DeFi

DeFi eliminates intermediaries by using smart contracts on blockchains to provide financial services like lending, borrowing, and trading. In 2026, the "DeFi 3.0" era is defined by Institutional DeFi and the integration of Real-World Assets (RWA). From liquidity provisioning on Uniswap to advanced lending on Aave, this tag tracks the evolution of autonomous financial systems, yield optimization, and the rise of AI-driven portfolio management in the decentralized economy.

69993 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Dogecoin (DOGE) vs Mutuum Finance (MUTM): Which One Should You Buy Ahead of September 2025?

Dogecoin (DOGE) vs Mutuum Finance (MUTM): Which One Should You Buy Ahead of September 2025?

With cryptocurrency markets preparing for September 2025’s rollercoaster, one name that is building steam under the radar is Mutuum Finance (MUTM). Mutuum Finance (MUTM) is available at $0.035 during presale phase 6. It will be 14.29% more expensive at $0.04 during phase 7. Early adopters who have already invested will be able to get a […]

Author: Cryptopolitan
Why XRP cloud mining often looks like a Ponzi scheme

Why XRP cloud mining often looks like a Ponzi scheme

The post Why XRP cloud mining often looks like a Ponzi scheme appeared on BitcoinEthereumNews.com. Homepage > News > Business > Why XRP cloud mining often looks like a Ponzi scheme Crypto’s appeal has drawn many to promises of fast money, and cloud mining platforms, especially those involving XRP, have jumped on this. Marketed as a simple way to get passive income, XRP cloud mining claims to give crazy returns—maybe 100% to 800% APR—without needing expensive gear or special skills. But hidden beneath the shiny claims are big risks, with many platforms looking a lot like Ponzi schemes. With BTC still making headlines and prices above $120,000 in August 2025, we must look closely at the shady world of XRP cloud mining because of its misleading practices and unsustainable setups. Unlike BTC, which uses energy for its proof-of-work mining to protect its blockchain, XRP runs on a pre-mined system where all 100 billion coins were made at the start. Because of this significant difference, XRP can’t be mined like BTC or Ethereum. Instead, XRP cloud mining platforms usually have users fund deals that supposedly mine other cryptos, like BTC or Ethereum, with payouts in XRP. Platforms such as Jope Miner or MiningToken say you can get daily returns by renting computer power from remote data centers. The idea sounds great: invest XRP, relax, and watch the money come in. But the truth is much darker. The main risk is that they aren’t open about what they do. Many XRP cloud mining platforms don’t share important details about their work, like where their mining sites are, what hardware they use, or how they make money. Unlike normal mining, where you can check hash rates and energy costs, cloud mining is a mystery. Users just have to believe their claims of “green data centers” or “AI hash power.” In July alone, platforms were caught promising up to…

Author: BitcoinEthereumNews
FLOKI doubles Valhalla tournament prize pool to $150K ahead of September launch

FLOKI doubles Valhalla tournament prize pool to $150K ahead of September launch

The meme project has doubled its prize pool for the contest to $150,000. 64 winners will share the rewards, with the top walking away with $50,000. The tournament will start next month, with full details expected next week. Digital currencies flashed recovery signals today as Bitcoin rebounded from the $109K vicinity to intraday peaks above […] The post FLOKI doubles Valhalla tournament prize pool to $150K ahead of September launch appeared first on CoinJournal.

