Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15036 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Sam Altman’s OpenAI Partnerships Could Reshape AI Infrastructure Landscape with Tech Giants

Sam Altman’s OpenAI Partnerships Could Reshape AI Infrastructure Landscape with Tech Giants

The post Sam Altman’s OpenAI Partnerships Could Reshape AI Infrastructure Landscape with Tech Giants appeared on BitcoinEthereumNews.com. COINOTAG recommends • Exchange signup 💹 Trade with pro tools Fast execution, robust charts, clean risk controls. 👉 Open account → COINOTAG recommends • Exchange signup 🚀 Smooth orders, clear control Advanced order types and market depth in one view. 👉 Create account → COINOTAG recommends • Exchange signup 📈 Clarity in volatile markets Plan entries & exits, manage positions with discipline. 👉 Sign up → COINOTAG recommends • Exchange signup ⚡ Speed, depth, reliability Execute confidently when timing matters. 👉 Open account → COINOTAG recommends • Exchange signup 🧭 A focused workflow for traders Alerts, watchlists, and a repeatable process. 👉 Get started → COINOTAG recommends • Exchange signup ✅ Data‑driven decisions Focus on process—not noise. 👉 Sign up → Sam Altman’s strategic White House appearance sparked massive AI infrastructure deals, pulling in Microsoft, Apple, Nvidia, Oracle, AMD, Broadcom, and SoftBank for OpenAI partnerships totaling nearly $1 trillion in commitments, fueling the global AI race through projects like Stargate. OpenAI’s Stargate initiative represents a $500 billion push for nationwide data centers, announced with SoftBank and U.S. leadership. Tech giants like Nvidia and Oracle secured multi-hundred-billion-dollar contracts to supply computing power for OpenAI’s expansion. Stock surges across partners added $630 billion in market value over two months, driven by AI compute demands projected to reach 250 gigawatts by 2033. Discover how Sam Altman’s OpenAI maneuvers are reshaping AI infrastructure with trillion-dollar deals involving Nvidia, Oracle, and more—explore the Stargate project’s impact on tech giants today. What is the OpenAI Stargate Project? The OpenAI Stargate project is a ambitious $500 billion initiative to build a nationwide network of data centers designed to power advanced AI development. Launched in 2024 with SoftBank’s backing and announced alongside U.S. President Donald Trump, it aims to create unprecedented computing capacity to support OpenAI’s growth. This…

Author: BitcoinEthereumNews
Ripple (XRP) Wallets Holding Over 10,000 Tokens Hit New Highs as Price Recovers, While Mutuum Finance (MUTM) Rises as the Top Crypto to Buy

Ripple (XRP) Wallets Holding Over 10,000 Tokens Hit New Highs as Price Recovers, While Mutuum Finance (MUTM) Rises as the Top Crypto to Buy

As Ripple (XRP) sees wallets holding over 10,000 tokens hit new all-time highs amid a modest price recovery, investors are once again paying close attention to both market activity and promising altcoins. While XRP’s accumulation indicates growing confidence among large holders, many traders are also looking for the top crypto to buy with high growth […]

Author: Cryptopolitan
Valour launches SKY ETP, hitting the 100 mark milestone

Valour launches SKY ETP, hitting the 100 mark milestone

The post Valour launches SKY ETP, hitting the 100 mark milestone appeared on BitcoinEthereumNews.com. Sky is the latest cryptocurrency to have an exchange-traded product in Europe, thanks to Valour Inc., a subsidiary of publicly traded DeFi Technologies. Summary A Sky exchange-traded product has launched on Swedish exchange Spotlight. It’s the 100th ETP by Valour Inc., a subsidiary of DeFi Technologies. Valour announced the launch of its new exchange-traded product tracking the governance token of decentralized finance protocol Sky on Wednesday, Oct. 22. The product, Valour Sky (SKY) SEK ETP is live on Sweden’s Spotlight Stock Market. With this launch, Valour has hit the milestone of listing 100 ETPs across Europe. “Valour Sky (SKY), being our 100th product, says a lot about where finance is headed. We’re turning DeFi’s most powerful ideas into something anyone can hold in their portfolio: regulated, intuitive, and ready for scale,” said Elaine Buehler, head of products at Valour.  What is an ETP? In the crypto market, an ETP is a financial security instrument pegged on a given cryptocurrency. It allows market participants to benefit from the opportunity of accessing assets such as Bitcoin, Ethereum or any other listed token via standard brokerage accounts. Investing in ETPs does not require one to own or store the particular digital asset. Trading  of these products occurs on traditional stock exchanges. “SKY is part of a new financial network that cuts across borders and legacy systems. This is what the next era of investing looks like,” Buehler added. SKY ETP on European exchanges Sky, formerly MakerDAO, is a stablecoin and collateralized lending protocol, with SKY as the  governance token that allows holders to vote on key ecosystem parameters and decisions. Valour’s SKY ETP will offer investors regulated access to the DeFi token and its ecosystem. SKY marks the latest digital asset exchange-traded product that the DeFi Technologies subsidiary has listed on exchanges and…

