Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15020 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Which Crypto to Buy Today for Long-Term Growth Before November Starts?

Which Crypto to Buy Today for Long-Term Growth Before November Starts?

The post Which Crypto to Buy Today for Long-Term Growth Before November Starts? appeared on BitcoinEthereumNews.com. As October comes to an end, investors are seeking for initiatives that can be used in the real world and have a good chance of growing over time. Today, a lot of purchasers are looking at the values of different tokens to identify ones that will go up and down in value. The crypto market is heating up again. There is a lot of interest in the project Mutuum Finance (MUTM). This is a new decentralized finance platform that will transform the way individuals lend, borrow, and earn bitcoin. People who desire growth based on utility rather than hype are quickly finding that Mutuum Finance (MUTM) is the greatest coin to buy right now. It has a well-organized community and creative ways to give out rewards. There is now an award system on the 24-hour leaderboard to incentivize big investors. Every day, the individual at the top of the rankings will win $500 in MUTM, but they have to make at least one trade in that time. Entering the Final Presale Window Before November Mutuum Finance (MUTM) is still in the presale period, but it has already made a big splash in the market. The coin has a total supply of 4 billion and has raised about $17.7 million so far. Phase 6 is now live and costs $0.035. About 72% of the 170 million tokens have now been sold. There are currently more than 17,400 holders, and the community is developing quickly. Investors that got in early have already enjoyed good profits. The price of the token started at $0.01 in Phase 1 and has now gone up 3.5x to $0.035. That means that an investor who acquired $10,000 worth of MUTM in the first round now has more than $35,000. As the presale moves closer to its end,…

Author: BitcoinEthereumNews
Can JustLend DAO’s buyback program pull JST out of its downtrend?

Can JustLend DAO’s buyback program pull JST out of its downtrend?

JustLend DAO, a decentralized lending platform on Tron, has kicked off its JST Buyback & Burn Program with a 559.9 million token burn, sparking hopes of a trend reversal. On October 21, JustLend DAO, a decentralized lending platform on Tron…

Author: Crypto.news
SBI and Ripple Back Evernorth’s $1B XRP Treasury Plan

SBI and Ripple Back Evernorth’s $1B XRP Treasury Plan

The post SBI and Ripple Back Evernorth’s $1B XRP Treasury Plan appeared on BitcoinEthereumNews.com. SBI Holdings and Ripple Back Evernorth’s $1B XRP Treasury Initiative Tokyo-based SBI Holdings has announced a strategic $200 million investment in U.S.-based Evernorth Holdings through a PIPE (Private Investment in Public Equity) financing round, joining forces with Ripple Labs and other key investors.  This move underscores SBI’s deepening commitment to advancing institutional adoption of the XRP digital asset on a global scale. Evernorth Holdings, founded to drive institutional adoption of XRP, is emerging as a key force in digital asset infrastructure.  The company plans to list on Nasdaq under the ticker XRPN through a merger with Armada Acquisition Corp. II (SPAC). The listing and capital raise, projected to surpass $1 billion, position Evernorth among the largest and most pivotal crypto-related SPAC deals to date. According to the announcement, proceeds from the fundraising will be directed primarily toward purchasing XRP on the open market. The goal is to establish one of the world’s largest public XRP treasuries, a strategic reserve aimed at enhancing the token’s institutional utility and market stability.  Beyond merely holding XRP, Evernorth plans to actively deploy its assets through institutional lending and Decentralized Finance (DeFi) platforms to generate additional yield and value growth. Therefore, this milestone marks a pivotal shift in the crypto landscape, underscoring the growing synergy between traditional finance and blockchain innovation.  SBI’s $200 million investment showcases Japan’s progressive embrace of blockchain technology and reinforces its deep partnership with Ripple, a collaboration that continues to drive the evolution of XRP-powered cross-border payments. Additionally, Evernorth has pledged to have all financial reports independently audited by a leading global firm, reinforcing transparency, strengthening institutional trust, and setting a new benchmark for accountability in the digital asset sector. Therefore, SBI Holdings is actively shaping XRP’s future through strategic investments, deep Ripple partnerships, and accelerating real-world adoption in global payments.…

