DeFi

DeFi eliminates intermediaries by using smart contracts on blockchains to provide financial services like lending, borrowing, and trading. In 2026, the "DeFi 3.0" era is defined by Institutional DeFi and the integration of Real-World Assets (RWA). From liquidity provisioning on Uniswap to advanced lending on Aave, this tag tracks the evolution of autonomous financial systems, yield optimization, and the rise of AI-driven portfolio management in the decentralized economy.

69993 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Bitwise’s ETF Fuels $100 LINK Price– Will 2025 End With a rally?

Bitwise’s ETF Fuels $100 LINK Price– Will 2025 End With a rally?

The post Bitwise’s ETF Fuels $100 LINK Price– Will 2025 End With a rally? appeared on BitcoinEthereumNews.com. The Chainlink price has been showing strong resilience, with LINK price holding steady near the $24 mark. The enthusiasm surrounding this move has been boosted by the fact that Bitwise has filed a dedicated Chainlink ETF, which is a significant advance in institutional interest. The brighter outlook is being shaped by confidence in market structures and inflows. Therefore, the stage seems to be ready to see Chainlink trying to reach higher prices in the next few months. Will Chainlink Price Break Its Limits and Push Toward the $100 Target? An analyst on X platform has outlined that LINK price could soon surge beyond long-standing barriers towards the $100 level. Charts show areas of strengthening support that can be followed by explosive upward moves that give room to accelerate.  Historical compression periods have a tendency to unleash energy in dramatic ways, and LINK appears to be trapped in one at the moment. Resistance around $30 has held back gains in the past, but new accumulation suggests that this could change.  Institutional inflows coupled with established price structures give confidence that buyers can maintain higher grounds. Hence, Chainlink price prediction 2025 increasingly leans toward a bold climb reaching triple digits. LINK/USDT Chart (Source: X) On the weekly chart, LINK’s current price is trading at about $24.20, which is near the 1.618 Fibonacci extension of about $23.69. The Money Flow Index is in an uptrend at 79, indicating strong capital inflow into the token.  Price action is still trapped in a wedge and this type of narrowing often leads to greater movements once broken. The resistance is at $28 and the support is at around $18.82 and $12.80.  As long as prices remain above 20, the chances of a rally towards 31.57 are much higher. Thus, the technical background supports the potential of…

Author: BitcoinEthereumNews
From ETFs to Passive Income: How XRP Adoption and Quid Miner’s Cloud Mining Are Redefining Crypto Investment

From ETFs to Passive Income: How XRP Adoption and Quid Miner’s Cloud Mining Are Redefining Crypto Investment

XRP ETF Momentum Gains, Solana Thrives Under Crypto Regulation – Quid Miner Unlocks Secure Passive Income

Author: Blockchainreporter
US Commerce to publish GDP data on blockchain, says Lutnick

US Commerce to publish GDP data on blockchain, says Lutnick

The post US Commerce to publish GDP data on blockchain, says Lutnick appeared on BitcoinEthereumNews.com. US Commerce Secretary Howard Lutnick said the Department of Commerce will begin publishing economic statistics, including gross domestic product (GDP) data, on the blockchain. Lutnick made the announcement during a White House cabinet meeting on Tuesday, describing the effort as a move to expand blockchain-based data distribution across government agencies. Speaking to US President Donald Trump and other government officials, he said: “The Department of Commerce is going to start issuing its statistics on the blockchain, because you are the crypto president, and we are going to put our GDP on the blockchain so people can use it for data and distribution.” Lutnick said the initiative will begin with GDP figures and could expand across federal departments after the Commerce Department finishes “ironing out all of the details” for the implementation. Related: US Treasury’s DeFi ID plan is ‘like putting cameras in every living room’  Global adoption shows blockchain’s potential for governments Other governments have already adopted the technology in public administration. In 2016, Estonia’s government integrated Guardtime’s KSI blockchain into its e-Health system to secure over a million patient records. The same infrastructure now underpins parts of its digital ID network, making the Baltic nation an early pioneer. In 2018, the European Commission and the European Blockchain Partnership launched the European Blockchain Services Infrastructure (EBSI), a permissioned network built on Hyperledger Besu. Member states such as France, Slovenia and Denmark host validator nodes, giving it a decentralized structure designed to deliver cross-border public services that are verifiable and trustworthy. In 2021, Singapore and Australia trialed a blockchain system to issue and verify cross-border trade documents, reducing paperwork and cutting costs. And in 2024, California’s Department of Motor Vehicles digitized 42 million car titles on a permissioned Avalanche blockchain to curb lien fraud and streamline vehicle transfers. Before his fallout…

