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Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15339 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
PBOC sets USD/CNY reference rate at 7.0885 vs. 7.0867 previous

PBOC sets USD/CNY reference rate at 7.0885 vs. 7.0867 previous

The post PBOC sets USD/CNY reference rate at 7.0885 vs. 7.0867 previous appeared on BitcoinEthereumNews.com. The People’s Bank of China (PBOC) set the USD/CNY central rate for the trading session ahead on Tuesday at 7.0885 compared to the previous day’s fix of 7.0867 and 7.1226 Reuters estimate. PBOC FAQs The primary monetary policy objectives of the People’s Bank of China (PBoC) are to safeguard price stability, including exchange rate stability, and promote economic growth. China’s central bank also aims to implement financial reforms, such as opening and developing the financial market. The PBoC is owned by the state of the People’s Republic of China (PRC), so it is not considered an autonomous institution. The Chinese Communist Party (CCP) Committee Secretary, nominated by the Chairman of the State Council, has a key influence on the PBoC’s management and direction, not the governor. However, Mr. Pan Gongsheng currently holds both of these posts. Unlike the Western economies, the PBoC uses a broader set of monetary policy instruments to achieve its objectives. The primary tools include a seven-day Reverse Repo Rate (RRR), Medium-term Lending Facility (MLF), foreign exchange interventions and Reserve Requirement Ratio (RRR). However, The Loan Prime Rate (LPR) is China’s benchmark interest rate. Changes to the LPR directly influence the rates that need to be paid in the market for loans and mortgages and the interest paid on savings. By changing the LPR, China’s central bank can also influence the exchange rates of the Chinese Renminbi. Yes, China has 19 private banks – a small fraction of the financial system. The largest private banks are digital lenders WeBank and MYbank, which are backed by tech giants Tencent and Ant Group, per The Straits Times. In 2014, China allowed domestic lenders fully capitalized by private funds to operate in the state-dominated financial sector. Source: https://www.fxstreet.com/news/pboc-sets-usd-cny-reference-rate-at-70885-vs-70867-previous-202511040115

Author: BitcoinEthereumNews

2025/11/04

Asia’s Power Businesswomen 2025

Asia’s Power Businesswomen 2025

The post Asia’s Power Businesswomen 2025 appeared on BitcoinEthereumNews.com. This year’s Asia’s Power Businesswomen list highlights 20 accomplished leaders who are at the forefront of the region’s fast-evolving business and economic landscape. The roll call of trailblazers, hailing from a dozen countries and territories, includes those playing key roles in powering the AI and advanced tech boom by heading up companies in sectors such as data centers, semiconductors and rare earths. Others are remaking family legacies, taking charge at storied enterprises in property, hospitality, retail and sports gear as they steer them toward new growth. More than half of the women are high-performing professional managers with proven track records in fields such as banking, consumer goods and transportation. Three are first-generation entrepreneurs, including one who has launched two profitable unicorns. This annual roster expands the Forbes Asia network of women achievers who are making their mark across a wide range of industries in the region. Edited by Rana Wehbe Watson and Mary E. Scott Research and reporting: Jonathan Burgos, Gloria Haraito, John Kang, Zinnia Lee, Anis Shakirah Mohd Muslimin, Anuradha Raghunathan, Yessar Rosendar, Ian Sayson, James Simms, Catherine Wang, Yue Wang and Ardian Wibisono. Mybelle V. Aragon-Gobio President and CEO, Robinsons Land Age: 52 • Philippines Robinsons Land broke new ground in February when it named Mybelle V. Aragon-GoBio as president and CEO of the company, which is the property arm of JG Summit, one of the Philippines’ largest conglomerates. She is the first woman and non-family member to lead the developer, founded in 1980 by the late John Gokongwei, who was succeeded by his son Lance Gokongwei, executive chairman. In a social media post, Lance described Aragon-GoBio as “The best (hu)man for the job.” Aragon-GoBio joined Robinsons Land in 1993 as an administrative assistant and went on to oversee the company’s logistics business as well as residential and…

Author: BitcoinEthereumNews

2025/11/04

Lava Debuts Bitcoin-Backed Line of Credit, Secures $200M Funding

Lava Debuts Bitcoin-Backed Line of Credit, Secures $200M Funding

The post Lava Debuts Bitcoin-Backed Line of Credit, Secures $200M Funding appeared on BitcoinEthereumNews.com. Lava, a bitcoin-focused financial platform, disclosed it has raised $200 million and launched a global bitcoin-backed line of credit (BLOC) offering borrowing rates starting at 5%, marking an expansion in the crypto-collateralized lending space. Lava Secures $200M to Advance Bitcoin Lending CEO Shehzan Maredia announced the move on X, calling it “the biggest day in […] Source: https://news.bitcoin.com/lava-debuts-bitcoin-backed-line-of-credit-secures-200m-funding/