Author: BitcoinEthereumNews
Aave’s Q3 showed resilient revenue and calmer rates — and Stani is eyeing a Q4 macro tailwind

Aave’s Q3 showed resilient revenue and calmer rates — and Stani is eyeing a Q4 macro tailwind

The post Aave’s Q3 showed resilient revenue and calmer rates — and Stani is eyeing a Q4 macro tailwind appeared on BitcoinEthereumNews.com. As markets melted on October 10, and many centralized exchanges stuttered, Aave didn’t flinch. The protocol automatically liquidated over $200 million in collateral, preserving solvency without disruption, as Aave founder Stani Kulechov told a DAS London audience last week during a panel on DeFi rate markets. “It was scary because of the size of the protocol today,” Kulechov said. “But things ended up well. DeFi really proved itself.” That resilience followed from a Q3 marked by steady deposits, healthy lending demand, and normalized rates. But looking ahead, Kulechov sees an even bigger shift coming: global rate cuts could reignite yield flows — and widen the rate spread between TradFi and DeFi. The quarter ended with Aave’s lending machine looking sturdy and, increasingly, boring — in the good way. The protocol’s revenue stack was led once again by net interest income, with flash loans and liquidations a comparatively small slice. That’s exactly how the system is supposed to behave in a normalized rate regime.  Blockworks Research financials dashboard makes it easy to see the mix in one view | Source: Blockworks Research A calmer rate backdrop also showed up in stablecoin supply APYs on Ethereum, which settled into the 3%–5% range after the late-2024 spikes. Source: Blockworks Research That normalization coincided with a steady climb in total deposits and outstanding loans, pushing Aave’s footprint back toward cycle highs across deployments. “What’s powerful about DeFi is transparency — you can actually see where the yield is coming from,” Kulechov said. All together, that added up to a record quarter for the protocol, topping Q4 2024 and reversing a two quarter slide. Source: Blockworks Research Kulechov was pleased with how DeFi dapps handled the bout of extreme volatility. “They get stress tested based on the parameters and risk assessments done before events like…

Author: BitcoinEthereumNews
Coinbase Launches Bitcoin-Backed Lending Service, Potentially Enhancing BTC Yield Options

Coinbase Launches Bitcoin-Backed Lending Service, Potentially Enhancing BTC Yield Options

The post Coinbase Launches Bitcoin-Backed Lending Service, Potentially Enhancing BTC Yield Options appeared on BitcoinEthereumNews.com. COINOTAG recommends • Exchange signup 💹 Trade with pro tools Fast execution, robust charts, clean risk controls. 👉 Open account → COINOTAG recommends • Exchange signup 🚀 Smooth orders, clear control Advanced order types and market depth in one view. 👉 Create account → COINOTAG recommends • Exchange signup 📈 Clarity in volatile markets Plan entries & exits, manage positions with discipline. 👉 Sign up → COINOTAG recommends • Exchange signup ⚡ Speed, depth, reliability Execute confidently when timing matters. 👉 Open account → COINOTAG recommends • Exchange signup 🧭 A focused workflow for traders Alerts, watchlists, and a repeatable process. 👉 Get started → COINOTAG recommends • Exchange signup ✅ Data‑driven decisions Focus on process—not noise. 👉 Sign up → Bitcoin yield generation is advancing through Coinbase’s new lending service, launched at the Bitcoin 2025 Conference, where users deposit BTC as collateral to borrow up to 86% of its value in USDC and earn competitive interest rates around 5%. Bitcoin yield generation enhanced: Major platforms like Coinbase introduce interest-bearing options for BTC holders. Users can deposit Bitcoin as collateral for USDC loans, accessing liquidity without selling their holdings. This service offers approximately 5% yield rates, potentially increasing Bitcoin deposits and utility in financial products. Discover how Coinbase’s Bitcoin-backed lending boosts yield generation for BTC holders with secure USDC loans up to 86% value. Unlock liquidity and earn interest—explore this game-changing service today. What Is Bitcoin Yield Generation Through Coinbase’s Lending Service? Bitcoin yield generation refers to methods allowing BTC holders to earn returns on their assets without selling them, and Coinbase’s new lending service exemplifies this by letting users deposit Bitcoin as collateral for USDC loans. Launched at the Bitcoin 2025 Conference, this platform enables borrowing up to 86% of BTC’s value while earning interest on the deposited Bitcoin,…