Author: BitcoinEthereumNews
Stargate Approves $110 Million Takeover by LayerZero

Stargate Approves $110 Million Takeover by LayerZero

The post Stargate Approves $110 Million Takeover by LayerZero appeared on BitcoinEthereumNews.com. Stargate’s community has signed off on a $110 million token swap with LayerZero, but blockchain data shows that two addresses controlled more than half of the votes. Stargate’s community has voted to approve the LayerZero Foundation’s takeover bid, bringing the cross-chain bridge back under its original developer’s control after weeks of debate. Per data from Snapshot, the proposal closed with more than 15,100 addresses participating. However, a closer inspection reveals that two addresses accounted for over 50% of the buyout’s support, despite having little to no prior voting history in the Stargate DAO. Largest Yes Voters Further review showed that at least six addresses — which appeared unrelated and together accounted for another 7% of support — were likely controlled by a single entity. Cluster of Linked Voters A LayerZero Telegram moderator didn’t shed any light on the addresses and referred The Defiant to the Stargate Discord, where a Stargate DAO moderator said that “no team member of L0 was involved in this session of voting according to official information.” Token Swap Nearly 95% of voting power supported the deal, which values Stargate at about $110 million and will dissolve the Stargate DAO. All circulating STG tokens, including staked tokens, will be swapped for LayerZero’s ZRO tokens at a fixed ratio of 1 STG to 0.08634 ZRO. At current prices, that reflects roughly $0.169 per STG, below where the token traded when the proposal was first floated. LayerZero has framed the acquisition as a way to “move faster, ship incredible product and win,” emphasizing a single token with a “broader mandate.” The proposal argues that managing two tokens creates friction, noting that the buyout would allow Stargate to operate “without interruption; users of the Stargate bridge will not experience any downtime or changes in functionality during the transition.” Rival Bids…

Author: BitcoinEthereumNews
Jupiter Lend Launches Public Beta With $2M Incentives and 40+ Vaults

Jupiter Lend Launches Public Beta With $2M Incentives and 40+ Vaults

TLDR: Jupiter Lend launches on Solana with over 40 vaults and $2M incentives from Jup, Fluid, and partners. Borrowers can access higher LTVs with 100x lower liquidation penalties and isolated vaults. Earn vaults automate deposits for the best returns using SOL, stables, and JUP collateral. Jupiter Lend completed two audits, with three more underway and [...] The post Jupiter Lend Launches Public Beta With $2M Incentives and 40+ Vaults appeared first on Blockonomi.

Author: Blockonomi
Cardano Latest News: ADA Holders Bets Big On Newest Viral Altcoin Remittix

Cardano Latest News: ADA Holders Bets Big On Newest Viral Altcoin Remittix

The latest Cardano updates show efforts to expand its ecosystem, but ADA holders are increasingly looking for fresh opportunities with […] The post Cardano Latest News: ADA Holders Bets Big On Newest Viral Altcoin Remittix appeared first on Coindoo.

Author: Coindoo
Top 5 Cryptos to Watch This Week: Unmissable Opportunities for 2025 and Beyond

Top 5 Cryptos to Watch This Week: Unmissable Opportunities for 2025 and Beyond

Meme coins have often carried a reputation for wild rides and sudden crashes, but the narrative is shifting in 2025. A handful of projects prove that you don’t need to choose between community energy and durability. They’re showing measurable adoption, thoughtful mechanics, and investor confidence, making them feel less like ticking time bombs and more [...]]]>

Author: Crypto News Flash
Best Crypto to Buy Now After BNB Crash — Analysts Favor Ethereum & MAGACOIN FINANCE for 2025 Safety

Best Crypto to Buy Now After BNB Crash — Analysts Favor Ethereum & MAGACOIN FINANCE for 2025 Safety

The crypto market rarely moves in a straight line, and sharp corrections often push traders to rethink their next move. […] The post Best Crypto to Buy Now After BNB Crash — Analysts Favor Ethereum & MAGACOIN FINANCE for 2025 Safety appeared first on Coindoo.

