Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15339 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
7 Top Cryptocurrencies to Buy Now: LivLive Ignites the Next Big Wave of 2025 Growth

7 Top Cryptocurrencies to Buy Now: LivLive Ignites the Next Big Wave of 2025 Growth

Discover the 7 top cryptocurrencies to buy now. LivLive ($LIVE) leads 2025’s growth wave with real-world rewards and 30% bonuses for early investors.

Author: Blockchainreporter
This Cheap Crypto Sparks Similar Intrigue To Early ADA Days

This Cheap Crypto Sparks Similar Intrigue To Early ADA Days

Cardano has long inspired the imagination of traders ever since its days as a cheap cryptocurrency when the token sold as low as $0.095 in the early months of 2020. Cardano has since skyrocketed to a high of $3.10 towards the end of 2021, rewarding traders with a mind-boggling 2,400% ROI. Traders who purchased the cryptocurrency in January 2020 saw their investment grow 21 months to the end of 2021 due to achievements the network reached, such as the Shelley upgrade that triggered DeFi growth. Mutuum Finance (MUTM), which cost $0.035 during the presale, has been that exciting contender that has attracted more than 17,660 token holders and $18.35 million in investment due to the structured DeFi lending strategy. Third-party observers have observed how the strategy used in MUTM acknowledges the community-driven hype of the early days of ADA and declares the best crypto to buy at the time as the best option. Cardano’s 2020-2021 Surge Experts have long analyzed the phenomenal rise of Cardano from $0.095 in January 2020 to $2.40 as of September 2021, a stage at which the token rewarded patient holders with 2,400% profits. The token has been gradually rising through important phases like the Shelley phase in July 2020. However, Cardano’s journey also serves as a reminder to third-party observers that sometimes the wait has been too long because such opportunities have proven to be temporary. While the ripples of the historic achievement continue to reverberate through the world of cryptocurrency, the spotlight has shifted to new DeFi investment opportunities where the best cryptocurrency to invest in happens to possess the same entry cost. Mutuum Finance Presale Leverages Early Momentum Mutuum Finance (MUTM) has moved to the 6th phase of its presale, currently at 85% sold at $0.035 per token. This price has contributed to the network attracting 17,660 supporters and raising $18.35 million since the onset of the presale. This price represents a 250% jump from phase 1 price of $0.01. This highlights the worth of early supporters of the network as MUTM has been recognized as the best cryptocurrency to purchase in the DeFi arena today. Phase 6 has picked up the pace towards reaching the finishing line, and the stakes are high as buyers immediately started flooding the market because when Phase 7 comes, the price jumps 20% to $0.04 en route to the launch price of $0.06. Third-party reporting shines the spotlight on the FOMO other people are experiencing as they watch portfolios grow 400% post-listing when others have to pay more. This has cemented the fact that the next big thing in the world of cryptocurrencies is undoubtedly MUTM. Peer-to-Contract Pools Depositors in Mutuum Finance (MUTM) have found lucrative income opportunities in Peer-to-Contract liquidity pools, whereby ETH or USDT tokens are pooled together in collective investment portfolios accessible to borrowers in self-executing contracts. Such a system has presented lucrative income opportunities as passive income sources turned active recipients of income in a system that has attracted the interest of wealth chasers hunting for the best cryptocurrency to buy. mtTokens have enabled beneficiaries to withdraw their share of the pool plus accumulated income at a later date. Reported rates of compounded returns exceed traditional staking rates. Imagine securing such efficiency at $0.035 rates as the protocol grows in stature—MUTM has achieved the above advantage by submitting the challenge to third-party individuals to copy the success achieved by Cardano. Leaderboard and Giveaway Ignite Community Mutuum Finance (MUTM) has set up a dashboard leaderboard featuring the 50 largest holders of the token over the previous 24-hour period, and the leader each day rewards the community with a $500 MUTM reward following the first trade at 00:00 UTC. This has helped to keep the community enthusiastic. The previous 24-hour leaders’ buys include $2,158.51, $1,819.48, $1,250.89, and $1,052.23. In addition to this, the $100,000 giveaway has seen 10 people set to be rewarded $10,000 in the form of $MUTM for the heat that the campaign has created. All of this has helped in the creation of a thriving community in the same manner that the early days of Cardano were populated. Individuals have flocked in their droves because $MUTM represents the best cheap cryptocurrency for purchase. Cardano’s 2020-2021 echoes have shone the spotlight on Mutuum Finance (MUTM). The affordability of the cryptocurrency that has reignited the interest is due to the yields and DeFi advancements ready to deliver 400% gains. For more information about Mutuum Finance (MUTM) visit the links below: Website: https://mutuum.com/ Linktree: https://linktr.ee/mutuumfinance

