Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15929 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
From Comics to Crypto: Milk Mocha’s $HUGS Presale Becomes 2025’s Most Heartfelt and Rewarding Launch!

From Comics to Crypto: Milk Mocha’s $HUGS Presale Becomes 2025’s Most Heartfelt and Rewarding Launch!

Excitement is in full swing as the Milk Mocha ($HUGS) presale officially begins, drawing fans from across the world. What started as a beloved webcomic about two bears in love has become one of 2025’s most discussed launches, combining emotion, creativity, and blockchain innovation in a fresh new way. With no KYC, no waiting list, and no complicated steps, the Milk Mocha presale offers a simple and open experience for everyone. It’s more than just a crypto launch; it’s a milestone moment where community passion and digital finance meet. The growing support also places Milk Mocha among the top presale crypto projects redefining how fandom can shape the future of blockchain. A Presale Countdown That Has Everyone Talking The $HUGS presale has quickly turned into a viral event across the crypto world. In just a few days, early stages began filling rapidly as fans rushed to secure tokens before the next price increase. The presale’s tiered format rewards early participants with the lowest possible entry point, while unsold tokens are permanently burned, keeping supply limited and boosting scarcity over time. This structure has sparked global enthusiasm, with social media buzzing over countdowns, memes, and community-led referral contests. For those following the top presale crypto trends, the message is clear: early access means better value. With initial phases almost full, the final opportunity to grab a piece of $HUGS before it becomes part of crypto history is slipping away. A Token Built with Heart and Real Purpose Beyond its charming design, $HUGS carries real substance. Holders can stake their tokens and earn up to 60% APY, blending affection with practical rewards. The staking setup is playful and interactive, featuring missions and achievements that make earning both fun and engaging. Adding to the experience is the Milk Mocha NFT collection, which links art, community, and ownership. Fans can collect limited-edition NFTs of Milk, Mocha, and their companions, each providing extra staking boosts or access to exclusive events. These collectibles are more than digital art; they’re keys to the evolving HUGS ecosystem. Together, staking and NFTs build a lasting community economy where creativity and kindness create real-world value. Milk Mocha’s $HUGS continues to stand out among top presale crypto launches, showing that even the cutest projects can deliver genuine utility with heart. When Online Fans Create Real Change Few online characters have built such a deep bond with their followers as Milk Mocha. Their simple stories of love, laughter, and kindness have touched millions across the world. That same bond is now driving a new movement in the crypto space. Fans who once shared comic strips are now sharing whitelist links, referral codes, and live presale updates. The referral system has become a highlight of the launch. Each invite earns bonus HUGS for both the sender and receiver, creating a steady wave of engagement and positivity. Across X, Telegram, and Discord, fans are posting memes, signup confirmations, and artwork to celebrate the event. But $HUGS isn’t just about hype. Its upcoming governance system will let holders vote on key updates like NFT stories and charity projects. The team has already shared that part of its revenue will go toward real causes, adding real purpose to every transaction. This mix of fun and impact is what makes $HUGS one of the best presale crypto stories of the year. A Fresh Chapter for Milk Mocha Fans Now that the whitelist period has ended, the $HUGS presale has entered full swing. The next phase includes the HUGS Play Zone, a digital hub where users can take part in missions, mini-games, and creative challenges to earn rewards. One unique feature is the pair staking option, which lets Milk and Mocha NFTs be staked together for extra bonuses. It’s a fitting way to honor their close bond and engage collectors who have supported the duo for years. The roadmap also points to limited NFT releases, new artist partnerships, and exclusive merchandise, blending fandom and crypto in a creative way. With these developments lined up, $HUGS is shaping into more than a project. It’s becoming a full digital universe driven by community and imagination. Many now see it as one of the top presale crypto launches of 2025, mixing joy, design, and technology in a refreshing new way. The Countdown Nears Its End The $HUGS presale is live and selling out fast, as Milk Mocha’s global community turns their love for the bears into a crypto-powered movement. For those still undecided, the time to act is now. The whitelist is already closed, and available spots in the live sale are running low. Early participants have already started staking, collecting NFTs, and exploring rewards, while others may have to wait for what comes next. What makes $HUGS different isn’t only its artwork or mechanics, but the warmth behind it. It shows that crypto can be about connection as much as technology. With kindness at its core, the project continues to stand out as one of the top presale crypto events this year. For anyone who has ever smiled at a Milk Mocha comic, this is a chance to be part of their evolving story. The presale is happening now, and once it ends, the next chapter begins on-chain with those who believed from the start. Explore Milk Mocha Now: Website: ​​https://www.milkmocha.com/ X: https://x.com/Milkmochahugs Telegram: https://t.me/MilkMochaHugs Instagram: https://www.instagram.com/milkmochahugs/ This article is not intended as financial advice. Educational purposes only.

