Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15158 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Coinbase And Apollo Unleash A New Era Of Digital Lending

Coinbase And Apollo Unleash A New Era Of Digital Lending

The post Coinbase And Apollo Unleash A New Era Of Digital Lending appeared on BitcoinEthereumNews.com. Stablecoin Credit Services: Coinbase And Apollo Unleash A New Era Of Digital Lending Skip to content Home Crypto News Stablecoin Credit Services: Coinbase and Apollo Unleash a New Era of Digital Lending Source: https://bitcoinworld.co.in/stablecoin-credit-services-expansion/

Author: BitcoinEthereumNews
Retail Must Partner With Fintechs Or Prepare To Fail

Retail Must Partner With Fintechs Or Prepare To Fail

The post Retail Must Partner With Fintechs Or Prepare To Fail appeared on BitcoinEthereumNews.com. Opinion by: Vitaliy Shtyrkin, chief product officer at B2BINPAY For years, large retailers invested heavily in their own fintech divisions, convinced they could develop payment solutions internally, overlook smaller players and innovate independently — and, for a while, they succeeded.  Today, however, despite boasting vast resources and a global reach, corporations are realizing that money no longer guarantees innovation. Why? Because scale is a double-edged sword. Corporations are tied up in bureaucracy, regulatory scrutiny and antitrust pressure that slow them down. Meanwhile, once dismissed fintech “disruptors” face fewer limitations and move faster.  They’re the ones testing white-label products, localized lending and blockchain-based rails that already settle billions of dollars in stablecoins each day. Scale isn’t an advantage On the surface, corporations have a global reach, brand recognition and substantial budgets that enable them to dominate markets, so size should give them a competitive edge. Yet, when it comes to innovation, the same scale becomes a liability.  Every new idea within a corporation must pass through numerous legal checks, regulatory reviews and risk assessments. Ultimately, what fintech can test in a few weeks takes a retailer a whole year to obtain approval. Unfortunately, shareholders are anything but a minor factor. They expect companies to protect and grow their multibillion-dollar investments. This load makes large retailers prioritize projects with predictable quarterly earnings over experiments. As a result, resources that could fund new products are often allocated to safer, incremental upgrades. Even if innovation budgets are approved, they’re frequently stuck in “pilot mode,” never becoming part of the company’s core business.  The external pressure from regulators only intensifies the problem. In 2024, the Federal Trade Commission decided to block a $24.6 billion retail merger, arguing that it would reduce competition and lead to higher prices. It’s a reminder that, for retail giants, every…

Author: BitcoinEthereumNews
Caution is set to prevail ahead of central bank meetings

Caution is set to prevail ahead of central bank meetings

The post Caution is set to prevail ahead of central bank meetings appeared on BitcoinEthereumNews.com. The US Dollar (USD) has started the week on the back foot, trading with modest losses as investors remained hopeful of an eventual trade deal betweek the US and China. Prudence, in the meantime, kicked in ahead of a week packed with interest rate decisions by central banks. Here’s what to watch on Tuesday, October 28: The US Dollar Index (DXY) left behind two daily advances in a row on the back of mixed US Treasury yields and optimism over a potential US-China trade deal. The S&P/Case-Shiller Home Price index is due, seconded by the Richmond Fed Manufacturing index, the Dallas Fed Manufacturing Index, and the API’s weekly report on US crude oil stockpiles. EUR/USD managed to keep alive its recovery, although the upside seems to have met some tough resistance around 1.1650 for now. Germany’s Consumer Confidence gauged by GfK is due, followed by the ECB’s Consumer Inflation Expectations survey. GBP/USD regained a small smile, reversing six consecutive daily pullbacks and returning to the low-1.3300s in the meantime. The BoE’s Consumer Credit figures are expected alongside Mortgage Approvals, Mortgage Lending, M4 Money Supply and Net Lending to Individuals. USD/JPY climbed to the vicinity of four-week highs north of the 153.00 barrier, up for the seventh day in a row. Next on tap in Japan will be Japan’s Consumer Confidence on October 29. AUD/USD picked up a strong pace and rebounded to three-week tops, revisiting the 0.6560 zone. The Inflation Rate and the Monthly CPI Indicator will take centre stage on the Australian docket on October 29. WTI traded with modest gains, briefly surpassing the $62.00 mark per barrel amid rising traders’ hopes of a US-China trade agreement. Gold extended its deep retracement, sinking to three-week lows near $3,970 per troy ounce amid further profit-taking and steady US-China trade hopes.…

Author: BitcoinEthereumNews
Coinbase and Apollo Partner to Develop Stablecoin Credit Products for 2026 and Apollo Partner to Develop Stablecoin Credit Products for 2026

Coinbase and Apollo Partner to Develop Stablecoin Credit Products for 2026 and Apollo Partner to Develop Stablecoin Credit Products for 2026

TLDR Coinbase and Apollo aim to introduce blockchain-backed credit products by 2026. New products will include tokenized credit holdings and over-collateralized loans. The collaboration will follow GENIUS-Act standards with 1:1 reserves and transparent audits. The partnership bridges traditional credit markets with blockchain investment opportunities. Coinbase Asset Management (CBAM), the institutional division of Coinbase, has teamed [...] The post Coinbase and Apollo Partner to Develop Stablecoin Credit Products for 2026 and Apollo Partner to Develop Stablecoin Credit Products for 2026 appeared first on CoinCentral.