Author: BitcoinEthereumNews

2025/11/04

Lava Raises $200M For Bitcoin-Backed Line Of Credit, Announces New Borrow Rates Starting At 5%

Lava Raises $200M For Bitcoin-Backed Line Of Credit, Announces New Borrow Rates Starting At 5%

The post Lava Raises $200M For Bitcoin-Backed Line Of Credit, Announces New Borrow Rates Starting At 5% appeared on BitcoinEthereumNews.com. Lava, a global platform for bitcoin-backed loans, today announced a $200M funding round and the launch of a new product, a bitcoin line of credit (BLOC). The product offers similar functionality to a securities-backed loan or home equity line of credit, but allows users the ability to flexibly borrow using bitcoin as collateral without the monthly payments or term limits common in the bitcoin-backed loans market today. According to a press release shared with Bitcoin Magazine, the $200M financing “includes a combination of venture and debt capital” and brings two new high-profile angels on board: Anthony Pompliano, Bitcoin investor and entrepreneur, and Eric Jackson, activist public markets investor and founder of EMJ Capital. “I’m thrilled to be joining Lava as an investor,” says Jackson. “Shehzan and his team are world-class, and they’ve been incredibly innovative on the product side. Not only is their revolving line of credit a first in the industry, but they’ve also managed to secure the lowest borrowing rates for their users— beating the rates of much older incumbents in the space. This is hands-down the best product in the market, and Lava is setting a new standard for bitcoin-backed loans.” As a result of the new fundraising, Lava now offers what may be the lowest fixed interest rates available in the bitcoin lending market, “starting at just 5%” for year-long durations. “The interest rate will update yearly, and you can simply leave your line of credit open to refinance at the new rate.” According to their announcement blog. Lava’s line of credit functions more like a revolving account: users can borrow, repay, and borrow again at any time, with the interest rates only being marked for the amounts borrowed, not the total capacity of the loan. “We believe that this is the best possible borrowing experience…

Author: BitcoinEthereumNews

2025/11/04

Ripple Prime Debuts Amid Ripple’s $1B Stablecoin Milestone

Ripple Prime Debuts Amid Ripple’s $1B Stablecoin Milestone

The post Ripple Prime Debuts Amid Ripple’s $1B Stablecoin Milestone appeared on BitcoinEthereumNews.com. Ripple Labs has taken a significant step forward in its institutional-asset strategy with the launch of its US spot prime brokerage service, Ripple Prime.  Announced today, the offering enables US institutional clients to execute over-the-counter (OTC) spot trades in major digital assets, including XRP and RLUSD. Sponsored Ripple Prime Broadens Market Access Less than two weeks ago, Ripple announced the $1.25 billion acquisition of multi-asset prime brokerage Hidden Road. Now operating as Ripple Prime, the brokerage introduces expanded capabilities that go beyond OTC trading and liquidity provision. It enables cross-margining and financing options that were previously unavailable to many crypto-focused prime brokers. Ripple just unlocked the next phase for XRP. Prime brokerage. U.S. institutions can now trade XRP directly through Ripple Prime. This isn’t hype. This is infrastructure. The road to $1000 starts with one thing, access. — BD (@DiepSanh) November 3, 2025 For institutional participants, the launch enables large off-exchange transactions with reduced market impact and expanded multi-asset margining opportunities. It also provides access to infrastructure specifically designed to meet regulatory and compliance standards in the US market. For Ripple, the move solidifies a shift that has been steadily unfolding across its ecosystem and client base. XRP and RLUSD are no longer confined to retail trading– they are now entering the arena of institutional finance. Sponsored The timing adds significance to the launch, coinciding with a period of heightened stablecoin activity. RLUSD’s Billion-Dollar Milestone RLUSD, Ripple’s US dollar-pegged stablecoin, has recently crossed a crucial milestone for the company and the broader crypto industry. Data from CoinGecko show that RLUSD’s market capitalization has surpassed $1 billion for the first time, marking steady institutional growth. The expansion reflects mounting interest from liquidity providers and regulated entities seeking efficient settlement mechanisms and stable on-chain instruments. Sponsored The stablecoin’s deeper integration within Ripple…

