Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15536 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Singapore reveals plans to rein in stablecoin laws and experiment with tokenized bills

Singapore reveals plans to rein in stablecoin laws and experiment with tokenized bills

The post Singapore reveals plans to rein in stablecoin laws and experiment with tokenized bills appeared on BitcoinEthereumNews.com. Chia Der Jiun, the Managing Director at MAS, has announced that Singapore plans to rein in stablecoin laws and experiment with tokenized bills. Chia highlighted that the MAS has established a vibrant FinTech sector comprising over 1,800 FinTech firms across different domains. Chia stated that MAS launched the BLOOM initiative to support the industry’s trials with tokenized bills and regulated stablecoins for settlement. He invited FIs (Financial Institutions), as well as clearing and settlement network operators, to help conduct trials under this initiative. He noted that three Singapore banks, including DBS Bank, United Overseas Bank (UOB), and Oversea-China Banking Corporation (OCBC), have successfully conducted interbank overnight lending transactions. The settlement used the first live trial issuance of Singapore dollar-backed CBDC. Chia asserted that MAS has provided support to hundreds of innovation projects and centers over the past decade. He added that, in recognition of the benefits of technology and innovation, MAS has established a regulatory sandbox and exercised regulatory flexibility to test business models. The MAS managing director says the regulator will trial the issuance of tokenized MAS bills to primary dealers and settle with CBDC. Chia says MAS to publish tokenization guide Chia Jiun mentioned that MAS is taking a step towards providing more regulatory clarity and will be publishing a “Guide on the Tokenization of Capital Market Products” later this week. The guide will use case studies to provide more clarity on the regulated treatment of tokenized capital market products, such as bills. It also provides guidance on the applicable disclosures and will be updated periodically as tokenization develops. According to Chia, there are specificities in tokenization and blockchain networks that would benefit from more regulatory and legal clarity. The MAS executive noted that many regulators have adopted a technology-neutral approach, and regulatory standards only apply based on…

Author: BitcoinEthereumNews
JPMorgan Launches JPMD Deposit Token on Coinbase’s Base for Instant Payments

JPMorgan Launches JPMD Deposit Token on Coinbase’s Base for Instant Payments

JPMorgan Chase launched its JPMD Coin, a USD deposit token built on Base, the Ethereum Layer-2 network operated by Coinbase, on November 12, 2025.

Author: Crypto Breaking News
Aave plans to remove several volatile tokens, including CRV and UNI, from its staking eligibility list.

Aave plans to remove several volatile tokens, including CRV and UNI, from its staking eligibility list.

PANews reported on November 13th that, according to DeFi researcher Ignas, Aave is voting to set the LTV of tokens such as $CRV, $UNI, $ZK, $BAL, $LDO, 1INCH, $METIS, and $CAKE to 0 and remove lending services due to a 15%–50% jump in a single oracle update during the crash on October 10th (early morning of October 11th Beijing time) and the risk of bad debt caused by delayed price feeds. Ignas pointed out that there was a price difference of about 58% between Chainlink price feeds and DEX prices, resulting in ~$200K of funds being arbitrageurized; the total staking income of these assets in the past three months was about $14K, and the borrowing income was low (e.g., CRV annualized ~$80K). He himself, as a delegator, has voted in favor.

Author: PANews
Catch These Crypto Presales in November 2025: Early Access Coins with Momentum

Catch These Crypto Presales in November 2025: Early Access Coins with Momentum

If you’re scanning the horizon for a high‑risk, high‑reward opportunity – and you’ve got the stomach for volatility – November 2025 may well be the month for you. The world of crypto presales is heating up with fresh narratives, surging volumes, and early‑stage tokens that could make serious moves. But let’s be blunt: these aren’t for […] The post Catch These Crypto Presales in November 2025: Early Access Coins with Momentum appeared first on Live Bitcoin News.