Author: Coin Journal
100+ Crypto Firms Urge Lawmakers to Shield Developers

100+ Crypto Firms Urge Lawmakers to Shield Developers

The post 100+ Crypto Firms Urge Lawmakers to Shield Developers appeared on BitcoinEthereumNews.com. Key Notes Over 110 crypto firms unite to push for developer protections in upcoming legislation. Industry warns it cannot support legislation without proper safeguards. Tensions rise between traditional finance and crypto advocates. More than 110 crypto entities, including major firms and advocacy groups, are calling on lawmakers to ensure software developers are protected in upcoming crypto legislation. The DeFi Education Fund (DEF), along with the Blockchain Association, the Chamber of Digital Commerce, and major firms including Coinbase, Hedera HBAR $0.24 24h volatility: 2.2% Market cap: $10.20 B Vol. 24h: $212.67 M , and Uniswap Labs, has called on Congress to shield developers and non-custodial service providers from regulatory liability. Hedera has signed the @fund_defi‘s coalition letter urging Congress to protect developers and non-custodial service providers in market structure legislation. 100+ crypto leaders are united: Blockchain deserves nationwide protections. 🔗 Read the letter: https://t.co/GzKk0pNxXU pic.twitter.com/hsc9mUvodw — Hedera (@hedera) August 27, 2025 The group sent a letter on August 27 to Senate Banking Committee and Senate Agriculture Committee leaders, both of which play key roles in shaping crypto regulation. The stakeholders stressed they could not support a final market structure bill without these safeguards. They also requested protection for self-custody and peer-to-peer transactions, arguing that users and developers should not be regulated simply for creating or using blockchain software. Lawmakers Working on Crypto Regulations The appeal comes as lawmakers in Washington debate how best to regulate the crypto sector. The House recently passed the Digital Asset Market Clarity Act. On the other hand, Senate Banking Committee Republican Chair Tim Scott circulated a draft of a larger crypto market structure bill with a September 30 deadline for committee action. Any final framework will require compromise between the two chambers. Meanwhile, traditional finance groups, including leading banking associations, are pressing for revisions to the…

Author: BitcoinEthereumNews
BitMine Chairman Tom Lee Makes a Wild Price Prediction for Ethereum! Here Are the Details

BitMine Chairman Tom Lee Makes a Wild Price Prediction for Ethereum! Here Are the Details

The post BitMine Chairman Tom Lee Makes a Wild Price Prediction for Ethereum! Here Are the Details appeared on BitcoinEthereumNews.com. BitMine Chairman Tom Lee, one of the leading figures in the crypto markets, made a very optimistic price prediction for Ethereum (ETH). Tom Lee: Ethereum Could Reach $12,000 by the End of the Year Lee predicted in a livestream interview that ETH could reach $5,500 in the next few weeks and trade in the $10,000-$12,000 range by the end of the year. Lee noted that Ethereum is increasingly becoming a preferred blockchain platform by Wall Street institutions, emphasizing that ETH’s current value is still significantly underpriced by the market. According to him, Ethereum’s growing ecosystem, institutional interest, and use cases in decentralized finance (DeFi) are among the most important factors supporting the upward movement of the price. Lee, who made similar statements in recent weeks, stated that Ethereum would break the $4,000 threshold in the short term. In his new predictions, he took a more ambitious approach, stating that the market could push the price of ETH into the $10,000-$15,000 range by the end of the year. Lee’s comments are attracting investor attention, especially when considered alongside growing institutional interest in spot Ethereum ETFs in the U.S. Analysts believe Ethereum could have stronger growth potential compared to Bitcoin thanks to both staking returns and institutional adoption. Ethereum currently remains on investors’ radar despite market volatility. *This is not investment advice. Follow our Telegram and Twitter account now for exclusive news, analytics and on-chain data! Source: https://en.bitcoinsistemi.com/bitmine-chairman-tom-lee-makes-a-wild-price-prediction-for-ethereum-here-are-the-details/

Author: BitcoinEthereumNews
Ethereum ETFs Surpass $30 Billion With $20 Billion Reserves Backed by 70 Entities and 4.36 Million ETH

Ethereum ETFs Surpass $30 Billion With $20 Billion Reserves Backed by 70 Entities and 4.36 Million ETH

