Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15633 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Stable-Coin Glitch Shakes Confidence and Casts Spotlight on Top Meme Coins ⋆ ZyCrypto

Stable-Coin Glitch Shakes Confidence and Casts Spotlight on Top Meme Coins ⋆ ZyCrypto

The post Stable-Coin Glitch Shakes Confidence and Casts Spotlight on Top Meme Coins ⋆ ZyCrypto appeared on BitcoinEthereumNews.com. Advertisement &nbsp &nbsp Disclaimer: The below article is sponsored, and the views in it do not represent those of ZyCrypto. Readers should conduct independent research before taking any actions related to the project mentioned in this piece. This article should not be regarded as investment advice. A staggering technical error by Paxos Trust Company resulted in approximately $300 trillion of newly minted stable-coins, momentarily flooding the blockchain and sending immediate shockwaves across the crypto ecosystem. The glitch occurred during an internal transfer involving PYUSD, the dollar-pegged token issued for PayPal Holdings, and was swiftly corrected by burning the excess supply. The Rise of the Meme Coin Phenomenon Even as the Paxos glitch sent ripples through digital markets, investor attention quickly shifted toward resilience — the ability of crypto communities to recover, rebuild, and refocus. Amid the noise, interest in lighter yet vibrant corners of the space continues to grow, from community-driven tokens to projects experimenting with gamified economies and decentralized access models. In that broader landscape, this article highlights how meme coins remain an unexpected anchor for optimism. Many of today’s leading meme coins have expanded far beyond their origins, offering traders flexible platforms, generous community rewards, and smooth integrations that simplify both staking and exchange access. Some platforms now support quick sign-ins and multi-wallet management, bridging mainstream convenience with the playful edge that first defined meme culture in crypto. It’s a sign of a maturing market learning to mix accessibility with ambition. That shift — from speculative frenzy to sustainable engagement — may prove crucial as confidence in digital infrastructure wavers. The same enthusiasm fueling meme coins could ultimately stabilize sentiment, proving that creativity and connection still drive adoption. Against that backdrop, the Paxos incident becomes not just a warning but a reminder of how fragile trust remains…

Author: BitcoinEthereumNews
USYC BNB Chain Launch: Revolutionary Expansion for Tokenized Yield

USYC BNB Chain Launch: Revolutionary Expansion for Tokenized Yield

BitcoinWorld USYC BNB Chain Launch: Revolutionary Expansion for Tokenized Yield Circle just dropped massive news that’s shaking up the DeFi space – their tokenized money market fund USYC is now live on BNB Chain! This groundbreaking move opens up new possibilities for investors seeking yield in the cryptocurrency ecosystem. If you’re wondering what this means for your portfolio and the broader market, you’re in the […] This post USYC BNB Chain Launch: Revolutionary Expansion for Tokenized Yield first appeared on BitcoinWorld.

Author: bitcoinworld
Crypto Leverage Hits Record High in Q3 as DeFi Dominance Reshapes Market Structure: Galaxy

Crypto Leverage Hits Record High in Q3 as DeFi Dominance Reshapes Market Structure: Galaxy

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Author: Coindesk
Is Aave’s ‘Balance Protection’ backed by Relm — an FTX insurer?

Is Aave’s ‘Balance Protection’ backed by Relm — an FTX insurer?

The post Is Aave’s ‘Balance Protection’ backed by Relm — an FTX insurer? appeared on BitcoinEthereumNews.com. Yesterday, Decentralized Finance (DeFi) lending protocol Aave announced a mainstream-friendly savings app with all crypto references abstracted away. A million dollars’ worth of “Balance Protection” is among the features to help potential new users feel at ease. However, the conditions remain somewhat vague and are to be confirmed upon launch.  While many have praised Aave’s push to onboard the masses, some are unconvinced by the offering, even writing it off as “just marketing.” Read more: Justin Sun’s Poloniex and HTX withdraw huge amounts from AAVE Aave’s ever-expanding empire Lending protocol Aave is the DeFi sector’s largest platform, with over $30 billion in total value locked (TVL). After conquering DeFi, it’s looking to a wider audience. The upcoming app’s branding is pitched more like a neobank than coming from within the crypto ecosystem, a move to shed the latter’s risky reputation. Aave claims the app will support transfers to and from over 12,000 banks and cards, thanks to last week’s news that Aave Labs subsidiary Push had gained MiCA approval as a Crypto Asset Service Provider in Ireland. Voices from within the Aave community have called this Aave’s “iPhone moment,” and that pairing of a consumer-focused UX with on-chain transparency will serve as the “perfect DeFi Trojan horse to eat the banks at their own game.” Aave’s “Balance Protection” and the FTX Insurer behind it One sticking point that has left some unconvinced, however, is the million-dollar insurance policy. Nick Cannon, of Aave’s regular sparring partner Gauntlet, recognizes that insurance in DeFi is “a missing primitive”, but dismissed Aave’s offering as “just marketing.” Zama’s Ankur Banerjee called the description of what’s covered “pretty narrow criteria,” compared to deposit guarantees at banks. Similarly, Cork Protocol’s Luke Chmiel sees the comparison Aave makes between their coverage and the “Industry Standard” $250,000 as disingenuous.…

Author: BitcoinEthereumNews
SOL, SUI, & WLFI Are Free Falling in Q4, But Milk Mocha Crypto Presale Keeps Breaking Records!

SOL, SUI, & WLFI Are Free Falling in Q4, But Milk Mocha Crypto Presale Keeps Breaking Records!

Learn why $HUGS, Solana, Sui, and WLFI are the top bullish cryptos to buy now, merging culture, speed, and DeFi strength. Join $HUGS’ Stage 1 presale.

