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Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15185 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
DeFi Traders Face Losses As $1B In sUSDe Loops Near Liquidation Point

DeFi Traders Face Losses As $1B In sUSDe Loops Near Liquidation Point

TLDR Aave borrow rates now exceed sUSDe staking yields by up to 2%. Nearly $1B in sUSDe looped DeFi trades are exposed to negative carry. Many sUSDe positions are within 5% of liquidation thresholds. Utilization spikes in USDT and USDC pools are raising borrowing costs. A sharp drop in DeFi borrowing rates after the October [...] The post DeFi Traders Face Losses As $1B In sUSDe Loops Near Liquidation Point appeared first on CoinCentral.

Author: Coincentral

2025/10/29

Visa to add support for four new stablecoins as demand rise

Visa to add support for four new stablecoins as demand rise

The post Visa to add support for four new stablecoins as demand rise appeared on BitcoinEthereumNews.com. Visa will add support for four new stablecoins on its settlement platform after the payments giant witnessed a spike in demand for stablecoin-linked card services. Summary Visa will add support for four new stablecoins across four different blockchains as part of its expanded settlement platform. The company reported a fourfold rise in stablecoin-linked card spending over the last quarter. Visa has launched a stablecoin pilot to enable banks to pre-fund cross-border payments. During the company’s fourth-quarter earnings call, CEO Ryan McInerney told investors that Visa plans to double down on its stablecoin offerings as it reported a fourfold increase in stablecoin-linked Visa card spend over the last quarter compared to a year ago. “We are adding support for four stablecoins, running on four unique blockchains, representing two currencies, that we can accept and convert to over 25 traditional fiat currencies,”  McInerney said. No other details regarding the specific stablecoins or the blockchains they will operate on were disclosed. Visa has reported $10.72 billion in revenue and earnings of $2.98 per share this quarter, narrowly beating Wall Street expectations. Even as its core business continues to deliver steady results, the firm has long shown keen interest in stablecoins that have become an increasingly important settlement rail within the payments market. According to a report from American venture capital firm Andreessen Horowitz released earlier this month, stablecoins processed roughly $46 trillion in transactions over the past year alone, and managed to surpass Visa’s numbers over the same period. Visa itself has facilitated nearly $140 billion worth of crypto and stablecoin flows since 2020, as highlighted by McInerney during the earnings call. At present, Visa already supports major stablecoins like USD Coin (USDC), Euro Coin (EURC), PayPal USD (PYUSD), and Global Dollar (USDG), and has partnered with several crypto-native firms over the years…

Author: BitcoinEthereumNews

2025/10/29

Visa to add support for four new stablecoins as demand picks up

Visa to add support for four new stablecoins as demand picks up

Visa will add support for four new stablecoins on its settlement platform after the payments giant witnessed a spike in demand for stablecoin-linked card services. During the company’s fourth-quarter earnings call, CEO Ryan McInerney told investors that Visa plans to…

Author: Crypto.news

2025/10/29

CME Crypto Futures: Phenomenal $3 Billion High for XRP and SOL Signals Massive Demand

CME Crypto Futures: Phenomenal $3 Billion High for XRP and SOL Signals Massive Demand