The post Ethereum ETFs Surpass $30 Billion With $20 Billion Reserves Backed by 70 Entities and 4.36 Million ETH appeared on BitcoinEthereumNews.com. Ethereum exchange-traded funds (ETFs) have surpassed $30 billion in reserves, reflecting strong institutional interest in the cryptocurrency Ethereum exchange-traded funds (ETFs) have surpassed $30 billion in reserves, reflecting strong institutional interest in the cryptocurrency. Since July 1, net inflows into Ethereum ETFs have reached $8.6 billion, outpacing Bitcoin ETF inflows of $5.1 billion. In addition to ETF holdings, Ethereum treasury companies now hold over $20 billion in reserves, amounting to approximately 4.36 million ETH backed by 70 entities. Public firms have collectively accumulated more than 3.7 million ETH in treasuries, underscoring growing confidence among institutional investors in Ethereum’s long-term prospects. This is an AI-generated article powered by DeepNewz, curated by The Defiant. For more information, including article sources, visit DeepNewz. Source: https://thedefiant.io/news/markets/ethereum-etfs-surpass-30-billion-20-billion-reserves-backed-70-entities-4-36-eth-37cee66d

Author: BitcoinEthereumNews
Remarkable Ethereum Market Shift: Funds Flow from BTC to ETH, Analyst Reports