Author: LiveBitcoinNews
Cardano Could Get Relief Bounce As This ADA Rival Steps Up As The Next Crypto To Explode

Cardano Could Get Relief Bounce As This ADA Rival Steps Up As The Next Crypto To Explode

Cardano eyes a relief bounce as Mutuum Finance emerges as the next crypto to explode, with its $18.7M presale nearing sellout and strong stablecoin utility.

Author: Blockchainreporter
Little Pepe (LILPEPE) and Ripple (XRP) Lead 6 Cryptos Investors Are Betting On for Monster Returns

Little Pepe (LILPEPE) and Ripple (XRP) Lead 6 Cryptos Investors Are Betting On for Monster Returns

The post Little Pepe (LILPEPE) and Ripple (XRP) Lead 6 Cryptos Investors Are Betting On for Monster Returns appeared first on Coinpedia Fintech News This year, six noteworthy crypto investors are betting on for monster returns: the trending Little Pepe (LILPEPE), XRP, Solana (SOL), Dogecoin (DOGE), Cardano (ADA), and SUI. These cryptocurrencies indicate the probable sources for the next wave of growth in crypto. Let’s analyze them. 1. Little Pepe (LILPEPE): The New Meme Coin With Real Momentum Unlike …

Author: CoinPedia
Nasdaq Clears First Spot XRP ETF for Potential Thursday Launch

Nasdaq Clears First Spot XRP ETF for Potential Thursday Launch

The post Nasdaq Clears First Spot XRP ETF for Potential Thursday Launch appeared on BitcoinEthereumNews.com. COINOTAG recommends • Exchange signup 💹 Trade with pro tools Fast execution, robust charts, clean risk controls. 👉 Open account → COINOTAG recommends • Exchange signup 🚀 Smooth orders, clear control Advanced order types and market depth in one view. 👉 Create account → COINOTAG recommends • Exchange signup 📈 Clarity in volatile markets Plan entries & exits, manage positions with discipline. 👉 Sign up → COINOTAG recommends • Exchange signup ⚡ Speed, depth, reliability Execute confidently when timing matters. 👉 Open account → COINOTAG recommends • Exchange signup 🧭 A focused workflow for traders Alerts, watchlists, and a repeatable process. 👉 Get started → COINOTAG recommends • Exchange signup ✅ Data‑driven decisions Focus on process—not noise. 👉 Sign up → The first spot XRP ETF, registered under the Securities Act of 1933, launched on Nasdaq after SEC approval, marking a milestone for XRP investors by offering direct exposure to the cryptocurrency’s price movements through a regulated fund. Nasdaq’s certification enabled the XRP ETF’s launch at Thursday’s market open, following a 20-day review period. Canary Capital’s fund, ticker XRPC, becomes the sixth single-crypto asset ETF after Bitcoin, Ethereum, Solana, Litecoin, and Hedera. Regulatory clarity from SEC leaders has paved the way, with early trading volumes for similar altcoin ETFs exceeding $50 million on debut days. Discover the launch of the spot XRP ETF on Nasdaq and its implications for crypto investors seeking regulated access to XRP. Stay ahead with expert insights on this pivotal development in cryptocurrency markets. What is the Spot XRP ETF and How Does It Work? The spot XRP ETF is an exchange-traded fund that provides investors with direct exposure to the price of XRP, the native cryptocurrency of the Ripple network, without requiring them to hold the asset directly. Registered under the Securities Act of 1933,…

Author: BitcoinEthereumNews
How investors are rebalancing portfolios as tech volatility rises

