Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15505 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
This $0.035 Altcoin Is The Best Crypto To Buy Over Shiba Inu (SHIB)

This $0.035 Altcoin Is The Best Crypto To Buy Over Shiba Inu (SHIB)

Mutuum Finance (MUTM) at $0.035 beats Shiba Inu as the top crypto pick with audited DeFi utility and real growth potential.

Author: Blockchainreporter
Standard Chartered Partners with DCS for DeCard Stablecoin Credit Card Launch in Singapore

Standard Chartered Partners with DCS for DeCard Stablecoin Credit Card Launch in Singapore

TLDR Standard Chartered and DCS launched DeCard, a stablecoin-based credit card. DeCard allows users to make purchases using stablecoins at regular merchants. Standard Chartered provides virtual account services and API connectivity for smoother transactions. The launch begins in Singapore with plans for global expansion. DCS, rooted in Diners Club Singapore, combines traditional finance with Web3 [...] The post Standard Chartered Partners with DCS for DeCard Stablecoin Credit Card Launch in Singapore appeared first on Blockonomi.

Author: Blockonomi
Monad ICO Sets New Transparency Standard with Market Maker Disclosure

Monad ICO Sets New Transparency Standard with Market Maker Disclosure

The post Monad ICO Sets New Transparency Standard with Market Maker Disclosure appeared on BitcoinEthereumNews.com. Key Points: Monad’s ICO introduces transparency with full market maker disclosures. First time such detailed information is made public. Industry anticipates greater accountability in future ICOs. Coinbase’s new public token sales platform will launch Monad’s ICO on November 17, marking unprecedented transparency in market maker disclosures involving institutions like Galaxy and Wintermute. This ICO transparency initiative may set new standards in the crypto sector, potentially impacting ICO regulatory oversight and best practices. Monad’s ICO: Market Maker Disclosure Unveiled Monad’s First ICO through Coinbase reveals agreements with market makers including CyantArb, Auros, Galaxy, GSR, and Wintermute. This level of disclosure is unprecedented in the industry, involving a range of strict lending terms and oversight measures. Introduction of New Practices aims to ensure greater transparency and accountability within ICO processes. Coinbase’s involvement highlights a significant shift towards more responsible allocation and management of these agreements. The Monad’s mission and vision for the future emphasizes this evolving landscape. Market Response has been largely positive, with Coinbase confirming on social media the opportunity for wider participation in the ICO. This sets expectations for future market stability and consistent engagement. As Keone Hon, Co-founder of Monad, explains: The public sale is intended to widen participation and introduce the network to a broader audience beyond the core crypto community. Investor Confidence Grows Amid ICO Price Volatility Did you know? The Monad ICO’s transparency could pave the way for increased investor confidence, echoing similar transparency shifts from major financial market reforms in the past. The current MON price stands at $0.02, with a market cap of $9.09 million. Its fully diluted market cap reaches $15.31 million, as reported by CoinMarketCap. Over the past 90 days, MON’s price shows a decline of 21.59%, indicating volatility in the current market environment. MON(MON), daily chart, screenshot on CoinMarketCap at 07:37…

Author: BitcoinEthereumNews
Coinbase disclosed the size of the market-making funds and protocol cycle related to the Monad ICO, and stated that a third party was involved in the entire token process for oversight.

Coinbase disclosed the size of the market-making funds and protocol cycle related to the Monad ICO, and stated that a third party was involved in the entire token process for oversight.

PANews reported on November 11th that, according to official documents released by Coinbase regarding the Monad ICO, this issuance is the first case where a large institution has fully disclosed the list of market makers, funding size, and execution period. The document indicates that Monad issuer MF Services (BVI) Ltd. has signed token lending agreements with five market makers: CyantArb (50 million MON, 1 month), Auros (30 million MON, 1 month), Galaxy (30 million MON, 1 month), GSR (30 million MON, 1 month), and Wintermute (20 million MON, 1 year). Short-term agreements can be renewed monthly, and the third-party monitoring agency Coinwatch will be responsible for verifying the token usage and idle balance of the aforementioned market makers' accounts. In addition, MF Services plans to use up to 0.20% of the initial MON supply to provide initial liquidity support to some decentralized exchanges, aiming to improve the tradability and market stability of the token in its early stages of listing. This measure is included in the "Ecosystem Development" allocation and is a short-term liquidity injection, still subject to the risks of DeFi market volatility.

