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DeFi

DeFi eliminates intermediaries by using smart contracts on blockchains to provide financial services like lending, borrowing, and trading. In 2026, the "DeFi 3.0" era is defined by Institutional DeFi and the integration of Real-World Assets (RWA). From liquidity provisioning on Uniswap to advanced lending on Aave, this tag tracks the evolution of autonomous financial systems, yield optimization, and the rise of AI-driven portfolio management in the decentralized economy.

70005 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
ChangeNOW B2B review and white label solutions: Deep dive for decision-makers

ChangeNOW B2B review and white label solutions: Deep dive for decision-makers

The post ChangeNOW B2B review and white label solutions: Deep dive for decision-makers appeared on BitcoinEthereumNews.com. ChangeNow is a leading non-custodial crypto exchange that stands out for its diverse suite of financial products, both for retail and business-to-business (B2B) customers. The platform was established during the ICO mania of 2017 and has since grown to host over 1,500 cryptocurrencies across 110+ networks and 5 million customers.  ChangeNOW offers a host of products for enterprises, startups, and SMEs. These products allow merchants to accept cryptocurrencies and offer no-code crypto trading solutions that easily integrate with their platforms.  What is ChangeNOW B2B? ChangeNOW B2B is a solution that empowers businesses to offer products and services to other businesses. To achieve this, the platform has brought together professionals in technology, finance, and blockchain, focusing on creating efficiency and forging long-term relationships. The B2B solutions include APIs, white-label services, crypto listing, and affiliate services. These services enable businesses to integrate crypto exchange functionality into their own platforms. Here is a quick summary of ChangeNOW B2B offerings and their target audience:  B2B solution  Business Audience White label solutions SMEs C-level, product managers, product owners Exchange widget Startups, dev agencies, media outlets C-level, biz dev, product managers Exchange API Enterprises C-level, product owners, product managers Asset listing and bridging Startups C-level Partner programs Startups C-level ChangeNOW B2B solutions Here is a detailed explanation of ChangeNOW B2B solutions: Crypto exchange API  The crypto exchange API is at the top of the list, enabling businesses to integrate ChangeNOW products into their platforms. The products include a crypto exchange that supports over 1,100 cryptocurrencies and 100 blockchain networks.  ChangeNOW homepage With the API, businesses can offer exchange services and earn a commission from transactions. The API is flexible, allowing you to determine commission by assets, pairs, or exchange amounts. For a hassle-free experience, ChangeNOW handles exchange maintenance and 24/7 customer support for any issues that…

Author: BitcoinEthereumNews

2025/08/28

Aave Labs Launches Horizon, Enabling Institutions to Borrow Stablecoins Against RWAs

Aave Labs Launches Horizon, Enabling Institutions to Borrow Stablecoins Against RWAs

The post Aave Labs Launches Horizon, Enabling Institutions to Borrow Stablecoins Against RWAs appeared on BitcoinEthereumNews.com. With Horizon, Aave offers institutional investors a compliant way to deploy their idle liquidity into DeFi. Aave Labs, the team behind Aave, the largest lending protocol in decentralized finance (DeFi) with over $40 billion in total value locked (TVL), has launched a new platform called Horizon, which enables institutions to borrow stablecoins using tokenized real-world assets (RWAs) as collateral. The platform, built on Aave’s protocol, is designed to operate around the clock while combining compliance frameworks with on-chain liquidity, the firm said in a Wednesday press release shared with The Defiant. With Horizon, institutions can tap stablecoins using traditional assets, such as U.S. Treasuries and institutional funds, as well as crypto-focused funds and AAA-rated CLOs, thereby putting idle liquidity to work that’s typically locked in slower, legacy systems. Targeting RWA Growth Under the hood, the platform uses Chainlink SmartData, starting with Onchain NAV, to automatically track the value of tokenized assets, letting institutions borrow stablecoins in real-time. Aave Labs also plans to add tools like Proof of Reserve and SmartAUM later to facilitate easier risk management. Aave Labs founder Stani Kulechov said in the announcement that the platform is built for the “growth of tokenized real-world collateral.” The launch includes a network of partners spanning asset managers, tokenization providers, and stablecoin issuers, including Centrifuge, Superstate, Circle, RLUSD, VanEck, Hamilton Lane, and WisdomTree. Top RWA Blockchains The launch comes as the tokenized RWA market has grown to $26.6 billion, with Ethereum accounting for more than 51% of the sector, according to RWA.xyz. The largest vehicle is BlackRock’s BUIDL fund, focused on U.S. Treasuries, with nearly $2.4 billion in assets, followed by Tether’s tokenized gold at $1.26 billion and Paxos’ tokenized gold at over $945 million. Kevin Rusher, founder of RWA lending platform RAAC, told The Defiant in April that the sector…

