Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15579 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
XRP’s Legal Drama Ends, Here Mutuum Finance (MUTM) is the Next Big Cryptocurrency

XRP’s Legal Drama Ends, Here Mutuum Finance (MUTM) is the Next Big Cryptocurrency

The post XRP’s Legal Drama Ends, Here Mutuum Finance (MUTM) is the Next Big Cryptocurrency appeared on BitcoinEthereumNews.com. XRP’s long-running legal battle with the SEC has finally come to a conclusion. The outcome has brought clarity to the market, but many investors now feel that XRP’s upside is limited. With XRP stabilizing, traders are looking for the next crypto to hit $1 and deliver strong growth. Mutuum Finance (MUTM) is emerging as a project built on utility, security, and real-world applications. It is positioned to attract significant attention from investors seeking high returns and long-term gains. A Rare Presale  As the platform enters Phase 6 of its presale, each MUTM token is priced at $0.035. More than 90% of this phase is already claimed. Across all presale phases, the project has raised approximately $18.65 million and over 18,000 holders are participating. The next phase will see the token price increase to $0.04, creating strong urgency for new investors.  Early-bird ROI examples highlight impressive gains. A $2,000 investment in Phase 2 at $0.015 now reaches $5K in value at the current Phase 6 price. If Mutuum Finance (MUTM) reaches $0.28 as experts have predicted, the same investment will grow to $37K, delivering an 18× ROI. Growing demand, the upcoming platform launch, and synchronized token listing will further drive token value and adoption. Why Investors Are Looking Beyond XRP XRP has maintained steady performance after the litigation, but its market growth is expected to be moderate. Analysts predict limited upside due to stabilization in price and fewer catalysts for rapid expansion. Investors seeking higher returns are turning to projects with active utility, strong incentives, and innovative financial models. Mutuum Finance (MUTM) stands out as a platform-driven crypto with mechanisms that generate demand, enhance liquidity, and reward early participants. Mutuum Finance (MUTM) will provide dual lending models to cater to different investor needs. Peer-to-Contract (P2C) liquidity pools will allow users to…

Author: BitcoinEthereumNews
Tether Expands Commodity Lending, Targeting $5 Billion by 2026

Tether Expands Commodity Lending, Targeting $5 Billion by 2026

The post Tether Expands Commodity Lending, Targeting $5 Billion by 2026 appeared on BitcoinEthereumNews.com. Key Points: Tether expands commodity lending, targeting $5 billion by 2026. The expansion leverages $1.5 billion already deployed. Separation from stablecoin reserves boosts strategic financial governance. Tether Holdings SA, under CEO Paolo Ardoino, intends to expand its commodity trade lending, having already lent around $1.5 billion to commodity traders, including those in oil and agriculture. This expansion reflects a strategic shift, addressing credit voids from traditional banks, potentially impacting USDT’s market role, with projected profits facilitating further scaling by 2026. Expansion into Commodity Lending Aims for $5 Billion Tether is actively broadening its lending scope to include commodities like oil, cotton, and wheat. The company’s trade finance division has designated close to $1.5 billion for loans, emphasizing separation from their stablecoin reserves. This development targets to fill credit voids amid reduced involvement from traditional banks. CEO Paolo Ardoino issued a public declaration regarding aspirations to raise the lending pool to $5 billion by 2026, promising further financial prospects. Market participants including commodity traders and technology experts have reacted positively, viewing Tether’s plans as a strategic boost to the trading ecosystem. Ardoino and Tether’s official communications emphasize this commitment. Historical Context, Price Data, and Expert Analysis Did you know? Tether’s entry into commodity lending mirrors the post-2008 rise of fintech lenders filling gaps left by banks, marking significant financial shifts. Tether’s stablecoin, USDT, remains a major financial instrument with a market cap of $183.90 billion, dominant at 5.66%, as reported by CoinMarketCap. The USDT price steady at $1.00, saw a 0.05% dip over the last 24 hours, with a 24-hour trading volume declined by 26.29%. Tether USDt(USDT), daily chart, screenshot on CoinMarketCap at 12:36 UTC on November 15, 2025. Source: CoinMarketCap Coincu’s research analysts highlight the potential regulatory scrutiny accompanying this expansion, especially in light of Tether’s bullion desk engaging with…

Author: BitcoinEthereumNews
Stop buying the dip, buy the spike: Why MUTM Is the top crypto signal

