Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15620 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Crypto News: CMC20 Launches as First DeFi-Enabled Tradable Crypto Index Token on BNB Chain

Crypto News: CMC20 Launches as First DeFi-Enabled Tradable Crypto Index Token on BNB Chain

reoverCMC20 launches on BNB Chain as a DeFi-native index token offering diversified exposure to top crypto assets.   CoinMarketCap has launched CMC20, a DeFi-enabled tradable crypto index token built on BNB Chain.  The new asset offers broad exposure to the top 20 cryptocurrencies through a single transaction. It aims to simplify market access for users […] The post Crypto News: CMC20 Launches as First DeFi-Enabled Tradable Crypto Index Token on BNB Chain appeared first on Live Bitcoin News.

Author: LiveBitcoinNews
The New Altcoin With 1000% Potential, Here’s Why It’s Rising

The New Altcoin With 1000% Potential, Here’s Why It’s Rising

One altcoin is already making ground and a lot of people who bought it early in the year think that it might be among the best crypto next year. The reason behind its growth has been the consistent demand levels, actual utility and the speed at which it is advancing in its roadmap. Although the […]

Author: Cryptopolitan
Why Traders Are Ditching Shiba Inu (SHIB) for This $0.035 Profit Machine

Why Traders Are Ditching Shiba Inu (SHIB) for This $0.035 Profit Machine

Changes are taking place in the crypto trading community, with many moving away from meme-coins towards cryptos with solid revenue models and undiluted fundamentals. While Shiba Inu (SHIB) has begun to rise, speculative sentiment and token burns are still the driving forces behind its price growth. On the other hand, the DeFi ecosystem is shifting […]

Author: Cryptopolitan
AAVE to Launch New High-Yield Savings Platform on Apple’s App Store

AAVE to Launch New High-Yield Savings Platform on Apple’s App Store

The post AAVE to Launch New High-Yield Savings Platform on Apple’s App Store appeared on BitcoinEthereumNews.com. On Monday, November 17th, AAVE opened the waitlist of its new “savings account”-like consumer yield app on Apple’s App Store. With the AAVE app, users can earn up to 5% + bounce APY (Annual Percentage Yield), leveraging Aave’s infrastructure lending protocol, with deposit methods available through bank accounts, debit card,s and stable coin wallets. Amid the announcement, the AAVE price continued to follow the broader market correction and plunged over 4% during the U.S. market hours. AAVE plans to launch a new “savings account”-like app to offer up to 5% + bounce APY to its users, initially available on Apple’s app store. To protect users’ funds, AAVE offers a protection program that extends up to $1 million in balances. Over the past three months, the AAVE price has been resonating with the formation of a falling wedge pattern. AAVE Introduces App With High-Yield and $1M Protection Program Aave, the decentralized lending protocol, plans to launch a new savings-like application aimed at providing higher returns than traditional bank accounts while eliminating many of the restrictions that customers normally encounter. According to the blog post, the service offers yields of up to 9% per year, based on factors such as identity verification, recurring transfers, or referrals. This is in stark contrast to the low interest rates that are common with standard accounts, where average interest is well below 1%, and even premium accounts rarely exceed mid-single-digit interest. The company is positioning itself as a reaction to the rising cost of living and existing banking practices that limit withdrawals or slow access to personal funds. Users can check their balances at any point in time and see interest accumulate constantly instead of on monthly/annual accounts. A built-in calculator helps savers adjust the size of their deposits or the time horizon and see the…

Author: BitcoinEthereumNews
Figment, OpenTrade and Crypto.com Offer 15% Stablecoin Yield Product for Institutions

Figment, OpenTrade and Crypto.com Offer 15% Stablecoin Yield Product for Institutions

The post Figment, OpenTrade and Crypto.com Offer 15% Stablecoin Yield Product for Institutions appeared on BitcoinEthereumNews.com. Figment, a major staking infrastructure provider with $18 billion in assets under stake, is partnering with OpenTrade and Crypto.com to offer a new yield product aimed at institutional investors looking for returns on stablecoins. The product offers roughly 15% annual returns, based on past performance, by staking Solana SOL$141.61 and using perpetual futures to offset the price volatility of the token. Investors deposit stablecoins and receive interest without being directly exposed to the price of SOL. The staked assets are custodied by Crypto.com in legally segregated accounts. While staking has typically required exposure to the price of the token being staked, this structure separates the yield from the asset’s volatility. For example, an institution holding USDC can earn a return similar to SOL staking — usually around 6.5% to 7.5% — while avoiding the risk of price swings. The additional return comes from managing futures positions that neutralize price movements. This approach is different from typical DeFi lending, which often involves counterparty risk and less transparency. Figment and OpenTrade say the product gives institutions the ability to earn yield while interacting only with known entities and within a legal framework not usually available in on-chain markets. Crypto.com’s custody arrangement includes security interest provisions and keeps assets separate from the company’s own balance sheet — a feature often required by institutional compliance standards. The product is accessible through Figment’s platform and application programming interfaces (APIs). Stablecoins can be deposited and withdrawn at any time, with interest accruing from the moment of deposit. While the structure may not appeal to retail users familiar with decentralized finance, it reflects a shift toward more controlled, predictable yield strategies in crypto markets. Source: https://www.coindesk.com/markets/2025/11/17/figment-opentrade-and-crypto-com-launch-15-stablecoin-yield-product-for-institutions