Author: Coincentral
Coinbase joins Apollo to bring stablecoin credit to institutional markets

Coinbase joins Apollo to bring stablecoin credit to institutional markets

The post Coinbase joins Apollo to bring stablecoin credit to institutional markets appeared on BitcoinEthereumNews.com. Key Takeaways Coinbase Asset Management and Apollo will co-develop tokenized stablecoin-credit products set for 2026. The partnership bridges traditional credit markets with blockchain yield opportunities. Coinbase Asset Management (CBAM), the institutional arm of Coinbase Global, has entered a strategic partnership with Apollo Global Management to introduce stablecoin-based credit strategies for qualified investors. The collaboration aims to merge the stablecoin, private-credit, and tokenization sectors, creating high-quality, blockchain-native credit opportunities. CBAM will leverage Apollo’s credit underwriting and tokenization expertise to build innovative lending and investment products, expected to launch in 2026. The firms plan to offer over-collateralized asset loans, corporate direct lending secured by digital collateral, and tokenized credit holdings backed by Apollo-managed portfolios. Each strategy will comply with GENIUS-Act standards, featuring transparent audits and 1:1 reserves. Source: https://cryptobriefing.com/apollo-coinbase-stablecoin-lending-partnership/

Author: BitcoinEthereumNews
Stablecoin Credit Services: Coinbase and Apollo Unleash a New Era of Digital Lending

Stablecoin Credit Services: Coinbase and Apollo Unleash a New Era of Digital Lending

BitcoinWorld Stablecoin Credit Services: Coinbase and Apollo Unleash a New Era of Digital Lending The world of decentralized finance is constantly evolving, and a groundbreaking partnership is set to redefine stablecoin credit services. Coinbase’s asset management arm, a significant player in the crypto space, is joining forces with Apollo Global Management, a titan in traditional finance, to dramatically expand its offerings. This collaboration promises to bring a new level of sophistication and accessibility to digital asset lending, particularly in the realm of stablecoins. Why are Coinbase and Apollo Expanding Stablecoin Credit Services? This strategic alliance, initially reported by The Block, aims to strengthen the backbone of crypto finance. By combining Coinbase’s expertise in digital assets with Apollo’s deep experience in traditional credit markets, the partnership is poised to unlock significant opportunities. There’s a clear market demand for more robust and reliable digital lending solutions, and this collaboration directly addresses that need. The expansion of stablecoin credit services will primarily concentrate on several key areas: Over-collateralized Asset Lending: This involves borrowers pledging more collateral than the loan value, significantly reducing risk for lenders and enhancing stability in the often-volatile crypto market. Direct Corporate Lending: Providing capital directly to businesses, potentially opening up new avenues for corporate finance using stablecoins as the underlying asset. Tokenized Credit Assets: Transforming traditional credit assets into digital tokens, making them more liquid and accessible on blockchain networks. Looking ahead, both firms are actively developing innovative credit investment products, with plans for a launch as early as next year. This forward-thinking approach suggests a long-term commitment to integrating stablecoins more deeply into the global financial ecosystem. The Tremendous Benefits of Enhanced Stablecoin Credit Services The collaboration between Coinbase and Apollo is not just about expanding services; it’s about building a more robust and efficient financial future. Enhanced stablecoin credit services offer a multitude of advantages that stand to benefit both institutional players and the broader digital asset landscape. Increased Market Liquidity: By providing more avenues for borrowing and lending, the partnership can inject greater liquidity into stablecoin markets, making them more dynamic and efficient. Improved Capital Efficiency: Businesses and individuals can access capital more efficiently, leveraging their digital assets without having to sell them, thereby preserving potential upside. Reduced Counterparty Risk: Over-collateralization and the institutional backing from Apollo can significantly mitigate risks often associated with crypto lending, providing a layer of trust and security. Global Accessibility: Stablecoins inherently offer global reach, and expanded credit services can extend financial opportunities to a wider international audience, transcending traditional banking limitations. Bridging TradFi and DeFi: This initiative serves as a crucial bridge, bringing the reliability and regulatory understanding of traditional finance to the innovation and speed of decentralized finance. Navigating the Challenges in Stablecoin Credit Services While the future of stablecoin credit services looks promising, it is important to acknowledge the inherent challenges. Regulatory landscapes remain fragmented and constantly evolving across different jurisdictions, which can create operational complexities. Furthermore, despite their name, stablecoins are not entirely immune to market pressures or de-pegging risks, as seen with past events. This necessitates robust risk management strategies. Security is another paramount concern. The reliance on smart contracts for automated lending processes means that vulnerabilities could lead to significant financial losses. However, the involvement of established entities like Coinbase and Apollo Global Management suggests a strong emphasis on robust security audits and comprehensive risk management frameworks to safeguard assets and maintain investor confidence. In conclusion, the partnership between Coinbase and Apollo Global Management to expand stablecoin credit services marks a pivotal moment in the evolution of digital finance. By combining institutional rigor with blockchain innovation, they are setting a new standard for secure, efficient, and accessible credit solutions. This collaboration is poised to accelerate the mainstream adoption of stablecoins, paving the way for a more integrated and dynamic global financial ecosystem. Frequently Asked Questions (FAQs) Q1: What exactly are stablecoin credit services? A: Stablecoin credit services involve borrowing or lending stablecoins, which are cryptocurrencies pegged to stable assets like the US dollar. This partnership focuses on over-collateralized loans, direct corporate lending, and tokenized credit assets. Q2: How does this partnership benefit ordinary crypto users? A: While directly targeting institutional and corporate clients initially, this expansion can indirectly benefit users through increased market liquidity, more stable lending platforms, and the development of more sophisticated financial products in the broader crypto ecosystem. It also enhances the overall credibility of decentralized finance. Q3: What is ‘over-collateralized asset lending’? A: It means a borrower must deposit collateral (e.g., crypto assets) with a value greater than the loan amount. This minimizes risk for the lender, making the loan more secure and appealing to institutional investors. Q4: When can we expect new credit investment products from Coinbase and Apollo? A: The two firms plan to launch new credit investment products as early as next year, expanding their innovative offerings in the digital asset space and further integrating traditional and crypto finance. Q5: How does this collaboration impact the broader crypto market? A: This partnership signifies a major step towards bridging traditional finance and decentralized finance. It enhances the credibility and utility of stablecoins, potentially driving further institutional adoption and fostering a more mature and stable crypto financial market. Found this article insightful? Share it with your network on social media to spread the word about the exciting future of stablecoin credit services! To learn more about the latest crypto market trends, explore our article on key developments shaping stablecoins institutional adoption. This post Stablecoin Credit Services: Coinbase and Apollo Unleash a New Era of Digital Lending first appeared on BitcoinWorld.