Author: Coindoo
Ripple Team: The Leaders Behind XRP

Ripple Team: The Leaders Behind XRP

Ripple Labs built a world-class leadership team that blends deep experience in technology, finance, law, and global business strategy. At the helm are visionaries who not only steered the company through rapid growth but also positioned it as a leader in blockchain innovation and cross-border payments.The Ripple TeamBradley Kent Garlinghouse — Ripple CEOBradley Kent Garlinghouse was born on Feb. 6, 1971, in Topeka, Kansas, and is the dynamic CEO of Ripple Labs. He earned a Bachelor of Arts in Economics from the University of Kansas and subsequently completed his MBA at Harvard Business School in 1997. Early in his career, Garlinghouse gained experience at Home Network and venture capital firm Ventures before stepping into the CEO role at Dialpad in 2000. From 2003 to 2009, he served as Senior Vice President at Yahoo!, overseeing flagship products like Flickr, Yahoo! Mail, Yahoo! Messenger, and the Homepage—as well as penning the now-famous “Peanut Butter Manifesto,” a call for the company to focus on its core strengths. He continued his executive journey as President of Consumer Applications at AOL (2009–2011), then led Hightail (formerly YouSendIt) as CEO until a board disagreement in 2014. Garlinghouse joined Ripple as COO in 2015 and assumed the CEO role in December of 2016, guiding the company through its Series C funding round in 2019 and navigating high-profile regulatory challenges with the US SEC. He is recognized not only for his strategic leadership but also for his advocacy of digital assets.Chris Larsen — Co-Founder & Executive Chairman, Ripple LabsChris Larsen, born in 1960 in San Francisco, California, earned a B.S. in International Business and Accounting from San Francisco State University in 1984 and later completed his MBA at Stanford Graduate School of Business in 1991. Early in his career, he worked at Chevron by conducting financial audits across Brazil, Ecuador, and Indonesia—an experience that shaped his understanding of global finance systems. In 1996, he co-founded E‑Loan, one of the first online mortgage lenders in the US, pioneering open access to consumers’ FICO credit scores and pushing transparency in the financial industry. During his tenure, E‑Loan went public and reached a market valuation of around $1 billion. In 2005, Larsen co-founded Prosper Marketplace, the first peer-to-peer lending platform in the US, which introduced an innovative model for matching borrowers and investors and facilitated hundreds of millions in loans. In 2012, he co-founded OpenCoin (which was later renamed Ripple Labs), creating a blockchain-based protocol and digital asset (XRP) that enables instant, low-cost international payments—an ambition at the heart of Ripple’s. Larsen describes himself as “radically pro-consumer,” and even co-founded the coalition Californians for Privacy Now and personally backed financial privacy initiatives. He’s not just an entrepreneur but also a vocal advocate for consumer rights, digital privacy, and financial inclusivity—values that still influence Ripple’s ethos and direction.Monica Long — President, Ripple LabsMonica Long, President of Ripple Labs since January 2023, was born and raised in the San Francisco Bay Area. She holds a Bachelor of Arts in Development Studies (which is also referred to as Political Economy and Journalism) from the University of California, Berkeley. Her professional journey began in strategic marketing and communications—initially in PR roles for startups across B2B and B2C sectors (including fintech firms like Prosper), and later as a PR manager in Intuit’s Small Business Group, where she managed public relations for QuickBooks. Monica joined Ripple in 2013 as the company's first marketing and communications hire and quickly became a central figure in shaping Ripple’s brand, messaging, and product communications. Over the years, she advanced through leadership roles including SVP of Marketing and Design and General Manager of RippleX, steering developer platforms, user experience, and public messaging. As President, she now leads Ripple’s Business, Product, and Engineering teams, overseeing innovations like stablecoins, CBDCs, tokenization strategies, and global remittance solutions—and champions inclusive company culture as Executive Sponsor of Ripple’s Women Employee Resource Group. She was recognized as one of the Bay Area’s Most Influential Women in Business in 2020, she is still a pivotal driver of Ripple’s transition from startup to institutional innovator in blockchain-enabled financial infrastructureDavid Schwartz — Ripple CTO & Chief CryptographerDavid Schwartz, widely known in crypto circles by his pseudonym “JoelKatz,” is the Chief Technology Officer and Chief Cryptographer at Ripple. He was born in the early 1970s in the United States, and earned a Bachelor’s degree in Electrical Engineering from the University of Houston, graduating in 1990. Schwartz founded David Schwartz Enterprise in 1988 after inventing a hierarchical distributed computing system and securing patents. In 1991, he joined Re/Max as a software developer and built systems to identify over-assessed homes for property tax reductions. Between 1992 and the mid‑1990s, he co-founded Cardiophonics, which developed non-invasive medical devices for detecting heart murmurs, and later joined Worldwide Internet Solutions as a senior network manager, overseeing complex network implementations. From 1998 to 2011, Schwartz ascended at WebMaster Incorporated—based in Santa Clara—from Director of Software Development to CTO—where he developed encrypted cloud storage and secure