Stop buying the dip, buy the spike: Why MUTM Is the top crypto signal

The post Stop buying the dip, buy the spike: Why MUTM Is the top crypto signal appeared on BitcoinEthereumNews.com. The old advice of buying during a crypto crash is losing its charm. In today’s DeFi crypto market, momentum and utility will drive the strongest gains. Mutuum Finance (MUTM) is shaping up to be one of the few projects where visible activity and demand translate directly into token value. With its dual lending models and buy-and-distribute mechanism, the platform will turn protocol usage into steady market support, making buying the spike the smarter choice. Presale momentum: Data that speaks Mutuum Finance (MUTM) will continue to show traction during its presale. The total supply is 4 billion tokens, and across previous phases, it has already raised roughly $18.65 million. Currently, Phase 6 is priced at $0.035 per MUTM, and approximately 90% of the 170 million tokens allocated for this phase are already sold. The upcoming Phase 7 will increase the price to $0.040, representing a 15% rise. More than 18,000 holders are actively participating and engaging with the platform. An early investor who put $5,000 into Phase 1 at $0.01 now sees their holdings valued at $17,500 at the current Phase 6 price. By the time the post-launch target approaches $0.06, that same investment will grow to $30,000 in value. These numbers highlight why chasing momentum instead of dips is a smart strategy. The demand-driven growth of MUTM positions it as a top signal for investors looking for measurable results. Driving growth with dual lending models Mutuum Finance (MUTM) will leverage its Peer-to-Contract (P2C) engine to pool assets such as ETH and USDT into audited smart contracts. The platform will dynamically adjust interest rates based on pool utilization. A user depositing $10,000 in USDC will earn passive income from interest at a projected APY of around 12%, represented by mtUSDC tokens that include both principal and yield. Borrowers will post collateral,…

Author: BitcoinEthereumNews
Is Now The Perfect Time To Accumulate SHIB?

Is Now The Perfect Time To Accumulate SHIB?

The post Is Now The Perfect Time To Accumulate SHIB? appeared on BitcoinEthereumNews.com. The crypto market continues to experience intense volatility, with major assets swinging sharply over the past several weeks. Bitcoin’s rapid drop from $125,000 to as low as $95,000 has shaken investor confidence, while Ethereum has also faced steep declines of up to 7%. Despite this turbulence, the broader market remains fundamentally strong, supported by improving macroeconomic conditions, easing interest-rate pressures, and renewed institutional activity. Negative price action amid positive catalysts has created a rare disconnect between sentiment and fundamentals. Steady trading activity at lower price levels encourages short-term traders seeking assets with moderate volatility. The tight trading range shows no downward pressure, often signaling that the market may be entering a reset phase. In this context, Shiba Inu has become a key focus for traders tracking meme-driven assets in a highly reactive market. Shiba Inu Expands Utility Through Global Unity Nodes Alliance A significant partnership is transforming the Shiba Inu ecosystem. Shiba Inu has joined forces with Unity Nodes, a blockchain-based mobile edge network operating across multiple carriers and countries. The collaboration aims to move Shiba Inu beyond mere speculation, introducing real-world utility for holders while connecting the SHIB community with the global telecom sector. This strategic alliance offers several advantages for Shiba Inu holders. First, $SHIB will serve as a direct payment option for Unity Nodes and Licenses, with a dedicated SHIB-branded payment gateway aligned with official branding standards. $SHIB now powers Unity Nodes – real-world utility unlocked! 🔸 Buy Nodes with $SHIB🔸 Get SHIB-branded NFT licenses🔸 Earn rewards in $SHIB🔸 +5% bonus licenses when paying in SHIB Utility. Exposure. Rewards. Find out how to grab your Unity Node👇 pic.twitter.com/1cg0fRSii5 — Shib (@Shibtoken) November 11, 2025 Second, Node Operators and License NFTs purchased with $SHIB will feature Shiba Inu designs. These NFTs remain tradable on secondary markets, further boosting…

Author: BitcoinEthereumNews
Top Crypto Investors Believe This $0.035 Token Could Be the Next 10x Crypto in 2026

Top Crypto Investors Believe This $0.035 Token Could Be the Next 10x Crypto in 2026

Mutuum Finance (MUTM) surges at $0.035 as investors eye its DeFi lending model and 10x potential ahead of the 2026 launch.

