Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15185 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
SoFi Stock Rises After Earnings Beat and Record Member Growth

SoFi Stock Rises After Earnings Beat and Record Member Growth

TLDR SoFi reported third-quarter adjusted earnings of 11 cents per share, beating analyst expectations of 8 cents The company raised its full-year adjusted net revenue guidance to $3.54 billion, up from $3.375 billion SoFi added a record 905,000 new members in the quarter, bringing total membership to 12.6 million Total loan originations grew 57% to [...] The post SoFi Stock Rises After Earnings Beat and Record Member Growth appeared first on CoinCentral.

Author: Coincentral
From $0.02 to $0.25? LivLive ($LIVE) Charts 12x Growth Path While Blazpay (BLAZ) Price Holds Back and Noomez ($NNZ) News Cools Off

From $0.02 to $0.25? LivLive ($LIVE) Charts 12x Growth Path While Blazpay (BLAZ) Price Holds Back and Noomez ($NNZ) News Cools Off

LivLive presale raises $2M at $0.02 with 40% SPOOKY40 bonus till Nov 3, targeting $0.25 launch. Analysts call $LIVE the best lifestyle-linked crypto of 2025.

Author: Blockchainreporter
SharpLink (SBET) Stock: Plans $200 Million Ethereum Deployment on Linea Network

SharpLink (SBET) Stock: Plans $200 Million Ethereum Deployment on Linea Network

TLDR SharpLink Gaming (SBET) plans to deploy $200 million of Ether onto Consensys’ Linea network over multiple years to generate onchain yield. The deployment represents 5.6% of SharpLink’s 859,853 ETH treasury, currently valued at $3.57 billion, making it the second-largest corporate Ethereum holder. The company will use ether.fi for staking and restaking, plus EigenCloud for [...] The post SharpLink (SBET) Stock: Plans $200 Million Ethereum Deployment on Linea Network appeared first on CoinCentral.

Author: Coincentral
Next Crypto to Explode – Bitcoin Hyper’s Innovative L2 Solves Bitcoin’s Most Pressing Issues

Next Crypto to Explode – Bitcoin Hyper’s Innovative L2 Solves Bitcoin’s Most Pressing Issues

The post Next Crypto to Explode – Bitcoin Hyper’s Innovative L2 Solves Bitcoin’s Most Pressing Issues appeared on BitcoinEthereumNews.com. Bitcoin Hyper ($HYPER) supercharges Bitcoin with Solana-level speed, scalability, and real DeFi utility — raising $25.1M in presale and targeting a 100x breakout. KEY POINTS: ➡️ Bitcoin Hyper ($HYPER) is a Layer-2 scalability solution that aims to rejuvenate Bitcoin’s outdated blockchain with instantaneous, low-cost transactions and cross-chain operability. ➡️ The presale has already amassed over $25.1M, reflecting strong early investor confidence. ➡️ Experts predict $HYPER could hit $0.2 by 2025, a 1,417% increase from its current price, tipping it as the next 100x crypto. Amid the current market volatility, Bitcoin remains one of the few digital assets showing signs of recovery. After dipping to $104K earlier this month, it is now consolidating around $113K, with analysts expecting the token to climb higher in the coming days. While the king of cryptos remains resilient, its underlying blockchain doesn’t quite keep pace. As one of the oldest blockchains, its infrastructure lags behind newer networks like Solana and Ethereum in terms of speed, cost, and overall efficiency. It almost feels like you pay a price for owning the OG crypto. You have to deal with its painfully slow blockchain, while degen traders on faster networks make smarter moves with lightning-speed transactions and enjoy massive cost savings from lower fees. But you don’t have to endure the pain any longer. Thanks to Bitcoin Hyper ($HYPER), Bitcoin users can now enjoy the same competitive edge as traders on Solana or Ethereum. Core Challenges Slowing Bitcoin’s Progress While it remains one of the most secure networks ever built, powered by cryptography, decentralization, immutability, and a robust consensus mechanism, the Bitcoin blockchain lacks innovation. Here are a few of the weaknesses that continue to strangle Bitcoin’s long-term growth potential: In contrast to Solana’s real-time throughput of 979 transactions per second (TPS), Bitcoin manages a mind-numbingly slow 7…

Author: BitcoinEthereumNews
Mutuum Finance (MUTM) Hits $18M as Presale Stage 6 Nears Sellout, Is a 10x ROI Possible for This Solana Rival?

Mutuum Finance (MUTM) Hits $18M as Presale Stage 6 Nears Sellout, Is a 10x ROI Possible for This Solana Rival?

As crypto investors seek the top crypto to buy prior to the next bull cycle, Mutuum Finance (MUTM) is becoming a player that shows tremendous potential. Its Phase 6 pre-sale has already raised more than $18.15 million, with more than 80% of tokens already sold and only a short window remaining for investors to grab […]

Author: Cryptopolitan
Visa Expands Stablecoin Support Across Four Blockchains Amid Crypto Push

Visa Expands Stablecoin Support Across Four Blockchains Amid Crypto Push

The post Visa Expands Stablecoin Support Across Four Blockchains Amid Crypto Push appeared first on Coinpedia Fintech News Visa, one of the world’s largest payment companies, is all set to support four stablecoins on four different blockchains as it looks to expand its services in the space.  Visa To Expand Stablecoin Support  During Visa’s fourth-quarter earnings call on Tuesday, CEO Ryan McInerney said that it plans to continue expanding its stablecoin services after …

Author: CoinPedia
Bitcoin Hyper Presale Crosses $25.1M — What Makes $HYPER the Next Crypto to Explode?