Author: BitcoinEthereumNews

2025/08/28

Navigating The White Collar Crack-Up

Navigating The White Collar Crack-Up

The post Navigating The White Collar Crack-Up appeared on BitcoinEthereumNews.com. Jack Lemmon using adding machine in a scene from the film ‘The Apartment’, 1960. As we come to Labor Day 2025, the once-invincible white collar economy is beginning to shatter. (Photo by United Artists/Getty Images) Getty Images “It’s not you, it’s the job market,” I tell white collar job seekers these days. I’ve been a volunteer job coach for four decades. As we come to Labor Day 2025, this is the most competitive job market I’ve seen for white collar job seekers, among all ages and occupations. Here in California, our once-invincible white collar economy is beginning to shatter. In the past two years, white collar firms have become more risk-averse in hiring and have moved toward a leaner, lower-employment equilibrium. Additionally, the state’s economy is seeing the first employment replacement impacts of Artificial Intelligence (AI). For job seekers and their families and friends, navigating this white collar crack-up can no longer mean looking to the federal or state government for a new government program, department, or benefit. There is no government program that can bring employment on any scale to today’s white collar job seekers. This employment can only come if the job seekers themselves adopt certain job search strategies. As importantly, it can only come through building employment support networks outside of government. The White Collar Crack Up For most of the past half-century, the Labor Day narrative in California has been one of white collar job growth and blue collar job decline: the deindustrialization and loss of heavy manufacturing jobs in the 1980s, the closure of aerospace companies in the 1990s, the housing construction downturn of the Great Recession. In contrast, this Labor Day 2025 finds California’s blue collar economy making a comeback, with job openings and higher wages in construction, manufacturing and direct service jobs. California’s…

Author: BitcoinEthereumNews

2025/08/28

Jupiter Lend debuts with 40 vaults and stablecoin support

Jupiter Lend debuts with 40 vaults and stablecoin support

The post Jupiter Lend debuts with 40 vaults and stablecoin support appeared on BitcoinEthereumNews.com. Jupiter DEX added another service to its suite, turning into one of the complete DeFi hubs on Solana. Jupiter announced the creation of its initial lending service, with 40 vaults and $2M in incentives.  Jupiter is adding another service to its suite, launching a native lending solution. Jupiter Lend announced its public beta launch, with 40 active vaults and $2M in incentives. The lending protocol was created in partnership with Fluid DeFi. Jupiter Lend announced its launch in August, releasing an audited public beta just weeks later.  Jupiter Lend Public Beta is live 🥳 The most advanced money market on Solana has arrived, built with @0xfluid After weeks of testing, audits, and feedback, we’re launching with 40+ vaults and $2m+ in incentives from Jup, Fluid, and partners. Here’s what you need to know 🧵 pic.twitter.com/U3HfGyizcc — Jupiter (🐱, 🐐) (@JupiterExchange) August 27, 2025 Until recently, Jupiter was mostly a hub for DEX activity, routing, and trading. In the past few months, Solana accelerated its lending activity, mostly driven by Kamino Lend. Now, Jupiter aims to grab a piece of the growing liquidity and demand for collateralized loans.  Jupiter aims to compete with a new liquidation engine, offering lower risk and fees for holding positions. The new lending vault uses the Fluid loan technology, allowing multiple lending loops without fear of liquidation.  Jupiter to boost Solana-based BTC lending The new lending protocol will start out with a selection of stablecoins, including USDC, USDT, EURC, USDG, USDS, and syrupUSDC. Both borrowers and lenders will have special incentives to boost activity.  Additionally, Jupiter’s vaults will accept Solana versions of wrapped BTC, including cbBTC by Coinbase, xBTC, and the oldest asset, WBTC. Solana is becoming one of the significant BTC-based lending platforms, with over $300M of BTC liquidity on Kamino.  Jupiter will also use…

Author: BitcoinEthereumNews

2025/08/28

Solana Treasury To See Major Boost With DeFi Dev Corp’s $125 Million Raise Plan

Solana Treasury To See Major Boost With DeFi Dev Corp’s $125 Million Raise Plan

Cryptocurrency treasury has grown to be a notable development in this bull market cycle, and Solana is gaining significant interest and attention in this new area of investment. Several companies, both big and small, are consistently making efforts to adopt a SOL treasury due to the altcoin’s robust potential and position in the broader cryptocurrency […]