Author: PANews
Block Launches Global Zero-Fee Merchant Payments

Block Launches Global Zero-Fee Merchant Payments

The post Block Launches Global Zero-Fee Merchant Payments appeared on BitcoinEthereumNews.com. BitcoinFintech Bitcoin is taking another major step toward everyday use, as Block Inc., the company behind Square, launches support for Bitcoin payments across its global merchant network. Key Takeaways: Over 4 million Square merchants can now process Bitcoin payments globally. The service offers instant settlement and zero fees until 2027. Jack Dorsey’s Bitcoin-first strategy continues to reshape digital commerce. Analysts see this as a major step in bridging crypto and traditional finance. More than 4 million sellers can now accept Bitcoin directly for goods and services, instantly converting it to fiat or keeping it as BTC—all without fees until 2027. The new payment option can be activated straight from the Square dashboard, integrating seamlessly with existing checkout systems. Sellers have full control over how transactions are handled, choosing among BTC or fiat settlements, and even automating conversions based on a preferred percentage of daily sales. This move effectively removes one of the biggest barriers for businesses hesitant to deal with crypto volatility. our sellers can now receive btc to btc, btc to fiat, fiat to btc, or fiat to fiat. https://t.co/NnLsd3fgEb — jack (@jack) November 10, 2025 From Vision to Implementation Jack Dorsey’s long-held ambition to make Bitcoin a practical global currency is finally becoming tangible. The company’s CEO shared the announcement on X, calling it a step toward blending open digital assets with mainstream finance. “Our sellers can now transact freely between Bitcoin and fiat,” Dorsey said, highlighting the flexibility that defines this rollout. Bitwise CEO Hunter Horsley described the milestone as a signal that crypto’s integration into daily commerce is accelerating. His remark—“Zoom out: it’s all happening”—captures the broader industry sentiment that digital currencies are no longer confined to trading platforms or speculative markets. A Strategic Leap Amid Earnings Pressure The announcement comes shortly after Block’s third-quarter earnings,…

Author: BitcoinEthereumNews
Bitcoin Goes Mainstream: Block Launches Global Zero-Fee Merchant Payments

Bitcoin Goes Mainstream: Block Launches Global Zero-Fee Merchant Payments

Key Takeaways: Over 4 million Square merchants can now process Bitcoin payments globally. The service offers instant settlement and zero […] The post Bitcoin Goes Mainstream: Block Launches Global Zero-Fee Merchant Payments appeared first on Coindoo.

Author: Coindoo
Best Cryptos to Buy Today: SOL Gains 6.8%, CRO 9.8% as BullZilla Presale Positions for Next 100x Move

Best Cryptos to Buy Today: SOL Gains 6.8%, CRO 9.8% as BullZilla Presale Positions for Next 100x Move

Solana is up 6.81% and Cronos surges 9.81% in 24 hours as BullZilla presale passes $1M, making it one of the best cryptos to buy today for massive ROI potential.

Author: Blockchainreporter
TeraWulf Posts 87% Q3 Revenue Surge Driven by Bitcoin Mining and AI/HPC Expansion

TeraWulf Posts 87% Q3 Revenue Surge Driven by Bitcoin Mining and AI/HPC Expansion

The post TeraWulf Posts 87% Q3 Revenue Surge Driven by Bitcoin Mining and AI/HPC Expansion appeared on BitcoinEthereumNews.com. COINOTAG recommends • Exchange signup 💹 Trade with pro tools Fast execution, robust charts, clean risk controls. 👉 Open account → COINOTAG recommends • Exchange signup 🚀 Smooth orders, clear control Advanced order types and market depth in one view. 👉 Create account → COINOTAG recommends • Exchange signup 📈 Clarity in volatile markets Plan entries & exits, manage positions with discipline. 👉 Sign up → COINOTAG recommends • Exchange signup ⚡ Speed, depth, reliability Execute confidently when timing matters. 👉 Open account → COINOTAG recommends • Exchange signup 🧭 A focused workflow for traders Alerts, watchlists, and a repeatable process. 👉 Get started → COINOTAG recommends • Exchange signup ✅ Data‑driven decisions Focus on process—not noise. 👉 Sign up → TeraWulf’s Q3 2024 earnings showed revenue of $50.6 million, up 87% year-over-year, driven by bitcoin mining and new AI/HPC services. The company reported $43.38 million from mining and $7.2 million from HPC, with strong cash reserves and multi-billion-dollar financing secured for expansion. TeraWulf achieved $50.6 million in Q3 revenue, marking an 87% increase from the prior year. Bitcoin mining contributed $43.38 million, bolstered by higher output and expanded capacity. New AI and high-performance computing services generated $7.2 million, highlighting diversification into emerging tech sectors. Discover TeraWulf Q3 2024 earnings: Record revenue growth in bitcoin mining and AI/HPC. Explore expansion plans and financial strength. Stay ahead in crypto infrastructure trends today. What are the key highlights of TeraWulf’s Q3 2024 earnings? TeraWulf’s Q3 2024 earnings revealed robust financial performance, with total revenue climbing to $50.6 million, an impressive 87% surge compared to the same period last year. This growth was fueled by enhanced bitcoin mining operations and the introduction of revenue from AI and high-performance computing (HPC) infrastructure. The company also strengthened its balance sheet, ending the quarter with $712.8…