BitcoinWorld CME Crypto Futures: Phenomenal $3 Billion High for XRP and SOL Signals Massive Demand The world of digital assets is buzzing with exciting news: CME crypto futures, specifically for XRP and SOL, have just shattered records, reaching an astonishing all-time high of $3 billion. This monumental achievement, as reported by CoinDesk, isn’t just a number; it’s a powerful indicator of a significant shift in investor sentiment and a burgeoning demand for regulated cryptocurrency products on a trusted platform like the Chicago Mercantile Exchange. What’s Driving the Surge in CME Crypto Futures? What exactly does this record-breaking CME crypto futures open interest signify? Open interest refers to the total number of outstanding derivative contracts, such as futures or options, that have not been settled. When this number rises, it typically indicates new money flowing into the market, suggesting increased participation and a strong conviction among traders. The Chicago Mercantile Exchange (CME) holds a unique position in the crypto landscape. It’s a highly regulated and respected financial institution, traditionally catering to institutional investors. The surge in XRP and SOL futures on this platform therefore points to a growing appetite from larger, more traditional financial players who prioritize compliance and security. This influx suggests a maturing market where sophisticated investors are increasingly comfortable engaging with digital assets, albeit through regulated avenues. It’s a testament to the evolving perception of cryptocurrencies from speculative assets to legitimate investment vehicles. Why XRP and SOL? Understanding Investor Preference in CME Crypto Futures The focus on XRP and SOL in particular for these record-breaking CME crypto futures is noteworthy. Both cryptocurrencies offer distinct value propositions that appeal to different segments of the market. XRP, associated with Ripple Labs, aims to facilitate fast and low-cost international payments. Its ongoing legal clarity in the U.S. has likely bolstered investor confidence, making it a more attractive option for institutions seeking regulatory certainty. SOL, the native token of the Solana blockchain, is renowned for its high transaction throughput and low fees, making it a favorite for decentralized applications (dApps) and NFTs. Its robust ecosystem continues to attract developers and users, driving demand. The fact that these assets are seeing such significant open interest on CME underscores a strategic move by institutions to gain exposure to these specific blockchain technologies and their underlying utility, rather than purely speculative plays. The Institutional Embrace: Benefits and Future Outlook for CME Crypto Futures The growing institutional interest reflected in the CME crypto futures data brings several significant benefits to the broader cryptocurrency market. Increased Liquidity: More institutional capital typically leads to deeper liquidity, making markets more stable and efficient. Reduced Volatility: Institutional participation can help temper extreme price swings, contributing to a more mature market environment. Legitimacy and Adoption: The endorsement from traditional financial giants through platforms like CME lends greater legitimacy to cryptocurrencies, paving the way for wider mainstream adoption. Looking ahead, this trend suggests a future where digital assets are seamlessly integrated into traditional finance. We can anticipate more regulated products, clearer guidelines, and a continued influx of sophisticated capital into the crypto space, driving innovation and growth. However, it’s crucial for investors to remember that while institutional interest in CME crypto futures is a positive sign, the crypto market remains dynamic. Due diligence and understanding the underlying assets are always paramount. In conclusion, the record-shattering open interest in XRP and SOL futures on CME is a powerful testament to the accelerating institutional adoption of cryptocurrencies. It signals a new era where digital assets are increasingly recognized as viable and valuable components of diversified investment portfolios. This milestone reinforces the growing maturity and legitimacy of the crypto market, promising an exciting future for both seasoned and new investors. Frequently Asked Questions (FAQs) What is “open interest” in crypto futures? Open interest refers to the total number of outstanding derivative contracts, like futures or options, that have not yet been settled or closed. A rise in open interest indicates new money entering the market, signaling increased participation and confidence. Why is the Chicago Mercantile Exchange (CME) significant for crypto futures? The CME is a highly regulated and respected traditional financial institution. Its involvement in crypto futures provides a regulated, secure platform that attracts institutional investors who prioritize compliance and stability, thereby lending legitimacy to the crypto market. What factors are driving institutional interest in XRP and SOL? XRP benefits from its focus on fast international payments and increasing regulatory clarity. SOL, as the native token of the Solana blockchain, is attractive due to its high transaction speed, low fees, and robust ecosystem for dApps and NFTs. How does increased institutional involvement benefit the crypto market? Institutional involvement typically brings increased liquidity, which can lead to more stable and efficient markets. It also helps reduce volatility and contributes to the broader legitimacy and mainstream adoption of cryptocurrencies. Is investing in CME crypto futures the same as buying actual XRP or SOL? No, investing in CME crypto futures is not the same as directly buying the underlying assets. Futures contracts allow investors to speculate on the future price of an asset without owning it. They are derivatives and carry different risks and mechanisms compared to spot market purchases. Did you find this article insightful? Share it with your network and spark a conversation about the future of institutional crypto adoption! To learn more about the latest crypto market trends, explore our article on key developments shaping institutional adoption. This post CME Crypto Futures: Phenomenal $3 Billion High for XRP and SOL Signals Massive Demand first appeared on BitcoinWorld.

Author: Coinstats

2025/10/29

2025 Millionaire Hunt: Discover the Best Meme Coin Presales with 100x Potential – BullZilla vs. MoonBull vs. La Culex

2025 Millionaire Hunt: Discover the Best Meme Coin Presales with 100x Potential – BullZilla vs. MoonBull vs. La Culex

Explore the best meme coin presales with 100x Potential in 2025: BullZilla, MoonBull, and La Culex. Discover their unique features, presale performance, and investment potential.

