submitted by a publicly traded company to the SEC, facilitating flexible and multiple fundraisings in the future without requiring separate approval for each round. Prominent investor Jez San's linked address withdrew over $15 million worth of altcoins from Coinbase Prime. According to Emmett Gallic, an address associated with prominent investor Jez San (@aerobatic) withdrew over $15 million worth of various altcoins from Coinbase Prime, including $8 million worth of LINK, $5 million worth of AAVE, $2 million worth of UNI, and $250,000 worth of LDO. The company formed by the merger of Twenty One Capital and CEP is expected to list on the NYSE on December 9. According to Businesswire, Twenty One Capital, Inc. and Cantor Equity Partners, Inc. (NASDAQ: CEP) announced that at a special shareholders' meeting held on December 3, CEP shareholders approved the previously announced proposed business merger and all other related proposals. Based on today's shareholder approval, and subject to the satisfaction or waiver of certain other closing conditions described in the CEP and Twenty One final prospectuses, the business merger and related PIPE financing are expected to close around December 8, 2025. Upon completion of the transaction, the merged company will operate as Twenty One Capital, Inc., and its Class A common stock is expected to begin trading on the New York Stock Exchange under the ticker symbol “XXI” on December 9, 2025. Related reading: Masayoshi Son plans to join forces with stablecoin giant Tether to create a $3 billion crypto joint venture; is the Bitcoin hoarding strategy entering its 2.0 era? Matrixport withdrew 3,805 bitcoins from Binance in the past 24 hours. According to Lookonchain, Matrixport withdrew 3,805 bitcoins (approximately $352.5 million) from Binance in the past 24 hours.

Author: PANews
Former Signature Leaders Launch N3XT Blockchain Bank

Former Signature Leaders Launch N3XT Blockchain Bank

The post Former Signature Leaders Launch N3XT Blockchain Bank appeared on BitcoinEthereumNews.com. The institution will not engage in lending and says all deposits will be backed one-to-one by cash or short-term Treasuries to avoid the weaknesses that contributed to Signature’s collapse in 2023. It will be led by Signature founder Scott Shay and former digital asset strategy head Jeffrey Wallis, and N3XT plans to provide programmable payments and interoperability with stablecoins and other digital assets. It launches with backing from investors including Paradigm, HACK VC and Winklevoss Capital. At the same time, former Binance.US CEO Brian Shroder introduced 1Money’s stablecoin orchestration platform, created to eliminate high enterprise fees and prepare for a zero-gas layer-1 payments chain. The company also recently secured 34 US money transmitter licenses and is entering a stablecoin sector that is now supported by major payments firms like Visa, Mastercard and Ripple. Signature Veterans Return With N3XT Former executives from the collapsed crypto-friendly Signature Bank re-entered the industry with the launch of N3XT, a new blockchain-based, state-chartered bank that is designed to enable around-the-clock instant payments. N3XT was announced on Thursday, and is an institution built from lessons learned during the 2023 US banking crisis, when Signature Bank — along with Silicon Valley Bank and Silvergate Bank — failed due to a rapid decline in crypto markets and deteriorating confidence in deposit stability. Press release from N3XT N3XT is being led by Signature Bank founder Scott Shay and will operate under Wyoming’s Special Purpose Depository Institution (SPDI) charter. This is a regulatory framework tailored to digital-asset banking. As an SPDI, N3XT will not engage in lending, which is a deliberate decision the team says is meant to preserve stability and eliminate risks associated with traditional fractional-reserve banking. The bank also claims that all customer deposits will be backed one-to-one by cash or short-term US Treasurys, with daily transparency reports…

Author: BitcoinEthereumNews
UAE’s Solmate Signs Term Sheet to Acquire RockawayX Creating a 2 Billion Institutional Crypto Powerhouse

UAE’s Solmate Signs Term Sheet to Acquire RockawayX Creating a 2 Billion Institutional Crypto Powerhouse

Solmate the Abu Dhabi focused Solana infrastructure company, has signed a non-binding term sheet to acquire RockawayX in an all-stock transaction.

Author: Crypto Breaking News
Why XRP Price Refuses to Rise Despite Ripple’s Mega Moves

Why XRP Price Refuses to Rise Despite Ripple’s Mega Moves

The post Why XRP Price Refuses to Rise Despite Ripple’s Mega Moves appeared on BitcoinEthereumNews.com. Ripple has spent $4 billion this year expanding its payments and digital asset ecosystem, winning approvals in Singapore and the UAE. Yet, the XRP price remains stubbornly low, leaving investors puzzled as adoption accelerates behind the scenes. Ripple Strengthens Global Footprint with Strategic Acquisitions and Regulatory Wins On December 4, Ripple outlined four major acquisitions aimed at creating an end-to-end infrastructure for payments and digital assets. The deals include: GTreasury – $1 billion Rail – ($200 million, Palisade, and Ripple Prime. According to Ripple, these acquisitions integrate corporate treasury intelligence, stablecoin payments, high-speed custody, and institutional-grade liquidity into Ripple’s Payments Solutions. The goal is to achieve a unified platform that enables businesses to move, manage, and optimize money in real-time. “Ripple is delivering a complete payments stack backed by enterprise-grade digital asset services that give institutions everything they need to engage in, benefit from, and scale with the on-chain economy,” read an excerpt in the announcement, citing Ripple President Monica Long. Ripple has also made headlines with approvals in Asia and the Middle East. Singapore’s Monetary Authority granted Ripple an expanded Major Payment Institution license, allowing broader regulated payment operations. Fiona Murray, VP & Managing Director for APAC, emphasized the region’s leadership in real digital asset usage. In the UAE, RLUSD, Ripple’s fiat-referenced stablecoin, received FSRA approval for institutional use, covering collateral, lending, and prime brokerage activities. Jack McDonald, SVP of Stablecoins, called this a “signal of trust” that reinforces Ripple’s compliance and market credibility. XRP Price Lagging Despite Positive Developments Despite these strategic moves, the XRP price remains muted. Over the past two months, XRP has declined by 31%, with social sentiment indicating extreme fear, according to Santiment. 😨 XRP (-31% in the past 2 months), unlike Bitcoin, is seeing the most fear, uncertainty, & doubt (FUD) since October,…

Author: BitcoinEthereumNews