Author: BitcoinEthereumNews
Brian Armstrong Leads Coinbase Push for Private Transactions on Base

Brian Armstrong Leads Coinbase Push for Private Transactions on Base

TLDR Coinbase adds private USDC transfers to Base with Iron Fish tech. Base enables zk-proof privacy while keeping regulators in the loop. Wrapped USDC gains compliant privacy via Iron Fish integration. Coinbase’s Base merges privacy and compliance for onchain use. Iron Fish powers Base’s new privacy layer for secure transactions. Coinbase is advancing its efforts [...] The post Brian Armstrong Leads Coinbase Push for Private Transactions on Base appeared first on CoinCentral.

Author: Coincentral
This Token May Recreate PEPE’s Pump That Turned $300 into $60,000

This Token May Recreate PEPE’s Pump That Turned $300 into $60,000

Back in 2023, Pepe Coin (PEPE) shocked the crypto market by turning a modest $300 investment into more than $60,000, as the meme coin frenzy ignited a wave of retail speculation and viral trading activity. PEPE’s meteoric rise became one of the most talked-about events in the market that year, proving how quickly new tokens […]

Author: Cryptopolitan
Fed Skinny Master Account May Open Doors for Ripple RLUSD and XRP

Fed Skinny Master Account May Open Doors for Ripple RLUSD and XRP

TLDR Ripple applied for a Fed master account earlier this year. The Fed’s proposal allows direct payment access for eligible fintechs. RLUSD is nearing $1 billion in market cap with rising enterprise use. Ripple acquired GTreasury to expand blockchain in corporate finance. The U.S. Federal Reserve has proposed a new type of master account that [...] The post Fed Skinny Master Account May Open Doors for Ripple RLUSD and XRP appeared first on CoinCentral.

Author: Coincentral
Concierge Trading: The Smarter Way To Create A Crypto Treasury