Author: Coinstats
How can you generate consistent daily income with Global Cloud

How can you generate consistent daily income with Global Cloud

The post How can you generate consistent daily income with Global Cloud appeared on BitcoinEthereumNews.com. Globally, the value of crypto assets that are not being actively used has surpassed $1.4 trillion. Over 38% of investors are moving away from simply betting on price increases. They instead focus on earning returns through their investments. Regulations on staking and lending are becoming more stringent. Therefore, there is a rapidly increasing need for reliable, user-friendly, and highly effective cash flow solutions. Global Cloud follows EU MiCA regulations. It offers AI-driven cloud mining along with clear, fixed-term agreements. Thus, it transforms popular cryptocurrencies like XRP, BTC, and ETH into daily passive income or stablecoins held in USD. That’s how it is effectively turning your crypto holdings into active earning assets. Market Trend: Shifting from Long-term Holding to Consistent Returns The strategy of holding onto cryptocurrency assets is famous as “HODL”. It was once the most common approach for investing in crypto. However, by 2025, the focus of investors has clearly moved toward seeking consistent returns.  Studies from institutions indicate that over 42% of active investors now place high importance on the sustainability of their returns. At the same time, involvement in conventional DeFi protocols has been decreasing each year. It is mainly because of increased regulatory oversight and the unpredictable nature of returns. Global Cloud has emerged as the preferred option for users due to its straightforward and consistent return model. Assets such as XRP don’t suport staking. So, cloud mining helps bridge the cash flow gap for them. It is transforming the act of holding into a source of daily passive income. About Global Cloud: Generate Daily USD Returns from Idle Crypto Assets. Global Cloud is a smart cloud mining platform. It provides daily returns in US dollars to users around the world. Since its establishment in 2019, it has provided services to users in more than 190…

Author: BitcoinEthereumNews
Canton Network Welcomes Solv Protocol to Boost Institutional BTC and RWA Growth

Canton Network Welcomes Solv Protocol to Boost Institutional BTC and RWA Growth

Solv Protocol, a large onchain Bitcoin asset management platform, has announced that it’s expanding to the Canton, which is a privacy-enabled blockchain.

Author: Blockchainreporter
Balancer Breach Drains $129 Million in One of DeFi’s Largest Cross-Chain Exploits

Balancer Breach Drains $129 Million in One of DeFi’s Largest Cross-Chain Exploits

The large-scale breach rippled across multiple blockchains – including Ethereum, Base, Optimism, Polygon, Sonic, and Berachain – prompting urgent responses […] The post Balancer Breach Drains $129 Million in One of DeFi’s Largest Cross-Chain Exploits appeared first on Coindoo.

Author: Coindoo
BlockchainFX ($BFX) Outpaces Every Rival, Leaving BlockSack (BSACK) Behind in the Best Crypto Presale 2025 Run

BlockchainFX ($BFX) Outpaces Every Rival, Leaving BlockSack (BSACK) Behind in the Best Crypto Presale 2025 Run

BlockchainFX ($BFX) dominates the best crypto presale 2025, outpacing BlockSack (BSACK) with $10.5M raised, high APYs, and huge global investor momentum.

Author: Blockchainreporter
This millionaire crypto hacker continues to freely cash out a year later

This millionaire crypto hacker continues to freely cash out a year later

On Oct. 31, 2025, the Radiant exploiter transferred approximately 5,411.8 ETH to Tornado Cash, a move worth roughly $20.7 million. Nine days earlier, the same cluster had moved approximately 2,834.6 ETH, equivalent to $10.8 million, after staging funds across chains and through swaps before the mixer. Neither burst looked hurried. Both looked like a careful […] The post This millionaire crypto hacker continues to freely cash out a year later appeared first on CryptoSlate.

Author: CryptoSlate
Milk Mocha Token Presale Launches After Record Whitelist Demand

Milk Mocha Token Presale Launches After Record Whitelist Demand

Milk Mocha’s world of love, laughter, and bear hugs has officially entered crypto history. The duo’s $HUGS token has turned from a charming fandom idea into a record-breaking presale frenzy. The post Milk Mocha Token Presale Launches After Record Whitelist Demand appeared first on CryptoNinjas.

