DeFi

DeFi eliminates intermediaries by using smart contracts on blockchains to provide financial services like lending, borrowing, and trading. In 2026, the "DeFi 3.0" era is defined by Institutional DeFi and the integration of Real-World Assets (RWA). From liquidity provisioning on Uniswap to advanced lending on Aave, this tag tracks the evolution of autonomous financial systems, yield optimization, and the rise of AI-driven portfolio management in the decentralized economy.

70137 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Aave launches new institutional RWA-backed stablecoin market

Aave launches new institutional RWA-backed stablecoin market

The post Aave launches new institutional RWA-backed stablecoin market appeared on BitcoinEthereumNews.com. Aave Labs has launched Horizon, a new lending platform for institutions to borrow stablecoins against real-world assets.  Summary Aave Labs has launched Horizon, a lending market that allows institutions to borrow stablecoins against tokenized real-world assets. At launch, Horizon supports collateral from Superstate, Circle, and Centrifuge, with stablecoin supply in USDC, RLUSD, and GHO. The platform integrates compliance, real-time RWA valuations, and institutional partnerships. The platform was announced on Aug. 27, marking one of Aave’s (AAVE) largest steps toward bridging institutional finance and decentralized finamce. Although tokenized RWAs have emerged as a link between blockchain technology and traditional assets, they have not yet been integrated into DeFi. Horizon changes this dynamic and establishes a more integrated and effective market by permitting qualified institutions to use RWAs as collateral for stablecoin loans directly. Aave is bringing tokenized RWAs into DeFi Institutions can now access liquidity without having to sell tokenized bonds or treasuries, and stablecoin lenders profit from new yield opportunities linked to institutional borrowers. Based on Aave Protocol v3.3, Horizon was designed with compliance in mind, making sure it meets legal requirements while preserving non-custodial infrastructure. Horizon’s framework supports two main groups. These include qualified investors who borrow stablecoins and provide RWA collateral, as well as stablecoin lenders who provide liquidity without requiring permissions. While lenders deposit stablecoins like RLUSD, USD Coin (USDC) or GHO and receive yield in exchange, borrowers receive non-transferable aTokens that represent their collateralized positions. Multiple collateral options and security At launch, Horizon supports collateral from Superstate, Centrifuge, and Circle, with assets such as tokenized U.S. Treasury bills and AAA-rated collateralized loan obligations. The platform also integrates Chainlink’s NAVLink, ensuring accurate valuations of RWA collateral. Risk oversight is being managed by Llama Risk and Chaos Labs, with additional institutional partners including Ripple, WisdomTree, Securitize, and VanEck. With…

Author: BitcoinEthereumNews
Why Bitcoin Hyper Reshapes Bitcoin’s Future; $12.5M Presale Drives Investors Crazy

Why Bitcoin Hyper Reshapes Bitcoin’s Future; $12.5M Presale Drives Investors Crazy

The Bitcoin Hyper ($HYPER) presale has raised over $12M in only three months after its start date in May, following a sustained investor surge.

Author: Brave Newcoin
Why Mutuum Finance (MUTM) Could Easily Become the Next Big Crypto Like Shiba Inu (SHIB)

Why Mutuum Finance (MUTM) Could Easily Become the Next Big Crypto Like Shiba Inu (SHIB)

As the crypto market continues to grow, Mutuum Finance (MUTM) , an emerging name, is starting to capture serious attention. With its innovative approach to decentralized lending and borrowing, Mutuum Finance is carving a unique path in the ever-expanding DeFi ecosystem. While the likes of Shiba Inu (SHIB) have already demonstrated how rapidly a token […]

Author: Cryptopolitan
Invest Now or Miss Out: Arctic Pablo’s Legendary Path to Wealth Makes It the Top Crypto Pick for September 2025 with Apecoin and Popcat on the Rise

Invest Now or Miss Out: Arctic Pablo’s Legendary Path to Wealth Makes It the Top Crypto Pick for September 2025 with Apecoin and Popcat on the Rise

The cryptocurrency market is booming, and investors are constantly on the lookout for the next big opportunity. With a variety […] The post Invest Now or Miss Out: Arctic Pablo’s Legendary Path to Wealth Makes It the Top Crypto Pick for September 2025 with Apecoin and Popcat on the Rise appeared first on Coindoo.

Author: Coindoo
Polygon Integrates USDT0 and XAUt0 Stablecoins for Enhanced Liquidity

Polygon Integrates USDT0 and XAUt0 Stablecoins for Enhanced Liquidity

TLDR USDT0 expands to Polygon, marking the 11th blockchain for Tether’s omnichain stablecoin. Polygon’s infrastructure upgrades provide scalability and lower transaction fees for stablecoins. XAUt0 now natively supports Polygon, adding gold-backed liquidity to the network. USDT0 and XAUt0 aim to improve liquidity and cross-chain transfers for DeFi and payments. USDT0 and XAUt0 have launched on [...] The post Polygon Integrates USDT0 and XAUt0 Stablecoins for Enhanced Liquidity appeared first on CoinCentral.

