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Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15149 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Integrating ReFi With Real-World Asset Lending

Integrating ReFi With Real-World Asset Lending

The post Integrating ReFi With Real-World Asset Lending appeared on BitcoinEthereumNews.com. Crypto News As blockchain adoption matures, the spotlight is shifting from speculative trading to real-world financial applications. Among the projects driving this evolution is ConstructKoin (CTK) — a ReFi (Real Estate Financing) protocol that’s bridging on-chain technology with real-world lending infrastructure. In its latest roadmap update, ConstructKoin announced new milestones focused on integrating ReFi and real-world asset (RWA) lending, positioning itself at the center of the Web3 financing transformation. The Next Evolution of ReFi ConstructKoin’s mission goes beyond digital assets. The project aims to re-engineer how property development and asset-backed financing operate using blockchain technology. Through its ReFi framework, CTK is building an ecosystem where developers can access transparent and efficient funding, while financial participants benefit from faster, data-driven lending infrastructure. The next phase of its roadmap is to merge ReFi and RWA lending, enabling CTK’s infrastructure to power a broader range of on-chain financing use cases. Integrating RWA Lending Models According to ConstructKoin’s team, the protocol will soon expand into regulated and unregulated asset-backed lending — a move that could open new categories of financing, including: Commercial property development loans Infrastructure project financing Renewable energy and green development funding This integration marks a significant step in making ConstructKoin’s ReFi ecosystem capable of serving both private developers and institutional lenders. Technology and Compliance Backbone ConstructKoin’s roadmap also details a strong emphasis on technology and compliance. The team is developing: Smart contract–based loan management systems to automate verification and payment flows. Institutional compliance gateways to meet KYC/AML standards across jurisdictions. Cross-chain interoperability layers for scalability and global adoption. This focus ensures that CTK’s infrastructure remains adaptable, secure, and compatible with traditional finance frameworks, creating a truly hybrid financing environment. Funding the Expansion Through a Structured Presale To support these developments, ConstructKoin’s presale is structured into 10 progressive phases, starting at $0.10…

Author: BitcoinEthereumNews

2025/10/28

Why ReFi Could Be Bigger Than DeFi — And How ConstructKoin (CTK) Is Leading the Movement

Why ReFi Could Be Bigger Than DeFi — And How ConstructKoin (CTK) Is Leading the Movement

Over the last few years, DeFi (Decentralized Finance) has transformed the digital economy. It introduced permissionless lending, yield farming, and decentralized exchanges — reshaping how liquidity moves in crypto. Now, a new evolution is taking shape: ReFi (Real Estate Financing). This next-generation model is taking the core principles of DeFi — transparency, accessibility, and automation […]

Author: Tronweekly

2025/10/27

Best Crypto Presale of 2025 Compared: Tapzi vs. Magacoin, BlockDAG, and Little Pepe

Best Crypto Presale of 2025 Compared: Tapzi vs. Magacoin, BlockDAG, and Little Pepe

A sense of anticipation is sweeping the crypto sector as October 2025’s altcoin presale cycle nears its climax. Investors are searching for the best crypto presale tokens under a cent, hoping to discover the next breakout token before listings reshape the leaderboard. Four names dominate the debate: Tapzi, Magacoin Finance, BlockDAG, and Little Pepe. Each [...] The post Best Crypto Presale of 2025 Compared: Tapzi vs. Magacoin, BlockDAG, and Little Pepe appeared first on Blockonomi.

Author: Blockonomi

2025/10/27

ConstructKoin (CTK) Roadmap Update: Integrating ReFi With Real-World Asset Lending

ConstructKoin (CTK) Roadmap Update: Integrating ReFi With Real-World Asset Lending

Among the projects driving this evolution is ConstructKoin (CTK) — a ReFi (Real Estate Financing) protocol that’s bridging on-chain technology […] The post ConstructKoin (CTK) Roadmap Update: Integrating ReFi With Real-World Asset Lending appeared first on Coindoo.