enterprise messaging systems for high-profile clients including CNN and the NSA. In 2011, he joined Ripple as Chief Cryptographer, later being named CTO in July 2018. He played a pivotal role as one of the original architects of the XRP Ledger and led technological innovations across Ripple’s blockchain-based infrastructure, including tools like xCurrent and xRapid. Schwartz is a respected thought leader in blockchain, cryptography, and DeFi, and is well known for his contributions to secure, scalable global payments systems, as well as his active engagement with the crypto community.Jon Bilich — Ripple CFOJon Bilich is Ripple’s Chief Financial Officer, a position he has held since January of 2024. An MIT MBA (2012–2014) and Bucknell alumnus in Mechanical Engineering and Economics, Jon's career commenced in global capital markets at Morgan Stanley where he focused on mergers, acquisitions, and financing.He then transitioned to solar energy pioneer Sunrun, overseeing financial planning and forecasting across sales, marketing, and operations. Bilich joined Ripple in 2016, and he steadily rose through the ranks—from Senior Director to VP, then to CFO. His deep expertise in FP&A, financial modeling, Anaplan, and Bloomberg have been instrumental in guiding Ripple’s strategic decision‑making. His promotion to CFO was formally acknowledged in late 2023, with recognition of his strong financial leadership and dedication to the company’s values.Eric van Miltenburg — Senior Vice President, Strategic Initiatives, Ripple LabsEric van Miltenburg serves as Ripple’s Senior Vice President of Strategic Initiatives, a role that he assumed in July of 2022. He holds an MBA from Dartmouth’s Tuck School of Business and a B.A. from Pomona College. Eric brings over 25 years of leadership across startups and Fortune 500 firms, including Adobe, Yahoo!, Hightail, RedSwoosh, and Work.com. Since joining Ripple, he has helmed corporate strategy, global operations, strategic partnerships, business development, and marketing, all while consistently delivering growth and operational excellence.Kiersten Hollars — Senior Vice President, Corporate Marketing and Communications, Ripple LabsKiersten Hollars is Ripple’s Senior Vice President of Corporate Marketing and Communications, also overseeing People and Workplace strategy. She joined Ripple in 2018 and has since led communications, HR, and marketing functions. Previously, she was a partner at The Hatch Agency, where she helped develop Ripple’s early communications strategy, and also advised firms like Ancestry, Dropbox, and Stitch Fix. Her prior experience includes shaping award-winning media campaigns and managing crisis communication efforts for Hightail, AOL, Yahoo!, Oracle, and Salesforce.Eric Jeck — Senior Vice President, Corporate and Business Development, Ripple LabsEric Jeck holds the position of Senior Vice President of Corporate and Business Development at Ripple. His career spans 25 years across high-growth tech companies as a founder, operator, investor, and executive. Previously, he served as Chief Strategy Officer at Indigo Ag, Executive Chairman of Outmatch, Managing Director at Trident Capital and Wand Partners, and was CEO of Perfect Escapes and The Intagio Group. He began his career in M&A at Wasserstein Perella & Co. He earned a B.S. from the Wharton School at the University of Pennsylvania and an MBA from Harvard Business School. At Ripple, he leads strategic partnerships, acquisitions, and growth initiatives to drive global development.Stuart Alderoty — Ripple CLOStuart Alderoty, Ripple’s Chief Legal Officer, joined the company in January of 2019 and reports directly to the CEO Brad Garlinghouse. He holds a B.A. from Rutgers University and a J.D. from Rutgers Law School–Newark. Stuart comes with over 30 years of experience in litigation, regulatory affairs, and financial services law. Some of his prior roles include Managing Counsel at American Express (2002–2010), General Counsel at HSBC North America (2010–2016), and General Counsel at CIT Group (2016–2019). At Ripple, he oversees global legal, policy, and compliance teams, including Bank Secrecy Act responsibilities, and has been a key figure in navigating the company’s regulatory challenges—especially during the SEC lawsuit, offering strategic legal leadership through pivotal court victories.Mariel Kelley — Senior Vice President, People and Places, Ripple LabsMariel Kelley is Ripple’s Senior Vice President of People and Places. She holds a B.S. in Organizational Communication from Western Michigan University. Before her promotion, she served as Vice President, People & Places at Ripple starting in June of 2020. Her prior HR leadership includes roles at Lyft (scaling the company to over 6,000 employees through IPO), Tesla, and Stryker, focusing heavily on mergers, cultural integration, and organizational effectiveness. At Ripple, she leads diverse functions including Total Rewards, Diversity, Equity & Inclusion, and Learning & Development, and serves on Chief’s executive women’s network—championing inclusive culture and strategic HR growth for Ripple’s global teams.

Author: Coinstats
Bitcoin Eyeing $160K Christmas Miracle with Typical Q4 Surge!

Bitcoin Eyeing $160K Christmas Miracle with Typical Q4 Surge!

In the ever-dynamic world of cryptocurrency, Bitcoin’s market trends remain a point of significant interest for investors and analysts alike. Amidst a fluctuating economy, predictions about Bitcoin’s performance by the year’s end are gaining attention, with some experts forecasting an impressive rally. Here we delve into the potential for Bitcoin’s price to reach $160,000 by [...]

Author: Crypto Breaking News