Bitcoin Hyper Presale Crosses $25.1M — What Makes $HYPER the Next Crypto to Explode?

Bitcoin Hyper ($HYPER) supercharges Bitcoin with Solana-level speed, scalability, and real DeFi utility — raising $25.1M in presale and targeting a 100x breakout.

Author: Brave Newcoin
Michael Saylor: Bitcoin has been clearly positioned as digital gold, and its price will continue to rise in the future.

Michael Saylor: Bitcoin has been clearly positioned as digital gold, and its price will continue to rise in the future.

PANews reported on October 29th that Michael Saylor, co-founder of MicroStrategy, revealed in a recent interview that Bitcoin has been clearly positioned as digital gold, a store of value. He mentioned that since the US government approved a Bitcoin ETF last year, a consensus on Bitcoin as digital gold has gradually formed in the market, and the crypto summit in March of this year further solidified this view. He also pointed out that gold-backed credit once dominated the Western monetary system, and as digital capital, Bitcoin's superstructure of digital credit instruments is also developing rapidly. Furthermore, he mentioned the rapid growth of the digital finance sector over the past year, including the tokenization of currencies, stocks, bonds, and other real-world assets, which has provided a significant boost to proof-of-stake networks like Ethereum. He emphasized that institutional acceptance of Bitcoin is a key factor in the industry's future development. Recently, several large banks, including JPMorgan Chase, Citigroup, and Wells Fargo, have adjusted their crypto policies, beginning to accept Bitcoin and Ethereum as collateral, marking a significant shift in the attitude of traditional financial institutions towards crypto assets. Saylor also mentioned that MicroStrategy is the first Bitcoin vault company to receive an S&P credit rating, and its products have attracted institutional investors, including BlackRock's PFF fund. Furthermore, he predicted that Bitcoin prices will continue to rise in the future and stated that the company's goal is to promote wider adoption of Bitcoin through digital lending instruments, ultimately aiming to purchase $300 billion worth of Bitcoin.

Author: PANews
DigitalLIFEBox: Bringing Humanity to Blockchain and Digital Legacy

DigitalLIFEBox: Bringing Humanity to Blockchain and Digital Legacy

DigitalLIFEBox is reinventing digital inheritance through blockchain, NFTs, and smart contracts, bridging the gap between technology and human emotion.

Author: Crypto Breaking News
From DeFi infrastructure to mainstream crypto consumption: An in-depth analysis of the first 11 innovative projects of MegaMafia 2.0.

From DeFi infrastructure to mainstream crypto consumption: An in-depth analysis of the first 11 innovative projects of MegaMafia 2.0.