Author: Bitcoinist

2025/08/28

How It Compares to L1s From Stripe and Circle

How It Compares to L1s From Stripe and Circle

The post How It Compares to L1s From Stripe and Circle appeared on BitcoinEthereumNews.com. Google Cloud is moving forward with plans to launch its own layer-1 (L1) blockchain, positioning the network as neutral infrastructure for global finance at a time when fintech competitors are developing out their own distributed ledgers. In a LinkedIn post published Tuesday, Rich Widmann, Google’s head of Web3 strategy, provided fresh details on the project, known as the Google Cloud Universal Ledger (GCUL). He described the platform as a credibly neutral, high-performance blockchain designed for institutions, supporting Python-based smart contracts to make it more accessible to developers and financial engineers. “Any financial institution can build with GCUL,” Widmann said, arguing that while companies like Tether may be unlikely to adopt Circle’s blockchain and payment firms like Adyen may hesitate to use Stripe’s, Google’s neutral infrastructure removes those barriers. He also expanded on a comparative chart by fintech strategist Chuk Okpalugo, highlighting how GCUL differs from Stripe’s Tempo and Circle’s Arc, two other high-profile L1 efforts. A table contrasting Stripe, Circle, and Google Cloud blockchains from Rich Widmann’s LinkedIn post In setting out Google’s case for the Universal Ledger, Widmann drew contrasts with other high-profile entrants. Stripe’s project, Tempo, is rooted in its payments empire, effectively extending the company’s existing merchant rails into a vertically coffntrolled chain. Circle’s Arc, by contrast, places its stablecoin at the center of the system, treating USDC as the protocol’s native fuel and promising lightning-fast settlement with built-in currency exchange. Google’s approach is different still: the Universal Ledger is designed as a shared infrastructure layer, intended to be credibly neutral and accessible to any institution rather than bound to a single payments ecosystem. Timelines also set the projects apart. Circle has already begun piloting Arc, while Stripe is targeting a launch next year. Google and CME, meanwhile, have completed an initial integration of GCUL, with broader…

Author: BitcoinEthereumNews

2025/08/27

Dogecoin Price Prediction: DOGE & SHIB Grapple With The Most Viral Meme Coin Of 2025

Dogecoin Price Prediction: DOGE & SHIB Grapple With The Most Viral Meme Coin Of 2025

The Dogecoin price prediction conversation is intensifying as Dogecoin and Shiba Inu face a new challenger—Layer Brett—the most viral Memecoin of 2025. While both Dogecoin and Shiba Inu have dominated headlines with their community-driven growth and meme-powered rallies, the arrival of Layer Brett is rewriting what a meme token can be.  With its presale already […]

Author: Cryptopolitan

2025/08/27

3 Viral Meme Coins on Traders’ Watchlists: Shiba Inu (SHIB), Bonk (BONK), Little Pepe (LILPEPE) 1000% Rally Imminent

3 Viral Meme Coins on Traders’ Watchlists: Shiba Inu (SHIB), Bonk (BONK), Little Pepe (LILPEPE) 1000% Rally Imminent

Shiba Inu, Bonk, and Little Pepe are trending meme coins, but LILPEPE steals the spotlight with a presale frenzy, CertiK audit, and 1000% rally hopes.

