Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15502 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Mutuum Finance (MUTM) Nears $18.5 Million, V1 Protocol Launch Set For Q4

Mutuum Finance (MUTM) Nears $18.5 Million, V1 Protocol Launch Set For Q4

Mutuum Finance (MUTM) is a next-generation lending and borrowing protocol built for real DeFi utility. It introduces two connected markets that will make lending simpler, faster, and more rewarding. The project has already attracted around $18.50 million in presale funds. The $0.035 price phase is almost sold out, and the next jump to $ 0.040 is right ahead.

Author: Hackernoon
Strive Closes Oversubscribed IPO of Bitcoin Treasury Preferred Stock on Nasdaq

Strive Closes Oversubscribed IPO of Bitcoin Treasury Preferred Stock on Nasdaq

The post Strive Closes Oversubscribed IPO of Bitcoin Treasury Preferred Stock on Nasdaq appeared on BitcoinEthereumNews.com. COINOTAG recommends • Exchange signup 💹 Trade with pro tools Fast execution, robust charts, clean risk controls. 👉 Open account → COINOTAG recommends • Exchange signup 🚀 Smooth orders, clear control Advanced order types and market depth in one view. 👉 Create account → COINOTAG recommends • Exchange signup 📈 Clarity in volatile markets Plan entries & exits, manage positions with discipline. 👉 Sign up → COINOTAG recommends • Exchange signup ⚡ Speed, depth, reliability Execute confidently when timing matters. 👉 Open account → COINOTAG recommends • Exchange signup 🧭 A focused workflow for traders Alerts, watchlists, and a repeatable process. 👉 Get started → COINOTAG recommends • Exchange signup ✅ Data‑driven decisions Focus on process—not noise. 👉 Sign up → Strive, Inc. completed its initial public offering of 2 million shares of Variable Rate Series A Perpetual Preferred Stock (SATA) at $80 per share on Nasdaq, exceeding the original 1.25 million share target and marking a milestone for Bitcoin treasury companies. Strive upsized its IPO from 1.25 million to 2 million shares of SATA, reflecting strong market demand. The offering funds Strive’s Bitcoin amplification strategy through non-dilutive perpetual preferred equity. SATA provides a variable-rate cumulative dividend starting at 12% annually, paid monthly, with current trading at $90.60 per share. Strive SATA IPO closes successfully at $80/share, funding Bitcoin purchases for treasury growth. Explore yields, implications for investors, and Bitcoin treasury trends in this detailed analysis. What is Strive’s SATA IPO? Strive’s SATA IPO represents the closing of an initial public offering for 2,000,000 shares of Variable Rate Series A Perpetual Preferred Stock, listed on the Nasdaq Global Market under the ticker SATA at $80 per share. This oversubscribed offering, upsized from an initial 1.25 million shares, enables Strive to fund its Bitcoin accumulation strategy without diluting common equity. Announced…

Author: BitcoinEthereumNews
Top 3 Cryptos Under $1 That Could Deliver 1000% Gains

Top 3 Cryptos Under $1 That Could Deliver 1000% Gains

Although many traders are still pursuing the expensive large-cap tokens, the real opportunity for massive profits in 2025 exists with the undervalued cryptos that are still languishing below the price of one buck. Of these, Mutuum Finance (MUTM) has quickly made its way to the forefront with its outstanding prospects for the future, even if […]

Author: Cryptopolitan
This New Crypto Coin Could Be the Breakout Altcoin of Q4 2025, Here’s Why

This New Crypto Coin Could Be the Breakout Altcoin of Q4 2025, Here’s Why

With the crypto market moving towards the last quarter of 2025, investors are starting to pay attention to new projects that are able to unite real-world applications with a new stage of growth opportunities. Although big coins such as Bitcoin and Ethereum have maintained dominance in the news, newer but DeFi-centric assets are beginning to […]

Author: Cryptopolitan
Why Retailers Should Rethink BNPL This Holiday Season

Why Retailers Should Rethink BNPL This Holiday Season

The post Why Retailers Should Rethink BNPL This Holiday Season appeared on BitcoinEthereumNews.com. Buy Now Pay Later. Business woman holding a tablet on white background. getty Buy Now, Pay Later is everywhere. Walk into almost every retailer, from mass chains to independent boutiques and you’ll find Klarna, Affirm, Sezzle, and Afterpay badges at checkout. Look for those same goods online and you’ll find the same logos alongside legacy credit card brands. Consumers are increasingly choosing to spread costs across several weeks without the impact of interest that can come from credit cards. This holiday season you can expect even more, both now and later. With approval rates on the rise, the BNPL market is projected to hit $560.1 billion in global transactions in 2025. The numbers look impressive until you examine who bears the risk and what retailers are actually trading away. Underneath this growth story is a shaky structure of outsourced trust and increased risk, one built on deferred payments, opaque credit exposure, and minimal consumer oversight. BNPL’s Growth Meets Economic Reality Delinquency rates are on the rise alongside the growth. As economic stress builds, 41% of BNPL users surveyed report having late payments within the past year. According to the Consumer Financial Protection Bureau’s report on BNPL and other forms of unsecured debt, the majority of new loans were issued to borrowers classified as subprime or deep subprime. Their credit card utilization rates were already rising before they turned to BNPL, suggesting depleted liquidity pushed them toward installment financing. The data shows that BNPL is serving consumers who might otherwise struggle to access traditional credit, highlighting both its inclusivity and its underlying risk. Who bears the risk depends on the BNPL model. Some providers carry the loans and fund defaults through merchant fees, while others share losses back to retailers through fee structures. With fees of 2 to 8 percent, considerably…