Author: Coinstats
This $0.035 New Crypto Is Becoming 2025’s Most Watched Altcoin, Early XRP Investors Shift Focus

This $0.035 New Crypto Is Becoming 2025’s Most Watched Altcoin, Early XRP Investors Shift Focus

An altcoin priced at more affordable than usual at only $0.035 is rapidly ascending to top market watchlists, becoming the focus of some of the previous XRP early investors having come to think it might provide the sort of early-stage growth they had previously seen with Ripple in its breakout years. With the stable growth […]

Author: Cryptopolitan
MetaMask rolls out Transaction Shield, a new transaction loss protection feature

MetaMask rolls out Transaction Shield, a new transaction loss protection feature

The post MetaMask rolls out Transaction Shield, a new transaction loss protection feature appeared on BitcoinEthereumNews.com. Key Takeaways MetaMask introduces Transaction Shield, a premium opt in security upgrade with transaction loss protection and priority support. Subscribers receive coverage up to $10,000 per month for transactions deemed safe by MetaMask’s security systems. MetaMask introduced Transaction Shield, a premium opt-in security upgrade that adds transaction loss protection and 24/7 priority support to its wallet. The service extends MetaMask’s security stack by covering losses up to $10,000 per month for transactions the platform deems safe through automated contract checks and simulations. The subscription costs $9.99 per month or $99 annually, with a 14 day free trial and a $20 discount for annual plans. Coverage is currently available on MetaMask Extension, with mobile support coming later. Transaction Shield applies to approved actions on networks such as Ethereum, Linea, Arbitrum, Avalanche, Optimism, Base, Polygon, BSC, and Sei. Supported interactions include DeFi swaps, lending activity, NFT mints and sales on trusted marketplaces, and verified airdrop claims. The service does not cover compromised wallets, market losses, or protocol exploits. Users must file claims within 21 days, with most reimbursements processed within 15 business days and paid in mUSD at the current market rate. Source: https://cryptobriefing.com/metamask-launches-transaction-shield-for-enhanced-user-security/

Author: BitcoinEthereumNews
Bybit, Mantle, and Aave Partner to Bring Institutional-Grade DeFi Liquidity Onchain at Global Scale

Bybit, Mantle, and Aave Partner to Bring Institutional-Grade DeFi Liquidity Onchain at Global Scale

Bybit, Mantle, and Aave Partner to Bring Institutional-Grade DeFi Liquidity Onchain at Global Scale

Author: Cryptodaily
Crypto VC deals fall 28% in November as funding surges on $10.3B Upbit acquisition

Crypto VC deals fall 28% in November as funding surges on $10.3B Upbit acquisition

Crypto VC activity in November 2025 slowed down, with investment deals that were publicly disclosed dropping to 57 projects. This figure represents a 28% decrease compared with the 79 deals made in October and a decline of 41% over November 2024’s 96 projects, according to data from RootData. While deal volume contracted, the total funding […]

Author: Cryptopolitan
Orbiter Finance Partners with Somnia for Cross-Chain DeFi Growth