How investors are rebalancing portfolios as tech volatility rises

The post How investors are rebalancing portfolios as tech volatility rises appeared on BitcoinEthereumNews.com. Key points Investors aren’t exiting AI, they’re balancing it: Investors worried about over-exposure to the AI theme are rotating into sectors with steadier earnings (healthcare, materials, financials, energy) and adding old-economy exposures as stabilisers. Portfolio construction is doing more work: Equal-weight indices, quality tilts, low-volatility factors, and simple options are helping reduce dependence on mega-cap AI leaders. Investors are blending equity rotation with alternative hedges: While equity tilts help reduce concentration risk, many are also adding precious metals and miners to create a broader cushion against market volatility. AI has been the defining market theme of the past two years — but even powerful trends can experience fatigue. With the AI-heavy tech sector slipping this month, while healthcare, materials, financials and energy lead the S&P 500, many investors are asking a simple question: “How do I stay invested in the long-term AI story without being too exposed to short-term swings?” Below is a clear explainer of what investors are doing today, why these approaches are gaining traction, and the risks to keep in mind. 1. Rotating into stability and “old economy” leaders With the Nasdaq 100 down 1.3% MTD and the Dow up around 2%, investors are increasingly rotating into parts of the market with more earnings stability and less sensitivity to AI-driven sentiment. Where flows are going This month’s strongest performers include: Healthcare (+5.9%). Materials (+3.3%). Financials (+2.5%). Energy (+2.3%). Consumer Staples & Real Estate (both positive). Utilities (slightly positive). Source: Bloomberg Why these sectors attract flows These areas tend to offer: Steady earnings and defensive cash flows. Lower valuations compared with AI-heavy tech. Better earnings visibility. Less dependence on market sentiment. Lower volatility, making them useful stabilisers when AI leaders swing sharply. The idea behind the rotation Instead of exiting tech, investors are balancing AI-heavy portfolios with sectors…

Author: BitcoinEthereumNews
Dogecoin (DOGE) Holders Could Celebrate Soon But Mutuum Finance Positions Itself As The Best Cheap Crypto To Buy Now

Dogecoin (DOGE) Holders Could Celebrate Soon But Mutuum Finance Positions Itself As The Best Cheap Crypto To Buy Now

The post Dogecoin (DOGE) Holders Could Celebrate Soon But Mutuum Finance Positions Itself As The Best Cheap Crypto To Buy Now appeared on BitcoinEthereumNews.com. Dogecoin has been struggling to maintain strength amid heavy selling from large holders, yet analysts expect a possible rebound in November as broader risk sentiment in equities and Bitcoin stabilizes. While DOGE attempts to reclaim momentum, attention is quietly shifting to Mutuum Finance (MUTM), a DeFi project that is gaining traction through a structured and transparent presale. For those evaluating the best cheap crypto to buy now, the contrast between Dogecoin’s speculative cycles and MUTM’s real-yield design is drawing sharper focus among both retail and institutional investors. Dogecoin’s Short-Term Struggle, Long-Term Hope Dogecoin has faced pressure, slipping below the critical $0.1830 level as whale wallets offloaded over 440 million tokens in three days. The resulting price dip to $0.1827 has coincided with a ‘death cross’ pattern, where the 50-day moving average sank beneath the 200-day average, signaling bearish momentum. Analysts, however, have not ruled out recovery. The support zone between $0.177 and $0.179 continues to hold, representing the threshold where roughly 3.8 billion DOGE remain clustered. As investors weigh what crypto to buy now, Dogecoin still represents familiarity and liquidity, but emerging projects are offering clearer growth frameworks driven by utility rather than sentiment—none more visibly than Mutuum Finance (MUTM). Mutuum Finance (MUTM) Presale Phase 6 Nears Conclusion Mutuum Finance (MUTM) is quickly becoming one of the best cryptos to buy now as its presale enters the final stretch. Phase 6 is 90% filled, priced at $0.035—already up 250% from the opening rate of $0.01. Since inception, the presale has raised $18,700,000 and brought in 18,000 holders, proving strong community confidence. Once Phase 6 sells out, Phase 7 will open at $0.04, edging closer to the $0.06 launch price and locking in a near 400% potential ROI for current participants. The urgency surrounding this final phase reflects rising demand for…

Author: BitcoinEthereumNews
eToro launches stock lending in the UAE, enabling users to earn passive income

eToro launches stock lending in the UAE, enabling users to earn passive income

eToro announces today that it has launched its stock lending programme in the UAE, enabling local users to earn passive income by lending out their stocks.

Author: Crypto Breaking News