Author: Blockchainreporter
Shiba Inu Price Prediction: Is Now The Perfect Time To Accumulate SHIB?

Shiba Inu Price Prediction: Is Now The Perfect Time To Accumulate SHIB?

The crypto market continues to experience intense volatility, with major assets swinging sharply over the past several weeks. Bitcoin’s rapid drop from $125,000 to as low as $95,000 has shaken investor confidence, while Ethereum has also faced steep declines of up to 7%. Despite this turbulence, the broader market remains fundamentally strong, supported by improving […]

Author: The Cryptonomist
Solana’s $500 Target Is Big, But Ozak AI Flip Returns Could Be Much Bigger

Solana’s $500 Target Is Big, But Ozak AI Flip Returns Could Be Much Bigger

Enjoy the videos and music you love, upload original content, and share it all with friends, family, and the world on YouTube.

Author: Blockchainreporter
TRON Ecosystem Strengthens as The Graph Deploys Production-Ready Data Infrastructure

TRON Ecosystem Strengthens as The Graph Deploys Production-Ready Data Infrastructure

The Graph has announced that it is expanding support for the TRON network with the rollout of its Token API. The partnership equips TRON developers to create advanced solutions, including DeFi platforms and payment systems that benefit from the network. The Graph, a decentralized protocol often described as the data backbone of Web3, has announced [...]]]>

Author: Crypto News Flash
Avalanche’s RWA Ecosystem Strengthened: Liquidity Yield Token Offers Risk-Adjusted Returns with Zero Lockups

Avalanche’s RWA Ecosystem Strengthened: Liquidity Yield Token Offers Risk-Adjusted Returns with Zero Lockups

The post Avalanche’s RWA Ecosystem Strengthened: Liquidity Yield Token Offers Risk-Adjusted Returns with Zero Lockups appeared on BitcoinEthereumNews.com. Sierra Protocol has launched a new liquid yield token on the Avalanche network, designed to provide DeFi users with passive, risk-adjusted returns. Blending DeFi Yield with Institutional Security Sierra Protocol has launched a liquid yield token (LYT) on the Avalanche network that introduces a new way for decentralized finance (DeFi) users to earn passive, risk-adjusted […] Source: https://news.bitcoin.com/avalanches-rwa-ecosystem-strengthened-liquidity-yield-token-offers-risk-adjusted-returns-with-zero-lockups/

Author: BitcoinEthereumNews
Tether Expands Commodity Lending With $1.5B in Trade Credit

Tether Expands Commodity Lending With $1.5B in Trade Credit

The post Tether Expands Commodity Lending With $1.5B in Trade Credit appeared on BitcoinEthereumNews.com. Stablecoin issuer Tether is expanding its presence in commodity lending, with billions of dollars already deployed in the sector, according to CEO Paolo Ardoino.  In an interview with Bloomberg, Ardoino said Tether has extended about $1.5 billion in credit to commodities traders so far, providing financing in both cash and its USDt (USDT) stablecoin. The company is targeting traditional commodity trades, including agricultural products and oil, and plans to increase its exposure. “We are going to expand dramatically,” Ardoino said. The lending activity falls within Tether’s recently launched Trade Finance unit — a business line that typically focuses on short-term credit used to facilitate the movement of goods across global supply chains. In the commodities world, trade finance typically provides the funding traders need to purchase, transport and deliver cargoes. Bloomberg reported that some companies may be hesitant to borrow in USDt rather than dollars, though that reluctance might be outweighed by Tether’s growing financial clout. With nearly $184 billion worth of USDt in circulation, Tether is now among the most profitable companies in the world on a per-employee basis. Tether’s push into commodities builds on its existing footprint in the sector. Its tokenized gold product, Tether Gold, has surged in size during the bullion’s rally, and Ardoino recently said the company holds more than 100 tons of physical gold. Source: Cointelegraph Related: Tether’s stablecoin business set for another record year of profitability The stablecoin engine driving Tether’s diversification Tether’s rapid expansion into new business lines is rooted in the success of its stablecoin operation. USDt was originally created to give crypto traders a dollar-linked asset at a time when the industry struggled to access traditional banking services. Since then, stablecoins have evolved into a mainstream financial tool used for remittances, cross-border payments and onchain settlement — valued for their…

Author: BitcoinEthereumNews