Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15642 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Bitcoin Whale Activity Signals a New Phase for Bitcoin Layer-2s Like $HYPER

Bitcoin Whale Activity Signals a New Phase for Bitcoin Layer-2s Like $HYPER

Quick Facts: ➡️ Elevated whale accumulation during price weakness suggests Bitcoin supply is rotating from short‑term traders to long‑term balance sheets. ➡️ Bitcoin’s base layer remains constrained by low throughput, long block times, and volatile fees, limiting complex DeFi and high‑frequency use cases. ➡️ Bitcoin Hyper uses an SVM‑based Layer 2 with BTC settlement anchoring […]

Author: Bitcoinist
Top 3 Reasons Why Crypto Investors Should Consider Staking Platforms Such as XRP Tundra

Top 3 Reasons Why Crypto Investors Should Consider Staking Platforms Such as XRP Tundra

The post Top 3 Reasons Why Crypto Investors Should Consider Staking Platforms Such as XRP Tundra appeared on BitcoinEthereumNews.com. Institutional rotations, volatile market cycles and renewed interest in revenue-based crypto ecosystems have pushed staking protocols back into the center of investor attention. As traders move away from short-lived momentum plays and seek predictable income, the platforms capable of offering verifiable, sustainable yield are receiving the most scrutiny. That shift has placed XRP Tundra, a dual-chain staking ecosystem built on Solana and the XRP Ledger, among the most closely watched projects going into 2026. The broader landscape has also created the perfect backdrop for this evaluation. Bitcoin has experienced dramatic swings in the past month, liquidating leveraged positions and pushing short-term holders into loss territory. Meanwhile, the XRP ecosystem is preparing for a potential structural breakout driven by ETF traction, ODL expansion and the incoming XRPL EVM sidechain. Against this environment, investors increasingly look for staking platforms grounded in real revenue and backed by transparent contract architecture — standards that XRP Tundra attempts to meet directly. Reason 1: Revenue-Backed Yield Models Are Becoming the New Standard One of the strongest arguments for platforms such as XRP Tundra is the pivot toward revenue-driven yield mechanics. Investors are no longer satisfied with inflation-based APYs, especially after multiple high-profile “staking” schemes diluted their token supply or collapsed when new deposits slowed. The Cryo Vaults inside the XRP Tundra ecosystem were designed to address that issue directly. All staking rewards are backed entirely by protocol-generated revenue. Fees from swaps, lending, derivatives, bridging flows and future product integrations across TUNDRA-S (Solana) and the GlacierChain L2 feed into the yield pool. Frost Key NFT mints and secondary-market activity add an additional revenue layer, while a share of protocol income is used to market-buy and permanently lock TUNDRA-X inside the governance treasury. There is no inflationary minting, no hidden emissions and no custodial risk. The reward rate…

Author: BitcoinEthereumNews
New Hampshire Backs $100M Bitcoin Bond as DeepSnitch AI Sells Fast With Tools Shipped

New Hampshire Backs $100M Bitcoin Bond as DeepSnitch AI Sells Fast With Tools Shipped