Remarkable Ethereum Market Shift: Funds Flow from BTC to ETH, Analyst Reports

BitcoinWorld Remarkable Ethereum Market Shift: Funds Flow from BTC to ETH, Analyst Reports The cryptocurrency world is buzzing with a significant development: a remarkable Ethereum market shift. For years, Bitcoin (BTC) has largely dominated the digital asset landscape, but recent observations suggest a changing tide. Esteemed on-chain analyst Willy Woo has highlighted a notable redistribution of capital, indicating that funds are increasingly flowing from BTC into Ethereum (ETH). What’s Driving This Ethereum Market Shift? Willy Woo, known for his insightful analysis of blockchain data, recently pointed out a compelling trend. He observed that daily net inflows into Ethereum have soared to an impressive $900 million. This figure is particularly striking because it rivals the substantial inflows witnessed by the newly launched spot Bitcoin Exchange-Traded Funds (ETFs). This comparison underscores the sheer scale and importance of the current Ethereum market shift. But what’s behind this massive influx? Woo’s analysis suggests a key catalyst: large-scale accumulation by Bitmain. Bitmain, a global leader in Bitcoin mining hardware, is not just a participant but a strategic investor in the Ethereum ecosystem. This move by such a prominent industry player signals a strong belief in Ethereum’s long-term potential. Bitmain’s Strategic Play in the Ethereum Ecosystem Bitmain’s investment isn’t merely speculative; it appears to be a calculated strategic move. The company now reportedly holds a staggering 1.5 million ETH. To put this into perspective, this substantial holding is currently valued at approximately $6.6 billion. This significant commitment from a company deeply rooted in the Bitcoin mining space highlights a growing confidence in Ethereum’s utility and future prospects. Consequently, this substantial accumulation contributes directly to the ongoing Ethereum market shift, pushing ETH further into the spotlight. Such a large-scale investment from an institutional entity like Bitmain can have a profound impact. It not only injects significant capital but also lends considerable credibility to Ethereum. This action could potentially encourage other institutional investors to consider increasing their exposure to ETH, further solidifying its position in the broader financial landscape. Implications for the Crypto Landscape: Will ETH Overtake BTC? This observed Ethereum market shift raises crucial questions about the future dynamics of the cryptocurrency market. For a long time, Bitcoin has been the undisputed king, often seen as digital gold. However, Ethereum, with its robust smart contract capabilities and thriving decentralized application (dApp) ecosystem, offers a different value proposition. The increasing capital allocation to ETH suggests that investors are recognizing its unique potential beyond just a store of value. While it’s premature to declare a complete flip, this trend certainly indicates a diversification of institutional interest. Investors might be seeking exposure to the innovation and growth potential offered by Ethereum’s platform. This could lead to a more balanced crypto market where both BTC and ETH play complementary, yet equally vital, roles. Is This Ethereum Market Shift a Long-Term Trend? Understanding whether this Ethereum market shift is a fleeting moment or a sustainable trend is key for investors. Several factors could contribute to its longevity: Technological Advancements: Ethereum’s continuous upgrades, like the upcoming Dencun upgrade, aim to improve scalability and efficiency, making the network even more attractive. Growing Ecosystem: The expansion of decentralized finance (DeFi), NFTs, and Web3 applications built on Ethereum continues to drive demand for ETH as the network’s native gas token. Institutional Acceptance: As more traditional financial institutions explore crypto, Ethereum’s established infrastructure and robust developer community make it a strong candidate for integration. Regulatory Clarity: Progress towards clearer regulatory frameworks for digital assets could further legitimize ETH in the eyes of large-scale investors. Conversely, challenges such as network congestion, high gas fees during peak times, and competition from other Layer 1 blockchains could temper enthusiasm. However, the current momentum, especially with significant institutional backing, suggests a strong foundation for continued interest in Ethereum. Actionable Insights for Investors For individuals and institutions alike, the ongoing Ethereum market shift presents several considerations: Diversification: Re-evaluating portfolio allocations to ensure a balanced exposure to both foundational assets like Bitcoin and innovative platforms like Ethereum. Research: Staying informed about Ethereum’s technological roadmap, ecosystem growth, and regulatory developments. Risk Management: Acknowledging that while institutional interest is positive, the crypto market remains volatile. Invest only what you can afford to lose. Long-Term View: Considering Ethereum’s role in the future of decentralized finance and internet infrastructure, rather than short-term price movements. This period of reallocation highlights the dynamic nature of the crypto market, where fundamental developments and institutional actions can quickly reshape sentiment and capital flows. Conclusion: The observations by Willy Woo regarding the significant Ethereum market shift, fueled by substantial inflows and Bitmain’s strategic accumulation, mark a pivotal moment in the cryptocurrency landscape. While Bitcoin remains a cornerstone, Ethereum’s growing prominence, driven by its technological utility and increasing institutional confidence, suggests a maturing market. This evolution signals exciting times ahead for digital assets, where innovation and strategic investment continue to redefine value and opportunity. Frequently Asked Questions (FAQs) 1. What is the “Ethereum market shift” observed by Willy Woo? It refers to a significant trend where cryptocurrency market funds are increasingly flowing from Bitcoin (BTC) into Ethereum (ETH), as noted by on-chain analyst Willy Woo. 2. How much ETH has Bitmain accumulated, and what is its value? Bitmain has reportedly accumulated 1.5 million ETH, which is currently valued at approximately $6.6 billion. 3. Why is Bitmain’s investment in ETH significant? As a major player in the Bitcoin mining industry, Bitmain’s large-scale strategic investment in ETH lends significant credibility to Ethereum and could encourage other institutional investors to follow suit. 4. Does this mean Ethereum will replace Bitcoin? While the shift indicates growing institutional interest in Ethereum, it’s more likely to lead to a more balanced crypto market where both BTC and ETH play complementary, vital roles, rather than one replacing the other. 5. What factors could sustain this shift in the long term? Factors like Ethereum’s continuous technological advancements, its expanding ecosystem of dApps, increasing institutional acceptance, and clearer regulatory frameworks could contribute to the long-term sustainability of this trend. If you found this analysis of the Ethereum market shift insightful, please share it with your network! Your support helps us bring more timely and expert crypto insights to a wider audience. To learn more about the latest Ethereum market shift trends, explore our article on key developments shaping Ethereum institutional adoption. This post Remarkable Ethereum Market Shift: Funds Flow from BTC to ETH, Analyst Reports first appeared on BitcoinWorld and is written by Editorial Team

Author: Coinstats
Google Advances Its Layer-1 Blockchain; Here’s What We Know So Far