Author: BitcoinEthereumNews
Dow Jones declines as AI sector doubts and Fed rate cut hopes persist

Dow Jones declines as AI sector doubts and Fed rate cut hopes persist

The post Dow Jones declines as AI sector doubts and Fed rate cut hopes persist appeared on BitcoinEthereumNews.com. The Dow Jones Industrial Average (DJIA) hit another weak patch on Monday, backsliding nearly 500 points and slipping back below the 47,000 handle to start the new trading week with many of the same questions from last week going unanswered. The AI segment continues to see new challenges amid concerns about endpoint revenues, and investors are hoping that a kickstart to official data sources following the reopening of the federal government will help push the Federal Reserve (Fed) to deliver a third straight interest rate cut in December. Alphabet shares supported by Berkshire investment Shares in Google parent holding company Alphabet (GOOG) rose over 3% on the day after it was revealed that Warren Buffett’s Berkshire Hathaway (BRK) poured $4.3 billion into a stake in the Google search and YouTube giant at the end of September. Hyper-traditionalist investor Warren Buffett recently announced his retirement by the end of the year to Berkshire shareholders, leading to speculation that a play into Google properties is being spearheaded by more tech-friendly names in the Berkshire flagship. Berkshire Hathaway continues to unwind its massive holdings of Apple (AAPL) stock, shedding another 15% of its total shares held as of the end of the third quarter. However, the Oracle of Omaha’s investment company’s holdings in Apple still sit at a lofty $60.7 billion. Too-hot AI rally now faces tough questions about profitability The AI trade continues to come under renewed pressure, with LLM computing services darling Nvidia (NVDA) falling another 1.8% on Monday. The chipmaker is slated to reveal its latest quarterly earnings after the closing bell on Wednesday, and investors are becoming concerned that the constantly-growing demand for AI-driven compute power still remains woefully outsized compared to revenues and return on investment on the actual deployment side. US government back open… for now The…

Author: BitcoinEthereumNews
Grab These 2 Must-Buy Cryptos Now for Potential Wealth Explosion by 2027

Grab These 2 Must-Buy Cryptos Now for Potential Wealth Explosion by 2027

Creating wealth with cryptocurrency means you need to find projects with both rapid profitability and long-term potential. While the market is consolidating within itself, some sophisticated investors are eyeing two different assets that may yield exceptional results in the next 4 years.  One of these is a Layer 1 goliath with strong fundamentals, and the […]

Author: Cryptopolitan
Fed Liquidity Moves May Shift Crypto Market Conditions in 2026

Fed Liquidity Moves May Shift Crypto Market Conditions in 2026

The post Fed Liquidity Moves May Shift Crypto Market Conditions in 2026 appeared on BitcoinEthereumNews.com. Fed expected to begin $25 billion monthly purchases starting early 2026 for six months. Raoul Pal says crypto trading is like a stressed funding vehicle, showing a broken market. Treasury seeks liquidity control while the Fed considers supplementary leverage changes. Market analysts anticipate the Federal Reserve will implement liquidity measures that could change cryptocurrency markets in 2026. The chief market strategist at Wellington Altus, James E. Thorne, projects the Fed will begin purchases of approximately $25 billion per month, likely starting early 2026 and maintaining this pace for at least six months to stabilize reserve balances. “Don’t call it QE,” the strategist noted. He distinguished the anticipated measures from traditional quantitative easing programs. The purchases aim to address funding pressures emerging in financial markets as year-end approaches. Don’t call it QE. IMHO: the Fed begins purchases of about $25 billion per month, likely starting early 2026 and running at this pace for at least six months to stabilize reserve balances. — James E. Thorne (@DrJStrategy) November 17, 2025 Funding Crisis Concerns Intensify Macro investor Raoul Pal suggests the Fed’s hand will be forced this week to adjust market plumbing to avoid month-end and year-end funding crises. “Crypto is currently trading like a stressed funding vehicle reflecting the broken plumbing, while stocks are cushioned by buybacks and performance chasing for now,” Pal stated. The investor warned that stocks risk repeating 2018-2019 conditions if the situation is not resolved immediately. The Fed has met with banks and the New York Fed to understand why the Standing Repo Facility is not being utilized sufficiently to resolve funding pressures. “The fear from markets and the Fed is rising,” Pal noted. A larger battle involves the Treasury seeking control over liquidity via banks to increase lending to Main Street, competing with the Fed’s quantitative easing…

Author: BitcoinEthereumNews
Aave Labs has announced plans to launch a high-yield app for iOS users

Aave Labs has announced plans to launch a high-yield app for iOS users

Aave Labs, the team responsible for handling the top DeFi lending protocol Aave, has announced the launch of a new consumer-facing mobile app called “Aave: Save and Earn.”  The app introduces iPhone users directly to high-yield savings via the Apple App Store. The team presented it as a way to make DeFi more accessible for […]

Author: Cryptopolitan
Shiba Inu vs Zcash: Which Is The Best Crypto to Buy Now?

Shiba Inu vs Zcash: Which Is The Best Crypto to Buy Now?

The crypto market has experienced a mix of volatility and opportunity, leaving investors carefully weighing their options. While Bitcoin hovers around $95,000 and Ethereum remains strong near $3,000, other major tokens like Solana and BNB show attractive pricing after months of fluctuation. Market conditions continue to challenge confidence, yet long-term catalysts such as potential lower […]

Author: The Cryptonomist