Author: Coinstats
Shiba Inu (SHIB) Millionaires Identify the Next Big Crypto, Currently Priced at Just $0.035

Shiba Inu (SHIB) Millionaires Identify the Next Big Crypto, Currently Priced at Just $0.035

The post Shiba Inu (SHIB) Millionaires Identify the Next Big Crypto, Currently Priced at Just $0.035  appeared on BitcoinEthereumNews.com. While everybody in 2021 wrote off Shiba Inu (SHIB) as a meme token bubble, some forward-thinking early investors saw something else, and converted a few hundred dollars into life-changing fortune. The same SHIB millionaires, who so often hit paydirt before the world catches on to the value of it, now have their sights on the one they think can be their next big win: Mutuum Finance (MUTM). At a mere $0.035 and well more than 75% through its Phase 6 presale, Mutuum Finance is quickly becoming one of the top crypto to buy for 2025 and beyond. For those wondering which is the best crypto to invest before the next bull market, to follow the money could be the wisest move, and that money right now is flowing into Mutuum Finance. With few tokens still available in this presale phase and demand stacking up day by day, those who wait about might find that they get priced out of what could be the next big crypto tale. Shiba Inu (SHIB) Struggles to Maintain Last Defensive Position Shiba Inu (SHIB) is on the edge as the token holds on to its long-term support level of $0.00001000, which most traders now refer to as its last battle line. Price action is put under strain with SHIB trading at levels of about $0.00001015 as sellers aggressively push the market. A dip below this critical floor level can leave the token vulnerable to a further fall to $0.0000090, but a push above the 20-day EMA ($0.00001064) can reignite short-term momentum to $0.00001121 and even $0.00001307 levels of resistance. Now that market conditions are increasingly volatile, most of these veteran SHIB investors are quietly keeping an eye out for their next big thing, and for some, that vision is shifting to Mutuum Finance (MUTM), the…

Author: BitcoinEthereumNews
Bitcoin Hyper at $24M, Nexchain AI’s $11M Push, BlockDAG Drives 1000x Utility Scarcity

Bitcoin Hyper at $24M, Nexchain AI’s $11M Push, BlockDAG Drives 1000x Utility Scarcity