Author: BitcoinEthereumNews
Bitcoin Price Prediction: BTC Projected to Clear $112,000 This Week as This $0.035 Token Tops Altcoin Watchlists

Bitcoin Price Prediction: BTC Projected to Clear $112,000 This Week as This $0.035 Token Tops Altcoin Watchlists

As Bitcoin (BTC) eyes a potential breakout above $112,000 this week, investors are keeping a close watch on both the king of crypto and emerging altcoins that could offer outsized gains. While BTC remains a primary store of value, many traders are wondering what crypto to buy now for exponential growth opportunities. One project gaining […]

Author: Cryptopolitan
Can tokenization make banks top crypto custodians?

Can tokenization make banks top crypto custodians?

The post Can tokenization make banks top crypto custodians? appeared on BitcoinEthereumNews.com. Wall Street’s biggest balance sheets are quietly rebuilding the crypto stack under the banner of tokenization and custody. What began as a defensive stance toward digital assets is turning into an infrastructure shift: bringing fund administration, cash management, and settlement onto blockchain rails that look more like BNY Mellon’s LiquidityDirect platform than a typical crypto exchange. Since late summer, Goldman Sachs and BNY Mellon have taken tokenized money market funds live, Citi has positioned itself as a tokenization agent and custodian on Switzerland’s SDX exchange, and BlackRock has doubled down on the thesis that tokenized funds will eventually sit beside ETFs as a core product line. In the span of a few months, tokenized treasuries have become an $8.3 billion asset class. Broader real-world assets (RWAs) now range between $24 and $30 billion. Yet the real contest isn’t in the numbers; it’s in who will custody the next $100 billion of digital paper and how those assets connect to traditional balance sheets. The first wave of bank entries shows a clear pattern. Goldman and BNY chose the least volatile and most systemically relevant asset they could: money market funds. Money market funds are among the safest and most liquid investment vehicles in traditional finance. They hold short-term government and corporate debt, giving institutions a way to park cash while earning modest yields with minimal risk. Tokenizing them turns those holdings into digital units that can be transferred instantly and settled 24 hours a day. For large institutions, the benefit is not speculative but operational: corporate treasurers can move cash faster, pledge assets as collateral, and reduce the frictions that come with banking cut-off times. Citi’s strategy moves in parallel through private markets. By joining SDX, Citi now provides custody and tokenization services for regulated digital securities, acting as the back-end…

Author: BitcoinEthereumNews
$8.3B real world assets now on-chain: Can tokenization make banks top crypto custodians?

$8.3B real world assets now on-chain: Can tokenization make banks top crypto custodians?

Wall Street’s biggest balance sheets are quietly rebuilding the crypto stack under the banner of tokenization and custody. What began as a defensive stance toward digital assets is turning into an infrastructure shift: bringing fund administration, cash management, and settlement onto blockchain rails that look more like BNY Mellon’s LiquidityDirect platform than a typical crypto […] The post $8.3B real world assets now on-chain: Can tokenization make banks top crypto custodians? appeared first on CryptoSlate.

Author: CryptoSlate
Sky ETP Debuts on Spotlight as Valour Lists Its 100th ETP in Europe

Sky ETP Debuts on Spotlight as Valour Lists Its 100th ETP in Europe

Valour Sky (SKY) SEK ETP has been launched in Sweden on 22 October, giving investors regulated exposure to a DeFi governance asset from a MakerDAO successor project. What is the Valour Sky ETP and where is it listed? The product is the Valour Sky (SKY) SEK ETP, carrying ISIN CH1108681516. It was listed on Sweden’s […]

Author: The Cryptonomist
The Fed’s New Account Could Let Crypto Into the System – Here’s What Traders Need to Know

The Fed’s New Account Could Let Crypto Into the System – Here’s What Traders Need to Know

The Fed has described a capped “payment account” that would offer basic access to Fedwire and ACH without interest, overdrafts, or emergency lending, framing it as a payments tool that could reduce reliance on intermediaries for eligible firms, including stablecoin issuers.

Author: Coinstats