Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15760 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Coinbase, the largest US exchange, announced the 8 major cryptocurrency areas it will invest in in 2026.

Coinbase, the largest US exchange, announced the 8 major cryptocurrency areas it will invest in in 2026.

The post Coinbase, the largest US exchange, announced the 8 major cryptocurrency areas it will invest in in 2026. appeared on BitcoinEthereumNews.com. Coinbase Ventures, the venture capital arm of Coinbase, the largest cryptocurrency exchange in the United States, announced its investment areas for 2026. At this point, Coinbase Ventures announced 8 important cryptocurrency investment areas. “…These are the categories where we believe the next big breakout companies and protocols will emerge and where we are actively considering investing,” Coinbase said in a blog post. These investment priorities include “1- RWA Perpetual Futures (RWA-based perpetual transactions- Perps offering derivatives exposure to real-world assets), 2- specialized exchanges and trading terminals (Next-generation trading platforms and tools focused on specific asset classes or structures.), 3- Proprietary Automated Market Makers, Prediction Market Aggregators (Aggregation layers that aggregate liquidity from prediction markets such as Kalshi and Polymarket), 4- Next-generation DeFi (Protocols that integrate derivatives trading with lending, allowing users to simultaneously earn returns on collateral and maintain their leverage), 5- Privacy-Preserving On-Chain Infrastructure, 6- On-Chain Reputation and Off-Chain Data-Based Lending Protocols, 7- DePIN-Based AI Data Aggregation Infrastructure, and 8- AI tools.” The report highlights the growing interest in on-chain real-world assets, the development of dedicated AMMs and prediction market aggregators, the evolution of perpetual futures into composable DeFi markets, and the integration of artificial intelligence into blockchain development and security. Coinbase Ventures highlighted the innovation potential in these areas and stated that it is actively seeking investment opportunities. According to the data, Coinbase Ventures has made 618 investments since 2018 and has a portfolio of 422 startups. Its most recent investment was in DeFi compliance platform 0xbow on November 18, and in October, it also invested in payment infrastructure companies Zynk and ZAR, as well as prediction market platform Kalshi. *This is not investment advice. Follow our Telegram and Twitter account now for exclusive news, analytics and on-chain data! Source: https://en.bitcoinsistemi.com/coinbase-the-largest-us-exchange-announced-the-8-major-cryptocurrency-areas-it-will-invest-in-in-2026/

Author: BitcoinEthereumNews
Shiba Inu (SHIB) and Mutuum Finance (MUTM): The Next Big Winners in 2026 Bull Run

Shiba Inu (SHIB) and Mutuum Finance (MUTM): The Next Big Winners in 2026 Bull Run

Ahead of the upcoming bull run in 2026, two major cryptocurrencies, Shiba Inu (SHIB) and Mutuum Finance (MUTM), have piqued the interest of several investors. Despite Shiba Inu (SHIB) strengthening its hold in the market via increased community interaction, faster burns of tokens, and increased community influence in Bitcoin and other cryptocurrencies, MUTM is emerging […]

Author: Cryptopolitan
DeFi yield aggregator Yearn discloses September incident in yUSND vault

DeFi yield aggregator Yearn discloses September incident in yUSND vault

The post DeFi yield aggregator Yearn discloses September incident in yUSND vault appeared on BitcoinEthereumNews.com. Yearn, a DeFi stalwart offering set-and-forget yield vaults, has announced an incident involving its yUSND vault on the Arbitrum network. The disclosure comes from pseudonymous Yearn contributor johnnyonline who explains that “insufficient USND liquidity” led to “severe slippage” in swapping liquidation rewards, one of the strategy’s yield sources. The incident was confined to the vault’s rETH Stability Pool Strategy, to which 28% of its assets are allocated. Losses were relatively small, especially by DeFi’s standards, at just over $25,000 in USND. This represents a “5.2% drawdown for yUSND depositors.” The post reassures users that Yearn has fully covered losses to protect user principal, and that “only the vault’s realized yield potential was impacted.” Despite the team disclosing the incident on November 26, it occurred on September 28, with losses covered on October 11. Going forward, similar strategies will offload collateral in “smaller tranches” to reduce the risk of slippage-related losses. An additional “price-guard mechanism” is also in place to act as a circuit breaker. Read more: High yields to haircuts: Has DeFi learned anything from yield vault collapse? The DeFi risk landscape Launched in 2020 as iearn Finance, “DeFi’s Yield Aggregator” hit a peak of $6.9 billion total-value locked (TVL) in late 2021. It currently holds $343 million, according to DeFiLlama data. DeFi is often thought of as a wild-west corner of the already risky wider crypto sector. But many users consider certain long-standing, battle-tested protocols as “blue-chips,” or a safe pairs of hands: Aave for lending, Lido for liquid staking, Yearn for yield. This distinction became clear during the recent spectacular collapse of degen yield vaults such as Stream Finance. Pseudonymous Yearn contributor Schlagonia was among those who raised the alarm over Stream’s xUSD and Elixir’s deUSD “recursively minting” each other’s assets. They called the system a “daisy chain”…