Concierge Trading: The Smarter Way To Create A Crypto Treasury

Every business leader is aware of the need to safeguard their company’s capital, and conventional wisdom dictates they should invest in a mix of traditional assets like bonds and stocks to protect against economic volatility.  But this isn’t the only option for ambitious business executives, for a new paradigm has emerged that involves stockpiling digital assets such as Bitcoin and Ethereum. That doesn’t mean engaging in speculative trading. Rather, these crypto treasuries represent a more sophisticated attempt by businesses to diversify their assets, and they can provide substantial advantages over traditional investments.  Notable companies with established crypto treasuries include Elon Musk’s Tesla Inc., Michael Saylor’s Strategy Inc. and the online performance marketing firm SharpLink Gaming. Strategy is believed to hold 640,250 BTC (worth around $72 billion), a truly humongous amount representing 3% of the total supply, while SharpLink has become one of the biggest Ethereum “whales” of all, amassing over 740,000 ETH, worth more than $3.04 billion at today’s prices.   Some executives might balk at the idea of holding crypto assets, and not just because of their volatile nature. The process of buying, selling and managing crypto securely is not for the faint-hearted, especially anyone who is new to dealing in digital assets. But that’s where concierge trading platforms like On-Demand Trading can make a difference. With its white-glove service, businesses don’t need any in-depth technical know-how to get to grips with crypto.  Why Create A Crypto Treasury?  First and foremost, crypto can be an excellent hedge against possible inflation. The economy today is notoriously unpredictable thanks to the uncertainty of U.S. trade policies and the on-and-off-again prospect of heavy tariffs. And inflation continues to be a challenge in many countries.  Bitcoin, with its supply capped at just 21 million coins, is designed to be anti-inflationary, and although its value moves up and down, anyone who zooms out and looks at the long-term picture will see that it has been on a steady upward trajectory for years. In fact, it has been rising ever since it was first created in 2009. There’s a good reason why Bitcoin is considered a “store of value”, and by holding it over the long term, businesses can hedge against inflation and benefit from its future appreciation.   Crypto treasuries can also be justified by the need for businesses to diversify their asset base as much as possible. In fact, some would argue that crypto is one of the best ways to do this, because the market doesn’t always correlate with traditional assets. Oftentimes, when the stock market is down, other assets will be down too, but crypto stays strong. There have been many instances in the past where the value of crypto assets has jumped at a time when other markets feel the heat. By holding a portion of their wealth in crypto, businesses can stabilize the value of their portfolios during moments of volatility.   Executives may also consider exploring the unique opportunities in decentralized finance that can only be accessed with crypto. DeFi protocols provide numerous ways for companies to generate yield, for instance, by staking, lending, or providing capital to liquidity pools to earn rewards. Crypto can also be used to invest in tokenized real-world assets that span everything from real estate to renewable energy to uranium.  A Strategic Trading Partner Businesses might be wary of entering the crypto realm, and that’s understandable. For instance, a company that’s involved in recycling used car parts or manufacturing washing machines is unlikely to know too much about buying and selling crypto. But technical knowledge is not required when engaging with specialized crypto trading platforms like On-Demand Trading.  Unlike traditional crypto exchange platforms, where users have to do everything themselves, On-Demand Trading offers a concierge experience for every customer and is especially suited to corporate clients. It’s like customer support on steroids – whereas other platforms just direct their users to their FAQ pages and online guides, On-Demand Trading assigns each client a dedicated account manager who can be accessed via chat 24 hours a day. They’re real humans, and it’s their job to guide customers throughout the crypto trading process.  Customers simply tell their account manager what they want to buy or sell, and they’ll be quoted a price, which they can either accept or decline. If they agree, On-Demand Trading provides wire transfer instructions, and the trade will be executed at that price on the same day. Repeat customers and larger volume trades can obtain discounted rates.  In fact, it’s more like engaging with a consultant than trading on a platform, with dedicated account managers working with businesses to help them craft customized strategies for their crypto treasuries, based on their level of risk tolerance, investment horizons and financial objectives.  Security is another area where On-Demand Trading excels, thanks to its robust compliance frameworks, multi-signature wallets and institutional-grade cold storage. Account managers can help companies to navigate whatever regulatory complexities they may face, with detailed transaction reporting to ensure they’re operating in full compliance.  Final Thoughts Creating a crypto treasury can be a smart move, but the smartest businesses won’t let this distract them from their core operations. Rather than looking for a crypto platform, they’ll find a strategic partner that’s able to handle all of the intricacies of their digital asset investments, leaving them free to focus on growing their business.

Author: Coinstats
The Bitcoin Lesson: Those Who Bought at $100 Made Millions—Ozak AI at $0.012 Offers Similar Start

The Bitcoin Lesson: Those Who Bought at $100 Made Millions—Ozak AI at $0.012 Offers Similar Start

The Bitcoin story continues to serve as a lesson for early investors. Investors who purchased Bitcoin at $100 saw their holdings multiply to millions as the price surged beyond $120,000 in 2025. Today, a new player—Ozak AI—is capturing similar early interest. Ozak AI, at $0.012 , combines artificial intelligence and blockchain to create a data-driven […] The post The Bitcoin Lesson: Those Who Bought at $100 Made Millions—Ozak AI at $0.012 Offers Similar Start appeared first on Live Bitcoin News.

Author: LiveBitcoinNews
Little Pepe Crypto Price Prediction: Is This the Next 100x Meme Coin Everyone Is Talking About?

Little Pepe Crypto Price Prediction: Is This the Next 100x Meme Coin Everyone Is Talking About?

Little Pepe nears $28M raised as its presale hits 95% completion. With CertiK audit approval and a meme-focused Layer 2 chain, it’s leaping beyond hype toward real utility.

Author: Blockchainreporter
Evernorth and Armada Acquisition Corp II to Merge - Will Use $1 Billion to Create an XRP Treasury

Evernorth and Armada Acquisition Corp II to Merge - Will Use $1 Billion to Create an XRP Treasury

Evernorth Holdings Inc. and Armada Acquisition Corp II will merge to create a new publicly traded company. The merger will generate $1 billion in gross proceeds, which will then be used to buy XRP. Ripple CEO Brad Garlinghouse is set to be a strategic advisor to Evernorth.

Author: Hackernoon