Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15680 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Best Crypto to Buy Under $1: Cardano (ADA) or Mutuum Finance (MUTM)?

Best Crypto to Buy Under $1: Cardano (ADA) or Mutuum Finance (MUTM)?

The post Best Crypto to Buy Under $1: Cardano (ADA) or Mutuum Finance (MUTM)?  appeared on BitcoinEthereumNews.com. When investors look for the best crypto to buy under $1, Cardano (ADA) and Mutuum Finance (MUTM) are starting to dominate the attention for very different reasons. Cardano is one of the most established giants in the world of blockchains, boasting an enormous ecosystem to its name, although its market performance has become locked in a constricting range with no end in sight, reluctant to recapture any bullish sentiment with persistent selling pressure to stem any attempts at upside growth.  It is for these reasons why many looking for the next crypto to hit $1 are now looking to fresh projects with far better short-term driving forces, coupled with bold growth potentials, including Mutuum Finance (MUTM). Mutuum’s presale is now in Phase 6, fixed at $0.035, with over 95% sold, sporting more than 18,120 Tier 1 buyers in preparation for its upcoming V1 Sepolia testnet launch. Investors seeking the best crypto to buy today are keeping a close eye on this new DeFi opportunity. Cardano Faces Bearish Pressure After Key Support Breach Cardano’s (ADA) market has lately begun to move below crucial levels, with its prices ranging closer to $0.46, indicating definite bearish pressure on its 3-day chart. And with market leaders taking on the short action, prices could plummet to levels closer to $0.42, $0.38, or maybe $0.35, depending on market performance. Until then, market sentiment on Cardano remains decidedly bearish, with traders being extremely cautious about new market entry. Such market conditions, coupled with slow growth, have encouraged market participants to look for other options such as Mutuum Finance (MUTM), which appears to be developing positively in its early stages as the next crypto to hit $1. MUTM: On the Threshold of Becoming The Next Big Crypto Mutuum Finance is rapidly finding its place among some of the…

Author: BitcoinEthereumNews
KuCoin Expands Australia Crypto Market with Sydney Office Launch

KuCoin Expands Australia Crypto Market with Sydney Office Launch

KuCoin is expanding its footprint in Australia with the opening of a Sydney CBD office. James Pinch joins as Australian Managing Director, bringing local expertise. At the Australian Crypto Convention on November 22, 2025, KuCoin leaders highlighted their long-term commitment to the market. CEO BC Wong and James Pinch highlighted the merging of digital and […]

Author: Tronweekly
December Rate Cut Odds Surge to 70% After Fed Dovish Shift

December Rate Cut Odds Surge to 70% After Fed Dovish Shift

The probability of a Federal Reserve interest rate cut in December has skyrocketed from 27% to 70% within 24 hours, following unexpectedly dovish comments from Fed officials. This dramatic shift in market expectations could have significant implications for Bitcoin and the broader cryptocurrency market.

Author: MEXC NEWS
How XRP Tundra Solves the Biggest Problems in Crypto Staking Today

How XRP Tundra Solves the Biggest Problems in Crypto Staking Today

The post How XRP Tundra Solves the Biggest Problems in Crypto Staking Today appeared on BitcoinEthereumNews.com. Crypto Presales Staking platforms are collapsing under inflation, opacity and liquidity traps — but XRP Tundra’s institutional-backed, revenue-driven design eliminates all major failures ahead of its December 15 launch. Crypto staking was supposed to be the industry’s answer to predictable income. Instead, it became one of the market’s biggest sources of instability. Ethereum’s validator network shows diminishing returns with each passing quarter, liquid staking derivatives have fragmented into high-risk financial products, and centralized exchanges continue tightening withdrawal terms and quietly lowering APYs. Across the board, traders face the same conclusion: the staking systems dominating today’s market were not engineered for long-term sustainability. This backdrop explains why XRP Tundra’s presale surged past $4.1 million in a matter of weeks — and why a major institutional player stepped in, conducted a rapid due-diligence cycle, and accelerated the project’s launch to December 15. The institution left one final $0.01 retail window, but the shift into institutional governance is already underway. The reason is straightforward: XRP Tundra directly addresses the five structural failures that have pushed staking into crisis. The Five Biggest Problems in Staking Today Inflation-based APYs quietly destroy long-term value.Nearly every major staking platform mints new tokens to pay rewards. It looks attractive on a dashboard, but the underlying math guarantees long-term dilution. As supply expands, real yield collapses — turning staking into a short-term subsidy scheme rather than a sustainable system. Custodial staking converts yield into exchange dependency.Binance, Coinbase and Kraken require users to relinquish private keys to access staking. When markets become unstable — as seen repeatedly in 2024 and 2025 — exchanges freeze withdrawals, adjust rates without warning or restrict access. What users call “yield” is actually counterparty risk. Validator saturation compresses yields across all major networks.As more ETH, ADA or SOL becomes staked, rewards shrink. Large validator clusters…