Author: Crypto Ninjas
This New DeFi Coin Could Be the Best Crypto to Accumulate Before Q1 2026

This New DeFi Coin Could Be the Best Crypto to Accumulate Before Q1 2026

As the crypto market remained in the stage of recovery, just before the 2026 perspective, investors are focused on more recent tokens than previously overvalued blue-chip coins. Most focus has gone on projects that offer practical utility and have easily defined growth patterns and one such project that continues to be discussed by analysts is […]

Author: Cryptopolitan
$116M in Crypto Assets Gone – Balancer Suffers One of DeFi’s Largest Exploits

$116M in Crypto Assets Gone – Balancer Suffers One of DeFi’s Largest Exploits

Over $116 million in crypto assets have been drained from Balancer Protocol, marking one of the most severe decentralized finance (DeFi) exploits of 2025. At approximately 9:12 AM on Monday, blockchain analytics firm Lookonchain first raised the alarm, reporting that Balancer had been exploited for $70.6 million in crypto assets. Initial data revealed that the attacker siphoned off 6,587 WETH ($24.46 million), 6,851 osETH ($26.86 million), and 4,260 wstETH (~$19.27 million) across multiple blockchains. Balancer $116M DeFi Exploit Unfolds Within just thirty minutes, Lookonchain updated that the attack was still ongoing, with total stolen funds exceeding $116 million. The scale and precision of the exploit suggest a highly coordinated and technically sophisticated operation spanning several DeFi ecosystems. As of press time, on-chain data shows the hacker’s DeBank portfolio holding around $95 million, while roughly $21 million has been distributed to various wallets, likely an early move toward obfuscating and liquidating the stolen assets.Source: DeBank The exploit has also triggered a ripple effect across Balancer-forked projects, as many associated protocols reported security breaches or precautionary withdrawals. Panic withdrawals began soon after news of the attack broke, most notably from a whale wallet (0x0090) that had been dormant for three years but suddenly withdrew $6.5 million from Balancer pools. Major DeFi Protocols Respond Major Ethereum-based protocols have been quick to respond. Lido, a leading liquid staking platform, confirmed that certain Balancer V2 pools were impacted but clarified that Lido’s core protocol and user funds remain safe. In an official statement, Lido noted: “Out of an abundance of caution, the Veda team — curators of Lido GGV — has withdrawn its unaffected Balancer position.” Meanwhile, Aave, another top DeFi lending protocol, emphasized that it remains completely unaffected. Aave explained that its Aave/stETH stkBPT pool uses a custom version of Balancer V2 that operates independently of Balancer’s vulnerable components. “The Aave protocol has no dependencies over Balancer V2 and is unaffected to the best of our knowledge,” the team stated. Unclear Root Cause and Ongoing Investigation Balancer developers have acknowledged the exploit but have not revealed the root cause or the extent of the loss. However, early signs point to a complex cross-chain exploit vector that may have targeted the protocol’s unique liquidity architecture. Moreover, today’s exploit is not the first time the Balancer protocol has faced attacks and drains from its pools. In August 2023, the protocol suffered a $2 million drain associated with a code vulnerability, and then the following month, over $900,000 was drained again across its V2 pool. Just like the recent exploit, the vulnerable assets were spread across various networks, including Ethereum, Polygon, Arbitrum, Optimism, Avalanche, Gnosis, Fantom, and zkEVM. Growing DeFi Security Concerns Another noticeable concern about the recent crypto exploit is how it’s now spreading across every major chain aside from Ethereum. On September 8, Nemo Protocol, a decentralized finance (DeFi) yield platform operating on the Sui blockchain, fell victim to a cyberattack that resulted in $2.4 million in losses just ahead of its scheduled maintenance window. On the same day, Swiss crypto platform SwissBorg lost $41.5 million worth of Solana (SOL) tokens after hackers compromised partner API provider Kiln. Similarly, in May, Cryptonews reported that Cetus Protocol, a decentralized exchange built on the Sui blockchain, fell victim to an exploit that siphoned off more than $200 million in crypto assets. PeckShield’s latest report reveals that crypto hacks caused $127.06 million in losses in September 2025 alone, noting the continued risk of large-scale attacks on decentralized finance (DeFi) and blockchain platforms. In just the first half of 2025, crypto exploits reached $2.1 billion, nearly matching all of 2024’s total losses. Why Crypto Hacks Keep Happening When Cryptonews spoke with Mitchell Amador, founder and CEO of Immunefi, in August, he revealed that most crypto hacks happen for three major reasons, which are: Static audits: Enterprises rely on one-time checks, missing post-launch flaws in evolving smart contracts. Ignoring incentives: They underestimate Web3’s open-ledger attack appeal, needing bounties to outbid black hats. No Web3 expertise: Many teams lack prior blockchain knowledge, missing composability or oracle risks

Author: CryptoNews