Author: BitcoinEthereumNews
XPL Rallies After Plasma Reveals Collaboration with Daylight Energy

XPL Rallies After Plasma Reveals Collaboration with Daylight Energy

The post XPL Rallies After Plasma Reveals Collaboration with Daylight Energy appeared on BitcoinEthereumNews.com. Daylight’s GRID stablecoin and sGRID yield-bearing token connect decentralized finance with energy revenues. Plasma’s native token XPL surged after the stablecoin-focused Layer 1 blockchain unveiled a partnership with Daylight Energy to launch GRID, a stablecoin, and sGRID, a yield-bearing token. Following the announcement, XPL rose 10%, trading at $0.325 with a market capitalization of $607 million. According to Plasma – which has a total value locked (TVL) of $2.7 billion – GRID will be issued by M0, fully backed, and redeemable instantly. Meanwhile, sGRID will allow holders to earn a yield based on Daylight Energy’s electricity revenues. The companies said this is the first time investors can gain on-chain exposure to electricity yields through a single token. The partnership underscores how blockchain is increasingly connecting with real-world infrastructure to create new and innovative ways for investors to earn yield. “Our power grids are straining from an explosion in electricity demand, with rates outpacing inflation and blackouts surging,” Plasma writes. “We’re partnering with @Daylightenergy_ to solve this on-chain and give anyone access to electricity-backed returns via its yield-bearing asset on Plasma.” With GRID and sGRID, Plasma expands its ecosystem of yield-earning tokens. The Layer 1 blockchain, which launched its mainnet beta on Sept. 25, 2025, has focused heavily on stablecoins and other yield-bearing assets. This comes as the stablecoin sector’s total market capitalization has surpassed $304 billion, up significantly from $206 billion at the start of the year, according to DeFiLlama. The news of the GRID and sGRID follows several recent moves by Plasma, including a separate partnership with oracle provider Chainlink and decentralized finance (DeFi) lending protocol Aave to expand its ecosystem. And prior to that, Swarm, a regulated DeFi platform with a TVL of around $7 million, announced plans to launch nine tokenized equities on the Plasma blockchain ahead…

Author: BitcoinEthereumNews
6 Best Altcoins to Invest in While the Crypto Market Faces Bears – Investors Are Eyeing This New Bull

6 Best Altcoins to Invest in While the Crypto Market Faces Bears – Investors Are Eyeing This New Bull

The crypto market is contracting this week. Traders see red on their screens, but the smart ones know corrections don’t […] The post 6 Best Altcoins to Invest in While the Crypto Market Faces Bears – Investors Are Eyeing This New Bull appeared first on Coindoo.

Author: Coindoo
UK jobs report and the weekly ADP figures take centre stage

UK jobs report and the weekly ADP figures take centre stage

The post UK jobs report and the weekly ADP figures take centre stage appeared on BitcoinEthereumNews.com. The US Dollar (USD) traded without clear direction on Monday, as hopes grew for a potential deal to end the 40-day federal government shutdown in the coming days. With that in mind, investors are likely to turn their focus back to the US data calendar amid fading expectations for another Fed rate cut in December. Here’s what to watch on Tuesday, November 11: The US Dollar Index (DXY) picked up pace and advanced modestly, revisiting the 99.70 region amid higher US Treasury yields across the curve and rising hopes of an end to the US shutdown. The NFIB Business Optimism Index and the ADP Employment Change Weekly are due. EUR/USD halted its recent recovery, coming under fresh downside pressure and retesting the area below 1.1550. The ZEW Economic Sentiment in Germany and the euro area is due alongside the speech by the ECB’s Lagarde. GBP/USD added to its ongoing rebound, coming closer to the 1.3200 mark despite the Greenback’s humble advance. The BRC Retail Sales Monitor will precede the release of the UK labour market report. USD/JPY climbed to three-day peaks past the 154.00 hurdle following further depreciation of the Japanese Yen, adding to Friday’s positive performance. Next on tap will be the Bank Lending figures followed by Current Account results and the Eco Watchers Survey. AUD/USD rose to four-day tops, revisiting the 0.6540 zone, an area coincident with its provisional 100-day SMA. Next in Oz will be the Westpac Consumer Confidence index along with the NAB Business Confidence index. The price of a barrel of American WTI built on Friday’s advance and surpassed the key $60.00 mark amid steady oversupply concerns and a better tone in the risk complex. Gold flirted with three-week high past the $4,100 mark per troy ounce as traders continued to pencil in further easing…

Author: BitcoinEthereumNews
Best Crypto to Buy: DeFi Crypto at $0.035 Expected to Hit $3 Before Cardano (ADA)

Best Crypto to Buy: DeFi Crypto at $0.035 Expected to Hit $3 Before Cardano (ADA)

Investors looking for the best crypto to buy today are rapidly looking beyond large-cap currencies, instead choosing those with strong growth potential in the early stages of the DeFi crypto development cycle. There is one particular cryptocurrency, Mutuum Finance (MUTM) that stands out in particular. Currently valued only at $0.035, MUTM has garnered immense attention […]

Author: Cryptopolitan
Early Buyers Believe This $0.035 Token Could Be the Best Crypto Investment Before 2026

Early Buyers Believe This $0.035 Token Could Be the Best Crypto Investment Before 2026

The crypto market has reached the stage where future returns can be characterized by early placement. With the emergence of the leading cryptocurrencies, there is a new crypto with DeFi that is attracting attention due to its systematic growth and community. This token has scores of early adopters who think that this $0.035 coin could […]

Author: Cryptopolitan