Author: Blockchainreporter

2025/10/29

Stream’s xUSD Faces Scrutiny Over High Leverage and Transparency

Stream’s xUSD Faces Scrutiny Over High Leverage and Transparency

The post Stream’s xUSD Faces Scrutiny Over High Leverage and Transparency appeared on BitcoinEthereumNews.com. Key Points: Concerns over Stream’s xUSD leverage and asset backing transparency. xUSD’s 4.1x leverage fuels market concern. Stream’s founder addresses issues, promises transparency. Stream’s xUSD token faces scrutiny after KOL CBB0FE warns of risky leverage levels and asset backing discrepancies, prompting a response from the founder about transparency and collateralization improvements. The event highlights potential systemic risks within DeFi, emphasizing the importance of transparency and proper asset management amid volatile market conditions and heightened community skepticism. xUSD’s 4.1x Leverage Spurs Market Scrutiny CBB0FE’s warning spotlighted Stream’s xUSD, which has approximately $170 million in on-chain assets backing, while borrowing around $530 million. This discrepancy led to criticism about its illiquidity and leverage position, emphasizing risks involved with Morpho/Euler vaults. As CBB0FE, a Key Opinion Leader, stated, “Stream’s xUSD has only about $170 million in on-chain asset backing, yet it has borrowed about $530 million from various lending protocols. This means its leverage is as high as 4.1 times—built on a large number of extremely illiquid positions. This is not ‘yield farming,’ but outright degenerate gambling leverage speculation. Stay away from it. Do not touch anything related to the Morpho/Euler vaults.” Efforts to improve transparency by Stream’s founder include integrating third-party attestors and clarifying that xUSD is not a stablecoin. The reclassification as a tokenized market neutral fund aims to alleviate concerns. However, further developments are expected as the founder pledged to enhance transparency and address miscommunication. Market reactions to the controversy have been mixed, with some seeing it as a call for caution. CBB0FE’s public warning was widely shared, while Stream’s response focused on correcting miscommunication and stressing their insurance fund. Regulation and Analysis: xUSD’s Future Challenges Did you know? Excessive leverage reminiscent of previous collapses, such as the October 2025 (record USD 19 billion in liquidated positions) scenario, underscores the…

Author: BitcoinEthereumNews

2025/10/29

Cardano (ADA), Which Has Lagged Behind Recently, Makes Its Next Move – Founder Hoskinson Reacts

Cardano (ADA), Which Has Lagged Behind Recently, Makes Its Next Move – Founder Hoskinson Reacts

The post Cardano (ADA), Which Has Lagged Behind Recently, Makes Its Next Move – Founder Hoskinson Reacts appeared on BitcoinEthereumNews.com. Despite lagging behind its competitors in the decentralized finance (DeFi) space, Cardano (ADA) has taken a significant step towards integrating artificial intelligence with blockchain. The project’s developers have begun integrating the x402 payment standard developed by Coinbase into the Cardano network. This step aims to enable artificial intelligence (AI) agents to make on-chain payments using the ADA and USDM stablecoins. The Masumi blockchain team, which operates within the ADA ecosystem, is leading the system’s implementation. ADA founder Charles Hoskinson described the development as “a huge step for Cardano” in a post on the X platform. The x402 protocol allows bots or AI-based agents to manage transactions on-chain without centralized control or human intervention. By integrating this technology into Cardano, AI agents will be able to automatically execute complex DeFi transactions such as token swaps, staking, and lending. This is considered a significant step towards full automation of smart contracts on the network. Despite having a market capitalization of $24 billion, ADA only has $322 million in locked assets (TVL) in the DeFi ecosystem, falling short of major networks like Ethereum and Solana, as well as Layer-2 networks like Base and Optimism. Hoskinson has long voiced his frustration with Cardano’s DeFi growth. He criticized the Cardano Foundation for being “slow and ineffective,” saying that the foundation attempted to increase network activity by spending $15 million in 2024, but it failed to achieve the expected impact. In October, the Cardano community approved a $33 million ADA fund to increase liquidity for the DeFi stablecoin. Despite this, Cardano’s stablecoin market capitalization is only around $36 million. For comparison, Ethereum’s market capitalization is around $164 billion and Tron’s is around $79 billion. *This is not investment advice. Follow our Telegram and Twitter account now for exclusive news, analytics and on-chain data! Source: https://en.bitcoinsistemi.com/cardano-ada-which-has-lagged-behind-recently-makes-its-next-move-founder-hoskinson-reacts/

Author: BitcoinEthereumNews

2025/10/29

Report: Recent Crypto Market Crash Puts $1 Billion sUSDe Circulating Transactions at Risk

Report: Recent Crypto Market Crash Puts $1 Billion sUSDe Circulating Transactions at Risk

PANews reported on October 29th that, according to CoinDesk, a Sentora Research report stated that nearly $1 billion in DeFi positions involving USDe (sUSDe) staked on Ethena are at risk following the crypto market crash on October 11th. The crash caused a sharp drop in DeFi market interest rates, shrinking the returns of leveraged strategies such as sUSDe revolving trades. On Aave v3 core, USDT/USDC lending rates are approximately 2.0% and 1.5% higher than sUSDe yields, respectively. Users who leveraged stablecoins to go long on sUSDe are experiencing negative returns, and revolving positions using stablecoins to buy sUSDe are beginning to lose money. If this situation continues, approximately $1 billion in positions on Aave v3 core exposed to negative interest rate spreads may be liquidated. Negative interest rate spreads could force collateral sell-offs or deleveraging, weakening liquidity in trading venues and triggering a chain reaction. Sentora warns traders to pay attention to the spread between the annualized yield of Aave lending and the yield of sUSDe, especially when it remains negative, as well as the utilization rates of USDT and USDC lending pools. With an increasing number of revolving positions nearing liquidation, traders should be wary of a surge in USDT and USDC lending pool utilization in the future, which could drive up borrowing costs and exacerbate market pressure when interest rate spreads are negative.