Author: BitcoinEthereumNews

2025/11/04

Balancer exploit shakes DeFi as $128 million vanishes

Balancer exploit shakes DeFi as $128 million vanishes

The post Balancer exploit shakes DeFi as $128 million vanishes appeared on BitcoinEthereumNews.com. For years, Balancer stood as one of DeFi’s most reliable institutions, a protocol that had survived several bear markets, audits, and integrations without scandal. However, that credibility collapsed on Nov. 3, when the blockchain security firm PeckShield reported that Balancer and several of its forks were under an active exploit spreading across multiple chains. Within hours, more than $128 million was gone, leaving a trail of drained pools, frozen protocols, and shaken investors. PeckShield data showed the platform’s protocol on Ethereum suffered the heaviest losses of about $100 million. Berachain followed with $12.9 million, while Arbitrum, Base, and smaller forks such as Sonic, Optimism, and Polygon recorded lower but still significant thefts. Total Funds Stolen from Balancer Hack (Source: Peckshield) As the drain unfolded, Balancer acknowledged a “potential exploit impacting Balancer v2 pools,” stating that its engineering and security teams were investigating the issue with high priority. However, the acknowledgment did little to slow withdrawals across integrators and forks. By the end of the day, DeFiLlama data showed that Balancer’s total value locked (TVL) had decreased by 46% to approximately $422 million from $770 million as of press time. Balancer DeFi Hack (Source: DeFiLlama) What happened? Preliminary forensics from blockchain security firm Phalcon indicated that the attacker targeted Balancer Pool Tokens (BPT), which represent user shares in liquidity pools. According to the firm, the vulnerability stemmed from how Balancer calculated pool prices during batch swaps. By manipulating that logic, the exploiter distorted the internal price feed, creating an artificial imbalance that let them withdraw tokens before the system corrected itself. How Attacker Exploited Balancer Code (Source: Phalcon) Crypto analyst Adi wrote: “Improper authorization and callback handling allowed the attacker to bypass safeguards. This enabled unauthorized swaps or balance manipulations across interconnected pools, draining assets in rapid succession (within minutes).” Meanwhile,…

Author: BitcoinEthereumNews

2025/11/04

Sui ($SUI) Down 13.1%, Solana ($SOL) Down 7.1%: Digitap ($TAP) is the Only Altcoin Thriving

Sui ($SUI) Down 13.1%, Solana ($SOL) Down 7.1%: Digitap ($TAP) is the Only Altcoin Thriving

The post Sui ($SUI) Down 13.1%, Solana ($SOL) Down 7.1%: Digitap ($TAP) is the Only Altcoin Thriving appeared on BitcoinEthereumNews.com. As major altcoins cool off, traders are hunting for strength. This week’s tape shows it clearly: Sui (SUI) is sliding double-digits and Solana (SOL) is weakening, while Digitap ($TAP) is pressing higher inside its live presale. The difference isn’t just price, it’s product.  With the Digitap app live on the Apple App Store and Google Play, capital is rotating from chart-led narratives toward traction-led fintech. If you’re watching SUI and SOL, you should be looking at $TAP, the crypto presale, which is already up by 114% from its initial price. SUI Slides, SOL Softens — What the Charts Signal Next Over the past week, SUI has dropped 13.28%, sliding from around $2.65 to $2.30. The steady string of red candles highlights firm bearish momentum, with the chart now printing lower highs and lower lows.  Solana has also softened, down roughly 7.1% to about $189, as technical indicators signal more short-term pressure. Both tokens seem under pressure as trading volumes ease and investors take profits after months of strong gains. It looks like traders are moving away from these overextended major tokens and shifting their focus toward newer opportunities with higher potential upside. The Linear Regression Curve (LRC) overlay on Solana’s chart confirms a weakening trend, showing price drifting beneath the regression midline, a technical sign that momentum is softening and sellers are regaining control. While these top-tier altcoins cool off, one project is defying gravity — Digitap, a fintech token blending crypto with real-world financial services, is surging ahead. Digitap Bridges Crypto and Banking — Why It Matters Digitap, a revolutionary unified money app blending crypto and fiat, is proving that real-world traction can move markets just as quickly as technical indicators. The project’s presale momentum now coincides with a tangible milestone: the Digitap App going fully live on both…

Author: BitcoinEthereumNews

2025/11/04

How 11 audits couldn’t stop Balancer’s $128 million hack redefining DeFi risks

How 11 audits couldn’t stop Balancer’s $128 million hack redefining DeFi risks

For years, Balancer stood as one of DeFi’s most reliable institutions, a protocol that had survived several bear markets, audits, and integrations without scandal. However, that credibility collapsed on Nov. 3, when the blockchain security firm PeckShield reported that Balancer and several of its forks were under an active exploit spreading across multiple chains. Within […] The post How 11 audits couldn’t stop Balancer’s $128 million hack redefining DeFi risks appeared first on CryptoSlate.