Author: Coindoo

2025/10/27

XRP (XRP) Faces Volatility Amid Government Shutdown and ETF Delays

XRP (XRP) Faces Volatility Amid Government Shutdown and ETF Delays

The post XRP (XRP) Faces Volatility Amid Government Shutdown and ETF Delays appeared on BitcoinEthereumNews.com. Caroline Bishop Oct 27, 2025 12:55 The U.S. government shutdown impacts XRP ETF decisions, while Osprey fund amasses significant assets, influencing XRP’s price trajectory. The ongoing U.S. government shutdown has introduced delays in the approval process for XRP-linked exchange-traded funds (ETFs), affecting the cryptocurrency market. The U.S. Securities and Exchange Commission (SEC) has been forced to postpone its decisions, pushing deadlines to mid-November, according to CryptoNews. Osprey Fund’s Strategic Accumulation Despite the regulatory impasse, the REX-Osprey XRP ETF (XRPR) has achieved a remarkable milestone, surpassing $100 million in assets under management. This accumulation underscores investor confidence in XRP, even as other ETFs await approval. The robust performance of XRPR highlights the growing interest in XRP as a viable investment option. Price Volatility and Market Reaction XRP’s market behavior has been notably volatile, with the token’s trading volumes increasing by 22% over the past 24 hours. Prices have hovered around the $2.6 mark, aligning with key resistance levels, including the 200-day exponential moving average (EMA). Analysts suggest that failing to breach the $2.8 level could lead to further declines, while surpassing it might trigger a rally towards $3.6 or higher. The broader cryptocurrency market remains sensitive to regulatory developments, and the approval of pending XRP ETFs could significantly impact XRP’s price trajectory. As the market anticipates the SEC’s next steps, investors are closely monitoring these dynamics. Emerging Opportunities in the Crypto Space Amid these developments, innovative projects like Bitcoin Hyper ($HYPER) are capturing attention. Built on Solana, Bitcoin Hyper aims to enhance Bitcoin’s scalability by offering a robust layer-two protocol. This initiative promises to empower BTC holders with new monetization opportunities through yield earning, staking, and lending. Bitcoin Hyper has already raised over $24 million, signaling strong investor interest in its potential to…

Author: BitcoinEthereumNews

2025/10/27

Ledn's loan issuance exceeded $1 billion this year, and the Bitcoin credit market rebounded

Ledn's loan issuance exceeded $1 billion this year, and the Bitcoin credit market rebounded

PANews reported on October 27th that Bitcoin lending institution Ledn has surpassed $1 billion in loan originations this year, issuing $392 million in BTC-collateralized loans in the third quarter. The company's annual recurring revenue reached $100 million. Ledn removed ETH lending in May, transitioning to a BTC-only product. As of the end of September, its outstanding loan book reached $836.2 million, with an average LTV of 42.7%. Ledn also published a certificate of reserves (issued by The Network Firm). Ledn attributes this demand to BTC holders collateralizing their BTC for liquidity. According to Galaxy Research, Ledn is the third-largest centralized lending institution, behind only Tether and Galaxy.

Author: PANews

2025/10/27

ConstructKoin (CTK) Outlines 2025–2026 Vision: Bringing Institutional Capital Into ReFi

ConstructKoin (CTK) Outlines 2025–2026 Vision: Bringing Institutional Capital Into ReFi

The crypto industry has spent years building the foundations of decentralized finance, but a new chapter is now unfolding — ReFi (Real Estate Financing). Leading this shift is ConstructKoin (CTK), which has laid out a clear 2025–2026 vision focused on one goal: integrating institutional capital into blockchain-powered real estate and asset-backed financing. By developing compliant, […]

Author: Cryptopolitan

2025/10/27

This New Crypto Priced Under $0.04 Might Change Your Crypto Portfolio Forever

This New Crypto Priced Under $0.04 Might Change Your Crypto Portfolio Forever

The post This New Crypto Priced Under $0.04 Might Change Your Crypto Portfolio Forever appeared first on Coinpedia Fintech News Every market cycle brings a handful of early-stage projects that redefine what’s possible in DeFi — and investors are always on the lookout for the best crypto to buy now before the next major breakout. With Bitcoin and Ethereum already commanding massive market caps, the biggest opportunities often come from new cryptocurrencies priced under $1 …