Author: BitcoinEthereumNews
Mutuum Finance (MUTM) Under $0.05 Could Outperform Solana (SOL) With Explosive Potential

Mutuum Finance (MUTM) Under $0.05 Could Outperform Solana (SOL) With Explosive Potential

The post Mutuum Finance (MUTM) Under $0.05 Could Outperform Solana (SOL) With Explosive Potential appeared on BitcoinEthereumNews.com. While the market is on the hunt for the next big crypto to provide explosive returns, Mutuum Finance (MUTM) is rapidly being identified to lead the pack, especially while it is now valued below $0.05. MUTM’s performance in its early stages, with its steadily increasing community and utilization-based model, now has more upside than some heavyweight performers such as Solana (SOL) in the short term itself. Although Solana is now firmly establishing itself in the elite ranks of blockchain platforms, its short-term growth momentum looks to be more controlled than MUTM’s rapidly increasing demand.  MUTM, now in its sixth stage of presale, with over 95% sold out, is now being noticed for its real-world applications in its DeFi crypto with its lending-borrowing functionalities, interest-based token model, and its unusually rapidly increasing community, which in itself now places MUTM among those few new tokens with upside to outperform major altcoin in its next market cycle. This makes MUTM the top crypto for investors seeking real utility and growth potential in 2025.  Solana Shows Signs of Recovery After Sharply Dropping? Since November 11, Solana (SOL) has indicated an encouraging V-shaped recovery on its four-hour chart after slipping by 25% from its peak at $173. Bears pulled out, and buyers regained their ground, pushing prices higher, with its Relative Strength Index rising from 28 to 50, indicating increasing bullishness for the index. On analysis based on its weekly graph, there is some impressive support for SOL at $130, which has in the past sparked some remarkable rises, such as an 108% jump to $265 in late 2024 and a 98% jump to $250 in early 2025. But if patterns repeat, there could be some increase in SOL’s recovery to about the $180-$200 level, especially with support from its 20-day EMA at $160. It’s…

Author: BitcoinEthereumNews
Tether Invests in Ledn to Bolster Bitcoin-Backed Lending Market

Tether Invests in Ledn to Bolster Bitcoin-Backed Lending Market

The post Tether Invests in Ledn to Bolster Bitcoin-Backed Lending Market appeared on BitcoinEthereumNews.com. Lawrence Jengar Nov 21, 2025 10:39 Tether has announced a strategic investment in Ledn, a leader in bitcoin-backed loans, to expand financial infrastructure and empower credit access without selling digital assets. Tether, known as a major player in the digital asset industry, has announced a significant investment in Ledn, a leading company in the bitcoin-backed lending market. This strategic move is designed to enhance the infrastructure for bitcoin-backed loans, allowing individuals and businesses to access credit without the need to liquidate their digital assets, according to Tether. Enhancing Financial Infrastructure Ledn, which has developed a robust system for asset custody, risk management, and liquidation, is set to expand its reach in both retail and institutional markets. The company has already originated over $2.8 billion in bitcoin-backed loans, with 2025 marking its strongest year to date. In Q3 alone, Ledn extended $392 million in loans, indicating a burgeoning demand for such financial products. Market Growth and Future Prospects The crypto-backed lending sector is projected to grow substantially from an estimated $7.8 billion in 2024 to over $60 billion by 2033, driven by the increasing need for alternative lending solutions that utilize cryptocurrencies. Ledn’s established presence positions it well to capitalize on this growth, particularly as demand for bitcoin-backed financial services continues to rise. Leadership Insights Paolo Ardoino, CEO of Tether, emphasized the investment as a commitment to financial innovation that empowers individuals. “Together with Ledn, we are expanding access to credit without requiring individuals to sell their digital assets,” Ardoino stated. This approach, he noted, promotes self-custody and financial resilience, reinforcing the role of digital assets in a more inclusive global financial system. Adam Reeds, co-founder and CEO of Ledn, expressed optimism about the collaboration with Tether. “As Ledn’s loan book is on…

Author: BitcoinEthereumNews
Dogecoin Price Prediction: Why This $0.035 Crypto Could Outrun DOGE to $1