Author: Blockchainreporter
Jupuary 2026 will distribute only 200M JUP instead of the originally intended 700M

Jupuary 2026 will distribute only 200M JUP instead of the originally intended 700M

Jupiter announced only 200M JUP will be airdropped to stakers and fee-paying users during the Jupuary 2026 event.

Author: Cryptopolitan
Ethereum Price Prediction: ETH Whales Are Pivoting to This Penny Crypto as it Exceeds 90% Sold Out in Phase 6 Presale

Ethereum Price Prediction: ETH Whales Are Pivoting to This Penny Crypto as it Exceeds 90% Sold Out in Phase 6 Presale

Ethereum has always been the focal point in the crypto world, but even the most passionate whales in the market are currently seeking out the possibility of revolutionary alternatives developing in the market. According to analysts, the whales holding Ethereum are quietly rebalancing the allocation levels in their holdings in favor of upcoming crypto projects […]

Author: Cryptopolitan
We should give everybody unrestricted access to leveraged perpetuals for stocks

We should give everybody unrestricted access to leveraged perpetuals for stocks

The post We should give everybody unrestricted access to leveraged perpetuals for stocks appeared on BitcoinEthereumNews.com. This is a segment from the 0xResearch newsletter. To read full editions, subscribe. Markets opened to a clear risk-on tone, with crypto sectors sharply outperforming traditional assets. BTC posted a modest gain of +0.8%, while Gold (+1.0%) performed similarly. However, equities lagged meaningfully as the S&P 500 (-0.9%) and Nasdaq 100 (-1.3%) both slipped, reflecting a mild unwind in tech momentum. Crypto equities also softened (-1.0%), suggesting the rotation favored onchain assets rather than public proxies. Crypto sector indices saw broad strength, with DePIN (+6.2%) and AI (+6.1%) leading the board amid continued enthusiasm for infrastructure-heavy narratives. Ethereum-aligned assets (+5.1%) and Revenue-generating protocols (+4.3%) also climbed, hinting at renewed investor appetite for cash-flow visibility as activity improves on major L1s. Launchpads (+4.1%), Gaming (+3.8%), and Solana-ecosystem names (+3.3%) followed, rounding out a day dominated by high-beta segments. Even traditionally slower sectors like RWA (+3.1%), L1s (+3.0%), and DeFi (+2.8%) participated, while L2s (+1.8%) and Modular (+0.3%) underperformed relative to the rest of the crypto complex. The move appears to have been driven less by macro catalysts and more by positioning. With equities cooling and rates stable, crypto’s higher-volatility sectors benefited. Looking ahead, volatility remains compressed, but today’s dispersion hints that rotation trades are back in focus. With macro data light over the next 48 hours, crypto may continue to trade on sector-specific flows and narrative momentum. Market Update MegaETH’s “Frontier” mainnet beta was announced and starts in early December 2025. This announcement drops into a market primed for speed-as-a-moat narratives and any catalysts or excitement during the current downturn.  With Frontier running for one month in December (with zero incentives!), early flows are likely to pivot toward infra and app plays that are incredibly fast. Think high-frequency options and reactively-updating onchain games, segments that have been bottlenecked by block cadence…

Author: BitcoinEthereumNews
How would native staking reshape XRP’s role in a DeFi economy?

How would native staking reshape XRP’s role in a DeFi economy?

The post How would native staking reshape XRP’s role in a DeFi economy? appeared on BitcoinEthereumNews.com. For more than a decade, the XRP Ledger (XRPL) has, for one reason or another, stood apart from the rest of the blockchain industry. Built in 2012, long before the rise of modern DeFi, it embraced a minimalist design of fast settlement, deterministic consensus, and no economic incentives for validators. That architecture helped XRPL grow into a trusted payments network, but it also left it structurally different from the yield-driven systems that now dominate the digital asset economy. A payments chain in a yield-powered economy XRPL’s consensus model, known as Proof of Association (PoA), relies on a Unique Node List (UNL) of trusted validators. The system has no block rewards, no slashing, and no competition among validators for block production. Here, network fees are anti-spam tools and not revenue sources. That structure once defined XRPL’s strength, but today it is also becoming its constraint. DeFi ecosystems thrive on yield mechanisms, and capital tends to flow toward chains that reward participation. This is why XRPL’s total value locked, at around $87 million, looks modest compared with rival ecosystems, such as Solana and Ethereum, which are driven by staking and liquidity incentives. XRPL’s DeFi TVL (Source: DeFiLlama) Considering this, Ayo Akinyele, RippleX’s head of engineering, highlighted how XRP’s role could be significantly expanded far beyond simple settlement, while floating the idea of “native staking on the XRPL.” According to him: “[Native staking] would change how value flows through the XRPL network in ways we’d need to think through carefully. So, talking about the idea for XRP helps us understand what could evolve and what should stay the same.” XRPL staking In walking through what staking would require, Akinyele laid out the unavoidable implications. First, XRPL would need a source of rewards, which it currently lacks. Second, it would need a way to…

Author: BitcoinEthereumNews
Bluwhale Launches AI Agent That Manages Your Stablecoin Portfolio

Bluwhale Launches AI Agent That Manages Your Stablecoin Portfolio

Latest News and Updates on blockchain industry by AlexaBlockchain ("Alexa Blockchain"). Bluwhale introduces an AI Stablecoin Agent that scans DeFi and CeFi markets to optimize stablecoin yields for retail investors. The post Bluwhale Launches AI Agent That Manages Your Stablecoin Portfolio appeared first on AlexaBlockchain.

Author: AlexaBlockchain