Google Advances Its Layer-1 Blockchain; Here’s What We Know So Far

Google Cloud is moving forward with plans to launch its own layer-1 (L1) blockchain, positioning the network as neutral infrastructure for global finance at a time when fintech competitors are developing out their own distributed ledgers.In a LinkedIn post published Tuesday, Rich Widmann, Google’s head of Web3 strategy, provided fresh details on the project, known as the Google Cloud Universal Ledger (GCUL). He described the platform as a credibly neutral, high-performance blockchain designed for institutions, supporting Python-based smart contracts to make it more accessible to developers and financial engineers.“Any financial institution can build with GCUL,” Widmann said, arguing that while companies like Tether may be unlikely to adopt Circle’s blockchain and payment firms like Adyen may hesitate to use Stripe’s, Google’s neutral infrastructure removes those barriers. He also expanded on a comparative chart by fintech strategist Chuk Okpalugo, highlighting how GCUL differs from Stripe’s Tempo and Circle’s Arc, two other high-profile L1 efforts.In setting out Google’s case for the Universal Ledger, Widmann drew contrasts with other high-profile entrants. Stripe’s project, Tempo, is rooted in its payments empire, effectively extending the company’s existing merchant rails into a vertically coffntrolled chain. Circle’s Arc, by contrast, places its stablecoin at the center of the system, treating USDC as the protocol’s native fuel and promising lightning-fast settlement with built-in currency exchange. Google’s approach is different still: the Universal Ledger is designed as a shared infrastructure layer, intended to be credibly neutral and accessible to any institution rather than bound to a single payments ecosystem.Timelines also set the projects apart. Circle has already begun piloting Arc, while Stripe is targeting a launch next year. Google and CME, meanwhile, have completed an initial integration of GCUL, with broader testing to follow later this year and full services expected in 2026.The distribution story reinforces those distinctions. Stripe can lean on more than a trillion dollars in annual merchant payment flows. Circle can count on USDC’s global footprint and liquidity integrations. Google brings the reach of its cloud platform, along with the promise of scaling a ledger that can support billions of users and hundreds of institutions.Features further differentiate the chains. Arc’s focus is speed and seamless foreign exchange, Tempo’s is merchant integration, and GCUL’s is programmability through Python-based smart contracts and institutional-grade tokenization.The result, Widmann argued, is divergent positioning. Stripe’s and Circle’s ledgers may serve their own ecosystems well but risk deterring competitors, while Google is pitching GCUL as neutral ground — a ledger that anyone, from exchanges to payment providers, can use without fear of strengthening a rival.The institutional-first positioning is not new. In March, Google Cloud and CME Group jointly announced GCUL, unveiling it as a programmable distributed ledger tailored for wholesale payments and asset tokenization. CME Group said it had already completed the first phase of integration and testing, describing the technology as a potential breakthrough for collateral, settlement, and fee payments in markets that are increasingly moving toward 24/7 trading.“As the President and new Administration have encouraged Congress to create landmark legislation for common-sense market structure, we are pleased to partner with Google Cloud to enable innovative solutions for low-cost, digital transfer of value,” CME Chairman and CEO Terry Duffy said at the time. He suggested GCUL could deliver meaningful efficiencies across core market functions, including margin and collateral management.According to the March announcement, CME and Google plan to begin direct testing with market participants later this year, with an eye to launching services in 2026. Widmann’s Aug. 26 remarks add new detail to that roadmap, reinforcing GCUL’s role as infrastructure designed to be broadly adopted across the financial sector rather than controlled by a single payments company. By positioning GCUL against Stripe’s Tempo and Circle’s Arc, Google is signaling that competition among major technology firms to define the next generation of financial settlement rails is accelerating.Technical details on GCUL’s architecture remain limited, though Widmann said more would be released in the coming months. For now, Google is presenting the Universal Ledger as a foundation for global-scale payments, institutional tokenization and around-the-clock capital markets infrastructure.Read More: Why Circle and Stripe (And Many Others) Are Launching Their Own Blockchains

Author: Coinstats
Ethereum Spot ETF: record inflows of August 26, Ethereum surpasses Bitcoin

Ethereum Spot ETF: record inflows of August 26, Ethereum surpasses Bitcoin

On August 26, spot ETFs on Ethereum recorded net inflows of 455 million dollars, marking the fourth consecutive day.

Author: The Cryptonomist
Webull lands in crypto trading in Australia: 240 tokens at launch, institutional custody Coinbase Prime and spread at 30 bps

Webull lands in crypto trading in Australia: 240 tokens at launch, institutional custody Coinbase Prime and spread at 30 bps

Webull Securities (Australia) launches digital asset trading for retail and institutional clients: access to 240 tokens and 0.30% spread.

Author: The Cryptonomist