The post New Hampshire Backs $100M Bitcoin Bond as DeepSnitch AI Sells Fast With Tools Shipped appeared on BitcoinEthereumNews.com. Crypto Presales New Hampshire approves Bitcoin-backed municipal bonds as Basel rules face revision. DeepSnitch AI could be the best crypto to buy now as presale surges 57% and institutions bet on crypto infrastructure. New Hampshire just approved a $100 million municipal bond backed by Bitcoin, and companies can now borrow against overcollateralized BTC. Meanwhile, traditional finance is building products that treat Bitcoin as a legitimate reserve asset, and that shift creates opportunity for early-stage projects positioned at the intersection of AI and crypto. At this pivotal moment, there’s no better chance to buy DeepSnitch AI, which has raised over $555,000 and climbed 57% from its $0.01510 launch to $0.02381. Still priced for presale, DeepSnitch AI offers higher-beta exposure at the nexus of AI and crypto with real utility: five AI agents designed to monitor whale movements, scan contracts for risks, and filter alpha in real time. Its moonshot potential is clear, but buying now, not later, will make all the difference. New Hampshire launches Bitcoin bond, Basel rethinks crypto rules New Hampshire’s Business Finance Authority has approved up to $100 million in taxable conduit bonds for WaveRose Depositor, LLC, with Bitcoin as the collateral. Companies can borrow against BTC custodied by BitGo, and liquidation kicks in if the collateral sinks below 130%. The state doesn’t guarantee the bonds, taxpayers aren’t on the hook, and deal fees will help fund the local Bitcoin Economic Development Fund. At the same time, global regulators are softening their toughest crypto capital rules after the US and UK refused to adopt them. Basel Committee Chair Erik Thedéen now says the 1,250% risk weight for crypto may need a “different approach” as regulated stablecoins scale. The Federal Reserve and Bank of England have both indicated they won’t apply the rules as written. With stablecoin use exploding…

Author: BitcoinEthereumNews
Investors pull out of corporate bonds as AI borrowing and private credit stress raise concerns

Investors pull out of corporate bonds as AI borrowing and private credit stress raise concerns

Investors are pulling money out of bonds fast as huge AI-related borrowing and growing stress in private credit shake confidence across global markets, according to reporting from Reuters. Lenders who usually back top-rated companies are now stepping aside because fresh debt sales from Big Tech and trouble inside private credit funds are raising the risk […]

Author: Cryptopolitan
Bitcoin Price Prediction Looks Shaky — Why XRP Tundra’s Staking Rewards Are Attracting More Crypto Investors

Bitcoin Price Prediction Looks Shaky — Why XRP Tundra’s Staking Rewards Are Attracting More Crypto Investors

Bitcoin’s market outlook has deteriorated sharply. After reaching a record high earlier in the year, BTC now trades near $90,000, roughly 25% below its all-time high, and the decline has triggered questions about whether the market has formally shifted into a structural bear phase. According to The Kobeissi Letter, one of the most widely followed […]

Author: Cryptopolitan
Best Crypto to Buy Now: NH Approves $100M BTC Bond, DeepSnitch AI Presale Selling Out With Tools Shipped

Best Crypto to Buy Now: NH Approves $100M BTC Bond, DeepSnitch AI Presale Selling Out With Tools Shipped

New Hampshire just approved a $100 million municipal bond backed by Bitcoin, and companies can now borrow against overcollateralized BTC. […] The post Best Crypto to Buy Now: NH Approves $100M BTC Bond, DeepSnitch AI Presale Selling Out With Tools Shipped appeared first on Coindoo.

Author: Coindoo
India’s Bold Step Into Crypto Future

India’s Bold Step Into Crypto Future

The post India’s Bold Step Into Crypto Future appeared on BitcoinEthereumNews.com. India is poised to make cryptocurrency history with the upcoming launch of ARC, a groundbreaking rupee-linked digital asset that could transform the nation’s financial landscape. This innovative project represents a significant milestone in India’s journey toward digital currency adoption, blending traditional finance with cutting-edge blockchain technology. What Makes This Rupee-Linked Digital Asset So Revolutionary? The ARC project marks a pivotal moment for digital finance in India. Developed through a strategic partnership between blockchain giant Polygon and fintech startup Anq, this rupee-linked digital asset is designed to operate within the regulatory framework established by the Reserve Bank of India. The collaboration brings together Polygon’s extensive blockchain expertise with Anq’s innovative financial technology solutions. This rupee-linked digital asset represents more than just another cryptocurrency entry. It’s a carefully crafted digital representation of the Indian rupee, intended to provide stability while leveraging blockchain’s advantages. The limited initial operation scope demonstrates the cautious yet progressive approach regulators are taking toward digital assets. How Will ARC Transform India’s Financial Ecosystem? The introduction of this rupee-linked digital asset offers numerous potential benefits for India’s economy and its citizens. Here are the key advantages: Enhanced financial inclusion for millions of unbanked Indians Reduced transaction costs for cross-border payments Improved transparency in financial transactions Faster settlement times compared to traditional banking Regulatory compliance ensuring user protection Moreover, this rupee-linked digital asset could serve as a model for other emerging economies considering similar digital currency initiatives. The RBI’s involvement ensures that ARC will maintain the stability and trust associated with traditional currency while embracing digital innovation. What Challenges Does This Rupee-Linked Digital Asset Face? Despite the excitement surrounding ARC’s launch, several challenges remain. Technical infrastructure requirements, user adoption barriers, and maintaining price stability are significant considerations. The limited initial operation suggests a phased approach to address these concerns systematically.…