Dogecoin Price Prediction: Why This $0.035 Crypto Could Outrun DOGE to $1

The post Dogecoin Price Prediction: Why This $0.035 Crypto Could Outrun DOGE to $1 appeared on BitcoinEthereumNews.com. As Dogecoin (DOGE) hovers around resistance with limited upside catalysts, a fresh DeFi crypto is turning heads with a very different, and potentially more explosive, growth story. Mutuum Finance (MUTM) is still in its presale phase, priced at just $0.035, yet it’s raising serious momentum. With over 95% of Phase 6 already sold and more than 18,110 holders, the project has attracted over $18.85 million in funding.  The upcoming V1 launch on Sepolia testnet includes ETH lending and borrowing capabilities, giving Mutuum Finance real utility beyond speculative hype. Analysts argue that, thanks to its structured tokenomics, buy‑back mechanisms, and genuine DeFi roadmap, Mutuum Finance has a shot at much higher valuations, potentially outpacing meme coins like DOGE on its way toward a $1 target, making it the most compelling next crypto to hit $1 in DeFi crypto markets. Dogecoin Holds Key Support as Traders Eye Potential Upside Dogecoin (DOGE) is currently finding support in the $0.18–$0.20 range, giving the market a potential base for a rebound. Analysts note that if this support holds, DOGE could target higher levels, with possible price objectives at $0.25, $0.30, $0.45, and even $0.50+. While these levels remain within reach, momentum is still cautious, and the token’s upside is largely dependent on broader market trends and buying pressure. In this environment, investors looking for opportunities with earlier-stage adoption, structured growth, and tangible DeFi crypto utility are increasingly turning their attention toward new crypto projects like Mutuum Finance (MUTM). Early MUTM Investment: Unlocking Potential Gains Investing in MUTM at an early stage could generate substantial returns. For example, an investor who swapped $5,000 worth of DOGE for MUTM in Presale Phase 1 at $0.01 would now hold 500,000 MUTM tokens. With the current Phase 6 price of $0.035, this holding is worth approximately $17,500. Looking ahead, the…

Author: BitcoinEthereumNews
Why XRP Tundra Attracts Institutional Capital

Why XRP Tundra Attracts Institutional Capital

The post Why XRP Tundra Attracts Institutional Capital appeared on BitcoinEthereumNews.com. Crypto Presales BlackRock’s emerging interest in XRP arrives as XRP Tundra enters its final $0.01 window, amplifying institutional attention on the ecosystem’s revenue-driven staking model. Speculation surrounding BlackRock’s potential involvement with XRP intensified after resurfaced interviews in which Brad Garlinghouse and Larry Fink issued identical, carefully worded refusals to comment on an XRP ETF. Analysts interpreted the “I can’t talk about that” response from both executives as an indication of ongoing private discussions. For institutions observing XRP’s evolution, the prospect of the world’s largest asset manager evaluating the asset marks a shift from years of caution to a climate of strategic engagement. This speculation emerged at a critical moment for XRP Tundra. The project confirmed that a major institution had already begun acquiring the ecosystem, which brought forward the launch to December 15 and established the pricing structure that will govern the system afterward. Retail participants now have one final entry point at $0.01 before the institutional takeover formalizes the post-launch environment. Analysts evaluating the overlap between possible BlackRock activity and Tundra’s revenue engine see a direct relationship between rising institutional liquidity and long-term ecosystem performance. BlackRock’s Influence Extends Beyond ETF Narratives BlackRock’s participation in digital assets carries measurable impact. Its Bitcoin ETF introduced regulated access to a broad segment of institutional capital, delivering deeper liquidity, more stable pricing behavior and sustained inflows from entities that cannot directly hold crypto. The firm’s presence signals that an asset has met internal thresholds relating to custody, compliance and market infrastructure. If an XRP ETF materializes, the same dynamics apply. A regulated vehicle expands access to institutions restricted by mandate, including pension funds, sovereign funds and traditional asset managers. That increases XRP’s liquidity and integrates it more deeply into the financial system. Analysts see this progression as structurally aligned with projects building utility…

Author: BitcoinEthereumNews
Mutuum Finance Review: Expert Consensus on MUTM’s Path to $10 in the Coming Years

Mutuum Finance Review: Expert Consensus on MUTM’s Path to $10 in the Coming Years

The ongoing surge of investor interest in DeFi tokens has placed Mutuum Finance (MUTM) at the center of market conversations. The project’s presale, now deep into Phase 6, has reached 90% capacity with a current token price of $0.035. Since the presale began, Mutuum Finance has raised $18,800,000 and attracted 18,050 holders, reflecting rising participation [...] The post Mutuum Finance Review: Expert Consensus on MUTM’s Path to $10 in the Coming Years appeared first on Blockonomi.

Author: Blockonomi
Stani Kulechov bevestigt: ETHLend komt terug, mét native Bitcoin

Stani Kulechov bevestigt: ETHLend komt terug, mét native Bitcoin

Stani Kulechov, de oprichter van Aave, kondigde op X aan dat ETHLend in 2026 opnieuw gelanceerd wordt. Daarmee keert de peer to peer lending applicatie terug die ooit aan de basis stond van Aave. Het bericht volgde op een discussie waarin hij ook bevestigde dat een recente lening gedekt werd... Het bericht Stani Kulechov bevestigt: ETHLend komt terug, mét native Bitcoin verscheen het eerst op Blockchain Stories.

Author: Coinstats