Author: BitcoinEthereumNews
Everything You Need to Know About the New Draft Crypto Market Structure Bill

Everything You Need to Know About the New Draft Crypto Market Structure Bill

The post Everything You Need to Know About the New Draft Crypto Market Structure Bill appeared on BitcoinEthereumNews.com. The US Senate Agriculture Committee released the crypto market structure draft bill. The crypto regulation will give more control to the Commodity Futures Trading Commission (CFTC) over the Securities and Exchange Commission (SEC), offering clarity on digital asset oversight. Senate’s Draft Bill for Crypto Market Structure Legislation The U.S. Senate Committee on Agriculture, Nutrition, and Forestry today released a bipartisan draft bill of the Crypto Asset Market Clarity Act. Led by Chairman John Boozman (R-AR) and Ranking Member Cory Booker (D-NJ), the bill outlines a crypto regulation framework, putting “digital commodities” under the Commodity Futures Trading Commission (CFTC). Primarily, the draft bill amends the Commodity Exchange Act to provide clear rules for digital asset commodities, such as spot market trading of Bitcoin. In contrast, the SEC will oversee digital assets deemed as securities. Boozman hailed it as a “bipartisan breakthrough” to “provide certainty for innovators and investors,” while Booker emphasized consumer safeguards. The bill is in a discussion draft phase, with final status still awaited on topics like DeFi exemptions and privacy coin handling. Commenting on the section left blank for DeFi, Amanda Tuminelli, executive director of DeFi Education Fund, said: It is good to see the Ag Committee make progress on market structure and release a bipartisan draft. We are hoping that the section left open for DeFi will be filled in with robust developer protections that clearly distinguish centralized intermediaries from software developers without custody and control of other people’s money. Core Aspects of the Digital Asset Market Clarity Act Crypto market structure draft bill defines “digital commodity” as fungible, blockchain-based asset that enables peer-to-peer transfers without intermediaries. This excludes stablecoins, NFTs, and meme coins, resolving authority wars between the CFTC and the SEC. The bill grants CFTC jurisdiction over spot markets, requiring registration for brokers, dealers, exchanges,…

Author: BitcoinEthereumNews
eToro Q3 Earnings: Crypto Trading Surges, Costs Match Revenue

eToro Q3 Earnings: Crypto Trading Surges, Costs Match Revenue

The post eToro Q3 Earnings: Crypto Trading Surges, Costs Match Revenue appeared on BitcoinEthereumNews.com. Social trading platform eToro reported robust Q3 2025 results, with crypto trading volumes soaring amid US expansion. However, high hedging costs in crypto derivatives nearly erased departmental profits. Overall net income rose 48% YoY to $57 million, backed by diversified revenue and $150 million share buyback announcement. Sponsored Sponsored Crypto Trading Volumes Triple YoY eToro’s crypto-related revenue reached $3.97 billion in Q3, up from $1.4B a year earlier, driven by a sharp increase in retail activity. October saw 5 million crypto trades, an 84% YoY jump, with average trade size rising 52% to $320. In the US, newly funded accounts already surpassed full-year 2024 levels after expanding supported crypto assets from 3 to 110. @eToro Q3 2025 results are in! 📣Highlights (YoY): ⬆️ Net Contribution: +28% → $215M⬆️ Adjusted EBITDA: +43% → $78M⬆️ Adjusted Net Income: +35% → $60M⬆️ Funded Accounts: +16% → 3.73M⬆️ Assets Under Administration: +76% → $20.8B⬆️ Cash & Investments: $1.2B⬆️ Adjusted… — Yoni Assia (@yoniassia) November 10, 2025 Staking for Cardano, Ethereum, and Solana was introduced, alongside yield-bearing tokens. Despite the surge, crypto derivatives recorded net losses of over $18 million, driven by hedging expenses totaling $3.89 billion—nearly matching revenue. Overall Financials Show Strong Growth Company-wide metrics remained solid. Net contribution grew 28% YoY to $215M, while adjusted EBITDA climbed 43% to $78M. Assets under administration (AUA) hit $20.8 billion, up 76% YoY, with funded accounts reaching 3.73 million (+16%). GAAP net income was $57 million. Sponsored Sponsored eToro launched AI-powered strategy tools, 24/5 trading for major US indices, and a premium subscription tier (eToro Club). A $150 million share repurchase program—$50 million via accelerated buyback—was also unveiled. Shares rose 8% in early trading following the November 10 release. eToro Group Ltd. (ETOR) share price: Yahoo Finance Market Reaction and Outlook Analysts viewed results positively, noting that…

Author: BitcoinEthereumNews