Author: CryptoSlate

2025/11/04

After $19B Crash, Bitcoin Traders Flee to Spot Markets for Safety, But Why Are They Buying This Cheap Crypto More?

After $19B Crash, Bitcoin Traders Flee to Spot Markets for Safety, But Why Are They Buying This Cheap Crypto More?

The post After $19B Crash, Bitcoin Traders Flee to Spot Markets for Safety, But Why Are They Buying This Cheap Crypto More? appeared on BitcoinEthereumNews.com. Traders are flooding the spot markets for Bitcoin after the sudden $19 billion blow from leveraged trades shook the crypto market last month. However, the key point lies in the fact that although the spot markets have seen trading volumes above $300 billion in the month of October, informed traders are actually looking at the options market as the top crypto to invest in today after the overnight losses suffered because of the high volatilities witnessed in the crypto market.  Meet Mutuum Finance (MUTM), an alternative cryptocurrency luring attention aggressively at the price of only $0.035 for every token after the fear seen in the crypto market; over 17,660 investors are interested in this inexpensive crypto to invest in today, considering it the best crypto for the coming years of growth and security. Bitcoin’s Spot Market Surge Bitcoin traders have quickly switched to spot markets after a harsh $19 billion hit, seeking safe havens from the leverage traps that led to such losses. Exchanges indicate that spot trade volumes have swelled above $300 billion in the month of October, where traders close futures contracts to claim actual ownership. However, even within this realm, the consequences of such risk are still bound within the realm of uncertainties, where the blind query remains—which is the crypto to buy now? Such conservatism has led to an underground migration to the realm of altcoins, where fundamentals are given greater weight than flashiness. Though the percentage of Bitcoins dominance at 55% remains constant, it simply doesnt serve as adequate protection against shocks felt at the industrial level. Spot increases, although secure, are somehow not whole without representation in new ideas such as the best crypto to buy. Mutuum Finance (MUTM) Presale Investors are rushing to the presale event at Mutuum Finance (MUTM), which has raised…

Author: BitcoinEthereumNews

2025/11/04

Dogecoin (DOGE) Whales Unload in Droves As They Shift to MUTM Gets Spotlighted As The Best Cryptocurrency To Invest In

Dogecoin (DOGE) Whales Unload in Droves As They Shift to MUTM Gets Spotlighted As The Best Cryptocurrency To Invest In

The post Dogecoin (DOGE) Whales Unload in Droves As They Shift to MUTM Gets Spotlighted As The Best Cryptocurrency To Invest In appeared on BitcoinEthereumNews.com. Dogecoin has seen the whales unload over 500 million of the tokens over the course of a week. This has been a huge sale and has undermined the Dogecoin price as it has been struggling to remain above the $0.20 level. According to the latest information obtained from Santiment, the balance of wallets containing 10-100 million Dogecoins has shown a drastic fall compared to the usual trades made. As the big players continue to rotate their capital resources towards more stable havens such as Bitcoin and Ethereum, the spotlight has been shifted towards the newer DeFi tokens that offer brighter opportunities. In this domain, Mutuum Finance (MUTM) has proven to be the best cryptocurrency investment option. As a token that has 17,660 wallets and has gathered $18.35 million in the presale stage at the price of $0.035, the token has tapped into this capital flow. Dogecoin Market Under Bears’ Control Again Whales have dumped more than 500 million DOGE coins in the last week alone. This is unprecedented, as the levels have been colossal compared to the usual weekly activities. Financial analyst Ali Martinez has pointed out the same through the metrics presented at Santiment. Large wallets have significantly reduced their holdings in the 10-100 million range during the end of October, and this has been the reason for the stagnation at $0.206 following the fluctuations between $0.19-$0.26. Investors have been observing this scenario with concern, as the token might fall even further to $0.17-$0.18 should the foundation of support collapse. Many have started looking for alternatives that can provide actual worth rather than emphasizing the meme cultural phenomena found in the likes of DOGE. The DOGE scenario has directed attention towards the world of DeFi crypto investment opportunities. Mutuum Finance Presale Snags Whale Flows Mutuum Finance (MUTM) has proceeded…

Author: BitcoinEthereumNews

2025/11/04

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