Author: CoinPedia

2025/10/27

USD/JPY drifts lower, nearing 152.50 as Fin. Min. Katayama speaks

USD/JPY drifts lower, nearing 152.50 as Fin. Min. Katayama speaks

The post USD/JPY drifts lower, nearing 152.50 as Fin. Min. Katayama speaks appeared on BitcoinEthereumNews.com. US Dollar rally has been capped at the 153.30 area earlier on Monday, the same area as in early October, and the pair trimmed gains to reach intra-day lows at 152.60 as Japan’s Finance Minister Satsuki Katayama spoke to the press, following a meeting with US Treasury Secretary Scott Bessent. Katayama confirmed close communication with US Secretary Bessent and said that monetary policy issues were not addressed, while he affirmed that, according to Bessent, Takaichi’s policy has sent a positive message to the markets. Yen picks up as fears about Japan’s public finances ease These comments have calmed markets somewhat, providing some support to an ailing Ye, which has depreciated about 2% since Prime Minister Sanae Takaichi took charge, amid investors’ concerns that their loose fiscal policy will add pressure to the already strained public finances. The focus this week will shift to the monetary policy decisions by the Fed and the BoJ, due later this week. The US central bank is widely expected to cut rates by 25 basis points, bringing the Federal Funds rate to a range of 3.75% to 4%, as soft inflationary trends seen on Friday give the bank some leeway to lower borrowing costs, aiming to support a deteriorating labour market. The Bank of Japan, on the other side, is likely to keep interest rates unchanged at a 0.5% rate and hint at a 25 basis points rate hike, probably in December. Failure to keep hopes of an upcoming rate hike alive is likely to disappoint investor and might send the Yen on a tailspin. Central banks FAQs Central Banks have a key mandate which is making sure that there is price stability in a country or region. Economies are constantly facing inflation or deflation when prices for certain goods and services are fluctuating. Constant…

Author: BitcoinEthereumNews

2025/10/27

Shiba Inu (SHIB) Price Action Suggests the Bottom Could Be In Ahead of a Proper Bull Run as Little Pepe (LILPEPE) Explodes in Growth

Shiba Inu (SHIB) Price Action Suggests the Bottom Could Be In Ahead of a Proper Bull Run as Little Pepe (LILPEPE) Explodes in Growth

The post Shiba Inu (SHIB) Price Action Suggests the Bottom Could Be In Ahead of a Proper Bull Run as Little Pepe (LILPEPE) Explodes in Growth appeared on BitcoinEthereumNews.com. Right now, Shiba Inu (SHIB) might be catching its breath before a real move. But as SHIB slowly finds its place, another new Pepe, Little Pepe (LILPEPE), is doing something completely different. The presale nears completion with Stage 13, at over $27.2 million and a starting price of $0.0022. Investors from Stage 1 have already made 120%, and investors coming in now have the opportunity to earn 36.36% more before the token is released at the listed $0.0030 price. Considering the momentum lately, this could be a huge play. SHIB (Shiba Inu) – The Comeback Dog SHIB trades at $0.0000102. CoinMarketCap data shows a market cap of $ 5.9 billion. SHIB has quietly recovered following its September slump, gaining around 8% over the past 7 days. That may not sound like much, but it’s the kind of slow build before something bigger. On TradingView, the charts show that SHIB is above the 200-day moving average and at an RSI level neither overbought nor oversold. The indicators allowed analysts to conclude that the market has either already reached the bottom or is close to it before the market moves towards recovery. The SHIB community has shown signs of renewed activity. Wallet activity has been climbing, and the Shibarium Layer 2 network continues to attract attention. While SHIB’s fundamentals still rely heavily on community sentiment, this base-building phase feels like the calm before the next surge. LILPEPE (Little Pepe) – The Meme with a Mission While SHIB consolidates, Little Pepe (LILPEPE) is turning heads across the meme coin world. Built on Ethereum, this project isn’t just chasing hype; it’s blending meme energy with real-world utility. At the time of writing, the LILPEPE presale has raised over $27,218,840, selling 16.54 billion tokens out of a total 17.25 billion allocated for this stage. The…

Author: BitcoinEthereumNews

2025/10/27

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