Author: BitcoinEthereumNews
Viral claim accusing JPMorgan of shorting Strategy collapses as filings show zero short position

Viral claim accusing JPMorgan of shorting Strategy collapses as filings show zero short position

A post published on Sunday by Max Keiser claimed that JPMorgan Chase was dangerously shorting shares of Strategy (formerly MicroStrategy) and that a 50% stock rally would put the bank in crisis. The claim exploded across X, drawing tens of millions of views within two days. Users demanded a buying campaign. Some posted comparisons to […]

Author: Cryptopolitan
This $0.035 New Crypto Is Almost Sold Out,  Demand Surges 250% as Phase 6 Nears 98%

This $0.035 New Crypto Is Almost Sold Out,  Demand Surges 250% as Phase 6 Nears 98%

One of the new cryptocurrencies, a $0.035, is flying towards a full allocation, and its demand is increasing unlike any other presale of the quarter. As Phase 6 is fast approaching 98% and the purchasers are scrambling to get the very last slots, many investors think that this could be the last entrance point until […]

Author: Cryptopolitan
Solana Dips 2.1%, Digitap ($TAP) Hits $2M: Which is the Better Black Friday Buy?

Solana Dips 2.1%, Digitap ($TAP) Hits $2M: Which is the Better Black Friday Buy?

The post Solana Dips 2.1%, Digitap ($TAP) Hits $2M: Which is the Better Black Friday Buy? appeared on BitcoinEthereumNews.com. Solana (SOL) no longer ranks among the five largest cryptos by market cap after falling more than 30% over the past month. Another 2.1% decline continues to frustrate investors as the token is now much closer to $100 than $200. Given the continued weakness in Solana, it is no surprise that many investors aren’t attracted to this Black Friday discount. There are plenty of reasons to stop considering SOL one of the best cryptos to buy now. But not all cryptos deserve to be shunned. Digitap ($TAP), a crypto presale project and creator of the world’s first “omni-bank,” is demonstrating its ability to sustain momentum during a broader market selloff. Digitap’s presale event recently crossed the $2 million raised milestone and continues to attract steady interest even as the wider market dips. Essentially, Digitap is considered a top altcoin to buy because it offers something Solana can’t: stability during a rough time. To reward backers who recognize this narrative, the project is rolling out a Black Friday presale widget that runs a 96-hour event with no offers appearing every hour. Why Digitap’s Utility Fits Best Crypto To Buy Now Lists Digitap is positioning itself as a fintech “omni-bank,” unifying crypto and traditional finance on a single, easy-to-use platform. The superbank app is already live on iOS and Android devices and lets users worldwide send, receive, store, save, invest, and spend multiple fiat currencies through offshore IBAN accounts and transact with more than 100 cryptocurrencies. Digitap’s recent partnership with Visa brings the globally recognized payment card’s name to its debit card. Users can preload their Visa-branded Digitap card with either fiat or crypto and spend anywhere Visa cards are accepted. But the real killer product that sets Digitap apart as one of the best crypto to buy now is its ability…

Author: BitcoinEthereumNews
AMINA Bank and Crypto Finance Demo Real-Time Cross-Currency Settlement on Google Cloud

AMINA Bank and Crypto Finance Demo Real-Time Cross-Currency Settlement on Google Cloud

Zug-based crypto bank AMINA Bank AG and Crypto Finance Group, working alongside several Swiss banking partners, have completed a pilot that showcases

Author: CryptoNews
South Africa’s Digital Credit Curve: Why Responsible Personal Lending Is Becoming a Fintech Priority

South Africa’s Digital Credit Curve: Why Responsible Personal Lending Is Becoming a Fintech Priority

Over the past decade, South Africa’s credit economy has undergone a transformation far quieter than cryptocurrency hype or startup funding announcements, yet far more impactful for everyday consumers. Behind the scenes, lending has shifted from lengthy branch queues and paperwork-heavy applications to streamlined mobile-first platforms designed for a new financial reality. For millions of South […] The post South Africa’s Digital Credit Curve: Why Responsible Personal Lending Is Becoming a Fintech Priority appeared first on TechBullion.

Author: Techbullion
Monad Price Prediction: $0.10 Next? Analysts Say Bitcoin Hyper Could Outperform in 2026

Monad Price Prediction: $0.10 Next? Analysts Say Bitcoin Hyper Could Outperform in 2026

Enjoy the videos and music you love, upload original content, and share it all with friends, family, and the world on YouTube.

Author: Blockchainreporter
These Are The Crypto Trends Coinbase Ventures Says Will Define 2026

These Are The Crypto Trends Coinbase Ventures Says Will Define 2026

Coinbase Ventures has outlined a roadmap for where it expects the next wave of crypto value creation in 2026, centering on real-world asset perpetuals, specialized exchanges, “next-gen DeFi,” and the convergence of crypto with AI and robotics. The firm presents the document as an answer to the recurring founder question: “What should I build next?” […]

Author: Bitcoinist