The post Bitcoin Hyper at $24M, Nexchain AI’s $11M Push, BlockDAG Drives 1000x Utility Scarcity appeared on BitcoinEthereumNews.com. Crypto News Discover how Bitcoin Hyper and Nexchain AI are driving innovation in 2025 crypto presales, while BlockDAG’s 1000× utility model sets the standard and leads the market. Recent updates around Bitcoin Hyper and Nexchain AI have caught the attention of crypto watchers everywhere. Both projects are showing solid traction, one with a $24 million Layer-2 presale and the other testing AI-powered security on its new Testnet 2.0. As these coins push innovation in their own directions, they raise a bigger question: which project truly holds the power to scale utility and long-term demand in the next phase of Crypto Presales in 2025? That’s where BlockDAG (BDAG) enters the picture. Tokenomics experts are calling it the start of a 1000x “scarcity spiral.” The BDAG coin isn’t just another speculative asset, it’s the fuel for every transaction on a 15,000 TPS, EVM-compatible network, where real-world demand continually drives its value upward. BlockDAG: The Utility Engine Behind the 1000x Scarcity BlockDAG’s success story has already rewritten expectations for Crypto Presales in 2025. With over $430 million raised and 27 billion BDAG coins sold, the project’s 31st batch marks one of the largest presale performances in recent memory. Each BDAG token currently sells at $0.0015 through the TGE code, ahead of a planned launch price of $0.05 , setting up strong potential for early holders. More than 312,000 buyers have already joined, drawn by its unique token model and technical depth. The strength of BDAG lies in its design: every transaction, contract, and interaction on the 15,000 TPS, EVM-compatible network requires BDAG. It isn’t just a tradable asset, it’s the operational currency of the ecosystem. As thousands of developers build dApps and millions of users engage with them, BDAG becomes a constantly circulating token, driving real demand rather than hype. Tokenomics analysts believe…

Author: BitcoinEthereumNews
Next Big Crypto? Mutuum Finance (MUTM), New Cardano (ADA) Rival, Captures Attention as Presale Phase 6 Nears Sellout

Next Big Crypto? Mutuum Finance (MUTM), New Cardano (ADA) Rival, Captures Attention as Presale Phase 6 Nears Sellout

The post Next Big Crypto? Mutuum Finance (MUTM), New Cardano (ADA) Rival, Captures Attention as Presale Phase 6 Nears Sellout appeared on BitcoinEthereumNews.com. Back in 2017, Cardano (ADA) was dismissed by everyone as “just another blockchain,” before it stunned the market with its groundbreaking proof-of-stake system and long-term vision, turning early movers into millionaires. Fast-forward to 2025, and witness a deja vu underdog tale in the making with Mutuum Finance (MUTM), a recent DeFi giant now being touted as the next big crypto about to shake up the market. Its Phase 6 presale has already exceeded 80% sold out, raising more than $18.1 million, with under 20% of tokens left before the next price increase. Pressure accumulates quickly, and the increased interest of retail and institutional investors in the project has caused a fresh wave of FOMO among crypto buyers. Mutuum Finance is a Cardano 2.0 moment in the making, and should the trend accelerate at this level, Phase 6 can sell out way ahead of schedule, confirming it as the top crypto to buy for early-stage investors. Cardano (ADA) Exhibits First Indications of Accumulation in Anticipation of Possible Breakout Cardano (ADA) is stabilizing at the current price of $0.6412, forming a consolidation after a rapid pullback from the price of $0.6500. On the lower timeframes, a solid support has been set at around $0.6370, with the closest resistance between $0.6480–$0.6520. If the buyers keep their grip above $0.6370, ADA can test $0.6580–$0.6650 and look for a short-term bull rally. But any decline to $0.6350 might serve as a cue to correct to $0.6220, where re-entries would become feasible. Technicals are now starting to reflect early signs of buying, and a steep breakout above $0.65 may signal the beginning of fresh upside momentum. As ADA traders gaze at these pivotal levels, other investors begin to consider Mutuum Finance (MUTM), an initiative being hailed as the next big crypto, with rapid steam for its…

Author: BitcoinEthereumNews
Ledn tops $1B in Bitcoin-backed loan originations as crypto lending surges

Ledn tops $1B in Bitcoin-backed loan originations as crypto lending surges

                                                                               Ledn has facilitated $2.8 billion in cumulative crypto-backed loans as holders leverage market gains amid the bull market.                     Digital asset lender Ledn has reported a record quarter for its Bitcoin-backed credit products, as more investors chose to borrow against their holdings amid the ongoing crypto bull market.The company originated $392 million in Bitcoin (BTC)-backed loans during the third quarter, pushing year-to-date originations past $1 billion. Since its inception, Ledn has issued more than $2.8 billion in total loans across over 100 countries, the company said.Ledn also reported generating approximately $100 million in annual recurring revenue.Read more

Author: Coinstats