Author: PANews

2025/10/29

BOB Unveils Bitcoin Vault Liquidation Engine to Power BTC-Backed Stablecoin Lending

BOB Unveils Bitcoin Vault Liquidation Engine to Power BTC-Backed Stablecoin Lending

The post BOB Unveils Bitcoin Vault Liquidation Engine to Power BTC-Backed Stablecoin Lending appeared on BitcoinEthereumNews.com. BOB (“Build on Bitcoin”) has unveiled a new framework enabling bitcoin BTC$113,091.01 holders to borrow stablecoins against their BTC while keeping it secured on the Bitcoin network. The Bitcoin Vault Liquidation Engine addresses some persistent challenges in bitcoin lending, such as all-or-nothing liquidations, and multi-day settlements, founder Alexei Zamyatin told CoinDesk in a Telegram message. A vault, in the context of collateral and lending, is a smart contract that securely locks a user’s cryptocurrency as collateral for a loan. It acts as a trustless escrow, automatically managing the collateral and executing a liquidation (selling the asset) if its value falls too low. Applying this to bitcoin could transform the most secure and largest crypto asset into active collateral, unlocking trillions in BTC liquidity for use in the decentralized finance (DeFi) ecosystem without forcing holders to sell. BOB’s new design supports partial liquidation, meaning an entire position does not need to be liquidated if it goes underwater; only enough collateral to restore loan health is liquidated. The engine also allows liquidations to be completed in 10-60 minutes, rather than taking several days as can be the case within the mechanism of BitVM, the computing paradigm used by projects such as BOB to deploy smart contracts on Bitcoin. The challenge is to create a smart contract-enable DeFi experience akin to what crypto users recognize on other chains like Ethereum. By allowing lending protocols on any chain to use native BTC as collateral, BOB aims to extend the reach of Bitcoin-backed borrowing beyond wrapped assets like wBTC. The team said the innovation could mobilize “billions in dormant Bitcoin liquidity,” connecting Bitcoin’s $2.2 trillion market with global on-chain credit systems and advancing the broader Bitcoin DeFi (BTCFi) movement. BOB is one of a number of prominent projects in the BTCFi sector, aimed at unlocking…

Author: BitcoinEthereumNews

2025/10/29

BZIL Leads the Best Crypto Presales to Join Now as ETH and XLM Hold

BZIL Leads the Best Crypto Presales to Join Now as ETH and XLM Hold

The post BZIL Leads the Best Crypto Presales to Join Now as ETH and XLM Hold appeared on BitcoinEthereumNews.com. Crypto News BullZilla dominates the Best Crypto Presales to Join Now with cinematic power and deflationary fire as Ethereum steadies and Stellar ascends. Are you ready for Uptober madness, or has the Fed just made your crypto portfolio sweat? Traders worldwide are searching for the best crypto presales to join now as markets react to Bitcoin and Ethereum ETF news. Sub-dollar altcoins are shining for their affordability, potential, and community hype. Investors are hunting for coins with real utility, strong tokenomics, and scarcity mechanics. As momentum returns to DeFi ecosystems, timing becomes everything. Projects that combine narrative, staking, and deflationary design are attracting the most attention in this renewed hunt for early crypto opportunities in 2025. BullZilla exemplifies what every investor looks for in the best crypto presales to join now. Built on Ethereum, it combines 24 lore chapters with live Roar Burns that continuously reduce supply, boosting scarcity. Its staking system, the HODL Furnace, rewards diamond hands with 70 percent APY, while the referral program grants 10 percent bonuses for every $50+ buy and referred friends’ purchases. With over $980,000 raised, 31 billion tokens sold, and more than 3,300 holders, BullZilla is turning community trust and momentum into one of the hottest presale opportunities today. Final Countdown, Grab BullZilla at $0.00019906 Before the Next 3.35 Percent Surge Ignites. Ethereum ($ETH) Falls 1.9% to $4,121.77 Amid Market Reactions Ethereum dropped 1.9 percent to $4,121.77 as traders weighed macroeconomic news and ETF-related optimism. Despite this slight decline, Ethereum remains a core DeFi asset with high liquidity and institutional support. Developers continue building layer-2 solutions, smart contract applications, and NFT integrations, maintaining Ethereum’s relevance. On-chain data shows steady transaction volumes, indicating continued network activity and user engagement. Analysts consider this dip temporary, with the network’s fundamentals remaining strong, highlighting Ethereum as a…

Author: BitcoinEthereumNews

2025/10/29

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