Author: Blockchainreporter

2025/08/27

Unicoin SEC Lawsuit: Urgent Bid for Dismissal

Unicoin SEC Lawsuit: Urgent Bid for Dismissal

BitcoinWorld Unicoin SEC Lawsuit: Urgent Bid for Dismissal The cryptocurrency world is buzzing with the latest development concerning the Unicoin SEC lawsuit. Unicoin is making a bold move, announcing its intention to ask a court to dismiss the lawsuit brought against it by the U.S. Securities and Exchange Commission (SEC). This action highlights a growing tension between crypto innovators and regulatory bodies, raising crucial questions about how digital assets are classified and overseen. What’s Behind the Unicoin SEC Lawsuit Dismissal Bid? Unicoin’s decision to seek dismissal stems from a fundamental disagreement with the SEC’s interpretation of its operations. The company argues that the agency misinterpreted its key disclosures, which are vital documents explaining its token and business model. Furthermore, Unicoin has made a serious accusation, claiming that then-SEC Chair Gary Gensler initiated a baseless lawsuit against it, driven by political reasons rather than legitimate regulatory concerns. The SEC’s initial complaint against Unicoin was significant. The agency alleged that Unicoin deceived investors by making claims that its token was backed by real-world assets, including real estate. The SEC also contended that Unicoin raised over $100 million through the sale of unregistered securities, a major violation under U.S. law. This legal battle is shaping up to be a pivotal case for the future of asset-backed tokens. Unicoin’s Defense: Misinterpretation or Misconduct? At the heart of Unicoin’s defense is the assertion that the SEC simply misunderstood how its token and backing mechanisms operate. They believe their disclosures were clear, and the agency’s interpretation was flawed. This isn’t just a minor disagreement; it challenges the very foundation of the SEC’s case. Key points from Unicoin’s perspective include: Misinterpreted Disclosures: Unicoin maintains that its public statements and documentation accurately reflected its token’s structure and backing. They argue the SEC failed to grasp these details correctly. Political Motivations: The claim of political motivations against a former SEC Chair adds another layer of complexity. If proven, it could significantly weaken the SEC’s standing in the case, suggesting an overreach of power. The company aims to present compelling evidence to the court, demonstrating that the SEC’s allegations lack a solid legal basis. The outcome of this specific Unicoin SEC lawsuit will undoubtedly influence how similar cases are handled in the future. The Stakes of the Unicoin SEC Lawsuit: What Does This Mean for Crypto? This legal confrontation extends far beyond Unicoin itself. It represents a broader struggle within the cryptocurrency industry concerning regulatory clarity. The SEC’s stance on what constitutes a “security” in the digital asset space has been a consistent point of contention for many projects. If Unicoin succeeds in its dismissal bid, it could set an important precedent. Consider these broader implications: Definition of Securities: The case could further clarify or complicate the definition of a security when applied to asset-backed tokens. This clarity is desperately needed by developers and investors alike. Regulatory Overreach: Unicoin’s accusation of political motives touches on concerns about potential regulatory overreach. A successful dismissal could encourage other projects to challenge SEC actions more aggressively. Investor Confidence: While legal battles can cause uncertainty, a clear resolution, especially one favoring the project, could boost investor confidence in properly structured asset-backed tokens. The crypto community is watching closely, understanding that the resolution of the Unicoin SEC lawsuit could shape future regulatory landscapes for innovative blockchain projects. Navigating Regulatory Waters: Lessons from the Unicoin SEC Lawsuit For other crypto projects, the ongoing Unicoin SEC lawsuit offers valuable lessons. Operating in the rapidly evolving digital asset space requires a proactive and meticulous approach to compliance and disclosure. Here are some actionable insights: Crystal-Clear Disclosures: Ensure all project documentation, whitepapers, and public statements are unambiguous and legally sound. Anticipate potential misinterpretations and address them proactively. Robust Legal Counsel: Engage experienced legal professionals specializing in blockchain and securities law from the outset. Their expertise is invaluable in navigating complex regulatory frameworks. Engagement with Regulators: Where possible, seek to engage with regulatory bodies to understand their perspectives and ensure compliance, even if formal guidance is still developing. By taking these steps, projects can better prepare for potential scrutiny and mitigate risks, ultimately fostering a more secure and compliant ecosystem. In conclusion, Unicoin’s bold move to seek dismissal of the SEC lawsuit marks a significant moment in cryptocurrency regulation. The company’s arguments—centered on alleged misinterpretations of disclosures and claims of political motivation—challenge the very basis of the SEC’s enforcement action. The outcome of this case will not only determine Unicoin’s future but also send powerful signals across the entire digital asset industry regarding regulatory boundaries and the treatment of innovative token structures. It’s an urgent situation that demands attention from all stakeholders in the crypto space, as it could redefine how asset-backed tokens are perceived and regulated moving forward. Frequently Asked Questions About the Unicoin SEC Lawsuit What is Unicoin’s main argument for dismissing the SEC lawsuit? Unicoin argues that the U.S. Securities and Exchange Commission misinterpreted its key disclosures and that the lawsuit itself was politically motivated by then-SEC Chair Gary Gensler. What were the SEC’s initial allegations against Unicoin? The SEC alleged that Unicoin deceived investors by claiming its token was backed by real-world assets like real estate and that it raised over $100 million through the sale of unregistered securities. How could the outcome of this lawsuit impact the wider crypto industry? The outcome could set a significant precedent for how asset-backed tokens are classified and regulated, potentially influencing the definition of a “security” in the digital asset space and challenging perceived regulatory overreach. What lessons can other crypto projects learn from the Unicoin SEC lawsuit? Projects should prioritize crystal-clear disclosures, engage robust legal counsel specializing in blockchain and securities law, and consider proactive engagement with regulators to ensure compliance. This developing story about the Unicoin SEC lawsuit is critical for anyone interested in the future of cryptocurrency regulation. We encourage you to share this article with your network on social media to spark further discussion and keep the community informed about these important legal challenges shaping the digital asset landscape! To learn more about the latest crypto market trends, explore our article on key developments shaping cryptocurrency regulation. This post Unicoin SEC Lawsuit: Urgent Bid for Dismissal first appeared on BitcoinWorld and is written by Editorial Team

Author: Coinstats

2025/08/27

dYdX changes skin: rebranding, spotlight on Solana, and free deposits — the new phase of the DEX begins

dYdX changes skin: rebranding, spotlight on Solana, and free deposits — the new phase of the DEX begins

dYdX inaugurates a new phase: the rebranding to dYdX Labs marks a strategic shift with a spotlight on Solana, all the details.

Author: The Cryptonomist

2025/08/27

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