Author: Coincentral
Top 4 Wallets Improving UX Through Privacy and Cross-Chain Support

Top 4 Wallets Improving UX Through Privacy and Cross-Chain Support

The post Top 4 Wallets Improving UX Through Privacy and Cross-Chain Support appeared first on Coinpedia Fintech News Ethereum’s standards in interoperability and privacy are supporting the industry in its transition to a future where blockchain wallets are completely secure and intuitive. ERC-4337, the standard enabling account abstraction, is key to this transition. This standard enables the creation of wallets as smart contracts, enhancing functionality and providing users with benefits such as gasless …

Author: CoinPedia
Why Was Candy AI So Popular? Features and The Controversy That Led to Its Ban

Why Was Candy AI So Popular? Features and The Controversy That Led to Its Ban

BitcoinWorld Why Was Candy AI So Popular? Features and The Controversy That Led to Its Ban For tech enthusiasts and a broad user base seeking digital companionship, Candy AI became a viral phenomenon. As of August 2025, the platform is no longer available, having been banned due to a combination of legal, safety, and ethical issues. However, before its shutdown, it was widely discussed for its advanced technology and the controversy surrounding its adult-oriented features. The Rise and Fall of Candy AI The platform’s popularity stemmed from its sophisticated ability to offer a deeply personalized and intimate AI chat experience, a step beyond typical chatbots. The core appeal was the ability to create and engage with an emotionally responsive virtual companion that was always available. Discussions about Candy AI often revolved around these key themes: The Novelty of AI Intimacy: The platform gained attention for simulating human-like, intimate relationships, fulfilling a desire for companionship in a digital space. Controversy and Ethical Debates: Its explicit, unfiltered content for adults sparked intense global debate over the ethics, privacy, and safety of generative AI platforms. Tech and User Curiosity: The service was a major topic in the AI community, pushing the boundaries of what was possible with conversational AI and attracting users eager to explore these new frontiers. Key Features of the Candy AI Platform Prior to its ban, Candy AI stood out from competitors due to its advanced and highly customizable features, which were built on cutting-edge Natural Language Processing (NLP) and machine learning.   Customization Personalized AI Companions: Users could design their own virtual characters, often referred to as an “AI girlfriend” or “AI boyfriend,” with extensive control over appearance and voice. Detailed Persona Creation: The platform allowed for the definition of specific personality traits, relationship dynamics, hobbies, and backstories, ensuring a highly personalized experience. Conversational Experience Advanced NLP for Realistic Conversations: Candy AI utilized sophisticated NLP to facilitate fluid, context-aware conversations that felt more authentic than scripted chatbot responses. Adaptive Memory: The AI had a robust memory system that allowed it to recall past conversations and user preferences, making interactions feel more personal and long-term. Emotional Simulation: The technology was capable of detecting a user’s tone and mood, allowing it to provide empathetic and emotionally responsive replies. Multimedia and Immersive Features Voice Integration: Users could engage in voice-based conversations, which added a more immersive and personal dimension to the chat experience. Image Generation: A key feature was the ability to request custom, on-demand images of the AI companion, such as “selfies” created from a user’s specific prompts. Immersive Roleplay: Users could participate in complex, user-scripted roleplaying scenarios, from fantasy adventures to romantic storylines. The Reason for the Ban The primary reason for the platform’s shutdown was its focus on mature, unfiltered adult-oriented content. While a premium feature available to verified 18+ users, the explicit nature of the interactions raised significant red flags. This, combined with a lack of robust age verification and content moderation, led to a global ban in August 2025 by authorities concerned with legal and ethical violations.   Conclusion The story of Candy AI underscores the rapid evolution and significant challenges within the AI companion market. While its advanced features set a new standard for conversational and personalized AI, its eventual ban highlights the critical importance of legal compliance and ethical responsibility in the development of generative AI technologies. This post Why Was Candy AI So Popular? Features and The Controversy That Led to Its Ban first appeared on BitcoinWorld and is written by Keshav Aggarwal

Author: Coinstats
Jito, the crypto of the staking network on Solana

Jito, the crypto of the staking network on Solana

An innovative system to maximize staking returns without sacrificing liquidity.

Author: The Cryptonomist
USDC: Finastra connects Circle to daily flows of 5 trillion

USDC: Finastra connects Circle to daily flows of 5 trillion

USDC enters more directly into the heart of the international payments industry thanks to the recent partnership between Finastra and Circle.

Author: The Cryptonomist
The Case for Task-Level AI Over Job-Level Automation

The Case for Task-Level AI Over Job-Level Automation

AI is reshaping tasks, not jobs. Learn how automation clears bottlenecks and boosts efficiency, while keeping human leadership where it counts.

Author: Hackernoon