Author: BitcoinEthereumNews
GANA Payment exploited for more than $3.1 million

GANA Payment exploited for more than $3.1 million

A decentralized payment project on Binance Smart Chain (BSC) called GANA Payment was exploited at around 5:00 AM UTC on Thursday, resulting in losses exceeding $3.1 million, according to blockchain researcher ZachXBT.  The crypto investigator’s findings showed that the attacker used a flaw in the project’s smart contract to steal tokens. They then moved them […]

Author: Cryptopolitan
XRP Tundra Surpasses 3.7M in Funding — Why This Altcoin Continues To Gain Momentum

XRP Tundra Surpasses 3.7M in Funding — Why This Altcoin Continues To Gain Momentum

The post XRP Tundra Surpasses 3.7M in Funding — Why This Altcoin Continues To Gain Momentum appeared on BitcoinEthereumNews.com. Momentum around XRP Tundra accelerated this month as the project crossed $3.7 million in presale funding, strengthening its position among the most closely watched early-stage ecosystems connected to the XRP Ledger. The raise comes at a time when analysts are reassessing how utility-driven infrastructure could shape the next market cycle rather than relying solely on short-term sentiment. The conversation has expanded because several XRPL-related developments are expected to mature between late 2025 and early 2026. These include clearer regulatory footing for XRP, continued expansion of ODL settlement corridors, progress toward EVM-compatible execution and increasing interest from large financial institutions exploring XRP-based products. This backdrop has prompted a deeper evaluation of the mechanics driving Tundra’s momentum. Funding Momentum Shows Strong Early Demand for XRPL-Linked DeFi Infrastructure Crossing $3.7 million reflects more than presale performance—it signals investor interest in a project architected to address XRPL’s long-standing absence of a native, revenue-backed DeFi layer. Funding has accelerated consistently through Phase 12, where TUNDRA-S is priced at $0.214 with an 8% token bonus and buyers receive TUNDRA-X at a reference value of $0.107. Coverage from analysts and DeFi commentators, including Crypto Infinity, has highlighted this trend as part of a broader shift toward yield-based systems built on verifiable economic activity. The funding milestone therefore raises a central question: what is driving sustained interest during a period when many early-stage projects struggle to attract capital? The Strategic Thesis Behind Tundra’s Design and Its 2026 Positioning A key element many investors overlook is that XRP Tundra’s architecture was designed for the same window in which major XRPL enhancements and institutional integrations are expected to strengthen. Tundra positions itself as the first ecosystem capable of delivering sustainable, non-custodial yield to XRP holders—an unmet demand within one of the largest and most active communities in crypto. TUNDRA-S on…

Author: BitcoinEthereumNews
XRP News: Ripple Explores Staking for XRPL as DeFi Demand Grows

XRP News: Ripple Explores Staking for XRPL as DeFi Demand Grows

The post XRP News: Ripple Explores Staking for XRPL as DeFi Demand Grows appeared first on Coinpedia Fintech News Ripple is now exploring whether staking, a feature used in many major blockchains, could eventually be introduced to the XRP Ledger (XRPL). The idea came into focus after RippleX engineering head J. Ayo Akinyele explained how staking might strengthen network security and give XRP more real-world utility as global DeFi activity grows. Ripple says nothing …

Author: CoinPedia