Author: blocmates Compiled by: Tim, PANews MegaETH, hailed as an "instant blockchain," is Ethereum's super-scaling network, boasting a block generation speed of 10 milliseconds and a transaction processing capacity of over 100,000 transactions per second, enabling instant transaction settlement. MegaETH will bring scalability and throughput to levels comparable to Web2 platforms. MegaMafia is an accelerator program initiated by MegaETH, designed to nurture and incubate innovative projects based on the MegaETH network. MegaMafia 1.0 was a huge success, raising a total of $40 million for 15 projects incubated over a one-year program. MegaMafia 1.0's core focus is on leveraging MegaETH's infrastructure to optimize and upgrade existing popular crypto products. Notable projects include Euphoria (one-click trading of derivatives), Noise (a social emotion perpetual contract platform), and World Capital Markets (a spot, perpetual contract, and lending platform). MegaMafia 2.0 was subsequently launched, taking the accelerator program to a whole new level, with a focus on more innovative "hyperchain" products, namely innovative crypto consumer products that leverage the MegaETH infrastructure to target new customer groups. So, let's take a look at the latest developments in MegaMafia 2.0. MegaMafia 2.0 Overview MegaMafia is one of the three pillars of the MegaGDP system, primarily designed to drive ecosystem growth. Its operating model involves selecting top teams dedicated to developing applications with high network growth potential and having them participate in a year-long development program. Through frequent offline interactions, these teams will receive in-depth guidance from leading talents in the field. The application period for MegaMafia 2.0 will begin on April 23, 2025, and will remain open until March 15, 2026. During this period, three in-person networking events and two remote seminars will be held. The entries will be announced in three batches through MegaMafia 2.0, and two batches have already been revealed at the time of writing. Let's take a look at the projects worth paying attention to. 1. Blitzo Blitzo is a gamified payment application. Specific details about the product are still unclear, but its core concept is to change people's (especially the younger generation's) attitudes toward money by transforming everyday transactions into fun forms that can be made into emojis. For example, after you finish your meal at a restaurant, you can simply tap your phone to pay. Now, that payment can be transformed into a moment or a meme created together with friends. Due to the lack of specific details, this idea does sound somewhat puzzling and "out of the ordinary," but it may eventually become an interesting consumer product. 2. Cilium Cilium is a "real-time motion map for future motion". Cilium is not a product designed for ordinary people like us; it is a cutting-edge technology specifically for drones, robots, androids, and autonomous driving. Its core concept lies in the fact that existing maps, designed for human use, are static and contain isolated information. However, in a future where autonomous driving becomes the norm, we will inevitably need a completely new solution. Cilium is developing a motion mapping product designed to provide the core power for these smart devices by building dynamic maps from real-time video data, enabling them to continuously evolve as the environment changes. 3. Dorado Attention, casino veterans! Just like the legendary land of gold, Dorado, an on-chain casino, will help you explore your own golden city. Dorado Casino uses a liquidity mining model that allows every participant to become a house and earn a share of the profits from the bets placed by casino players. At the same time, Dorado will also offer a variety of gameplay options, including classic games, incentive programs, and jackpot pools. 4. Hunch Hunch is a social application for cultural transactions. Hunch incorporates the concept of prediction markets into the MegaETH instant blockchain and injects innovative elements. Hunch emphasizes social fun, creating an addictive interactive interface by incorporating Pokémon-style game mechanics to continuously inspire user engagement. Hunch is still in the early stages of development, and specific details have not yet been fully disclosed, but it is worth continuing to monitor its progress. 5. Legend.Trade Legend.Trade views trading as a multiplayer video game. I mean, technically speaking, the way we conduct crypto trading does resemble a video game. However, Legend takes this concept to a whole new level with its trading platform's trader battle mode, allowing you to compete against opponents and win rewards through trading contests. Here, skill reigns supreme, size is irrelevant. In addition, the Legend platform will provide cutting-edge trading strategy content to help users maintain a leading edge, and support real-time tracking of top traders' operations, providing convenience for users who want to learn from experts and replicate their trading strategies. 6. Ubitel Ubitel is an ambitious but essential product operating in the open data space. The Ubitel model works by having a Trusted Execution Environment (TEE) inside each device, and Ubitel's goal is to activate it. Users and hosts that provide verifiable computing services on the platform can access the Internet, an open data network, anytime, anywhere. The subscription service generates interest and is expected to launch a points program. This is undoubtedly another project worth adding to your watchlist. 7. Benchmark Benchmark, touted as an "instant market credit layer," is a product created by senior professionals from institutions such as BlackRock and Goldman Sachs, aiming to introduce institutional-grade risk management into the DeFi field. Benchmark is building a unified liquidity engine for USDm by isolating lending pools and curating yields. 8. Brix Brix focuses on emerging capital markets. Currently, there is very limited specific information about Brix, but according to existing data, Brix will launch a new type of tokenized interest-bearing stablecoins and assets, aiming to enable DeFi users to obtain emerging market returns through on-chain channels. This is a product with potentially high profits. 9. Kumbaya Kumbaya is another product in its early stages. Judging from its official X account, this is a decentralized exchange centered on community building, providing users with a platform to create and trade cultural assets. The exchange is characterized by fast transaction speeds, a clean and intuitive interface, and ample liquidity. 10. Rocket Rocket is pioneering the concept of a redistribution market. Rocket offers users a different way to predict prices. It allows long positions on any cryptocurrency price stream. Users can predict any price movement and profit from rises and falls on the Rocket mobile app. This sounds like an interesting new paradigm, but it remains to be seen how the redistribution market will actually take shape. 11. Stomp Stomp is a PvP monster game coming to MegaETH. Players can collect items, devise strategies, and participate in real-time competitions to win rewards. Leveraging MegaETH's infrastructure ensures a top-tier gaming experience for Stomp. What does this mean for MegaETH? If you carefully consider the meaning between the lines, a very clear theme emerges here. The core mission of MegaMafia 1.0 is to lay the foundation for the MegaETH ecosystem. Its core products mainly revolve around so-called "crypto-native" products, basically covering diverse areas such as DeFi, NFT, trading and yield-oriented products. These products, due to their composability, often become fundamental components of successful ecosystems, serving as liquidity pillars and supporting the development of numerous other applications. With the basic framework in place, MegaMafia 2.0 will focus on creative, user-oriented products. These products move beyond the over-financialization common in the crypto space, shifting towards a more culturally resonant area and aiming to attract a broad user base that doesn't usually engage with cryptocurrencies. So the solution is now clear. Leveraging MegaETH's highly scalable, instant blockchain infrastructure, developers can circumvent technical complexities and deliver a smoother, Web2-like experience to users. We will work closely with the development team to ensure high-quality applications are ubiquitous within the MegaETH ecosystem. The MegaETH team is strategically developing its ecosystem, aiming to become one of the key forces driving mainstream crypto applications. This is a carefully planned strategy that emphasizes innovation and incentive synergy, and we believe this long-term strategy will soon bear fruit.

Author: PANews