Orbiter Finance Partners with Somnia for Cross-Chain DeFi Growth

Orbiter Finance has announced it’s in a new alliance with Somnia Network, and it’s an important step towards improved blockchain interoperability and greater connectivity for DeFi. The partnership will unite established cross-chain technology at Orbiter and the high-performance at Somnia Layer-1 infrastructure, which will transform the foundation of DeFi application and gaming ecosystems. Cross Chain Technology Meets High-Performance Infrastructure Somnia Network’s ability to scale more than 1M transactions per second with finality lightning-fast, and EVM Compatibility. This level of performance opens the doors to exciting new opportunities for applications which require real-time interactions and deal with many transactions. The network achieves these impressive figures using its revolutionary MultiStream consensus protocol with its ability to process multiple streams of transactions at once. Orbiter Finance, which has processed over 35 million transactions for its 4.3 million users, will get infrastructure to serve its growing user base through this alliance. With this integration, Orbiter users can easily move assets to and from Somnia, with the same productivity they have been guaranteed to have on the platform. Supported networks such as Arbitrum, Optimism, zkSync, Base, and Polygon will make this smooth transition possible. Bridging Layer-2 Solutions and High-Performance Blockchains Orbiter Finance has positioned itself as an essential infrastructure provider within the Ethereum ecosystem, delivering secure and economical asset transfers across Layer-2 rollups. The platform relies on the innovative Zero-Knowledge proof technology to ensure safe transaction, yet at the same time maintain the gas fee low with its innovative Sender-Maker framework. With the merger of Somnia, Orbiter immediately takes the capabilities of a conventional Layer-2 solution to a whole new level as it takes a bold step into the dynamic realm of high-performance Layer-1 blockchains. This strategic initiative addresses the growing demand in the blockchain world for connectivity between the different types of networks in an easy manner. Through strategic partnerships with industry giants like Google Cloud, BitGo, Fireblocks and LayerZero, Somnia demonstrates the dedication to developing a good and enterprise-level ecosystem. Recent partnerships within the Web3 space itself such as the partnership of LoveBit and Salvo Games drive AI-led gaming innovation are examples of the growing trend of strategic partnerships. DeFi Campaign to Introduce Next-Generation Capabilities The announcement showcases some exciting plans to unveil a DeFi campaign to show how the infrastructure of the future can be realized. Somnia has a smart design to support DeFi protocols that require interactions to be fast and riddled. The lightning-fast finality and low transaction costs of the platform remove the usual impediments that have evaded the scalability of DeFi. This collaboration is built up by the fact that Orbiter can facilitate the seamless transfer of assets between different networks with limits at both high-frequency trading and complex lending procedures. The gaming and metaverse sectors are poised for substantial gains, as Somnia has been meticulously crafted with gaming applications at its core. Infrastructure collaborations, such as Somnia’s integration with Fireblocks, showcase the platform’s dedication to delivering robust, enterprise-level security solutions. Conclusion Orbiter Finance and Somnia Network their cooperation is dealing with major blockchain issues in uniting uniqueness in technology. The cooperation combines Orbiter’s well-known technical solutions of cross-chain bridge technology with Somnia’s revolutionary performance and redefines the new definition of blockchain interoperability. The launch of the DeFi campaign and the integration to come is a significant partnership in making the future of Web3 a seamlessly connected and high-performance industry.

Author: Coinstats
A Proposal That Could Be Bad News for 10 Altcoin Networks on a Major Cryptocurrency Platform Is Being Debated

A Proposal That Could Be Bad News for 10 Altcoin Networks on a Major Cryptocurrency Platform Is Being Debated

One of the largest cryptocurrency lending platforms is discussing a proposal that would significantly reduce the number of altcoin networks it operates. Continue Reading: A Proposal That Could Be Bad News for 10 Altcoin Networks on a Major Cryptocurrency Platform Is Being Debated

Author: Coinstats
Ridelink targets SME trade with AI logistics and embedded finance

Ridelink targets SME trade with AI logistics and embedded finance

Though Ridelink began in Kampala, its headquarters now sits in San Francisco. The team spans roughly 14 people, a lean crew operating across key trade corridors globally.

Author: Techcabal
Inside ODT Trade Desk's Mission to Bring Private Banking Standards to Cryptocurrency

Inside ODT Trade Desk's Mission to Bring Private Banking Standards to Cryptocurrency

Discover how ODT Trade Desk is transforming crypto compliance with biometric security, blockchain forensics, and white-glove service. Chief Compliance Officer Kristi Evans and founder Bryan Trepanier reveal their mission to bring traditional finance professionalism to digital assets, preventing fraud before it happens and building trust through irreversible accountability.

Author: Hackernoon
LILSHIB Presale Is Officially Live—Don’t Miss the Early Price & Rewards!

LILSHIB Presale Is Officially Live—Don’t Miss the Early Price & Rewards!

The $LILSHIB presale has already begun, and it allows the early investors to buy the token at a specific price of $0.0002. Operating on the Ethereum platform, the sale has already registered $74,225.925 in token sales and generated an estimated amount of $14.845185 in ETH at the time of the

Author: Thenewscrypto